Civic Intelligence

Tennessee Cash Advance Association

EIN 62-1645208 • 501(c)6 • Madison, TN

Profile

The Association's primary exempt purpose is to provide assistance to the Tennessee cash advance industry.

PO Box 961Madison, TN 37116

www.tncash.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

53rd percentile

2.0%

Higher net margin than 53% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

27th percentile

-19%

Faster asset growth than 27% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

91st percentile

58%

Faster revenue growth than 91% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets49th percentile

Assets

Down

$2,500

Down $1,323 (-35%) from 2022

Liabilities

Flat

$0

Flat from 2022

Net Assets

Down

$2,500

Down $1,323 (-35%) from 2022

Operations
Liabilities / Revenue51st percentileNet Margin53rd percentile

Revenue

Up

$95,528

Up $57,320 (+150%) from 2022

Expenses

Up

$93,603

Up $8,667 (+10%) from 2022

Net Income

Up

$1,925

Up $48,653 (+104%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth27th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2010: $83,793Net Assets 2010: $83,7932010Assets 2011: $71,621Net Assets 2011: $71,6212011Assets 2012: $54,265Net Assets 2012: $54,2652012Assets 2013: $83,426Net Assets 2013: $83,4262013Assets 2014: $90,000Net Assets 2014: $90,0002014Assets 2015: $129,342Net Assets 2015: $129,3422015Assets 2016: $132,153Net Assets 2016: $132,1532016Assets 2017: $142,764Net Assets 2017: $142,7642017Assets 2018: $126,347Liabilities 2018: $0Net Assets 2018: $126,3472018Assets 2019: $69,689Liabilities 2019: $0Net Assets 2019: $69,6892019Assets 2020: $34,950Liabilities 2020: $0Net Assets 2020: $34,9502020Assets 2021: $50,551Liabilities 2021: $0Net Assets 2021: $50,5512021Assets 2022: $3,823Liabilities 2022: $0Net Assets 2022: $3,8232022Assets 2024: $2,500Liabilities 2024: $0Net Assets 2024: $2,5002024

Highlighted filing

2024

Assets$2,500
Liabilities$0
Net Assets$2,500
Open 2024 Filing

Operations Trend

Revenue Growth91st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2010: $111,071Expenses 2010: $101,242Net Income 2010: $9,8292010Revenue 2011: $145,606Expenses 2011: $157,778Net Income 2011: -$12,1722011Revenue 2012: $125,602Expenses 2012: $142,958Net Income 2012: -$17,3562012Revenue 2013: $185,316Expenses 2013: $156,155Net Income 2013: $29,1612013Revenue 2014: $170,903Expenses 2014: $164,329Net Income 2014: $6,5742014Revenue 2015: $198,106Expenses 2015: $158,764Net Income 2015: $39,3422015Revenue 2016: $158,293Expenses 2016: $155,482Net Income 2016: $2,8112016Revenue 2017: $148,833Expenses 2017: $138,222Net Income 2017: $10,6112017Revenue 2018: $144,762Expenses 2018: $161,179Net Income 2018: -$16,4172018Revenue 2019: $88,678Expenses 2019: $145,336Net Income 2019: -$56,6582019Revenue 2020: $90,311Expenses 2020: $125,050Net Income 2020: -$34,7392020Revenue 2021: $145,769Expenses 2021: $131,180Net Income 2021: $14,5892021Revenue 2022: $38,208Expenses 2022: $84,936Net Income 2022: -$46,7282022Revenue 2024: $95,528Expenses 2024: $93,603Net Income 2024: $1,9252024

Highlighted filing

2024

Revenue$95,528
Expenses$93,603
Net Income$1,925
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,500
Liabilities
$0
Net assets
$2,500
Revenue
$95,528
Expenses
$93,603
Net income
$1,925
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.03$0.00$0.03$0.96$0.94$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.04$0.00$0.04$0.38$0.85$0.47
2021Detailed filing. Detailed filing data is available for this year.$0.51$0.00$0.51$1.46$1.31$0.15
2020Detailed filing. Detailed filing data is available for this year.$0.35$0.00$0.35$0.90$1.25$0.35
2019Detailed filing. Detailed filing data is available for this year.$0.70$0.00$0.70$0.89$1.45$0.57
2018Detailed filing. Detailed filing data is available for this year.$1.26$0.00$1.26$1.45$1.61$0.16
2017Detailed filing. Detailed filing data is available for this year.$1.43$1.43$1.49$1.38$0.11
2016Detailed filing. Detailed filing data is available for this year.$1.32$1.32$1.58$1.55$0.03
2015Detailed filing. Detailed filing data is available for this year.$1.29$1.29$1.98$1.59$0.39
2014Detailed filing. Detailed filing data is available for this year.$0.90$0.90$1.71$1.64$0.07
2013Detailed filing. Detailed filing data is available for this year.$0.83$0.83$1.85$1.56$0.29
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.54$0.54$1.26$1.43$0.17
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.72$0.72$1.46$1.58$0.12
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.84$0.84$1.11$1.01$0.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$95,528
Mission and Program Overview

Mission

The Association's primary exempt purpose is to provide assistance to the Tennessee cash advance industry.

The association's primary exempt purpose is to provide assistance to the tennesseecash advance industry.

Program Services

DescriptionGrantsExpenses
SEE SCHEDULE O$0$0
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
DAVID SCHWARZPresident-$0--
CULLEN EARNESTDirector-$0--
DAVID MCMAHANDirector-$0--
Filing and Contact Details

Filer

Filer Name
Finance Association of Tennessee
EIN
62-1645208
Phone
6157263275
Address
PO BOX 961, MADISON, TN 37116

Signing Officer

Name
Travis Bussey
Title
Executive Director
Phone
6157263275
Signed
2025-11-17
Discuss with paid preparer
Yes

Preparer

Firm
Crosslin Pllc
Address
3803 BEDFORD AVENUE SUITE 201, NASHVILLE, TN 37215
Preparer
Rodney C Brower
Phone
6153205500
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: interest income. Amount: 28.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: wire transfer fees. Amount: 125.”

Raw XML Appendix110 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MCMAHAN & WINSTEAD
IRS990EZ/BooksInCareOfDetail/PhoneNum06157263275
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0211 7TH AVENUE NORTH 401
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0NASHVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd037219
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0575
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt02500
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt095500
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt01925
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt093478
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0575
IRS990EZ/Form990TotalAssetsGrp/EOYAmt02500
IRS990EZ/GrossReceiptsAmt095528
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0575
IRS990EZ/NetAssetsOrFundBalancesEOYAmt02500
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0575
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt02500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DAVID SCHWARZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CULLEN EARNEST
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DAVID MCMAHAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0125
IRS990EZ/OtherRevenueTotalAmt028
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THE ASSOCIATION'S PRIMARY EXEMPT PURPOSE IS TO PROVIDE ASSISTANCE TO THE TENNESSEECASH ADVANCE INDUSTRY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SEE SCHEDULE O
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt093603
IRS990EZ/TotalRevenueAmt095528
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 28.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: WIRE TRANSFER FEES. AMOUNT: 125.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0TRAVIS BUSSEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum06157263275
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FINANCE ASSOCIATION OF TENNESSEE
ReturnHeader/Filer/BusinessNameControlTxt0FINA
ReturnHeader/Filer/EIN0621645208
ReturnHeader/Filer/PhoneNum06157263275
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 961
ReturnHeader/Filer/USAddress/CityNm0MADISON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd037116
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0275360847
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CROSSLIN PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03803 BEDFORD AVENUE SUITE 201
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NASHVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd037215
ReturnHeader/PreparerPersonGrp/PhoneNum06153205500
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RODNEY C BROWER
ReturnHeader/ReturnTs02025-11-17T17:02:14-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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