Civic Intelligence

Greater Cumberland County Cham Commerce

990 • Fiscal year 2024 • EIN 62-6044942

Jul 01, 2023 to Jun 30, 2024 • Filed on Nov 12, 2024

Refreshing map…

34 South Main StreetCrossville, TN 38555

(931) 484-8444

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

64th percentile

0.14x

Higher debt load relative to assets than 64% of similar nonprofits.

2024 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

75th percentile

0.24x

Higher debt load relative to revenue than 75% of similar nonprofits.

2024 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

66th percentile

10%

Higher net margin than 66% of similar nonprofits.

2024 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

71st percentile

$101,000

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 22.0% of source-year revenue.

2024 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2024

Asset Growth

55th percentile

6.3%

Faster asset growth than 55% of similar nonprofits.

2024 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

55th percentile

7.6%

Faster revenue growth than 55% of similar nonprofits.

2024 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Flat

$817,255

Flat from 2024

Net Assets

Flat

$706,673

Flat from 2024

Liabilities

Flat

$110,582

Flat from 2024

Revenue

Flat

$458,550

Flat from 2024

Expenses

Flat

$411,275

Flat from 2024

Net Income

Flat

$47,275

Flat from 2024

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2011: $96,924Liabilities 2011: $55,083Net Assets 2011: $41,8412011Assets 2012: $384,069Liabilities 2012: $123,736Net Assets 2012: $260,3332012Assets 2013: $404,490Liabilities 2013: $127,079Net Assets 2013: $277,4112013Assets 2014: $443,487Liabilities 2014: $132,540Net Assets 2014: $310,9472014Assets 2015: $471,965Liabilities 2015: $143,067Net Assets 2015: $328,8982015Assets 2016: $546,859Liabilities 2016: $185,596Net Assets 2016: $361,2632016Assets 2017: $518,896Liabilities 2017: $121,795Net Assets 2017: $397,1012017Assets 2018: $560,237Liabilities 2018: $118,596Net Assets 2018: $441,6412018Assets 2019: $533,852Liabilities 2019: $148,099Net Assets 2019: $385,7532019Assets 2020: $550,782Liabilities 2020: $112,294Net Assets 2020: $438,4882020Assets 2021: $624,252Liabilities 2021: $110,628Net Assets 2021: $513,6242021Assets 2022: $685,502Liabilities 2022: $113,374Net Assets 2022: $572,1282022Assets 2023: $768,973Liabilities 2023: $109,575Net Assets 2023: $659,3982023Assets 2024: $817,255Liabilities 2024: $110,582Net Assets 2024: $706,6732024Assets 2024: $817,255Liabilities 2024: $110,582Net Assets 2024: $706,6732024Assets 2025: $990,499Liabilities 2025: $118,043Net Assets 2025: $872,4562025

Highlighted filing

2024

Assets$817,255
Liabilities$110,582
Net Assets$706,673

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $321,829Expenses 2011: $325,189Net Income 2011: -$3,3602011Revenue 2012: $594,088Expenses 2012: $375,596Net Income 2012: $218,4922012Revenue 2013: $389,002Expenses 2013: $371,924Net Income 2013: $17,0782013Revenue 2014: $449,534Expenses 2014: $415,997Net Income 2014: $33,5372014Revenue 2015: $407,110Expenses 2015: $396,789Net Income 2015: $10,3212015Revenue 2016: $475,714Expenses 2016: $443,349Net Income 2016: $32,3652016Revenue 2017: $639,041Expenses 2017: $603,203Net Income 2017: $35,8382017Revenue 2018: $523,454Expenses 2018: $478,914Net Income 2018: $44,5402018Revenue 2019: $429,454Expenses 2019: $485,342Net Income 2019: -$55,8882019Revenue 2020: $436,519Expenses 2020: $383,784Net Income 2020: $52,7352020Revenue 2021: $471,099Expenses 2021: $397,478Net Income 2021: $73,6212021Revenue 2022: $406,312Expenses 2022: $347,808Net Income 2022: $58,5042022Revenue 2023: $426,021Expenses 2023: $338,751Net Income 2023: $87,2702023Revenue 2024: $458,550Expenses 2024: $411,275Net Income 2024: $47,2752024Revenue 2024: $458,550Expenses 2024: $411,275Net Income 2024: $47,2752024Revenue 2025: $676,303Expenses 2025: $510,520Net Income 2025: $165,7832025

Highlighted filing

2024

Revenue$458,550
Expenses$411,275
Net Income$47,275
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Nov 12, 2024
Return Version
2023v5.0
Gross Receipts
$458,550
Mission and Program Overview

Mission

Economic and community development of cumberland county - its people and its products

Economic and community development

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$444,188$422,122▼ $22,066
Land, Buildings, and Equipment, Net$257,216$245,184▼ $12,032
Savings and Temporary Cash Investments$49,944$149,949▲ $100,005
Pledges and Grants Receivable$17,625--
Total Assets$768,973$817,255▲ $48,282
Liabilities
Mortgage Notes Payable Secured by Investment Property$100,348$98,135▼ $2,213
Accounts Payable and Accrued Expenses$9,227$12,447▲ $3,220
Total Liabilities$109,575$110,582▲ $1,007
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$659,398$706,673▲ $47,275
Total Net Assets Fund Balance$659,398$706,673▲ $47,275
Total Liabilities and Net Assets / Fund Balance$768,973$817,255▲ $48,282

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$186,474$97,805-
Land$43,000--
Equipment$12,827$100,411-
Leasehold Improvements$2,883$4,235-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Ethan HadleySecretaryFT$101,000$101,000
Revenue and Support

Revenue Composition

Contributions and Grants
$396,573
Program Service Revenue
$61,902
Investment Income
$75
Other Revenue
$0
Change in Net Assets
$47,275

Audited Revenue Reconciliation

Revenue per Audited Statements
$458,550
Total Revenue per Audited Statements
$458,550
Total Revenue per Form 990
$458,550
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$238,470
Other Expenses$172,805
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$50,297$55,387-$105,684
Current Officers, Directors, Trustees, and Key Employees-$101,000-$101,000
Advertising$38,833$29,685-$68,518
Occupancy$30,810$8,248-$39,058
Office Expenses$1,242$14,654-$15,896
Payroll Taxes$2,679$11,449-$14,128
Other Employee Benefits$688$12,003-$12,691
Depreciation Depletion-$12,032-$12,032
Fees for Services Accounting-$9,673-$9,673
Travel$5,439$3,840-$9,279
Pension Plan Contributions$743$4,224-$4,967
Insurance-$4,491-$4,491
Interest-$3,763-$3,763
Information Technology-$3,540-$3,540
Other Expenses$857$2,142-$2,999
Total Functional Expenses$132,678$278,597$0$411,275

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$411,275
Total Expenses per Audited Statements$411,275
Total Expenses per Form 990$411,275
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI Line 11B

The return will be reviewed by the executive director and signed before electronic submission

Part VI Line 12C

The conflict of interest policy is reviewed annually. They continually monitor relationships for any possibility of conflict.

Part VI Line 15

The board has an annual review of the executive director. His compensation is determined based on that review of his performance.

Filing and Contact Details

Filer

Filer Name
Crossville-cumberland County
EIN
62-6044942
Address
34 SOUTH MAIN STREET, CROSSVILLE, TN 38555

Signing Officer

Name
Ethan Hadley
Title
Secretary
Phone
9314848444
Signed
2024-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ethan Hadley
Legal Domicile
Tn
Voting Board Members
17
Independent Board Members
0
Employees
4

Preparer

Firm
Hassell Ray York & Associate
Address
P O BOX 137, CROSSVILLE, TN 38557
Preparer
Kathleen Tollett CPA
Phone
9314845570
Supplemental Narrative

Additional Explanations

Schedule D Part IV

A listing of property and equipment is on schedule d

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GoverningBodyVotingMembersCnt017
IRS990/GovernmentGrantsAmt0274375
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0458550
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt03540
IRS990/InformationTechnologyGrp/TotalAmt03540
IRS990/InsuranceGrp/ManagementAndGeneralAmt04491
IRS990/InsuranceGrp/TotalAmt04491
IRS990/InterestGrp/ManagementAndGeneralAmt03763
IRS990/InterestGrp/TotalAmt03763
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt075
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt075
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0202451
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0257216
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0245184
IRS990/LandBldgEquipCostOrOtherBssAmt0447635
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt0122198
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0ECONOMIC AND COMMUNITY DEVELOPMENT OF CROSSVILLE AND CUMBERLAND COUNTY - ITS PEOPLE AND ITS PRODUCTS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt0100348
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt098135
IRS990/NetAssetsOrFundBalancesBOYAmt0659398
IRS990/NetAssetsOrFundBalancesEOYAmt0706673
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0659398
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0706673
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt08248
IRS990/OccupancyGrp/ProgramServicesAmt030810
IRS990/OccupancyGrp/TotalAmt039058
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt014654
IRS990/OfficeExpensesGrp/ProgramServicesAmt01242
IRS990/OfficeExpensesGrp/TotalAmt015896
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt012003
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0688
IRS990/OtherEmployeeBenefitsGrp/TotalAmt012691
IRS990/OtherExpensesGrp/Desc0DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc1OTHER EXPENSES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt02466
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt12142
IRS990/OtherExpensesGrp/ProgramServicesAmt01090
IRS990/OtherExpensesGrp/ProgramServicesAmt1857
IRS990/OtherExpensesGrp/TotalAmt03556
IRS990/OtherExpensesGrp/TotalAmt12999
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt055387
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt050297
IRS990/OtherSalariesAndWagesGrp/TotalAmt0105684
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt011449
IRS990/PayrollTaxesGrp/ProgramServicesAmt02679
IRS990/PayrollTaxesGrp/TotalAmt014128
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt04224
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0743
IRS990/PensionPlanContributionsGrp/TotalAmt04967
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt017625
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0ETHAN HADLEY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0813000
IRS990/ProgramServiceRevenueGrp/BusinessCd1813000
IRS990/ProgramServiceRevenueGrp/Desc0VISITORS TOURISM
IRS990/ProgramServiceRevenueGrp/Desc1COMMUNITY DEVELOP
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0352
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt161550
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0352
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt161550
IRS990/ProgSrvcAccomActy2Grp/Desc0VISITOR CENTER
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt089271
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0392092
IRS990/PYInvestmentIncomeAmt046
IRS990/PYOtherExpensesAmt0128174
IRS990/PYProgramServiceRevenueAmt033883
IRS990/PYRevenuesLessExpensesAmt087270
IRS990/PYSalariesCompEmpBnftPaidAmt0210577
IRS990/PYTotalExpensesAmt0338751
IRS990/PYTotalRevenueAmt0426021
IRS990/ReconcilationRevenueExpnssAmt047275
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt049944
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0149949
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0186474
IRS990ScheduleD/BuildingsGrp/DepreciationAmt097805
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0284279
IRS990ScheduleD/EquipmentGrp/BookValueAmt012827
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0100411
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0113238
IRS990ScheduleD/ExpensesSubtotalAmt0411275
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LandGrp/BookValueAmt043000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt043000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt02883
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt04235
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt07118
IRS990ScheduleD/RevenueSubtotalAmt0458550
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0245184
IRS990ScheduleD/TotalExpensesPerForm990Amt0411275
IRS990ScheduleD/TotalRevenuePerForm990Amt0458550
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0458550
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0411275
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A LISTING OF PROPERTY AND EQUIPMENT IS ON SCHEDULE D
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE RETURN WILL BE REVIEWED BY THE EXECUTIVE DIRECTOR AND SIGNED BEFORE ELECTRONIC SUBMISSION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CONFLICT OF INTEREST POLICY IS REVIEWED ANNUALLY. THEY CONTINUALLY MONITOR RELATIONSHIPS FOR ANY POSSIBILITY OF CONFLICT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD HAS AN ANNUAL REVIEW OF THE EXECUTIVE DIRECTOR. HIS COMPENSATION IS DETERMINED BASED ON THAT REVIEW OF HIS PERFORMANCE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D PART IV
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1PART VI LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2PART VI LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3PART VI LINE 15
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0768973
IRS990/TotalAssetsEOYAmt0817255
IRS990/TotalAssetsGrp/BOYAmt0768973
IRS990/TotalAssetsGrp/EOYAmt0817255
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0396573
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0278597

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.90$1.18$8.72$6.76$5.11$1.66
2024Detailed filing. Detailed filing data is available for this year.$8.17$1.11$7.07$4.59$4.11$0.47
2024Summary only. Only limited summary data is available for this year.$8.17$1.11$7.07$4.59$4.11$0.47
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.69$1.10$6.59$4.26$3.39$0.87
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.86$1.13$5.72$4.06$3.48$0.59
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.24$1.11$5.14$4.71$3.97$0.74
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.51$1.12$4.38$4.37$3.84$0.53
2019Summary only. Only limited summary data is available for this year.$5.34$1.48$3.86$4.29$4.85$0.56
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.60$1.19$4.42$5.23$4.79$0.45
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.19$1.22$3.97$6.39$6.03$0.36
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.47$1.86$3.61$4.76$4.43$0.32
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.72$1.43$3.29$4.07$3.97$0.10
2014Detailed filing. Detailed filing data is available for this year.$4.43$1.33$3.11$4.50$4.16$0.34
2013Summary only. Only limited summary data is available for this year.$4.04$1.27$2.77$3.89$3.72$0.17
2012Summary only. Only limited summary data is available for this year.$3.84$1.24$2.60$5.94$3.76$2.18
2011Summary only. Only limited summary data is available for this year.$0.97$0.55$0.42$3.22$3.25$0.03