Civic Intelligence

Professional and Business Association

EIN 62-6081777 • 501(c)3 • Collegedale, TN

Profile

To provide capital in the form of loans at reasonable rates to churches and church schools for the purpose of new and replacement construction. Capital is accumulated through loans made to the organization by members and others. The organization also makes occasional direct grants to the local conference of churches to assist in development.

Pobox 467Collegedale, TN 37315-0467

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Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

88th percentile

0.82x

Higher debt load relative to assets than 88% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

97th percentile

16.30x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

73rd percentile

19%

Higher net margin than 73% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

39th percentile

$823

Higher top officer pay than 39% of similar nonprofits.

Top officer pay equals 0.1% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Asset Growth

40th percentile

2.2%

Faster asset growth than 40% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

85th percentile

44%

Faster revenue growth than 85% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Up

$20,373,430

Up $431,853 (+2.2%) from 2023

Liabilities

Up

$16,682,532

Up $233,651 (+1.4%) from 2023

Net Assets

Up

$3,690,898

Up $198,202 (+5.7%) from 2023

Revenue

Up

$1,023,717

Up $311,410 (+44%) from 2023

Expenses

Up

$825,515

Up $240,493 (+41%) from 2023

Net Income

Up

$198,202

Up $70,917 (+56%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $21,041,181Liabilities 2010: $18,447,774Net Assets 2010: $2,593,4072010Assets 2011: $18,761,998Liabilities 2011: $16,096,381Net Assets 2011: $2,665,6172011Assets 2012: $19,259,233Liabilities 2012: $16,588,281Net Assets 2012: $2,670,9522012Assets 2013: $17,138,883Liabilities 2013: $14,423,706Net Assets 2013: $2,715,1772013Assets 2014: $16,615,601Liabilities 2014: $13,841,694Net Assets 2014: $2,773,9072014Assets 2015: $18,228,462Liabilities 2015: $15,449,846Net Assets 2015: $2,778,6162015Assets 2016: $18,443,604Liabilities 2016: $15,612,144Net Assets 2016: $2,831,4602016Assets 2017: $17,227,267Liabilities 2017: $14,301,978Net Assets 2017: $2,925,2892017Assets 2018: $15,952,822Liabilities 2018: $12,938,459Net Assets 2018: $3,014,3632018Assets 2019: $16,681,571Liabilities 2019: $13,588,424Net Assets 2019: $3,093,1472019Assets 2020: $17,642,734Liabilities 2020: $14,448,487Net Assets 2020: $3,194,2472020Assets 2021: $16,289,186Liabilities 2021: $13,005,526Net Assets 2021: $3,283,6602021Assets 2022: $16,793,769Liabilities 2022: $13,428,358Net Assets 2022: $3,365,4112022Assets 2023: $19,941,577Liabilities 2023: $16,448,881Net Assets 2023: $3,492,6962023Assets 2024: $20,373,430Liabilities 2024: $16,682,532Net Assets 2024: $3,690,8982024

Highlighted filing

2024

Assets$20,373,430
Liabilities$16,682,532
Net Assets$3,690,898

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $893,7452010Revenue 2011: $896,010Expenses 2011: $823,800Net Income 2011: $72,2102011Revenue 2012: $560,433Expenses 2012: $555,098Net Income 2012: $5,3352012Revenue 2013: $548,010Expenses 2013: $503,785Net Income 2013: $44,2252013Revenue 2014: $497,749Expenses 2014: $439,039Net Income 2014: $58,7102014Revenue 2015: $520,780Expenses 2015: $516,050Net Income 2015: $4,7302015Revenue 2016: $537,080Expenses 2016: $492,014Net Income 2016: $45,0662016Revenue 2017: $526,483Expenses 2017: $432,654Net Income 2017: $93,8292017Revenue 2018: $483,858Expenses 2018: $394,784Net Income 2018: $89,0742018Revenue 2019: $463,081Expenses 2019: $384,496Net Income 2019: $78,5852019Revenue 2020: $522,194Expenses 2020: $421,094Net Income 2020: $101,1002020Revenue 2021: $492,571Expenses 2021: $403,158Net Income 2021: $89,4132021Revenue 2022: $478,427Expenses 2022: $396,676Net Income 2022: $81,7512022Revenue 2023: $712,307Expenses 2023: $585,022Net Income 2023: $127,2852023Revenue 2024: $1,023,717Expenses 2024: $825,515Net Income 2024: $198,2022024

Highlighted filing

2024

Revenue$1,023,717
Expenses$825,515
Net Income$198,202

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$20.4$16.7$3.69$1.02$0.83$0.20
2023Detailed filing. Detailed filing data is available for this year.$19.9$16.4$3.49$0.71$0.59$0.13
2022Detailed filing. Detailed filing data is available for this year.$16.8$13.4$3.37$0.48$0.40$0.08
2021Detailed filing. Detailed filing data is available for this year.$16.3$13.0$3.28$0.49$0.40$0.09
2020Detailed filing. Detailed filing data is available for this year.$17.6$14.4$3.19$0.52$0.42$0.10
2019Detailed filing. Detailed filing data is available for this year.$16.7$13.6$3.09$0.46$0.38$0.08
2018Detailed filing. Detailed filing data is available for this year.$16.0$12.9$3.01$0.48$0.39$0.09
2017Detailed filing. Detailed filing data is available for this year.$17.2$14.3$2.93$0.53$0.43$0.09
2016Detailed filing. Detailed filing data is available for this year.$18.4$15.6$2.83$0.54$0.49$0.05
2015Detailed filing. Detailed filing data is available for this year.$18.2$15.4$2.78$0.52$0.52$0.00
2014Detailed filing. Detailed filing data is available for this year.$16.6$13.8$2.77$0.50$0.44$0.06
2013Detailed filing. Detailed filing data is available for this year.$17.1$14.4$2.72$0.55$0.50$0.04
2012Summary only. Only limited summary data is available for this year.$19.3$16.6$2.67$0.56$0.56$0.01
2011Summary only. Only limited summary data is available for this year.$18.8$16.1$2.67$0.90$0.82$0.07
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.0$18.4$2.59$0.89
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 14, 2025
Return Version
2024v5.2
Gross Receipts
$1,023,717
Mission and Program Overview

Mission

To provide capital in the form of loans at reasonable rates to churches and church schools for the purpose of new and replacement construction. Capital is accumulated through loans made to the Organization by members and others. The Organization also, occasionally, makes direct grants to the local conference of churches to assist in development.

To provide capital in the form of loans at reasonable rates to churches and church schoolsfor the purpose of new and replacement construction. Capital is accumulated through loansmade to the organization by members and others. The organization also, occasionally, makesdirect grants to the local conference of churches to assist in development

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$19,718,679$20,032,654▲ $313,975
Cash and Non-Interest-Bearing Accounts$221,142$339,737▲ $118,595
Land, Buildings, and Equipment, Net$1,756$1,039▼ $717
Total Assets$19,941,577$20,373,430▲ $431,853
Liabilities
Unsecured Notes Loans Payable$13,909,585$14,846,785▲ $937,200
Mortgage Notes Payable Secured by Investment Property$2,538,500$1,834,633▼ $703,867
Accounts Payable and Accrued Expenses$796$1,114▲ $318
Total Liabilities$16,448,881$16,682,532▲ $233,651
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,492,696$3,690,898▲ $198,202
Total Net Assets Fund Balance$3,492,696$3,690,898▲ $198,202
Total Liabilities and Net Assets / Fund Balance$19,941,577$20,373,430▲ $431,853

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$1,039$4,062-
Compensation and Service Providers

Employees

NameTitleBaseTotal
Melissa GanoTreasurer$823$823

Board Members and Trustees

NameTitle
Wolf JedamskiPresident
Ed RuskVice-president
Barry PattersonBoard Member
Charles YoungBoard Member
Fred KnopperBoard Member
Lester HaagBoard Member
Marlin WalterBoard Member
Roger HallBoard Member
Stephen RufBoard Member
Terry WiltBoard Member
Karen MccolpinSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,023,300
Investment Income
$417
Other Revenue
$0
Change in Net Assets
$198,202
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$717,742
Grants and Similar Amounts Paid$90,000
Salaries, Compensation, and Employee Benefits$17,773
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$680,417--$680,417
Grants to Domestic Orgs$90,000--$90,000
Fees for Services Accounting-$18,150-$18,150
Comp Disqual Persons-$16,285-$16,285
Office Expenses-$9,229-$9,229
Occupancy-$3,742-$3,742
Conferences and Meetings-$1,674-$1,674
Payroll Taxes-$1,488-$1,488
Advertising-$1,068-$1,068
Other Expenses-$746-$746
Depreciation Depletion-$718-$718
Insurance-$691-$691
Total Functional Expenses$770,417$55,098$0$825,515
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Georgia-cumberland Conference of Seventh-day AdventistCalhoun, GA501(c)3Exempt Purpose$90,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Two board members are related to two other board members.

Form 990, Part VI, Section B, Line 11B

An electronic copy of the form 990 is circulated to all board members for review and input prior to filing.

Form 990, Part VI, Section C, Line 19

The organization makes all required documents available upon request in their office.

Filing and Contact Details

Filer

Filer Name
Professional and Business Association
EIN
62-6081777
Phone
4233969090
Address
POBOX 467, COLLEGEDALE, TN 37315-0467

Signing Officer

Name
Melissa Gano
Title
Treasurer
Phone
4233969090
Signed
2025-07-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Melissa Gano
Formed
1967
Legal Domicile
Tn
Voting Board Members
12
Independent Board Members
12
Employees
3
Volunteers
0

Preparer

Firm
Barto Hoss & Company Pc
Address
5751 UPTAIN ROAD SUITE 100, CHATTANOOGA, TN 37411-4077
Preparer
Michael a Barto
Phone
4238550700
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

This process has not changed from the prior year.

Financial Statement Notes

PART X, LINE 2:

Accounting for uncertainties in income taxes recognized in an organization's financial statements is based upon the organization's assessment of probable income tax related exposures and the anticipated settlement of those exposures resulting in actual liabilities. As of the end of the year, the organization does not believe it has any uncertain tax positions that would qulify for either recognition or disclosures in the financial statements.

Raw XML AppendixShowing 400 of 422 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO PROVIDE CAPITAL IN THE FORM OF LOANS AT REASONABLE RATES TO CHURCHES AND CHURCH SCHOOLS FOR THE PURPOSE OF NEW AND REPLACEMENT CONSTRUCTION. CAPITAL IS ACCUMULATED THROUGH LOANS MADE TO THE ORGANIZATION BY MEMBERS AND OTHERS. THE ORGANIZATION ALSO MAKES OCCASIONAL DIRECT GRANTS TO THE LOCAL CONFERENCE OF CHURCHES TO ASSIST IN DEVELOPMENT.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt02538500
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt01834633
IRS990/NetAssetsOrFundBalancesBOYAmt03492696
IRS990/NetAssetsOrFundBalancesEOYAmt03690898
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt03492696
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt03690898
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt03742
IRS990/OccupancyGrp/TotalAmt03742
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt09229
IRS990/OfficeExpensesGrp/TotalAmt09229
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0POSTAGE AND DELIVERY
IRS990/OtherExpensesGrp/Desc1TELEPHONE
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01307
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1746
IRS990/OtherExpensesGrp/TotalAmt01307
IRS990/OtherExpensesGrp/TotalAmt1746
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01488
IRS990/PayrollTaxesGrp/TotalAmt01488
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0MELISSA GANO
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522292
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST FROM LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01023300
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01023300
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt090000
IRS990/PYInvestmentIncomeAmt0612
IRS990/PYOtherExpensesAmt0480470
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0711695
IRS990/PYRevenuesLessExpensesAmt0127285
IRS990/PYSalariesCompEmpBnftPaidAmt014552
IRS990/PYTotalExpensesAmt0585022
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0712307
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0198202
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt01023717
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0417
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0612
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0886
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt01479
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt01246
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt04640
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt01023300
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0711695
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0477541
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0491092
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0520948
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt03224576
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0417
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0612
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0886
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt01479
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt01246
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt04640
IRS990ScheduleA/InvestmentIncomeCYPct00.00140
IRS990ScheduleA/InvestmentIncomePYPct00.00190
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99860
IRS990ScheduleA/PublicSupportPY509Pct00.99810
IRS990ScheduleA/PublicSupportTotal509Amt03224576
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01023300
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0711695
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0477541
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0491092
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0520948
IRS990ScheduleA/Total509Grp/TotalAmt03224576
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt01023717
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0712307
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0478427
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0492571
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0522194
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt03229216
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt01039
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04062
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt05101
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ACCOUNTING FOR UNCERTAINTIES IN INCOME TAXES RECOGNIZED IN AN ORGANIZATION'S FINANCIAL STATEMENTS IS BASED UPON THE ORGANIZATION'S ASSESSMENT OF PROBABLE INCOME TAX RELATED EXPOSURES AND THE ANTICIPATED SETTLEMENT OF THOSE EXPOSURES RESULTING IN ACTUAL LIABILITIES. AS OF THE END OF THE YEAR, THE ORGANIZATION DOES NOT BELIEVE IT HAS ANY UNCERTAIN TAX POSITIONS THAT WOULD QULIFY FOR EITHER RECOGNITION OR DISCLOSURES IN THE FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01039
IRS990ScheduleI/GrantRecordsMaintainedInd00
IRS990ScheduleI/RecipientTable/CashGrantAmt090000
IRS990ScheduleI/RecipientTable/IRCSectionDesc0501(C)3
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt00
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0EXEMPT PURPOSE
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0GEORGIA-CUMBERLAND CONFERENCE OF SEVENTH-DAY ADVENTIST
IRS990ScheduleI/RecipientTable/RecipientEIN0522000393
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt0PO BOX 12000
IRS990ScheduleI/RecipientTable/USAddress/CityNm0CALHOUN
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0GA
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd030703
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION CLOSELY MONITORS PROGRESS VERSUS CONTINUING NEED FOR FUNDING OF EVANGELICAL OUTREACH THROUGH CONTACTS MAINTAINED WITH THE CONFERENCE OFFICERS.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE I, PART 1 LINE 2
IRS990ScheduleI/Total501c3OrgCnt01
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TWO BOARD MEMBERS ARE RELATED TO TWO OTHER BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1AN ELECTRONIC COPY OF THE FORM 990 IS CIRCULATED TO ALL BOARD MEMBERS FOR REVIEW AND INPUT PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION MAKES ALL REQUIRED DOCUMENTS AVAILABLE UPON REQUEST IN THEIR OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THIS PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART XII, LINE 2C
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0TN
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt019941577
IRS990/TotalAssetsEOYAmt020373430
IRS990/TotalAssetsGrp/BOYAmt019941577
IRS990/TotalAssetsGrp/EOYAmt020373430
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt055098
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0770417
IRS990/TotalFunctionalExpensesGrp/TotalAmt0825515
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt016448881
IRS990/TotalLiabilitiesEOYAmt016682532
IRS990/TotalLiabilitiesGrp/BOYAmt016448881
IRS990/TotalLiabilitiesGrp/EOYAmt016682532
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03492696
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03690898
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0770417
IRS990/TotalProgramServiceRevenueAmt01023300
IRS990/TotalReportableCompFromOrgAmt0823
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01023717
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01023717
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt019941577
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt020373430
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt013909585
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt014846785
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0POBOX 467
IRS990/USAddress/CityNm0COLLEGEDALE
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd0373150467
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0NA
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MELISSA GANO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum04233969090
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-14

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