Civic Intelligence

Alatrust Credit Union

990 • Fiscal year 2014 • EIN 63-0021787

Jan 01, 2014 to Dec 31, 2014

Hoover, AL
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

30th percentile

0.88x

Higher debt load relative to assets than 30% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Liabilities / Revenue

67th percentile

20.00x

Higher debt load relative to revenue than 67% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Net Margin

56th percentile

12%

Higher net margin than 56% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2014

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2014

Asset Growth

7th percentile

-1.1%

Faster asset growth than 7% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Revenue Growth

9th percentile

-6.2%

Faster revenue growth than 9% of similar nonprofits.

2014 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2013 to 2014

Assets

Down

$129,158,517

Down $1,434,139 (-1.1%) from 2013

Net Assets

Up

$15,873,984

Up $435,650 (+2.8%) from 2013

Liabilities

Down

$113,284,533

Down $1,869,789 (-1.6%) from 2013

Revenue

Down

$5,664,090

Down $375,248 (-6.2%) from 2013

Expenses

Down

$4,998,403

Down $2,696,641 (-35%) from 2013

Net Income

Up

$665,687

Up $2,321,393 (+140%) from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $110,994,726Liabilities 2010: $95,771,043Net Assets 2010: $15,223,6832010Assets 2011: $117,229,806Liabilities 2011: $102,848,119Net Assets 2011: $14,381,6872011Assets 2012: $124,433,709Liabilities 2012: $108,925,921Net Assets 2012: $15,507,7882012Assets 2013: $130,592,656Liabilities 2013: $115,154,322Net Assets 2013: $15,438,3342013Assets 2014: $129,158,517Liabilities 2014: $113,284,533Net Assets 2014: $15,873,9842014Assets 2015: $132,551,766Liabilities 2015: $116,604,063Net Assets 2015: $15,947,7032015Assets 2016: $132,941,820Liabilities 2016: $117,556,444Net Assets 2016: $15,385,3762016Assets 2017: $134,189,689Liabilities 2017: $118,406,230Net Assets 2017: $15,783,4592017Assets 2018: $135,666,611Liabilities 2018: $119,335,767Net Assets 2018: $16,330,8442018Assets 2019: $140,643,251Liabilities 2019: $121,984,032Net Assets 2019: $18,659,2192019Assets 2020: $160,346,083Liabilities 2020: $139,605,044Net Assets 2020: $20,741,0392020Assets 2021: $183,851,968Liabilities 2021: $162,140,803Net Assets 2021: $21,711,1652021Assets 2022: $187,319,143Liabilities 2022: $172,884,154Net Assets 2022: $14,434,9892022Assets 2023: $199,335,118Liabilities 2023: $183,108,794Net Assets 2023: $16,226,3242023Assets 2024: $202,055,003Liabilities 2024: $182,764,887Net Assets 2024: $19,290,1162024

Highlighted filing

2014

Assets$129,158,517
Liabilities$113,284,533
Net Assets$15,873,984

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $7,041,9352010Expenses 2011: $6,172,0002011Expenses 2012: $5,789,2312012Revenue 2013: $6,039,338Expenses 2013: $7,695,044Net Income 2013: -$1,655,7062013Revenue 2014: $5,664,090Expenses 2014: $4,998,403Net Income 2014: $665,6872014Revenue 2015: $5,944,109Expenses 2015: $5,294,424Net Income 2015: $649,6852015Revenue 2016: $5,642,688Expenses 2016: $5,132,157Net Income 2016: $510,5312016Revenue 2017: $5,557,016Expenses 2017: $5,131,316Net Income 2017: $425,7002017Revenue 2018: $6,181,928Expenses 2018: $5,159,772Net Income 2018: $1,022,1562018Revenue 2019: $6,643,637Expenses 2019: $5,667,246Net Income 2019: $976,3912019Revenue 2020: $6,665,159Expenses 2020: $5,691,968Net Income 2020: $973,1912020Revenue 2021: $6,977,892Expenses 2021: $5,739,206Net Income 2021: $1,238,6862021Revenue 2022: $8,462,340Expenses 2022: $6,122,684Net Income 2022: $2,339,6562022Revenue 2023: $9,937,960Expenses 2023: $8,033,194Net Income 2023: $1,904,7662023Revenue 2024: $11,426,984Expenses 2024: $9,641,597Net Income 2024: $1,785,3872024

Highlighted filing

2014

Revenue$5,664,090
Expenses$4,998,403
Net Income$665,687
Filing Detail Status

This 2014 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Mission and Program Overview

Mission

Cooperative society incorporated for the twofold purpose of promoting thrift among its members and creating a source of credit for them at legitimate rates of interest.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$202$183$19.3$11.4$9.64$1.79
2023Detailed filing. Detailed filing data is available for this year.$199$183$16.2$9.94$8.03$1.90
2022Detailed filing. Detailed filing data is available for this year.$187$173$14.4$8.46$6.12$2.34
2021Detailed filing. Detailed filing data is available for this year.$184$162$21.7$6.98$5.74$1.24
2020Detailed filing. Detailed filing data is available for this year.$160$140$20.7$6.67$5.69$0.97
2019Detailed filing. Detailed filing data is available for this year.$141$122$18.7$6.64$5.67$0.98
2018Detailed filing. Detailed filing data is available for this year.$136$119$16.3$6.18$5.16$1.02
2017Detailed filing. Detailed filing data is available for this year.$134$118$15.8$5.56$5.13$0.43
2016Detailed filing. Detailed filing data is available for this year.$133$118$15.4$5.64$5.13$0.51
2015Detailed filing. Detailed filing data is available for this year.$133$117$15.9$5.94$5.29$0.65
2014Summary only. Only limited summary data is available for this year.$129$113$15.9$5.66$5.00$0.67
2013Detailed filing. Detailed filing data is available for this year.$131$115$15.4$6.04$7.70$1.66
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$124$109$15.5$5.79
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$117$103$14.4$6.17
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$111$95.8$15.2$7.04