Civic Intelligence

Putnam County Habitat for Humanity

990 • Fiscal year 2019 • EIN 62-1592375

Jul 01, 2018 to Jun 30, 2019 • Filed on Mar 05, 2020

728 E 15th StreetCookeville, TN 38501

(931) 528-1711

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.47x

Higher debt load relative to assets than 80% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Liabilities / Revenue

88th percentile

1.23x

Higher debt load relative to revenue than 88% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Net Margin

16th percentile

-16%

Higher net margin than 16% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Top Officer Pay

36th percentile

$0

Higher top officer pay than 36% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Asset Growth

43rd percentile

1.0%

Faster asset growth than 43% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2017 to 2019

Revenue Growth

35th percentile

-1.7%

Faster revenue growth than 35% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2017 to 2019

Assets

Up

$2,839,448

Up $55,415 (+2.0%) from 2017

Net Assets

Down

$1,507,094

Down $260,562 (-15%) from 2017

Liabilities

Up

$1,332,354

Up $315,977 (+31%) from 2017

Revenue

Down

$1,082,713

Down $38,823 (-3.5%) from 2017

Expenses

Up

$1,256,341

Up $307,989 (+32%) from 2017

Net Income

Down

-$173,628

Down $346,812 (-200%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $2,057,373Liabilities 2011: $1,078,842Net Assets 2011: $978,5312011Assets 2012: $1,920,295Liabilities 2012: $1,057,770Net Assets 2012: $862,5252012Assets 2013: $2,056,342Liabilities 2013: $1,008,770Net Assets 2013: $1,047,5722013Assets 2014: $2,261,822Liabilities 2014: $1,030,996Net Assets 2014: $1,230,8262014Assets 2015: $2,344,839Liabilities 2015: $1,092,633Net Assets 2015: $1,252,2062015Assets 2016: $2,681,116Liabilities 2016: $1,086,650Net Assets 2016: $1,594,4662016Assets 2017: $2,784,033Liabilities 2017: $1,016,377Net Assets 2017: $1,767,6562017Assets 2019: $2,839,448Liabilities 2019: $1,332,354Net Assets 2019: $1,507,0942019Assets 2020: $2,959,774Liabilities 2020: $1,258,906Net Assets 2020: $1,700,8682020Assets 2021: $3,165,837Liabilities 2021: $1,294,256Net Assets 2021: $1,871,5812021Assets 2022: $2,949,980Liabilities 2022: $1,043,077Net Assets 2022: $1,906,9032022Assets 2023: $3,519,634Liabilities 2023: $780,220Net Assets 2023: $2,739,4142023Assets 2024: $3,273,220Liabilities 2024: $729,184Net Assets 2024: $2,544,0362024

Highlighted filing

2019

Assets$2,839,448
Liabilities$1,332,354
Net Assets$1,507,094

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2011: $649,5522011Revenue 2012: $813,386Expenses 2012: $916,892Net Income 2012: -$103,5062012Expenses 2013: $681,6692013Revenue 2014: $1,020,433Expenses 2014: $837,179Net Income 2014: $183,2542014Revenue 2015: $1,181,816Expenses 2015: $1,124,359Net Income 2015: $57,4572015Revenue 2016: $1,161,279Expenses 2016: $819,135Net Income 2016: $342,1442016Revenue 2017: $1,121,536Expenses 2017: $948,352Net Income 2017: $173,1842017Revenue 2019: $1,082,713Expenses 2019: $1,256,341Net Income 2019: -$173,6282019Revenue 2020: $1,170,389Expenses 2020: $976,615Net Income 2020: $193,7742020Revenue 2021: $1,445,402Expenses 2021: $1,274,689Net Income 2021: $170,7132021Revenue 2022: $1,323,561Expenses 2022: $1,261,170Net Income 2022: $62,3912022Revenue 2023: $2,013,125Expenses 2023: $1,189,803Net Income 2023: $823,3222023Revenue 2024: $1,556,683Expenses 2024: $1,802,687Net Income 2024: -$246,0042024

Highlighted filing

2019

Revenue$1,082,713
Expenses$1,256,341
Net Income-$173,628
Jump To
Filing Snapshot
Filing Period
Jul 1, 2018 to Jun 30, 2019
Signed
Mar 5, 2020
Return Version
2018v3.2
Gross Receipts
$1,099,094
Mission and Program Overview

Mission

To construct homes for low-income families

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$1,311,304$1,383,700▲ $72,396
Inventories for Sale or Use$1,048,529$813,479▼ $235,050
Land, Buildings, and Equipment, Net$519,191$493,708▼ $25,483
Cash and Non-Interest-Bearing Accounts$122,790$102,245▼ $20,545
Savings and Temporary Cash Investments$50,210$30,035▼ $20,175
Other Notes and Loans Receivable, Net$65,308$13,871▼ $51,437
Intangible Assets$2,721$2,410▼ $311
Total Assets$3,120,053$2,839,448▼ $280,605
Liabilities
Other Liabilities$1,405,305$1,311,130▼ $94,175
Accounts Payable and Accrued Expenses$34,112$21,224▼ $12,888
Total Liabilities$1,439,417$1,332,354▼ $107,063
Net Assets / Fund Balance
Unrestricted Net Assets$1,680,636$1,507,094▼ $173,542
Total Net Assets Fund Balance$1,680,636$1,507,094▼ $173,542
Total Liabilities and Net Assets / Fund Balance$3,120,053$2,839,448▼ $280,605

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$373,126$152,382$525,508
Land$108,000-$108,000
Equipment$11,655$75,622$87,277
Other Land Buildings$927$9,684$10,611
Compensation and Service Providers

Board Members and Trustees

NameTitle
Don JohnsonPresident
Abby WilliamsBoard Member
Brad GranBoard Member
Carolyn IsbellBoard Member
Kelly DavisBoard Member
Kyle CavenderBoard Member
Michael AllenBoard Member
Randy CarlileBoard Member
Scott AndersonBoard Member
Seth HudsonBoard Member
Brooke YoungSecretary
Philip ClemmonsTreasurer
Heath WatersVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$202,053
Program Service Revenue
$758,998
Investment Income
$202
Other Revenue
$121,460
All Other Contributions
$202,053
Change in Net Assets
$-173,628

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,082,713
Total Revenue per Audited Statements
$1,082,713
Total Revenue per Form 990
$1,082,713
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$930,119
Salaries, Compensation, and Employee Benefits$326,222
Total Fundraising Expense$59,021
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$198,558$62,219$41,647$302,424
All Other Expenses$34,588$60,780$13,862$109,230
Other Expenses$21,833$12,340-$34,173
Insurance$17,171$12,546$235$29,952
Depreciation Depletion$24,504$1,290-$25,794
Interest-$24,586-$24,586
Payroll Taxes$15,625$4,896$3,277$23,798
Occupancy$10,102$12,229-$22,331
Advertising$12,289$5,392-$17,681
Conferences and Meetings$1,824$11,470-$13,294
Fees for Services Other-$12,050-$12,050
Office Expenses$1,457$4,167-$5,624
Total Functional Expenses$973,355$223,965$59,021$1,256,341

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,256,341
Total Expenses per Audited Statements$1,256,341
Total Expenses per Form 990$1,256,341
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$137,841
Fundraising Direct Expenses$16,381
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Special Events$137,841$137,841$16,381$121,460
Total Events$137,841$137,841$16,381$121,460
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liability$1,311,130
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Federal form 990 is reviewed by the board of directors upon completion.

Form 990, Page 6, Part VI, Line 19

All governing documents are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Upper Cumberland Habitat for
EIN
62-1592375
Phone
9315281711
Address
728 E 15TH STREET, COOKEVILLE, TN 38501

Signing Officer

Name
Philip Clemmons
Title
Treasurer
Phone
9315281711
Signed
2020-03-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Philip Clemmons
Legal Domicile
Tn
Voting Board Members
12
Independent Board Members
12
Employees
18

Preparer

Firm
Tamara L Beckman CPA
Address
103 N 3RD ST, SMITHVILLE, TN 37166
Preparer
Tamara L Beckman
Phone
6153181821
Raw XML AppendixShowing 400 of 451 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0198558
IRS990/OtherSalariesAndWagesGrp/TotalAmt0302424
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt065308
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt013871
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt03277
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04896
IRS990/PayrollTaxesGrp/ProgramServicesAmt015625
IRS990/PayrollTaxesGrp/TotalAmt023798
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0PHILIP CLEMMONS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0SALE OF HOMES
IRS990/ProgramServiceRevenueGrp/Desc1RESTORE
IRS990/ProgramServiceRevenueGrp/Desc2IMPUTED INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt0326555
IRS990/ProgramServiceRevenueGrp/ExclusionAmt1322529
IRS990/ProgramServiceRevenueGrp/ExclusionAmt2109914
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0326555
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1322529
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2109914
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0399010
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt072
IRS990/PYOtherExpensesAmt01119754
IRS990/PYOtherRevenueAmt033214
IRS990/PYProgramServiceRevenueAmt0914846
IRS990/PYRevenuesLessExpensesAmt0-87049
IRS990/PYSalariesCompEmpBnftPaidAmt0314437
IRS990/PYTotalExpensesAmt01434191
IRS990/PYTotalRevenueAmt01347142
IRS990/ReconcilationRevenueExpnssAmt0-173628
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt050210
IRS990/SavingsAndTempCashInvstGrp/EOYAmt030035
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0339894
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0399010
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0448922
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0526316
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0317477
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02031619
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0202
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt072
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt078
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0294
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0646
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt03778449
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt0896839
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0896839
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.69360
IRS990ScheduleA/PublicSupportTotal170Amt02031619
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0339894
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0399010
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0448922
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0526316
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0317477
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02031619
IRS990ScheduleA/TotalSupportAmt02929104
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0373126
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0152382
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0525508
IRS990ScheduleD/EquipmentGrp/BookValueAmt011655
IRS990ScheduleD/EquipmentGrp/DepreciationAmt075622
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt087277
IRS990ScheduleD/ExpensesSubtotalAmt01256341
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0false
IRS990ScheduleD/LandGrp/BookValueAmt0108000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0108000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0927
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt09684
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt010611
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01311130
IRS990ScheduleD/RevenueSubtotalAmt01082713
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0493708
IRS990ScheduleD/TotalExpensesPerForm990Amt01256341
IRS990ScheduleD/TotalLiabilityAmt01311130
IRS990ScheduleD/TotalRevenuePerForm990Amt01082713
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01082713
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01256341
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt016381
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0SPECIAL EVENTS
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt0137841
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt0137841
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt0137841
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt0137841
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0121460
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt016381
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt016381
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FEDERAL FORM 990 IS REVIEWED BY THE BOARD OF DIRECTORS UPON COMPLETION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0TN
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt03120053
IRS990/TotalAssetsEOYAmt02839448
IRS990/TotalAssetsGrp/BOYAmt03120053
IRS990/TotalAssetsGrp/EOYAmt02839448
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0202053
IRS990/TotalEmployeeCnt018
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt059021
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0223965
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0973355
IRS990/TotalFunctionalExpensesGrp/TotalAmt01256341
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01439417
IRS990/TotalLiabilitiesEOYAmt01332354
IRS990/TotalLiabilitiesGrp/BOYAmt01439417
IRS990/TotalLiabilitiesGrp/EOYAmt01332354
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01680636
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01507094
IRS990/TotalProgramServiceExpensesAmt0973355
IRS990/TotalProgramServiceRevenueAmt0758998
IRS990/TotalRevenueGrp/ExclusionAmt0880660
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01082713
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03120053

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.27$0.73$2.54$1.56$1.80$0.25
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.52$0.78$2.74$2.01$1.19$0.82
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.95$1.04$1.91$1.32$1.26$0.06
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.17$1.29$1.87$1.45$1.27$0.17
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.96$1.26$1.70$1.17$0.98$0.19
2019Detailed filing. Detailed filing data is available for this year.$2.84$1.33$1.51$1.08$1.26$0.17
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.78$1.02$1.77$1.12$0.95$0.17
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.68$1.09$1.59$1.16$0.82$0.34
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.34$1.09$1.25$1.18$1.12$0.06
2014Detailed filing. Detailed filing data is available for this year.$2.26$1.03$1.23$1.02$0.84$0.18
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.06$1.01$1.05$0.68
2012Summary only. Only limited summary data is available for this year.$1.92$1.06$0.86$0.81$0.92$0.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.06$1.08$0.98$0.65