Civic Intelligence

Electric Service Credit Union

990 • Fiscal year 2017 • EIN 62-6040513

Jan 01, 2017 to Dec 31, 2017 • Filed on May 14, 2018

Organization ProfileWWW.ESCU.COM

View Organization Page

2340 Jackson Downs BlvdNashville, TN 37214-2372

(615) 687-4801

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

42nd percentile

0.88x

Higher debt load relative to assets than 42% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Liabilities / Revenue

24th percentile

15.61x

Higher debt load relative to revenue than 24% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Net Margin

14th percentile

0.1%

Higher net margin than 14% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Top Officer Pay

74th percentile

$171,467

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 4.6% of source-year revenue.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2017

Asset Growth

46th percentile

2.7%

Faster asset growth than 46% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Revenue Growth

8th percentile

-3.3%

Faster revenue growth than 8% of similar nonprofits.

2017 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets42nd percentile

Assets

Up

$66,009,913

Up $1,746,204 (+2.7%) from 2016

Net Assets

Up

$7,889,717

Up $33,588 (+0.4%) from 2016

Liabilities

Up

$58,120,196

Up $1,712,616 (+3.0%) from 2016

Revenue And Expenses
Liabilities / Revenue24th percentileNet Margin14th percentile

Revenue

Down

$3,723,739

Down $125,377 (-3.3%) from 2016

Expenses

Down

$3,720,620

Down $726,045 (-16%) from 2016

Net Income

Up

$3,119

Up $600,668 (+101%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth46th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $50,311,237Liabilities 2010: $42,285,375Net Assets 2010: $8,025,8622010Assets 2011: $53,212,173Liabilities 2011: $44,891,789Net Assets 2011: $8,320,3842011Assets 2012: $58,277,045Liabilities 2012: $49,908,360Net Assets 2012: $8,368,6852012Assets 2013: $59,307,808Liabilities 2013: $51,007,775Net Assets 2013: $8,300,0332013Assets 2014: $60,467,647Liabilities 2014: $52,007,504Net Assets 2014: $8,460,1432014Assets 2015: $63,693,938Liabilities 2015: $55,294,469Net Assets 2015: $8,399,4692015Assets 2016: $64,263,709Liabilities 2016: $56,407,580Net Assets 2016: $7,856,1292016Assets 2017: $66,009,913Liabilities 2017: $58,120,196Net Assets 2017: $7,889,7172017Assets 2018: $65,015,104Liabilities 2018: $57,091,169Net Assets 2018: $7,923,9352018Assets 2019: $68,585,676Liabilities 2019: $60,599,664Net Assets 2019: $7,986,0122019Assets 2020: $76,182,619Liabilities 2020: $68,150,709Net Assets 2020: $8,031,9102020Assets 2021: $84,432,657Liabilities 2021: $76,148,227Net Assets 2021: $8,284,4302021Assets 2022: $85,091,786Liabilities 2022: $76,411,257Net Assets 2022: $8,680,5292022Assets 2023: $80,588,974Liabilities 2023: $72,238,019Net Assets 2023: $8,350,9552023Assets 2024: $79,287,213Liabilities 2024: $70,847,319Net Assets 2024: $8,439,8942024

Highlighted filing

2017

Assets$66,009,913
Liabilities$58,120,196
Net Assets$7,889,717
Open 2017 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $2,817,6362010Expenses 2011: $2,809,7532011Expenses 2012: $3,136,9172012Revenue 2013: $3,424,733Expenses 2013: $3,388,100Net Income 2013: $36,6332013Revenue 2014: $3,587,513Expenses 2014: $3,493,163Net Income 2014: $94,3502014Revenue 2015: $3,627,136Expenses 2015: $3,642,811Net Income 2015: -$15,6752015Revenue 2016: $3,849,116Expenses 2016: $4,446,665Net Income 2016: -$597,5492016Revenue 2017: $3,723,739Expenses 2017: $3,720,620Net Income 2017: $3,1192017Revenue 2018: $3,816,640Expenses 2018: $3,788,109Net Income 2018: $28,5312018Revenue 2019: $3,935,786Expenses 2019: $3,892,586Net Income 2019: $43,2002019Revenue 2020: $4,127,178Expenses 2020: $4,078,919Net Income 2020: $48,2592020Revenue 2021: $4,588,349Expenses 2021: $4,327,335Net Income 2021: $261,0142021Revenue 2022: $4,938,371Expenses 2022: $4,497,909Net Income 2022: $440,4622022Revenue 2023: $5,752,121Expenses 2023: $5,344,105Net Income 2023: $408,0162023Revenue 2024: $5,816,940Expenses 2024: $5,736,622Net Income 2024: $80,3182024

Highlighted filing

2017

Revenue$3,723,739
Expenses$3,720,620
Net Income$3,119
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 14, 2018
Return Version
2017v2.3
Gross Receipts
$3,723,739
Mission and Program Overview

Mission

Credit union - to provide services for approximately 8,239 members in the form of loans, savings, and other financial services.

Credit union - to provide financial services for its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable-$44,585,631-
Cash and Non-Interest-Bearing Accounts$8,106,689$6,519,904▼ $1,586,785
Rtn Earn Endowment Incm Other Fnds$5,184,810$5,218,398▲ $33,588
Land, Buildings, and Equipment, Net$4,089,762$3,961,585▼ $128,177
Prepaid Expenses and Deferred Charges$4,144,206$2,958,712▼ $1,185,494
Cap Stk Tr Prin Current Funds$2,671,319$2,671,319→ $0
Savings and Temporary Cash Investments$440,393$2,197,141▲ $1,756,748
Other Notes and Loans Receivable, Net$43,798,614$2,000,000▼ $41,798,614
Investments Other Securities$2,460,200$854,414▼ $1,605,786
Total Assets$64,263,709$66,009,913▲ $1,746,204
Other Assets Total$1,223,845$2,932,526▲ $1,708,681
Liabilities
Other Liabilities$55,028,740$56,611,612▲ $1,582,872
Accounts Payable and Accrued Expenses$1,378,840$1,508,584▲ $129,744
Total Liabilities$56,407,580$58,120,196▲ $1,712,616
Net Assets / Fund Balance
Total Net Assets Fund Balance$7,856,129$7,889,717▲ $33,588
Total Liabilities and Net Assets / Fund Balance$64,263,709$66,009,913▲ $1,746,204

Asset Categories

AssetBook ValueDepreciationBasis
Land$2,070,888-$2,070,888
Buildings$1,716,955$258,256$1,975,211
Equipment$173,742$727,857$901,599
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ron SmithPresidentFT$135,745$35,722$171,467
Bethany RogersControllerFT$131,566-$131,566
Ken DubrayVice-presideFT$117,315-$117,315

Board Members and Trustees

NameTitle
Dickie JohnsonChairman
Gary MurrayVice Chairma
David MurrayBoard Member
Kevin WalkerBoard Member
Randy GregoryBoard Member
Chad JonesJr Board Ass
Nancy PoindexterJr Board Ass
Kent CochranSecretary
John BroadwayTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,827,163
Investment Income
$73,112
Other Revenue
$823,464
Change in Net Assets
$3,119

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,723,739
Total Revenue per Audited Statements
$3,723,739
Total Revenue per Form 990
$3,723,739
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,318,048
Salaries, Compensation, and Employee Benefits$1,402,572
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses-$965,766-$965,766
Other Salaries and Wages-$937,544-$937,544
Other Employee Benefits-$360,444-$360,444
Interest-$273,712-$273,712
Occupancy-$241,325-$241,325
Payroll Taxes-$81,229-$81,229
All Other Expenses-$49,999-$49,999
Other Expenses-$40,781-$40,781
Pension Plan Contributions-$23,355-$23,355
Conferences and Meetings-$22,462-$22,462
Total Functional Expenses$0$3,720,620$0$3,720,620

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,720,620
Total Expenses per Audited Statements$3,720,620
Total Expenses per Form 990$3,720,620
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
All Other Shares$28,437,560
Regular Shares$21,252,213
Share Drafts$6,921,839
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is owned by the members.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”

Form 990, Page 6, Part VI, Line 7B

“Some decisions made by the board of directors are affirmed by the members.”

Form 990, Page 6, Part VI, Line 11B

“A draft of form 990 is provided to the controller. The controller reviews the return and forwards the form 990 to the president/ceo. The form 990 is reviewed by the president/ceo and forwarded to the board of directors for a final review via e-mail. Any questions or comments of the board members are sumitted to the president. Confirmation of the review by the board of directors will be documented in the minutes of the next board of directors meeting.”

Form 990, Page 6, Part VI, Line 12C

“The board of directors monitor and enforce the conflict of interest policy.”

Form 990, Page 6, Part VI, Line 15A

“The ceo compensation is reviewed by the board of directors and comparisons provided by comp ease.”

Form 990, Page 6, Part VI, Line 15B

“The ceo reviews the compensation of all other employees with comparsions provided by comp ease.”

Form 990, Page 6, Part VI, Line 19

“The financial documents are posted in the credit union lobby by the 15th of the subsequent month.”

Filing and Contact Details

Filer

Filer Name
Electric Service Credit Union
EIN
62-6040513
Phone
6156874801
Address
2340 JACKSON DOWNS BLVD, NASHVILLE, TN 37214-2372

Signing Officer

Name
Ron Smith
Title
President
Phone
6156874801
Signed
2018-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ron Smith
Formed
1951
Legal Domicile
Tn
Voting Board Members
7
Independent Board Members
7
Employees
28
Volunteers
7

Preparer

Firm
Leverage the Lscu Service Corporation
Address
3692 COOLIDGE CT, TALLAHASSEE, FL 32311-7890
Preparer
Hiram H Hollifield
Phone
2054372133
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Hours of service are related to duties of the board of directors without compensation.”

Form 990, Page 5, Part V, Line 3B

“The credit union does not have any unrelated business income.”

Form 990, Part XII

“Annual agreed upon procedures are performed by an independent auditor.”

Raw XML AppendixShowing 400 of 428 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1PROF AND OUTSIDE SERVICES
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING EXP
IRS990/OtherExpensesGrp/Desc3EDUCATIONAL & PROMO
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1127154
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt297204
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt340781
IRS990/OtherExpensesGrp/TotalAmt0499645
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IRS990/OtherRevenueMiscGrp/Desc1OTHER NON-OPERATING INCOME
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IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1284636
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0538828
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1284636
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IRS990/PoliticalCampaignActyInd0false
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02958712
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IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02425092
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1402071
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0273712
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0146328
IRS990/PYOtherExpensesAmt02911627
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IRS990/PYRevenuesLessExpensesAmt0-597549
IRS990/PYSalariesCompEmpBnftPaidAmt01535038
IRS990/PYTotalExpensesAmt04446665
IRS990/PYTotalRevenueAmt03849116
IRS990/ReconcilationRevenueExpnssAmt03119
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05184810
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05218398
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0440393
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IRS990/ScheduleBRequiredInd0false
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt0258256
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01975211
IRS990ScheduleD/EquipmentGrp/BookValueAmt0173742
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0727857
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0901599
IRS990ScheduleD/ExpensesSubtotalAmt03720620
IRS990ScheduleD/LandGrp/BookValueAmt02070888
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt02070888
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt028437560
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt121252213
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt26921839
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ALL OTHER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE DRAFTS
IRS990ScheduleD/RevenueSubtotalAmt03723739
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03961585
IRS990ScheduleD/TotalExpensesPerForm990Amt03720620
IRS990ScheduleD/TotalLiabilityAmt056611612
IRS990ScheduleD/TotalRevenuePerForm990Amt03723739
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt03723739
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03720620
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0135745
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount04350
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt031372
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0RON SMITH
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0171467
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS WITHOUT COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION DOES NOT HAVE ANY UNRELATED BUSINESS INCOME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION IS OWNED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5A DRAFT OF FORM 990 IS PROVIDED TO THE CONTROLLER. THE CONTROLLER REVIEWS THE RETURN AND FORWARDS THE FORM 990 TO THE PRESIDENT/CEO. THE FORM 990 IS REVIEWED BY THE PRESIDENT/CEO AND FORWARDED TO THE BOARD OF DIRECTORS FOR A FINAL REVIEW VIA E-MAIL. ANY QUESTIONS OR COMMENTS OF THE BOARD MEMBERS ARE SUMITTED TO THE PRESIDENT. CONFIRMATION OF THE REVIEW BY THE BOARD OF DIRECTORS WILL BE DOCUMENTED IN THE MINUTES OF THE NEXT BOARD OF DIRECTORS MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE CEO COMPENSATION IS REVIEWED BY THE BOARD OF DIRECTORS AND COMPARISONS PROVIDED BY COMP EASE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE CEO REVIEWS THE COMPENSATION OF ALL OTHER EMPLOYEES WITH COMPARSIONS PROVIDED BY COMP EASE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9THE FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990, PART XII
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
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IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03720620
IRS990/TotalGrossUBIAmt00
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IRS990/TotalLiabilitiesGrp/EOYAmt058120196
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07856129
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07889717
IRS990/TotalOtherCompensationAmt031372
IRS990/TotalProgramServiceExpensesAmt03720620
IRS990/TotalProgramServiceRevenueAmt02827163
IRS990/TotalReportableCompFromOrgAmt0388976
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03723739
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03723739
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt064263709
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt066009913
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt02340 JACKSON DOWNS BLVD
IRS990/USAddress/CityNm0NASHVILLE
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd0372142372
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.ESCU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RON SMITH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06156874801
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ELECTRIC SERVICE CREDIT UNION

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$66,009,913
Liabilities
$58,120,196
Net assets
$7,889,717
Revenue
$3,723,739
Expenses
$3,720,620
Net income
$3,119
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$79.3$70.8$8.44$5.82$5.74$0.08
2023Detailed filing. Detailed filing data is available for this year.$80.6$72.2$8.35$5.75$5.34$0.41
2022Detailed filing. Detailed filing data is available for this year.$85.1$76.4$8.68$4.94$4.50$0.44
2021Detailed filing. Detailed filing data is available for this year.$84.4$76.1$8.28$4.59$4.33$0.26
2020Detailed filing. Detailed filing data is available for this year.$76.2$68.2$8.03$4.13$4.08$0.05
2019Detailed filing. Detailed filing data is available for this year.$68.6$60.6$7.99$3.94$3.89$0.04
2018Summary only. Only limited summary data is available for this year.$65.0$57.1$7.92$3.82$3.79$0.03
2017Detailed filing. Detailed filing data is available for this year.$66.0$58.1$7.89$3.72$3.72$0.00
2016Detailed filing. Detailed filing data is available for this year.$64.3$56.4$7.86$3.85$4.45$0.60
2015Detailed filing. Detailed filing data is available for this year.$63.7$55.3$8.40$3.63$3.64$0.02
2014Detailed filing. Detailed filing data is available for this year.$60.5$52.0$8.46$3.59$3.49$0.09
2013Detailed filing. Detailed filing data is available for this year.$59.3$51.0$8.30$3.42$3.39$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.3$49.9$8.37$3.14
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$53.2$44.9$8.32$2.81
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$50.3$42.3$8.03$2.82