Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
EIN 62-6642525 • 501(c)14 • Chattanooga, TN
Profile
Credit union - to provide services to approximately 3,158 members in the form of loans, savings, and other financial services.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
45th percentile
Higher debt load relative to assets than 45% of similar nonprofits.
Liabilities / Revenue
32nd percentile
Higher debt load relative to revenue than 32% of similar nonprofits.
Net Margin
53rd percentile
Higher net margin than 53% of similar nonprofits.
Top Officer Pay
97th percentile
Higher top officer pay than 97% of similar nonprofits.
Top officer pay equals 12.0% of source-year revenue.
Asset Growth
78th percentile
Faster asset growth than 78% of similar nonprofits.
Revenue Growth
49th percentile
Faster revenue growth than 49% of similar nonprofits.
Assets
Down$23,607,137
Down $49,755 (-0.2%) from 2023
Liabilities
Down$19,895,703
Down $226,532 (-1.1%) from 2023
Net Assets
Up$3,711,434
Up $176,777 (+5.0%) from 2023
Revenue
Up$1,488,921
Up $215,349 (+17%) from 2023
Expenses
Up$1,312,144
Up $148,014 (+13%) from 2023
Net Income
Up$176,777
Up $67,335 (+62%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Credit union - to provide services to approximately 3,116 members in the form of loans, savings, and other financial services.
Credit union - to provide financial services for its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $15,491,990 | $14,105,611 | ▼ $1,386,379 |
| Savings and Temporary Cash Investments | $5,208,000 | $4,976,000 | ▼ $232,000 |
| Rtn Earn Endowment Incm Other Fnds | $2,922,860 | $3,711,434 | ▲ $788,574 |
| Cash and Non-Interest-Bearing Accounts | $2,140,971 | $3,680,893 | ▲ $1,539,922 |
| Cap Stk Tr Prin Current Funds | $611,797 | - | - |
| Land, Buildings, and Equipment, Net | $344,705 | $374,668 | ▲ $29,963 |
| Investments Other Securities | $159,857 | $159,753 | ▼ $104 |
| Prepaid Expenses and Deferred Charges | $62,514 | $81,988 | ▲ $19,474 |
| Total Assets | $23,656,892 | $23,607,137 | ▼ $49,755 |
| Other Assets Total | $248,855 | $228,224 | ▼ $20,631 |
| Liabilities | |||
| Other Liabilities | $19,882,410 | $19,685,241 | ▼ $197,169 |
| Accounts Payable and Accrued Expenses | $239,825 | $210,462 | ▼ $29,363 |
| Total Liabilities | $20,122,235 | $19,895,703 | ▼ $226,532 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $3,534,657 | $3,711,434 | ▲ $176,777 |
| Total Liabilities and Net Assets / Fund Balance | $23,656,892 | $23,607,137 | ▼ $49,755 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $53,758 | $439,962 | $493,720 |
| Equipment | $75,421 | $379,264 | $454,685 |
| Land | $245,489 | - | $245,489 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Shannon Walters | Manager/CEO | FT | $126,000 | $8,650 | $134,650 |
| Name | Title |
|---|---|
| Joan Campbell | Board Member |
| Fred Gault | Board Presid |
| Erical Beasley | Board Secret |
| Carolyn Fletcher | Board Treasu |
| Jeremy Otting | Board Vice P |
| Carol Pam Upton | Supervisory |
| Carol Weaver-vandergriff | Supervisory |
| Mary Pettyjohn | Supervisory |
| Line Item | Amount |
|---|---|
| Other Expenses | $716,183 |
| Salaries, Compensation, and Employee Benefits | $595,961 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $495,227 | - | $495,227 |
| Office Expenses | - | $421,595 | - | $421,595 |
| Interest | - | $118,618 | - | $118,618 |
| Other Employee Benefits | - | $48,799 | - | $48,799 |
| Payroll Taxes | - | $37,408 | - | $37,408 |
| Travel | - | $26,514 | - | $26,514 |
| Occupancy | - | $26,335 | - | $26,335 |
| Other Expenses | - | $18,923 | - | $18,923 |
| All Other Expenses | - | $15,000 | - | $15,000 |
| Pension Plan Contributions | - | $14,527 | - | $14,527 |
| Total Functional Expenses | $0 | $1,312,144 | $0 | $1,312,144 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Regular Shares | $12,077,793 |
| All Other Shares | $4,054,832 |
| Share Drafts | $3,291,979 |
| Nonmember Deposits | $260,637 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The form 990 is reviewed by the manager before filing. The form 990 is available for review by the board of directors upon request.”
“The board of directors monitor and enforce the conflict of interest policy.”
“The board of directors review, approve, and record in the minutes using comparability data.”
“The board of directors review, approve, and record in the minutes using comparability data.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Hours of service are related to duties of the board of directors and supervisory committee without compensation.”
“The credit union did not have any unrelated business income.”
“Due to rounding 0 due to rounding 0 re move to all - cecl 0”
“Annual agreed upon procedures are performed by an independent auditor.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 239825 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 210462 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 15491990 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 14105611 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 15000 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 15000 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | SHANNON WALTERS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4232424728 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 946 EAST THIRD STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | CHATTANOOGA |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 37403 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 611797 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2140971 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3680893 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 325717 |
| IRS990/CYOtherExpensesAmt | 0 | 716183 |
| IRS990/CYOtherRevenueAmt | 0 | 61335 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1101869 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 176777 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 595961 |
| IRS990/CYTotalExpensesAmt | 0 | 1312144 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1488921 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 12 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 1193526 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 8650 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | SHANNON WALTERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | FRED GAULT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CAROLYN FLETCHER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MARY PETTYJOHN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JOAN CAMPBELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | CAROL PAM UPTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | CAROL WEAVER-VANDERGRIFF |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JEREMY OTTING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | ERICAL BEASLEY |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 126000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | MANAGER/CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD PRESID |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD TREASU |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | SUPERVISORY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD VICE P |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD SECRET |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1994 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1488921 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 118618 |
| IRS990/InterestGrp/TotalAmt | 0 | 118618 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 325717 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 325717 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 159857 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 159753 |
| IRS990/IRPDocumentCnt | 0 | 161 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 836902 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 344705 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 374668 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1211570 |
| IRS990/LegalDomicileStateCd | 0 | TN |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 3,158 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3534657 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3711434 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 26335 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 26335 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 421595 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 421595 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 248855 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 228224 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 48799 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 48799 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROF & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 1 | EDUCATIONAL & PROMO EXP |
| IRS990/OtherExpensesGrp/Desc | 2 | MISC OPERATING EXP |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 31730 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 31188 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 26280 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 18923 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 31730 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 31188 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 26280 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 18923 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 19882410 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 19685241 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER NON-OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 61335 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 61335 |
| IRS990/OtherRevenueTotalAmt | 0 | 61335 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 495227 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 495227 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 37408 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 37408 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 14527 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 14527 |
| IRS990/PoliticalCampaignActyInd | 0 | true |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 62514 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 81988 |
| IRS990/PrincipalOfficerNm | 0 | SHANNON WALTERS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 792646 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 309223 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 792646 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 309223 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 118618 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 192309 |
| IRS990/PYOtherExpensesAmt | 0 | 619171 |
| IRS990/PYOtherRevenueAmt | 0 | 73291 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1007972 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 109442 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 544959 |
| IRS990/PYTotalExpensesAmt | 0 | 1164130 |
| IRS990/PYTotalRevenueAmt | 0 | 1273572 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 176777 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2922860 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3711434 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 5208000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 4976000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleC/Form1120POLFiledInd | 0 | false |
| IRS990ScheduleC/Section527PoliticalOrgGrp/EIN | 0 | 422728395 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt | 0 | TENNESSEE CREDIT UNION LEAGUE |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt | 0 | 1317 HICKORY VALLEY RD |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm | 0 | CHATTANOOGA |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd | 0 | 37421 |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 0 | CONTRIBUTION TO THE TENNESSEE CREDIT UNON LEGUE PAC. |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 1 | CONTRIBUTION TO TENNESSEE CREDIT UNION LEAGUE PAC |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE C, PART I-A, LINE 1 |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE C, PART IV |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 53758 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 439962 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 493720 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 75421 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 379264 |
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| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 245489 |
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| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 260637 |
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| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | NONMEMBER DEPOSITS |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION DID NOT HAVE ANY UNRELATED BUSINESS INCOME. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE FORM 990 IS REVIEWED BY THE MANAGER BEFORE FILING. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE BOARD OF DIRECTORS REVIEW, APPROVE, AND RECORD IN THE MINUTES USING COMPARABILITY DATA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THE BOARD OF DIRECTORS REVIEW, APPROVE, AND RECORD IN THE MINUTES USING COMPARABILITY DATA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | DUE TO ROUNDING 0 DUE TO ROUNDING 0 RE MOVE TO ALL - CECL 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR. |
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| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XI, LINE 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | FORM 990, PART XII |
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| IRS990/TotalLiabilitiesEOYAmt | 0 | 19895703 |
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| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
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| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SHANNON WALTERS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER/CEO |
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| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-03-31 |
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| ReturnHeader/Filer/BusinessNameControlTxt | 0 | HEAL |
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| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 946 EAST THIRD STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CHATTANOOGA |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 37403 |
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| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 202711127 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CU AUDIT & COMPLIANCE GROUP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3692 COOLIDGE CT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 323117890 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2054372176 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-03-31 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | AMANDA ONKST |
| ReturnHeader/ReturnTs | 0 | 2025-03-31T17:36:11-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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