Civic Intelligence

Chamber of Commerce Elizabethton-Carter County

EIN 62-6047765 • 501(c)6 • Elizabethton, TN

Profile

Provide events and services to embolden local commerce

PO Box 190Elizabethton, TN 37644

elizabethtonchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

33rd percentile

0.01x

Higher debt load relative to assets than 33% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

29th percentile

0.00x

Higher debt load relative to revenue than 29% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Net Margin

34th percentile

-1.3%

Higher net margin than 34% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

55th percentile

$53,192

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 10.0% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Asset Growth

7th percentile

-32%

Faster asset growth than 7% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

98th percentile

177%

Faster revenue growth than 98% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Assets

Down

$109,846

Down $51,508 (-32%) from 2024

Liabilities

Down

$587

Down $3,880 (-87%) from 2024

Net Assets

Down

$109,259

Down $47,628 (-30%) from 2024

Revenue

Up

$532,342

Up $339,824 (+177%) from 2024

Expenses

Up

$539,250

Up $355,422 (+193%) from 2024

Net Income

Down

-$6,908

Down $15,598 (-179%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2012: $140,410Liabilities 2012: $3,995Net Assets 2012: $136,4152012Assets 2013: $133,304Liabilities 2013: $4,694Net Assets 2013: $128,6102013Assets 2014: $77,901Liabilities 2014: $5,049Net Assets 2014: $72,8522014Assets 2015: $78,108Liabilities 2015: $5,937Net Assets 2015: $72,1712015Assets 2016: $74,157Liabilities 2016: $9,882Net Assets 2016: $64,2752016Assets 2017: $71,370Liabilities 2017: $11,065Net Assets 2017: $60,3052017Assets 2018: $143,999Liabilities 2018: $931Net Assets 2018: $143,0682018Assets 2019: $140,075Liabilities 2019: $2,339Net Assets 2019: $137,7362019Assets 2020: $103,431Liabilities 2020: $5,545Net Assets 2020: $97,8862020Assets 2021: $158,579Liabilities 2021: $43,131Net Assets 2021: $115,4482021Assets 2022: $286,051Liabilities 2022: $31,530Net Assets 2022: $254,5212022Assets 2023: $180,914Liabilities 2023: $27,370Net Assets 2023: $153,5442023Assets 2024: $161,354Liabilities 2024: $4,467Net Assets 2024: $156,8872024Assets 2025: $109,846Liabilities 2025: $587Net Assets 2025: $109,2592025

Highlighted filing

2025

Assets$109,846
Liabilities$587
Net Assets$109,259

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2012: $139,1902012Expenses 2013: $147,3572013Revenue 2014: $126,699Expenses 2014: $140,457Net Income 2014: -$13,7582014Revenue 2015: $134,445Expenses 2015: $135,126Net Income 2015: -$6812015Revenue 2016: $141,552Expenses 2016: $149,448Net Income 2016: -$7,8962016Revenue 2017: $128,206Expenses 2017: $132,176Net Income 2017: -$3,9702017Revenue 2018: $259,865Expenses 2018: $294,831Net Income 2018: -$34,9662018Revenue 2019: $281,847Expenses 2019: $287,179Net Income 2019: -$5,3322019Revenue 2020: $214,934Expenses 2020: $254,784Net Income 2020: -$39,8502020Revenue 2021: $340,860Expenses 2021: $323,298Net Income 2021: $17,5622021Revenue 2022: $538,562Expenses 2022: $399,489Net Income 2022: $139,0732022Revenue 2023: $449,356Expenses 2023: $550,333Net Income 2023: -$100,9772023Revenue 2024: $192,518Expenses 2024: $183,828Net Income 2024: $8,6902024Revenue 2025: $532,342Expenses 2025: $539,250Net Income 2025: -$6,9082025

Highlighted filing

2025

Revenue$532,342
Expenses$539,250
Net Income-$6,908

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.10$0.01$1.09$5.32$5.39$0.07
2024Detailed filing. Detailed filing data is available for this year.$1.61$0.04$1.57$1.93$1.84$0.09
2023Summary only. Only limited summary data is available for this year.$1.81$0.27$1.54$4.49$5.50$1.01
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.86$0.32$2.55$5.39$3.99$1.39
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.59$0.43$1.15$3.41$3.23$0.18
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.03$0.06$0.98$2.15$2.55$0.40
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.40$0.02$1.38$2.82$2.87$0.05
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.44$0.01$1.43$2.60$2.95$0.35
2017Summary only. Only limited summary data is available for this year.$0.71$0.11$0.60$1.28$1.32$0.04
2016Detailed filing. Detailed filing data is available for this year.$0.74$0.10$0.64$1.42$1.49$0.08
2015Detailed filing. Detailed filing data is available for this year.$0.78$0.06$0.72$1.34$1.35$0.01
2014Summary only. Only limited summary data is available for this year.$0.78$0.05$0.73$1.27$1.40$0.14
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.33$0.05$1.29$1.47
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.40$0.04$1.36$1.39
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 18, 2025
Return Version
2024v5.2
Gross Receipts
$532,342
Mission and Program Overview

Mission

Provide leadership and service to the local city and county business community. Provide events and services to help provide leadership and service to the local city and county business community.

Provide events and services to provide leadership and service to the local city and county business community

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$161,132$97,722▼ $63,410
Accounts Receivable-$12,025-
Inventories for Sale or Use$222$99▼ $123
Total Assets$161,354$109,846▼ $51,508
Liabilities
Accounts Payable and Accrued Expenses$4,467$587▼ $3,880
Total Liabilities$4,467$587▼ $3,880
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$156,887$109,259▼ $47,628
Total Net Assets Fund Balance$156,887$109,259▼ $47,628
Total Liabilities and Net Assets / Fund Balance$161,354$109,846▼ $51,508
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Joy MccrayExecutive DirectorFT$53,192$53,192

Board Members and Trustees

NameTitle
Frankie BaileyPresident
Kathy CampbellPresident Emeritus
Bj GottBoard Member
Cheri ClavierBoard Member
DANNY O'QUINNBoard Member
Ginger HoldrenBoard Member
Jenni GreenwellBoard Member
Justin SmithBoard Member
Kim SchlagerBoard Member
Lauren ClemsonBoard Member
Myra NewmanBoard Member
Sharon SheppardBoard Member
David LeveauInterim Treasurer
Sarah PresnellTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$510,906
Program Service Revenue
$21,395
Investment Income
$41
Other Revenue
$0
Change in Net Assets
$-6,908
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$355,767
Salaries, Compensation, and Employee Benefits$183,483
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Advertising-$225,547-$225,547
Other Salaries and Wages-$116,542-$116,542
Current Officers, Directors, Trustees, and Key Employees-$50,338-$50,338
Occupancy-$21,628-$21,628
Office Expenses-$20,561-$20,561
Payroll Taxes-$16,603-$16,603
Information Technology-$7,450-$7,450
Fees for Services Accounting-$3,166-$3,166
Fees for Services Legal-$3,166-$3,166
Travel-$2,894-$2,894
Fees for Services Management-$2,306-$2,306
Other Expenses$44,598$1,485-$1,485
Insurance-$1,392-$1,392
Total Functional Expenses$46,312$492,938$0$539,250
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI Line 8A

Minutes of the meetings are contemporaneously documented.

Part VI Line 8B

Minutes of the meetings are contemporaneously documented.

Part VI Line 11B

Form 990 and all supporting schedulsd are presented at a board

Part VI Line 11B

meeting for review and approval prior to filing.

Part VI Line 19

All related documents are available upon request during public

Part VI Line 19

meetings.

Filing and Contact Details

Filer

Filer Name
Chamber of Commerce Elizabethton-Carter County
EIN
62-6047765
In Care Of
% Veronica Alsop
Address
PO Box 190, Elizabethton, TN 37644

Signing Officer

Name
Veronica Alsop
Title
Director
Phone
4235473850
Signed
2025-11-18
Discuss with paid preparer
No

Organization Details

Principal Officer
Veronica Alsop
Formed
1945
Legal Domicile
Tn
Voting Board Members
14
Independent Board Members
14
Employees
8

Preparer

Firm
Joshua S Culbert CPA
Address
407 Hudson Drive, Elizabethton, TN 37643
Preparer
Brevin Morris
Phone
4236241502
Supplemental Narrative

Additional Explanations

Part XI Line 9

Incorrect prior accounting records resulting in overstatement of

Part XI Line 9

assets. The corrections are primarily related to unreconciled deposits.

Raw XML AppendixShowing 400 of 411 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt0112288
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Provide events and services to embolden leadership and service to the city and county business community.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0156887
IRS990/NetAssetsOrFundBalancesEOYAmt0109259
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0156887
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0109259
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt021628
IRS990/OccupancyGrp/TotalAmt021628
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt020561
IRS990/OfficeExpensesGrp/TotalAmt020561
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt0-40720
IRS990/OtherExpensesGrp/Desc0Supplies
IRS990/OtherExpensesGrp/Desc1Community Events
IRS990/OtherExpensesGrp/Desc2Membership dues
IRS990/OtherExpensesGrp/Desc3Merchant Processing Fees
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01978
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt117882
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21485
IRS990/OtherExpensesGrp/ProgramServicesAmt01714
IRS990/OtherExpensesGrp/ProgramServicesAmt144598
IRS990/OtherExpensesGrp/TotalAmt03692
IRS990/OtherExpensesGrp/TotalAmt144598
IRS990/OtherExpensesGrp/TotalAmt217882
IRS990/OtherExpensesGrp/TotalAmt31485
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0116542
IRS990/OtherSalariesAndWagesGrp/TotalAmt0116542
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt016603
IRS990/PayrollTaxesGrp/TotalAmt016603
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0Veronica Alsop
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0459420
IRS990/ProgramServiceRevenueGrp/BusinessCd1532000
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0Visitor Center
IRS990/ProgramServiceRevenueGrp/Desc1Office space rental
IRS990/ProgramServiceRevenueGrp/Desc2Community Event Sponsors
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05700
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1536
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt215159
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05700
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1536
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt215159
IRS990/ProgSrvcAccomActy2Grp/Desc0Operate and manage community visitor center, offering information to the local community and visitors of the region. Small, novelty items related to the history of the region and ongoing events are made for sale.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt01298
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt05700
IRS990/ProgSrvcAccomActy3Grp/Desc0Make available use of temporary office and event space for local businesses and entrepreneurs.
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0536
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0185765
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt021
IRS990/PYOtherExpensesAmt0121560
IRS990/PYProgramServiceRevenueAmt06732
IRS990/PYRevenuesLessExpensesAmt08690
IRS990/PYSalariesCompEmpBnftPaidAmt062268
IRS990/PYTotalExpensesAmt0183828
IRS990/PYTotalRevenueAmt0192518
IRS990/ReconcilationRevenueExpnssAmt0-6908
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt015159
IRS990/ScheduleBRequiredInd0false
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Minutes of the meetings are contemporaneously documented.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Minutes of the meetings are contemporaneously documented.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990 and all supporting schedulsd are presented at a board
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3meeting for review and approval prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4All related documents are available upon request during public
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5meetings.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Incorrect prior accounting records resulting in overstatement of
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7assets. The corrections are primarily related to unreconciled deposits.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part VI Line 8a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part VI Line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part VI Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part VI Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Part VI Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Part VI Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Part XI Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Part XI Line 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0161354
IRS990/TotalAssetsEOYAmt0109846
IRS990/TotalAssetsGrp/BOYAmt0161354
IRS990/TotalAssetsGrp/EOYAmt0109846
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0510906
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0492938
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt046312
IRS990/TotalFunctionalExpensesGrp/TotalAmt0539250
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt04467
IRS990/TotalLiabilitiesEOYAmt0587
IRS990/TotalLiabilitiesGrp/BOYAmt04467
IRS990/TotalLiabilitiesGrp/EOYAmt0587
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0156887
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0109259
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt046312
IRS990/TotalProgramServiceRevenueAmt021395
IRS990/TotalReportableCompFromOrgAmt053192
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt021436
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0532342
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0161354
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0109846
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/ManagementAndGeneralAmt02894
IRS990/TravelGrp/TotalAmt02894
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO Box 190
IRS990/USAddress/CityNm0Elizabethton
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd037643
IRS990/VotingMembersGoverningBodyCnt014
IRS990/VotingMembersIndependentCnt014
IRS990/WebsiteAddressTxt0https://elizabethtonchamber.com/
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0VERONICA ALSOP
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Director
ReturnHeader/BusinessOfficerGrp/PhoneNum04235473850
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-18
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Chamber of Commerce Elizabethton-Carter County
ReturnHeader/Filer/BusinessNameControlTxt0CHAM
ReturnHeader/Filer/EIN0626047765
ReturnHeader/Filer/InCareOfNm0% Veronica Alsop
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 190
ReturnHeader/Filer/USAddress/CityNm0Elizabethton
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd037644
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0932760790
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JOSHUA S CULBERT CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0407 Hudson Drive
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Elizabethton

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