Civic Intelligence

Smile and Using Money Wisely Inc

990 • Fiscal year 2018 • EIN 62-1762726

Jan 01, 2018 to Dec 31, 2018

Organization Profilewww.smilepayee.org
Euclid, OH
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

81st percentile

0.68x

Higher debt load relative to assets than 81% of similar nonprofits.

2018 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2018

Liabilities / Revenue

41st percentile

0.16x

Higher debt load relative to revenue than 41% of similar nonprofits.

2018 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2018

Net Margin

54th percentile

4.1%

Higher net margin than 54% of similar nonprofits.

2018 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2018

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2018

Asset Growth

85th percentile

20%

Faster asset growth than 85% of similar nonprofits.

2018 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Revenue Growth

21st percentile

-7.7%

Faster revenue growth than 21% of similar nonprofits.

2018 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets81st percentile

Assets

Up

$2,414,567

Up $403,999 (+20%) from 2017

Net Assets

Up

$768,187

Up $422,056 (+122%) from 2017

Liabilities

Down

$1,646,380

Down $18,057 (-1.1%) from 2017

Revenue And Expenses
Liabilities / Revenue41st percentileNet Margin54th percentile

Revenue

Down

$10,294,581

Down $858,945 (-7.7%) from 2017

Expenses

Down

$9,872,525

Down $1,037,903 (-9.5%) from 2017

Net Income

Up

$422,056

Up $178,958 (+74%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth85th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0-$2.0MAssets 2010: $29,958Liabilities 2010: $25,192Net Assets 2010: $4,7662010Assets 2011: $18,079Liabilities 2011: $175,752Net Assets 2011: -$157,6732011Assets 2012: $487,858Liabilities 2012: $467,441Net Assets 2012: $20,4172012Assets 2013: $499,230Liabilities 2013: $468,341Net Assets 2013: $30,8892013Assets 2014: $715,961Liabilities 2014: $475,224Net Assets 2014: $240,7382014Assets 2015: $1,816,518Liabilities 2015: $1,659,462Net Assets 2015: $157,0562015Assets 2016: $1,883,959Liabilities 2016: $1,780,924Net Assets 2016: $103,0332016Assets 2017: $2,010,568Liabilities 2017: $1,664,437Net Assets 2017: $346,1312017Assets 2018: $2,414,567Liabilities 2018: $1,646,380Net Assets 2018: $768,1872018Assets 2019: $2,571,432Liabilities 2019: $1,595,258Net Assets 2019: $976,1742019Assets 2020: $3,180,333Liabilities 2020: $1,580,346Net Assets 2020: $1,599,9872020Assets 2021: $3,743,051Liabilities 2021: $1,622,388Net Assets 2021: $2,120,6632021Assets 2022: $5,056,452Liabilities 2022: $2,371,643Net Assets 2022: $2,684,8092022Assets 2023: $4,950,846Liabilities 2023: $2,613,300Net Assets 2023: $2,337,5462023Assets 2024: $2,842,424Liabilities 2024: $341,376Net Assets 2024: $2,501,0482024

Highlighted filing

2018

Assets$2,414,567
Liabilities$1,646,380
Net Assets$768,187
Open 2018 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MRevenue 2010: $252,838Expenses 2010: $248,072Net Income 2010: $4,7662010Revenue 2011: $914,585Expenses 2011: $914,024Net Income 2011: $5612011Revenue 2012: $2,755,622Expenses 2012: $2,740,532Net Income 2012: $15,0902012Revenue 2013: $4,642,507Expenses 2013: $4,632,035Net Income 2013: $10,4722013Revenue 2014: $6,666,625Expenses 2014: $6,448,978Net Income 2014: $217,6472014Revenue 2015: $12,669,183Expenses 2015: $12,512,127Net Income 2015: $157,0562015Revenue 2016: $11,752,503Expenses 2016: $11,649,470Net Income 2016: $103,0332016Revenue 2017: $11,153,526Expenses 2017: $10,910,428Net Income 2017: $243,0982017Revenue 2018: $10,294,581Expenses 2018: $9,872,525Net Income 2018: $422,0562018Revenue 2019: $13,914,623Expenses 2019: $13,706,636Net Income 2019: $207,9872019Revenue 2020: $15,214,943Expenses 2020: $14,591,130Net Income 2020: $623,8132020Revenue 2021: $17,647,081Expenses 2021: $17,126,405Net Income 2021: $520,6762021Revenue 2022: $17,593,442Expenses 2022: $17,029,296Net Income 2022: $564,1462022Revenue 2023: $18,370,625Expenses 2023: $18,717,888Net Income 2023: -$347,2632023Revenue 2024: $19,159,258Expenses 2024: $18,995,756Net Income 2024: $163,5022024

Highlighted filing

2018

Revenue$10,294,581
Expenses$9,872,525
Net Income$422,056
Open 2018 Filing
Filing Detail Status

This 2018 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
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Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Mission and Program Overview

Mission

The nbsp;organization nbsp;serves nbsp;as nbsp;representative nbsp;payee nbsp;bill nbsp;payment nbsp;and nbsp;money nbsp;manager nbsp;for nbsp;persons nbsp;who nbsp;receive nbsp;government nbsp;or nbsp;retirement nbsp;benefits nbsp;work nbsp;wages nbsp;as nbsp;well nbsp;as nbsp;representative nbsp;payee nbsp;for nbsp;those nbsp;who nbsp;may nbsp;need nbsp;an nbsp;alternative nbsp;payee

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$2,414,567
Liabilities
$1,646,380
Net assets
$768,187
Revenue
$10,294,581
Expenses
$9,872,525
Net income
$422,056
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.84$0.34$2.50$19.2$19.0$0.16
2023Summary only. Only limited summary data is available for this year.$4.95$2.61$2.34$18.4$18.7$0.35
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.06$2.37$2.68$17.6$17.0$0.56
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.74$1.62$2.12$17.6$17.1$0.52
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.18$1.58$1.60$15.2$14.6$0.62
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.57$1.60$0.98$13.9$13.7$0.21
2018Summary only. Only limited summary data is available for this year.$2.41$1.65$0.77$10.3$9.87$0.42
2017Summary only. Only limited summary data is available for this year.$2.01$1.66$0.35$11.2$10.9$0.24
2016Summary only. Only limited summary data is available for this year.$1.88$1.78$0.10$11.8$11.6$0.10
2015Summary only. Only limited summary data is available for this year.$1.82$1.66$0.16$12.7$12.5$0.16
2014Summary only. Only limited summary data is available for this year.$0.72$0.48$0.24$6.67$6.45$0.22
2013Summary only. Only limited summary data is available for this year.$0.50$0.47$0.03$4.64$4.63$0.01
2012Summary only. Only limited summary data is available for this year.$0.49$0.47$0.02$2.76$2.74$0.02
2011Summary only. Only limited summary data is available for this year.$0.02$0.18$0.16$0.91$0.91$0.00
2010Summary only. Only limited summary data is available for this year.$0.03$0.03$0.00$0.25$0.25$0.00