Civic Intelligence

Music City Bowl Inc

EIN 62-1720086 • 501(c)3 • Nashville, TN

Profile

The music city bowl and the events around it deliver an exceptional entertainment experience for visitors, local fans, student-athletes, conference partners, sponsors, volunteers and the nashville community. This post-season collegiate football game was created in 1998 to stimulate a positive impact on the nashville economy, national image, and community pride while showcasing the city as a premier destination with audiences throughout the country.

220 Athens Way Ste 205Nashville, TN 37228

www.musiccitybowl.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.46x

Higher debt load relative to assets than 77% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

61st percentile

0.25x

Higher debt load relative to revenue than 61% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Net Margin

30th percentile

-2.7%

Higher net margin than 30% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

95th percentile

$569,382

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 6.3% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Asset Growth

90th percentile

44%

Faster asset growth than 90% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

6th percentile

-47%

Faster revenue growth than 6% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets77th percentile

Assets

Up

$4,958,098

Up $1,511,307 (+44%) from 2024

Liabilities

Up

$2,275,803

Up $1,752,960 (+335%) from 2024

Net Assets

Down

$2,682,295

Down $241,653 (-8.3%) from 2024

Operations
Liabilities / Revenue61st percentileNet Margin30th percentile

Revenue

Down

$8,968,853

Down $8,108,245 (-47%) from 2024

Expenses

Down

$9,210,506

Down $8,141,430 (-47%) from 2024

Net Income

Up

-$241,653

Up $33,185 (+12%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth90th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2012: $1,092,536Liabilities 2012: $9,780Net Assets 2012: $1,082,7562012Assets 2013: $1,118,583Liabilities 2013: $2,549Net Assets 2013: $1,116,0342013Assets 2014: $1,288,913Liabilities 2014: $196,093Net Assets 2014: $1,092,8202014Assets 2015: $2,371,261Liabilities 2015: $567,479Net Assets 2015: $1,803,7822015Assets 2016: $3,026,357Liabilities 2016: $758,285Net Assets 2016: $2,268,0722016Assets 2017: $3,689,916Liabilities 2017: $946,820Net Assets 2017: $2,743,0962017Assets 2018: $2,480,826Liabilities 2018: $65,823Net Assets 2018: $2,415,0032018Assets 2019: $7,053,950Liabilities 2019: $4,119,039Net Assets 2019: $2,934,9112019Assets 2020: $4,653,382Liabilities 2020: $2,090,824Net Assets 2020: $2,562,5582020Assets 2021: $2,763,006Liabilities 2021: $1,376,277Net Assets 2021: $1,386,7292021Assets 2022: $5,192,306Liabilities 2022: $714,385Net Assets 2022: $4,477,9212022Assets 2023: $8,908,705Liabilities 2023: $5,709,919Net Assets 2023: $3,198,7862023Assets 2024: $3,446,791Liabilities 2024: $522,843Net Assets 2024: $2,923,9482024Assets 2025: $4,958,098Liabilities 2025: $2,275,803Net Assets 2025: $2,682,2952025

Highlighted filing

2025

Assets$4,958,098
Liabilities$2,275,803
Net Assets$2,682,295
Open 2025 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MRevenue 2012: $6,855,252Expenses 2012: $6,739,674Net Income 2012: $115,5782012Revenue 2013: $6,250,118Expenses 2013: $6,216,840Net Income 2013: $33,2782013Revenue 2014: $8,333,214Expenses 2014: $8,356,428Net Income 2014: -$23,2142014Revenue 2015: $9,378,570Expenses 2015: $8,667,608Net Income 2015: $710,9622015Revenue 2016: $12,615,655Expenses 2016: $12,151,365Net Income 2016: $464,2902016Revenue 2017: $9,579,728Expenses 2017: $9,104,704Net Income 2017: $475,0242017Revenue 2018: $8,380,487Expenses 2018: $8,708,580Net Income 2018: -$328,0932018Revenue 2019: $9,861,262Expenses 2019: $9,341,354Net Income 2019: $519,9082019Revenue 2020: $9,452,275Expenses 2020: $9,824,628Net Income 2020: -$372,3532020Revenue 2021: $112,115Expenses 2021: $1,287,944Net Income 2021: -$1,175,8292021Revenue 2022: $12,874,390Expenses 2022: $9,783,198Net Income 2022: $3,091,1922022Revenue 2023: $8,492,920Expenses 2023: $9,772,055Net Income 2023: -$1,279,1352023Revenue 2024: $17,077,098Expenses 2024: $17,351,936Net Income 2024: -$274,8382024Revenue 2025: $8,968,853Expenses 2025: $9,210,506Net Income 2025: -$241,6532025

Highlighted filing

2025

Revenue$8,968,853
Expenses$9,210,506
Net Income-$241,653
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,958,098
Liabilities
$2,275,803
Net assets
$2,682,295
Revenue
$8,968,853
Expenses
$9,210,506
Net income
-$241,653
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$4.96$2.28$2.68$8.97$9.21$0.24
2024Detailed filing. Detailed filing data is available for this year.$3.45$0.52$2.92$17.1$17.4$0.27
2023Detailed filing. Detailed filing data is available for this year.$8.91$5.71$3.20$8.49$9.77$1.28
2022Detailed filing. Detailed filing data is available for this year.$5.19$0.71$4.48$12.9$9.78$3.09
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.76$1.38$1.39$0.11$1.29$1.18
2020Detailed filing. Detailed filing data is available for this year.$4.65$2.09$2.56$9.45$9.82$0.37
2019Detailed filing. Detailed filing data is available for this year.$7.05$4.12$2.93$9.86$9.34$0.52
2018Detailed filing. Detailed filing data is available for this year.$2.48$0.07$2.42$8.38$8.71$0.33
2017Detailed filing. Detailed filing data is available for this year.$3.69$0.95$2.74$9.58$9.10$0.48
2016Detailed filing. Detailed filing data is available for this year.$3.03$0.76$2.27$12.6$12.2$0.46
2015Detailed filing. Detailed filing data is available for this year.$2.37$0.57$1.80$9.38$8.67$0.71
2014Summary only. Only limited summary data is available for this year.$1.29$0.20$1.09$8.33$8.36$0.02
2013Summary only. Only limited summary data is available for this year.$1.12$0.00$1.12$6.25$6.22$0.03
2012Summary only. Only limited summary data is available for this year.$1.09$0.01$1.08$6.86$6.74$0.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Dec 3, 2025
Return Version
2024v5.2
Gross Receipts
$8,968,853
Mission and Program Overview

Mission

The music city bowl and the events around it deliver an exceptional entertainment experience for visitors, local fans, student-athletes, conference partners, sponsors, volunteers and the nashville community. This post-season collegiate football game was created in 1998 to stimulate a positive impact on the nashville economy, national image, and community pride while showcasing the city as a premier destination with audiences throughout the country.

To produce a post-season collegiate football game to stimulate a positive impact on the nashville economy, national image, and community pride while showcasing the city as a premier destination with audiences throughout the country.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$3,010,043$4,760,821▲ $1,750,778
Prepaid Expenses and Deferred Charges$115,468$85,612▼ $29,856
Accounts Receivable$223,952$35,532▼ $188,420
Land, Buildings, and Equipment, Net$4,922$822▼ $4,100
Total Assets$3,446,791$4,958,098▲ $1,511,307
Other Assets Total$92,406$75,311▼ $17,095
Liabilities
Accounts Payable and Accrued Expenses$22,843$2,275,803▲ $2,252,960
Deferred Revenue$500,000--
Total Liabilities$522,843$2,275,803▲ $1,752,960
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,857,084$2,615,132▼ $241,952
Net Assets With Donor Restrictions$66,864$67,163▲ $299
Total Net Assets Fund Balance$2,923,948$2,682,295▼ $241,653
Total Liabilities and Net Assets / Fund Balance$3,446,791$4,958,098▲ $1,511,307

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$822$19,285$20,107
Other Land Buildings$0$4,870$4,870

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$66,864-▲ $299-$67,163
2023$66,362-▲ $502-$66,864
2022$66,362-▲ $220-$66,362
2021$66,362-▲ $52-$66,362
2020$66,362-▲ $93-$66,362
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Scott RamseyCEO/presidentPT$235,314$154,296$389,610
Jason GriderCOO / SVP Events & OperationsPT$87,244$31,293$118,537
Scott McgilberryCFOPT$87,544$15,879$103,423

Board Members and Trustees

NameTitle
Brian WallerChair and Director
Aubrey Harwell JrBoard Member
Bob HensleyBoard Member
Brad LampleyBoard Member
Burke NihillBoard Member
Cassandra GulbrandsenBoard Member
Craig SchneiderBoard Member
Dale PolleyBoard Member
Dave CooleyBoard Member
Deana IveyBoard Member
Evans LooneyBoard Member
Evette WhiteBoard Member
Howard GentryBoard Member
Jeff BallardBoard Member
Joe KelleyBoard Member
Kevin ObarskiBoard Member
Kris BoronBoard Member
Larry ShaweBoard Member
Matt JokiBoard Member
Michelle BrownBoard Member
Pete WeienBoard Member
Richard PinsonBoard Member
Rick MartinBoard Member
Sarah TrahernBoard Member
Thomas PetrilloBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$502
Program Service Revenue
$8,906,230
Investment Income
$62,121
Other Revenue
$0
All Other Contributions
$502
Change in Net Assets
$-241,653

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,968,853
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$211,165
Total Revenue per Audited Statements
$9,180,018
Total Revenue per Form 990
$8,968,853
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,319,585
Salaries, Compensation, and Employee Benefits$890,921
Total Fundraising Expense$200,296
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$591,276$11,846$70,134$673,256
Current Officers, Directors, Trustees, and Key Employees$328,780$122,126$72,917$523,823
Advertising$251,733--$251,733
Other Salaries and Wages$148,499$55,160$32,935$236,594
Other Expenses$202,262--$202,262
Occupancy$75,731$25,245-$100,976
Insurance$53,684$34,323-$88,007
Other Employee Benefits$38,456$14,285$8,529$61,270
Payroll Taxes$29,055$10,792$6,444$46,291
Fees for Services Accounting-$32,696-$32,696
Fees for Services Other-$30,778-$30,778
Office Expenses$8,078$9,873$6,143$24,094
Travel$21,079$2,633-$23,712
Pension Plan Contributions$14,400$5,349$3,194$22,943
Information Technology$11,342$3,033-$14,375
Depreciation Depletion$5,063--$5,063
Total Functional Expenses$8,652,071$358,139$200,296$9,210,506

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$9,421,671
Expenses per Audited Statements$9,210,506
Total Expenses per Form 990$9,210,506
Expenses Not Reported on Form 990$211,165
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Scott ramsey and scott mcgilberry have a business relationship through the nashville sports council. Directors thomas petrillo and pete weien have a business relationship. Directors kevin obarski and larry shawe have a business relationship.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed by the finance committee prior to filing.”

Form 990, Part VI, Section B, Line 12C

“A review of conflicts of interest is conducted by the governance committee.”

Form 990, Part VI, Section B, Line 15

“Compensation is reviewed twice annually by the hr/compensation committee. The committee includes the use of an external compensation study in its deliberations. All committee meetings are documented with minutes.”

Form 990, Part VI, Section C, Line 19

“Other documents are not made available.”

Filing and Contact Details

Filer

Filer Name
Music City Bowl Inc
EIN
62-1720086
Phone
6157433130
Address
220 ATHENS WAY STE 205, NASHVILLE, TN 37228

Signing Officer

Name
Scott a Mcgilberry
Title
Chief Financial Officer
Phone
6157433130
Signed
2025-12-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Scott Ramsey
Formed
1997
Legal Domicile
Tn
Voting Board Members
25
Independent Board Members
25
Employees
0
Volunteers
45

Preparer

Firm
Cherry Bekaert Advisory LLC
Address
222 SECOND AVE SOUTH STE 1240, NASHVILLE, TN 37201
Preparer
Lauren Moses
Phone
6153836592
Supplemental Narrative

Additional Explanations

Form 990 Part V, Line 2A - Compensation

“Music city bowl, inc. Reimburses the related 501(c)(6) organization, nashville sports council, for personnel costs (wages, payroll taxes and benefits) including officer compensation. While music city bowl, inc. Does not issue w-2's, the 990 reflects the actual expense paid to reimburse the related organization for its employees.”

Financial Statement Notes

PART V, LINE 4:

“The organization has adopted investment and spending policies for endowment assets that attempt to provide a predictable stream of funding to programs supported by its endowment while seeking to maintain the purchasing power of the endowment assets. Endowment assets include those assets of donor-restricted funds that the organization must hold in perpetuity or for a donor-specified period. Under this policy the organization's investment policy is to maintain endowment assets in an interest bearing account with a reputable financial institution. The organization has a policy of appropriating annually interest income from the endowment fund to satisfy temporarily restricted purposes.”

PART X, LINE 2:

“The bowl is exempt from taxation under section 501(c)(3) of the internal revenue code. Taxes are provided; however, for unrelated business income, net of applicable expenses. The bowl's unrelated business income activity consists of advertising revenues received as a result of various sponsorship agreements. The bowl follows financial accounting standards board ("fasb") accounting standards codification ("asc")guidance related to unrecognized tax benefits that clarifies the accounting for uncertainty in income taxes recognized in an organization's financial statements. This guidance prescribes a minimum probability threshold that a tax position must meet before a financial statement benefit is recognized. The minimum threshold is defined as a tax position that is more likely than not to be sustained upon examination by the applicable taxing authority, including resolution of any related appeals or litigation processes, based on the technical merits of the position. The tax benefit to be recognized is measured as the largest amount of benefit that is greater than 50% likely of being realized upon ultimate settlement. The bowl has no tax penalties or interest reported in the accompanying financial statements.”

Raw XML AppendixShowing 400 of 737 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0TO PRODUCE A POST-SEASON COLLEGIATE FOOTBALL GAME TO STIMULATE A POSITIVE IMPACT ON THE NASHVILLE ECONOMY, NATIONAL IMAGE, AND COMMUNITY PRIDE WHILE SHOWCASING THE CITY AS A PREMIER DESTINATION WITH AUDIENCES THROUGHOUT THE COUNTRY.
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd24X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt240
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2519967
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IRS990/Form990PartVIISectionAGrp/PersonNm0BRIAN WALLER
IRS990/Form990PartVIISectionAGrp/PersonNm1JEFF BALLARD
IRS990/Form990PartVIISectionAGrp/PersonNm2KRIS BORON
IRS990/Form990PartVIISectionAGrp/PersonNm3MICHELLE BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm4DAVE COOLEY
IRS990/Form990PartVIISectionAGrp/PersonNm5HOWARD GENTRY
IRS990/Form990PartVIISectionAGrp/PersonNm6AUBREY HARWELL JR
IRS990/Form990PartVIISectionAGrp/PersonNm7BOB HENSLEY
IRS990/Form990PartVIISectionAGrp/PersonNm8MATT JOKI
IRS990/Form990PartVIISectionAGrp/PersonNm9JOE KELLEY
IRS990/Form990PartVIISectionAGrp/PersonNm10CASSANDRA GULBRANDSEN
IRS990/Form990PartVIISectionAGrp/PersonNm11BRAD LAMPLEY
IRS990/Form990PartVIISectionAGrp/PersonNm12EVANS LOONEY
IRS990/Form990PartVIISectionAGrp/PersonNm13RICK MARTIN
IRS990/Form990PartVIISectionAGrp/PersonNm14CRAIG SCHNEIDER
IRS990/Form990PartVIISectionAGrp/PersonNm15BURKE NIHILL
IRS990/Form990PartVIISectionAGrp/PersonNm16KEVIN OBARSKI
IRS990/Form990PartVIISectionAGrp/PersonNm17THOMAS PETRILLO
IRS990/Form990PartVIISectionAGrp/PersonNm18RICHARD PINSON
IRS990/Form990PartVIISectionAGrp/PersonNm19DALE POLLEY
IRS990/Form990PartVIISectionAGrp/PersonNm20LARRY SHAWE
IRS990/Form990PartVIISectionAGrp/PersonNm21DEANA IVEY
IRS990/Form990PartVIISectionAGrp/PersonNm22SARAH TRAHERN
IRS990/Form990PartVIISectionAGrp/PersonNm23PETE WEIEN
IRS990/Form990PartVIISectionAGrp/PersonNm24EVETTE WHITE
IRS990/Form990PartVIISectionAGrp/PersonNm25SCOTT RAMSEY
IRS990/Form990PartVIISectionAGrp/PersonNm26SCOTT MCGILBERRY
IRS990/Form990PartVIISectionAGrp/PersonNm27JASON GRIDER
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IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR AND DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt17BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt18BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt19BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt20BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt21BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt22BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt23BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt24BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt25CEO/PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt26CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt27COO / SVP EVENTS & OPERATIONS
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IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
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IRS990/MissionDesc0THE MUSIC CITY BOWL AND THE EVENTS AROUND IT DELIVER AN EXCEPTIONAL ENTERTAINMENT EXPERIENCE FOR VISITORS, LOCAL FANS, STUDENT-ATHLETES, CONFERENCE PARTNERS, SPONSORS, VOLUNTEERS AND THE NASHVILLE COMMUNITY. THIS POST-SEASON COLLEGIATE FOOTBALL GAME WAS CREATED IN 1998 TO STIMULATE A POSITIVE IMPACT ON THE NASHVILLE ECONOMY, NATIONAL IMAGE, AND COMMUNITY PRIDE WHILE SHOWCASING THE CITY AS A PREMIER DESTINATION WITH AUDIENCES THROUGHOUT THE COUNTRY.
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IRS990/OfficeExpensesGrp/ProgramServicesAmt08078
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IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
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IRS990/ProgramServiceRevenueGrp/Desc1GATE RECEIPTS
IRS990/ProgramServiceRevenueGrp/Desc2MEDIA RIGHTS & OTHER
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt22400007
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0521150
IRS990/ProhibitedTaxShelterTransInd00

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