Tennessee Life & Health Insurance

“The law firm of butler snow, llp, is engaged to provide legal and administrative services. In addition to traditional legal representation, the firm provides administrative support including coordinating the activities of the association with life and health guaranty associations in other states, and other administrative and clerical functions as necessary. Fmc cpas, pllc establishes and maintains the association's accounts, maintains the association's books and records, and oversees the collection of funds remitted and the payment of claims.”

“The organization has nine (9) members who serve as the board of directors. The board of directors is composed of a chairman, vice chairman, secretary/treasurer and six (6) directors. Form 990, part vi, section a, line 9: names and addresses of the board of directors are as follows: d. Randall foster american general life insurance company 2919 allen parkway houston, tx 77019 julie bowling tennessee farmers life insurance company p.o. Box 998 columbia, tn 38402 mike graham plateau insurance company 2701 north main st. P.o. Box 7001 crossville, tn 38557 dakasha winton bluecross blueshield of tennessee 3200 west end ave., suite 102 nashville, tn 37203 john haley unum group 1 fountain square chattanooga, tn 37402 jeff tindall cigna healthcare 1000 corporate center dr., suite 500 franklin, tn 37067 hugh barrett prudential insurance company of america 751 broad street 4th floor newark, nj 07102 steve simkins state farm life insurance company p.o. Box 1761 gautier, ms 39553 lydia messina protective life insurance company p.o. Box 2606 birmingham, al 35202”

“Vacancies on the board of directors are filled at the association's annual meeting. Members are provided at least ninety (90) days notice in advance of the annual meeting. This notice includes information regarding vacancies on the board of directors and the nominees proposed by the board of directors. Members have the opportunity to submit additional nominees for election to the board of directors. If such additional nominees are submitted, then a member-wide election is conducted, with each member having a right to vote in the election.”

“A draft of form 990 was provided to the members of the governing body for review and approval prior to its submission to the internal revenue service.”

“The board of directors of the association has adopted a policy that prohibits board members, the administrator and retained consultants from having a conflict of interest or an interest in a matter that may be perceived as a conflict of interest. Board members, the administrator and retained consultants are required to report to the board of directors any conflict of interest that they encounter themselves or that may come to their attention with respect to another person. Board members, the administrator and consultants are required to execute at least annually a statement confirming their understanding of the policy and disclosing any conflict situations of which they may be aware. Form 990, part vi, section b, lines 15a & 15b: the organization does not have employees and does not compensate members of the board of directors.”

“Records are made available upon request. In addition, the association is subject to audit and review by the tennessee department of commerce and insurance at least every five (5) years. The association's books and records are also subject to review by the tennessee comptroller of the treasury at regular intervals, usually every four (4) years.”