Civic Intelligence

Chattanooga Ski Club Inc

EIN 62-1792798 • 501(c)7 • Cleveland, TN

Profile

Organizes ski trips and related activities for club members.

291 Lewis Lane Rd NECleveland, TN 37312

www.chattanoogaskiclub.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

83rd percentile

0.22x

Higher debt load relative to assets than 83% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

86th percentile

0.28x

Higher debt load relative to revenue than 86% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Net Margin

24th percentile

-9.2%

Higher net margin than 24% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2025

Asset Growth

10th percentile

-55%

Faster asset growth than 10% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

12th percentile

-35%

Faster revenue growth than 12% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Down

$140,275

Down $171,806 (-55%) from 2024

Liabilities

Down

$30,376

Down $161,885 (-84%) from 2024

Net Assets

Down

$109,899

Down $9,921 (-8.3%) from 2024

Operations
Liabilities / Revenue86th percentileNet Margin24th percentile

Revenue

Down

$108,020

Down $58,993 (-35%) from 2024

Expenses

Down

$117,941

Down $40,616 (-26%) from 2024

Net Income

Down

-$9,921

Down $18,377 (-217%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth10th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2012: $94,228Liabilities 2012: $0Net Assets 2012: $94,2282012Assets 2013: $89,509Liabilities 2013: $0Net Assets 2013: $89,5092013Assets 2014: $96,133Liabilities 2014: $0Net Assets 2014: $96,1332014Assets 2015: $136,152Liabilities 2015: $44,002Net Assets 2015: $92,1502015Assets 2016: $149,001Liabilities 2016: $51,400Net Assets 2016: $97,6012016Assets 2017: $204,417Liabilities 2017: $107,311Net Assets 2017: $97,1062017Assets 2018: $233,772Liabilities 2018: $142,281Net Assets 2018: $91,4912018Assets 2019: $276,496Liabilities 2019: $183,782Net Assets 2019: $92,7142019Assets 2020: $129,049Liabilities 2020: $31,763Net Assets 2020: $97,2862020Assets 2021: $157,912Liabilities 2021: $59,045Net Assets 2021: $98,8672021Assets 2022: $195,864Liabilities 2022: $92,605Net Assets 2022: $103,2592022Assets 2023: $153,547Liabilities 2023: $42,183Net Assets 2023: $111,3642023Assets 2024: $312,081Liabilities 2024: $192,261Net Assets 2024: $119,8202024Assets 2025: $140,275Liabilities 2025: $30,376Net Assets 2025: $109,8992025

Highlighted filing

2025

Assets$140,275
Liabilities$30,376
Net Assets$109,899
Open 2025 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2012: $19,915Expenses 2012: $1,897Net Income 2012: $18,0182012Revenue 2013: $4,504Expenses 2013: $2,000Net Income 2013: $2,5042013Revenue 2014: $8,319Expenses 2014: $3,104Net Income 2014: $5,2152014Revenue 2015: $8,122Expenses 2015: $7,207Net Income 2015: $9152015Revenue 2016: $366,739Expenses 2016: $355,623Net Income 2016: $11,1162016Revenue 2017: $345,896Expenses 2017: $345,533Net Income 2017: $3632017Revenue 2018: $355,890Expenses 2018: $360,011Net Income 2018: -$4,1212018Revenue 2019: $391,070Expenses 2019: $389,847Net Income 2019: $1,2232019Revenue 2020: $430,885Expenses 2020: $426,313Net Income 2020: $4,5722020Revenue 2021: $81,987Expenses 2021: $80,406Net Income 2021: $1,5812021Revenue 2022: $148,317Expenses 2022: $143,925Net Income 2022: $4,3922022Revenue 2023: $401,619Expenses 2023: $393,514Net Income 2023: $8,1052023Revenue 2024: $167,013Expenses 2024: $158,557Net Income 2024: $8,4562024Revenue 2025: $108,020Expenses 2025: $117,941Net Income 2025: -$9,9212025

Highlighted filing

2025

Revenue$108,020
Expenses$117,941
Net Income-$9,921
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$140,275
Liabilities
$30,376
Net assets
$109,899
Revenue
$108,020
Expenses
$117,941
Net income
-$9,921
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.40$0.30$1.10$1.08$1.18$0.10
2024Detailed filing. Detailed filing data is available for this year.$3.12$1.92$1.20$1.67$1.59$0.08
2023Detailed filing. Detailed filing data is available for this year.$1.54$0.42$1.11$4.02$3.94$0.08
2022Detailed filing. Detailed filing data is available for this year.$1.96$0.93$1.03$1.48$1.44$0.04
2021Detailed filing. Detailed filing data is available for this year.$1.58$0.59$0.99$0.82$0.80$0.02
2020Detailed filing. Detailed filing data is available for this year.$1.29$0.32$0.97$4.31$4.26$0.05
2019Detailed filing. Detailed filing data is available for this year.$2.76$1.84$0.93$3.91$3.90$0.01
2018Detailed filing. Detailed filing data is available for this year.$2.34$1.42$0.91$3.56$3.60$0.04
2017Detailed filing. Detailed filing data is available for this year.$2.04$1.07$0.97$3.46$3.46$0.00
2016Detailed filing. Detailed filing data is available for this year.$1.49$0.51$0.98$3.67$3.56$0.11
2015Detailed filing. Detailed filing data is available for this year.$1.36$0.44$0.92$0.08$0.07$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.96$0.00$0.96$0.08$0.03$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.90$0.00$0.90$0.05$0.02$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.94$0.00$0.94$0.20$0.02$0.18
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 11, 2025
Return Version
2024v5.0
Gross Receipts
$108,020
Mission and Program Overview

Mission

Organizes ski trips and related activities for club members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$141,466$114,013▼ $27,453
Cash and Non-Interest-Bearing Accounts$15,897$17,124▲ $1,227
Total Assets$312,081$140,275▼ $171,806
Other Assets Total$154,718$9,138▼ $145,580
Liabilities
Other Liabilities$192,261$30,376▼ $161,885
Total Liabilities$192,261$30,376▼ $161,885
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$119,820$109,899▼ $9,921
Total Net Assets Fund Balance$119,820$109,899▼ $9,921
Total Liabilities and Net Assets / Fund Balance$312,081$140,275▼ $171,806

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$9,138--
Compensation and Service Providers
Top Officer Pay94th percentile

Board Members and Trustees

NameTitle
Ashley OwnbyPresident
John NeblettSecretary
Karen HallTreasurer
Hilda JonesVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$6,038
Program Service Revenue
$98,074
Investment Income
$3,908
Other Revenue
$0
All Other Contributions
$150
Change in Net Assets
$-9,921
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$117,941
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$10,903--$10,903
Fees for Services Accounting-$1,563-$1,563
Fees for Services Other-$978-$978
Occupancy$800--$800
Office Expenses-$351-$351
Total Functional Expenses$115,049$2,892$0$117,941
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Trip Deposits$30,376
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Treasurer was presented a draft of the 990 for review prior to electronic submission of 990”

Form 990, Page 6, Part VI, Line 19

“Form 990 is available for inspection upon request to board.”

Filing and Contact Details

Filer

Filer Name
Chattanooga Ski Club Inc
EIN
62-1792798
Phone
4233087770
Address
291 LEWIS LANE RD NE, CLEVELAND, TN 37312

Signing Officer

Name
Karen Hall
Title
Treasurer
Phone
4233087770
Signed
2025-11-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Karen Hall
Formed
1996
Legal Domicile
Tn
Voting Board Members
4
Independent Board Members
4
Employees
0

Preparer

Firm
The Walls Group
Address
401 CHESTNUT ST STE 200, CHATTANOOGA, TN 37402
Preparer
Mellanee Walls
Phone
4236641004
Raw XML Appendix263 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/PhoneNum04233087770
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IRS990/CreditCounselingInd0false
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IRS990/CYGrantsAndSimilarPaidAmt00
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IRS990/CYOtherRevenueAmt00
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IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0108020
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IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
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IRS990/Form990PartVIISectionAGrp/PersonNm1HILDA JONES
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IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0true
IRS990/FormationYr01996
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IRS990/FSAuditedInd0false
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IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt04
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0108020
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt04
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03908
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt03908
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt05888
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
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IRS990/MoreThan5000KToOrgInd0false
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IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt0800
IRS990/OccupancyGrp/TotalAmt0800
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0351
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IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum04233087770
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-11
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ReturnHeader/Filer/BusinessNameControlTxt0CHAT
ReturnHeader/Filer/EIN0621792798
ReturnHeader/Filer/PhoneNum04233087770
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ReturnHeader/Filer/USAddress/CityNm0CLEVELAND
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ReturnHeader/Filer/USAddress/ZIPCd037312
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0208167848
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CHATTANOOGA
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd037402
ReturnHeader/PreparerPersonGrp/PhoneNum04236641004
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MELLANEE WALLS
ReturnHeader/ReturnTs02025-11-17T15:41:50-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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