Civic Intelligence

Ridgetop Apartments Inc.

EIN 62-1629737 • 501(c)3 • Oak Ridge, TN

Pub. 78 Eligible

Profile

To provide low income housing for low income individuals

240 West Tyrone RoadOak Ridge, TN 37830-6517

www.ridgeview.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

87th percentile

0.40x

Higher debt load relative to assets than 87% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

97th percentile

2.07x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

23rd percentile

-20%

Higher net margin than 23% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

67th percentile

9.1%

Faster asset growth than 67% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

68th percentile

15%

Faster revenue growth than 68% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$260,008

Up $21,593 (+9.1%) from 2024

Liabilities

Up

$103,692

Up $31,558 (+44%) from 2024

Net Assets

Down

$156,316

Down $9,965 (-6.0%) from 2024

Operations
Liabilities / Revenue97th percentileNet Margin23rd percentile

Revenue

Up

$50,210

Up $6,407 (+15%) from 2024

Expenses

Down

$60,175

Down $14,535 (-19%) from 2024

Net Income

Up

-$9,965

Up $20,942 (+68%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth67th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2011: $313,246Liabilities 2011: $5,1642011Assets 2012: $306,522Liabilities 2012: $3,3002012Assets 2013: $308,561Liabilities 2013: $9,0662013Assets 2014: $299,413Liabilities 2014: $5,6232014Assets 2015: $291,442Liabilities 2015: $3,0112015Assets 2016: $286,063Liabilities 2016: $3,5812016Assets 2017: $276,930Liabilities 2017: $2,8582017Assets 2018: $270,810Liabilities 2018: $5,7902018Assets 2019: $263,319Liabilities 2019: $3,2592019Assets 2020: $256,138Liabilities 2020: $6,4762020Assets 2021: $247,172Liabilities 2021: $10,201Net Assets 2021: $236,9712021Assets 2022: $247,889Liabilities 2022: $32,203Net Assets 2022: $215,6862022Assets 2023: $241,672Liabilities 2023: $44,484Net Assets 2023: $197,1882023Assets 2024: $238,415Liabilities 2024: $72,134Net Assets 2024: $166,2812024Assets 2025: $260,008Liabilities 2025: $103,692Net Assets 2025: $156,3162025

Highlighted filing

2025

Assets$260,008
Liabilities$103,692
Net Assets$156,316
Open 2025 Filing

Operations Trend

Revenue Growth68th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2011: $34,888Expenses 2011: $46,873Net Income 2011: -$11,9852011Revenue 2012: $35,428Expenses 2012: $40,288Net Income 2012: -$4,8602012Revenue 2013: $35,418Expenses 2013: $39,145Net Income 2013: -$3,7272013Revenue 2014: $34,791Expenses 2014: $40,496Net Income 2014: -$5,7052014Revenue 2015: $35,521Expenses 2015: $40,880Net Income 2015: -$5,3592015Revenue 2016: $35,521Expenses 2016: $41,470Net Income 2016: -$5,9492016Revenue 2017: $35,150Expenses 2017: $43,560Net Income 2017: -$8,4102017Revenue 2018: $36,592Expenses 2018: $45,644Net Income 2018: -$9,0522018Revenue 2019: $37,415Expenses 2019: $42,375Net Income 2019: -$4,9602019Revenue 2020: $38,403Expenses 2020: $48,801Net Income 2020: -$10,3982020Revenue 2021: $38,143Expenses 2021: $50,834Net Income 2021: -$12,6912021Revenue 2022: $37,836Expenses 2022: $59,121Net Income 2022: -$21,2852022Revenue 2023: $41,099Expenses 2023: $59,597Net Income 2023: -$18,4982023Revenue 2024: $43,803Expenses 2024: $74,710Net Income 2024: -$30,9072024Revenue 2025: $50,210Expenses 2025: $60,175Net Income 2025: -$9,9652025

Highlighted filing

2025

Revenue$50,210
Expenses$60,175
Net Income-$9,965
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$260,008
Liabilities
$103,692
Net assets
$156,316
Revenue
$50,210
Expenses
$60,175
Net income
-$9,965
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.60$1.04$1.56$0.50$0.60$0.10
2024Detailed filing. Detailed filing data is available for this year.$2.38$0.72$1.66$0.44$0.75$0.31
2023Detailed filing. Detailed filing data is available for this year.$2.42$0.44$1.97$0.41$0.60$0.18
2022Detailed filing. Detailed filing data is available for this year.$2.48$0.32$2.16$0.38$0.59$0.21
2021Detailed filing. Detailed filing data is available for this year.$2.47$0.10$2.37$0.38$0.51$0.13
2020Summary only. Only limited summary data is available for this year.$2.56$0.06$0.38$0.49$0.10
2019Summary only. Only limited summary data is available for this year.$2.63$0.03$0.37$0.42$0.05
2018Summary only. Only limited summary data is available for this year.$2.71$0.06$0.37$0.46$0.09
2017Summary only. Only limited summary data is available for this year.$2.77$0.03$0.35$0.44$0.08
2016Summary only. Only limited summary data is available for this year.$2.86$0.04$0.36$0.41$0.06
2015Summary only. Only limited summary data is available for this year.$2.91$0.03$0.36$0.41$0.05
2014Summary only. Only limited summary data is available for this year.$2.99$0.06$0.35$0.40$0.06
2013Summary only. Only limited summary data is available for this year.$3.09$0.09$0.35$0.39$0.04
2012Summary only. Only limited summary data is available for this year.$3.07$0.03$0.35$0.40$0.05
2011Summary only. Only limited summary data is available for this year.$3.13$0.05$0.35$0.47$0.12
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 13, 2025
Return Version
2024v5.0
Gross Receipts
$50,210
Mission and Program Overview

Mission

To provide low income housing for low income individuals

Program Services

DescriptionGrantsExpenses
To provide apartment housing under section 811 of the Cranston-Gonzales National Affordable Act. A total of eight units were made available for low income and disabled individuals.$56,395$0
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ralph AurinChairman-$0--
Blanche DressnerSecretary-$0--
Colletta ManningDirector-$0--
Michelle AdkissonDirector-$0--
Kas GomathinayagamDirector-$0--
Ben RedmonDirector-$0--
Filing and Contact Details

Filer

Filer Name
Ridgetop Apartments Inc
EIN
62-1629737
Phone
8654821076
Address
240 West Tyrone Road, Oak Ridge, TN 37830-6517

Signing Officer

Name
Yolanda Monfort
Title
CFO
Phone
8652763891
Signed
2025-11-13
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Description;Amount^Management Fees;3780|Telephone;1978|Miscellaneous;3170|Property and Liability Insurance;1354|Property Taxes;183|Depreciation;11497^Total;21962^”

Form 990-EZ, Part II, Line 24

“Description;EOY Amount^AR Tenant;4871|AR HUD;22249|Utility Deposit;600^Total;27720^”

Form 990-EZ, Part II, Line 26

“Description;EOY Amount^AP Trade;10575|AP Related Company;92261|Tenant Security Deposit;856^Total;103692^”

Raw XML Appendix173 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum08652763891
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0240 West Tyrone Road
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Oak Ridge
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0378306517
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt036470
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IRS990EZ/InfoInScheduleOPartIIInd0X
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IRS990EZ/LandAndBuildingsGrp/EOYAmt0188868
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IRS990EZ/OccupancyRentUtltsAndMaintAmt038167
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Ralph Aurin
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Blanche Dressner
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Colletta Manning
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Michelle Adkisson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Kas Gomathinayagam
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Ben Redmon
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Chairman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt011629
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IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt021962
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
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IRS990EZ/PrimaryExemptPurposeTxt0To provide low income housing for low income individuals
IRS990EZ/PrintingPublicationsPostageAmt00
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IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt056395
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
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IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
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IRS990EZ/SchoolOperatingInd00
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IRS990EZ/TotalExpensesAmt060175
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IRS990EZ/TotalRevenueAmt050210
IRS990EZ/TransactionWithControlEntInd00
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IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/FactsAndCircumstancesTestTxt0There are 3 long term tenants whose income qualified them for financial assistance when they first moved in; however, over the years, as their income has increased, they are paying full rent so financial assistance is no longer needed. There are a total of 8 units with 3 no longer receiving assistance.
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt020426
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt07392
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt06158
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IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt050982
IRS990ScheduleA/TotalSupportAmt0181301
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Management Fees;3780|Telephone;1978|Miscellaneous;3170|Property and Liability Insurance;1354|Property Taxes;183|Depreciation;11497^Total;21962^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;EOY Amount^AR Tenant;4871|AR HUD;22249|Utility Deposit;600^Total;27720^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description;EOY Amount^AP Trade;10575|AP Related Company;92261|Tenant Security Deposit;856^Total;103692^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Yolanda Monfort
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum08652763891
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RIDGETOP APARTMENTS INC
ReturnHeader/Filer/BusinessNameControlTxt0RIDG
ReturnHeader/Filer/EIN0621629737
ReturnHeader/Filer/PhoneNum08654821076
ReturnHeader/Filer/USAddress/AddressLine1Txt0240 West Tyrone Road
ReturnHeader/Filer/USAddress/CityNm0Oak Ridge
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd0378306517
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-11-13T16:26:57-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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