Civic Intelligence

Greater Cumberland County Cham Commerce

990 • Fiscal year 2021 • EIN 62-6044942

Jul 01, 2020 to Jun 30, 2021 • Filed on Nov 12, 2021

Refreshing map…

34 South Main StreetCrossville, TN 38555

(931) 484-8444

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.18x

Higher debt load relative to assets than 65% of similar nonprofits.

2021 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2021

Liabilities / Revenue

68th percentile

0.23x

Higher debt load relative to revenue than 68% of similar nonprofits.

2021 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2021

Net Margin

61st percentile

16%

Higher net margin than 61% of similar nonprofits.

2021 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2021

Top Officer Pay

69th percentile

$96,000

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 20.4% of source-year revenue.

2021 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2021

Asset Growth

54th percentile

13%

Faster asset growth than 54% of similar nonprofits.

2021 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2020 to 2021

Revenue Growth

51st percentile

7.9%

Faster revenue growth than 51% of similar nonprofits.

2021 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2020 to 2021

Assets

Up

$624,252

Up $73,470 (+13%) from 2020

Net Assets

Up

$513,624

Up $75,136 (+17%) from 2020

Liabilities

Down

$110,628

Down $1,666 (-1.5%) from 2020

Revenue

Up

$471,099

Up $34,580 (+7.9%) from 2020

Expenses

Up

$397,478

Up $13,694 (+3.6%) from 2020

Net Income

Up

$73,621

Up $20,886 (+40%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2011: $96,924Liabilities 2011: $55,083Net Assets 2011: $41,8412011Assets 2012: $384,069Liabilities 2012: $123,736Net Assets 2012: $260,3332012Assets 2013: $404,490Liabilities 2013: $127,079Net Assets 2013: $277,4112013Assets 2014: $443,487Liabilities 2014: $132,540Net Assets 2014: $310,9472014Assets 2015: $471,965Liabilities 2015: $143,067Net Assets 2015: $328,8982015Assets 2016: $546,859Liabilities 2016: $185,596Net Assets 2016: $361,2632016Assets 2017: $518,896Liabilities 2017: $121,795Net Assets 2017: $397,1012017Assets 2018: $560,237Liabilities 2018: $118,596Net Assets 2018: $441,6412018Assets 2019: $533,852Liabilities 2019: $148,099Net Assets 2019: $385,7532019Assets 2020: $550,782Liabilities 2020: $112,294Net Assets 2020: $438,4882020Assets 2021: $624,252Liabilities 2021: $110,628Net Assets 2021: $513,6242021Assets 2022: $685,502Liabilities 2022: $113,374Net Assets 2022: $572,1282022Assets 2023: $768,973Liabilities 2023: $109,575Net Assets 2023: $659,3982023Assets 2024: $817,255Liabilities 2024: $110,582Net Assets 2024: $706,6732024Assets 2025: $990,499Liabilities 2025: $118,043Net Assets 2025: $872,4562025

Highlighted filing

2021

Assets$624,252
Liabilities$110,628
Net Assets$513,624

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $321,829Expenses 2011: $325,189Net Income 2011: -$3,3602011Revenue 2012: $594,088Expenses 2012: $375,596Net Income 2012: $218,4922012Revenue 2013: $389,002Expenses 2013: $371,924Net Income 2013: $17,0782013Revenue 2014: $449,534Expenses 2014: $415,997Net Income 2014: $33,5372014Revenue 2015: $407,110Expenses 2015: $396,789Net Income 2015: $10,3212015Revenue 2016: $475,714Expenses 2016: $443,349Net Income 2016: $32,3652016Revenue 2017: $639,041Expenses 2017: $603,203Net Income 2017: $35,8382017Revenue 2018: $523,454Expenses 2018: $478,914Net Income 2018: $44,5402018Revenue 2019: $429,454Expenses 2019: $485,342Net Income 2019: -$55,8882019Revenue 2020: $436,519Expenses 2020: $383,784Net Income 2020: $52,7352020Revenue 2021: $471,099Expenses 2021: $397,478Net Income 2021: $73,6212021Revenue 2022: $406,312Expenses 2022: $347,808Net Income 2022: $58,5042022Revenue 2023: $426,021Expenses 2023: $338,751Net Income 2023: $87,2702023Revenue 2024: $458,550Expenses 2024: $411,275Net Income 2024: $47,2752024Revenue 2025: $676,303Expenses 2025: $510,520Net Income 2025: $165,7832025

Highlighted filing

2021

Revenue$471,099
Expenses$397,478
Net Income$73,621
Jump To
Filing Snapshot
Filing Period
Jul 1, 2020 to Jun 30, 2021
Signed
Nov 12, 2021
Return Version
2020v4.0
Gross Receipts
$471,099
Mission and Program Overview

Mission

Economic and community development of cumberland county - its people and its products

Economic and community development

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$278,662$344,254▲ $65,592
Land, Buildings, and Equipment, Net$272,120$279,998▲ $7,878
Total Assets$550,782$624,252▲ $73,470
Liabilities
Mortgage Notes Payable Secured by Investment Property$106,519$104,537▼ $1,982
Accounts Payable and Accrued Expenses$4,260$6,091▲ $1,831
Total Liabilities$110,779$110,628▼ $151
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$437,448$511,069▲ $73,621
Net Assets With Donor Restrictions$2,555$2,555→ $0
Total Net Assets Fund Balance$440,003$513,624▲ $73,621
Total Liabilities and Net Assets / Fund Balance$550,782$624,252▲ $73,470

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$204,762$82,459-
Land$43,000--
Equipment$32,236$81,002-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ethan HadleySecretaryFT$90,000$6,000$96,000

Board Members and Trustees

NameTitle
Sonya RimmerChair Elect
Josh StoneChairman
Rj CrawfordPast Chair
Asa ReeseVice Chair
Bryce McdonaldVice Chair
Dr S MaddoxVice Chair
Glenn McdonaldVice Chair
M McclanahanVice Chair
C ChristopherDirector
Derek SolomonDirector
H JacksonDirector
K ChamberlinDirector
Mary WaldoDirector
Misty GallowayDirector
Allen FosterEx Officio
Greg WoodEx Officio
J MayberryEx Officio
Matt DukesTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$459,056
Program Service Revenue
$12,012
Investment Income
$31
Other Revenue
$0
Change in Net Assets
$73,621

Audited Revenue Reconciliation

Revenue per Audited Statements
$471,099
Total Revenue per Audited Statements
$471,099
Total Revenue per Form 990
$471,099
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$201,064
Other Expenses$196,414
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees-$96,000-$96,000
Other Salaries and Wages$51,184$40,216-$91,400
Information Technology$87,610$935-$88,545
Advertising$30,552$4,491-$35,043
Occupancy$13,493$9,269-$22,762
Depreciation Depletion-$13,605-$13,605
Payroll Taxes-$10,822-$10,822
Office Expenses$2,419$7,786-$10,205
Fees for Services Accounting$245$8,722-$8,967
Interest-$3,995-$3,995
Insurance-$2,834-$2,834
Pension Plan Contributions-$2,025-$2,025
Travel$717$1,255-$1,972
Other Expenses$155$1,684-$1,839
Other Employee Benefits-$817-$817
Total Functional Expenses$187,414$210,064$0$397,478

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$397,478
Total Expenses per Audited Statements$397,478
Total Expenses per Form 990$397,478
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI Line 11B

A copy of the 990 is sent for review after review and approval the electronic transmittal form is signed

Part VI Line 12C

The conflict of interest policy is reviewed annually they continually monitor relationships for any possibility of conflict

Part VI Line 15

The board does an annual review of the executive director his compensation is determined based on that review of his performance.

Filing and Contact Details

Filer

Filer Name
Greater Cumberland Co Chamber
EIN
62-6044942
Address
34 SOUTH MAIN STREET, CROSSVILLE, TN 38555

Signing Officer

Name
Ethan Hadley
Title
President
Signed
2021-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ethan Hadley
Legal Domicile
Tn
Voting Board Members
14
Independent Board Members
0
Employees
5

Preparer

Firm
Hassell Ray York and Associa
Address
P O BOX 137, CROSSVILLE, TN 38557
Preparer
Kathleen Tollett CPA
Phone
9314845570
Supplemental Narrative

Additional Explanations

Schedule D Part IV

A listing of property and equipment is on schedule d

Raw XML AppendixShowing 400 of 451 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt014
IRS990/GovernmentGrantsAmt0350818
IRS990/GrantAmt099263
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0471099
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt0935
IRS990/InformationTechnologyGrp/ProgramServicesAmt087610
IRS990/InformationTechnologyGrp/TotalAmt088545
IRS990/InsuranceGrp/ManagementAndGeneralAmt02834
IRS990/InsuranceGrp/TotalAmt02834
IRS990/InterestGrp/ManagementAndGeneralAmt03995
IRS990/InterestGrp/TotalAmt03995
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt031
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt031
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0163461
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0272120
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0279998
IRS990/LandBldgEquipCostOrOtherBssAmt0443459
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt0108238
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0ECONOMIC AND COMMUNITY DEVELOPMENT OF CROSSVILLE AND CUMBERLAND COUNTY - ITS PEOPLE AND ITS PRODUCTS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt0106519
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0104537
IRS990/NetAssetsOrFundBalancesBOYAmt0440003
IRS990/NetAssetsOrFundBalancesEOYAmt0513624
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0437448
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0511069
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt09269
IRS990/OccupancyGrp/ProgramServicesAmt013493
IRS990/OccupancyGrp/TotalAmt022762
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt07786
IRS990/OfficeExpensesGrp/ProgramServicesAmt02419
IRS990/OfficeExpensesGrp/TotalAmt010205
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0817
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0817
IRS990/OtherExpensesGrp/Desc0DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc1OTHER EXPENSES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt05608
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11684
IRS990/OtherExpensesGrp/ProgramServicesAmt01039
IRS990/OtherExpensesGrp/ProgramServicesAmt1155
IRS990/OtherExpensesGrp/TotalAmt06647
IRS990/OtherExpensesGrp/TotalAmt11839
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt040216
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt051184
IRS990/OtherSalariesAndWagesGrp/TotalAmt091400
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt010822
IRS990/PayrollTaxesGrp/TotalAmt010822
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt02025
IRS990/PensionPlanContributionsGrp/TotalAmt02025
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0ETHAN HADLEY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0813000
IRS990/ProgramServiceRevenueGrp/BusinessCd1813000
IRS990/ProgramServiceRevenueGrp/Desc0VISITORS TOURISM
IRS990/ProgramServiceRevenueGrp/Desc1COMMUNITY DEVELOP
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0423
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt111589
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0423
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt111589
IRS990/ProgSrvcAccomActy2Grp/Desc0VISITOR CENTER
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt068597
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0223585
IRS990/PYInvestmentIncomeAmt0101
IRS990/PYOtherExpensesAmt0181658
IRS990/PYProgramServiceRevenueAmt0214348
IRS990/PYRevenuesLessExpensesAmt054250
IRS990/PYSalariesCompEmpBnftPaidAmt0202126
IRS990/PYTotalExpensesAmt0383784
IRS990/PYTotalRevenueAmt0438034
IRS990/ReconcilationRevenueExpnssAmt073621
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0204762
IRS990ScheduleD/BuildingsGrp/DepreciationAmt082459
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0287221
IRS990ScheduleD/EquipmentGrp/BookValueAmt032236
IRS990ScheduleD/EquipmentGrp/DepreciationAmt081002
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0113238
IRS990ScheduleD/ExpensesSubtotalAmt0397478
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LandGrp/BookValueAmt043000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt043000
IRS990ScheduleD/RevenueSubtotalAmt0471099
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0279998
IRS990ScheduleD/TotalExpensesPerForm990Amt0397478
IRS990ScheduleD/TotalRevenuePerForm990Amt0471099
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0471099
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0397478
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A LISTING OF PROPERTY AND EQUIPMENT IS ON SCHEDULE D
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A COPY OF THE 990 IS SENT FOR REVIEW AFTER REVIEW AND APPROVAL THE ELECTRONIC TRANSMITTAL FORM IS SIGNED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CONFLICT OF INTEREST POLICY IS REVIEWED ANNUALLY THEY CONTINUALLY MONITOR RELATIONSHIPS FOR ANY POSSIBILITY OF CONFLICT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD DOES AN ANNUAL REVIEW OF THE EXECUTIVE DIRECTOR HIS COMPENSATION IS DETERMINED BASED ON THAT REVIEW OF HIS PERFORMANCE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D PART IV
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1PART VI LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2PART VI LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3PART VI LINE 15
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0550782
IRS990/TotalAssetsEOYAmt0624252
IRS990/TotalAssetsGrp/BOYAmt0550782
IRS990/TotalAssetsGrp/EOYAmt0624252
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0459056
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0210064
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0187414
IRS990/TotalFunctionalExpensesGrp/TotalAmt0397478
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0110779
IRS990/TotalLiabilitiesEOYAmt0110628
IRS990/TotalLiabilitiesGrp/BOYAmt0110779
IRS990/TotalLiabilitiesGrp/EOYAmt0110628

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.90$1.18$8.72$6.76$5.11$1.66
2024Summary only. Only limited summary data is available for this year.$8.17$1.11$7.07$4.59$4.11$0.47
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.69$1.10$6.59$4.26$3.39$0.87
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.86$1.13$5.72$4.06$3.48$0.59
2021Detailed filing. Detailed filing data is available for this year.$6.24$1.11$5.14$4.71$3.97$0.74
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.51$1.12$4.38$4.37$3.84$0.53
2019Summary only. Only limited summary data is available for this year.$5.34$1.48$3.86$4.29$4.85$0.56
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.60$1.19$4.42$5.23$4.79$0.45
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.19$1.22$3.97$6.39$6.03$0.36
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.47$1.86$3.61$4.76$4.43$0.32
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.72$1.43$3.29$4.07$3.97$0.10
2014Detailed filing. Detailed filing data is available for this year.$4.43$1.33$3.11$4.50$4.16$0.34
2013Summary only. Only limited summary data is available for this year.$4.04$1.27$2.77$3.89$3.72$0.17
2012Summary only. Only limited summary data is available for this year.$3.84$1.24$2.60$5.94$3.76$2.18
2011Summary only. Only limited summary data is available for this year.$0.97$0.55$0.42$3.22$3.25$0.03