Civic Intelligence

Gamma Phi Beta Sorority Epsilon Lambda Chapter

EIN 62-1370853 • 501(c)7 • Tuscaloosa, AL

Profile

Gamma phi beta builds confident women of character who celebrate sisterhood and make a difference in the world around us.

1130 University Blvd Ste B9 Box102Tuscaloosa, AL 35401

www.uagammaphibeta.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

32nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)7 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

33rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)7 • $500k-$1M nonprofits • Source year 2025

Net Margin

66th percentile

12%

Higher net margin than 66% of similar nonprofits.

501(c)7 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

85th percentile

18%

Faster asset growth than 85% of similar nonprofits.

501(c)7 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

15th percentile

-10%

Faster revenue growth than 15% of similar nonprofits.

501(c)7 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Assets

Up

$487,227

Up $73,684 (+18%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$487,227

Up $73,684 (+18%) from 2024

Revenue

Down

$621,981

Down $71,535 (-10%) from 2024

Expenses

Down

$548,297

Down $10,611 (-1.9%) from 2024

Net Income

Down

$73,684

Down $60,924 (-45%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2011: $69,254Liabilities 2011: $38,884Net Assets 2011: $30,3702011Assets 2012: $88,119Liabilities 2012: $46,677Net Assets 2012: $41,4422012Assets 2013: $91,437Liabilities 2013: $40,895Net Assets 2013: $50,5422013Assets 2014: $100,024Liabilities 2014: $41,848Net Assets 2014: $58,1762014Assets 2015: $121,786Liabilities 2015: $50,333Net Assets 2015: $71,4522015Assets 2016: $105,438Liabilities 2016: $57,971Net Assets 2016: $47,4662016Assets 2017: $154,293Liabilities 2017: $81,120Net Assets 2017: $73,1732017Assets 2018: $235,854Liabilities 2018: $117,907Net Assets 2018: $117,9472018Assets 2019: $218,365Liabilities 2019: $91,947Net Assets 2019: $126,4182019Assets 2020: $191,182Liabilities 2020: $0Net Assets 2020: $191,1822020Assets 2021: $282,396Liabilities 2021: $0Net Assets 2021: $282,3962021Assets 2022: $154,861Liabilities 2022: $0Net Assets 2022: $154,8612022Assets 2023: $278,935Liabilities 2023: $0Net Assets 2023: $278,9352023Assets 2024: $413,543Liabilities 2024: $0Net Assets 2024: $413,5432024Assets 2025: $487,227Liabilities 2025: $0Net Assets 2025: $487,2272025

Highlighted filing

2025

Assets$487,227
Liabilities$0
Net Assets$487,227

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $242,251Expenses 2011: $234,535Net Income 2011: $7,7162011Revenue 2012: $297,095Expenses 2012: $286,023Net Income 2012: $11,0722012Revenue 2013: $348,399Expenses 2013: $339,299Net Income 2013: $9,1002013Revenue 2014: $449,087Expenses 2014: $441,453Net Income 2014: $7,6342014Revenue 2015: $484,003Expenses 2015: $470,726Net Income 2015: $13,2772015Revenue 2016: $497,967Expenses 2016: $521,953Net Income 2016: -$23,9862016Revenue 2017: $521,502Expenses 2017: $495,795Net Income 2017: $25,7072017Revenue 2018: $574,774Expenses 2018: $530,000Net Income 2018: $44,7742018Revenue 2019: $504,724Expenses 2019: $496,252Net Income 2019: $8,4722019Revenue 2020: $411,296Expenses 2020: $346,532Net Income 2020: $64,7642020Revenue 2021: $421,515Expenses 2021: $330,301Net Income 2021: $91,2142021Revenue 2022: $434,866Expenses 2022: $562,401Net Income 2022: -$127,5352022Revenue 2023: $661,213Expenses 2023: $537,139Net Income 2023: $124,0742023Revenue 2024: $693,516Expenses 2024: $558,908Net Income 2024: $134,6082024Revenue 2025: $621,981Expenses 2025: $548,297Net Income 2025: $73,6842025

Highlighted filing

2025

Revenue$621,981
Expenses$548,297
Net Income$73,684

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.87$0.00$4.87$6.22$5.48$0.74
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.14$0.00$4.14$6.94$5.59$1.35
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.79$0.00$2.79$6.61$5.37$1.24
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.55$0.00$1.55$4.35$5.62$1.28
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.82$0.00$2.82$4.22$3.30$0.91
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.91$0.00$1.91$4.11$3.47$0.65
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.18$0.92$1.26$5.05$4.96$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.36$1.18$1.18$5.75$5.30$0.45
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.54$0.81$0.73$5.22$4.96$0.26
2016Summary only. Only limited summary data is available for this year.$1.05$0.58$0.47$4.98$5.22$0.24
2015Summary only. Only limited summary data is available for this year.$1.22$0.50$0.71$4.84$4.71$0.13
2014Summary only. Only limited summary data is available for this year.$1.00$0.42$0.58$4.49$4.41$0.08
2013Summary only. Only limited summary data is available for this year.$0.91$0.41$0.51$3.48$3.39$0.09
2012Summary only. Only limited summary data is available for this year.$0.88$0.47$0.41$2.97$2.86$0.11
2011Summary only. Only limited summary data is available for this year.$0.69$0.39$0.30$2.42$2.35$0.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Aug 1, 2024 to Jul 31, 2025
Signed
Dec 12, 2025
Return Version
2024v5.0
Gross Receipts
$621,981
Mission and Program Overview

Mission

To promote a higher spiritual, menal and social culture among young women thru educational, social and philanthropic events.

Local chapter of a national collegiate social sorority.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$413,543$487,227▲ $73,684
Rtn Earn Endowment Incm Other Fnds$413,543$487,227▲ $73,684
Total Assets$413,543$487,227▲ $73,684
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$413,543$487,227▲ $73,684
Total Liabilities and Net Assets / Fund Balance$413,543$487,227▲ $73,684
Compensation and Service Providers

Board Members and Trustees

NameTitle
Johanna ErnsbergerPresident
Marissa HarriedAdministrati
Paige MorrisonAsst Financi
Kendall AstorEducation VP
Olivia SchwabFinancial VP
Samantha GreenwoodMembership V
Madelyn HenriePanhellenic
Tiana CarenzaPublic Relat
Revenue and Support

Revenue Composition

Contributions and Grants
$5,050
Program Service Revenue
$616,931
Investment Income
$0
Other Revenue
$0
All Other Contributions
$5,050
Change in Net Assets
$73,684
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$548,217
Grants and Similar Amounts Paid$80
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses---$106,742
Other Expenses---$49,061
Fees for Services Accounting---$18,863
Office Expenses---$1,054
Grants to Domestic Orgs---$80
Total Functional Expenses$0$0$0$548,297
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

Organization has members.

Form 990, Page 6, Part VI, Line 7A

Members elect the governing body.

Form 990, Page 6, Part VI, Line 11B

The organization's form 990 is prepared by an accountant experienced in the area of non-profit taxation. The board makes a cursory review of the return to make sure no material omissions or misstatements are made on the return before it is filed. Once approved, the return is signed by an authorized agent and filed.

Form 990, Page 6, Part VI, Line 19

Upon request, within one week of request.

Filing and Contact Details

Filer

Filer Name
Gamma Phi Beta Sorority
EIN
62-1370853
Phone
8159559346
Address
1130 UNIVERSITY BLVD STE B9 BOX102, TUSCALOOSA, AL 35401

Signing Officer

Name
Olivia Schwab
Title
Financial VP
Phone
8159559346
Signed
2025-12-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Olivia Schwab
Formed
1989
Legal Domicile
Al
Voting Board Members
8
Independent Board Members
8
Employees
0
Volunteers
102

Preparer

Firm
Greek Resource Services LLC
Address
PO BOX 1880, TUSCALOOSA, AL 35403-1880
Preparer
Elizabeth Brewer
Phone
8002766342
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Merchandise resale 45,096 0 0 supplies 19,006 0 0 merchant fees 18,187 0 0 chapter dues & fees 16,472 0 0 philanthropy 7,425 0 0 campus activities 556 0 0 total 106,742 0 0

Raw XML Appendix284 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/TitleTxt2PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3MEMBERSHIP V
IRS990/Form990PartVIISectionAGrp/TitleTxt4ADMINISTRATI
IRS990/Form990PartVIISectionAGrp/TitleTxt5PANHELLENIC
IRS990/Form990PartVIISectionAGrp/TitleTxt6ASST FINANCI
IRS990/Form990PartVIISectionAGrp/TitleTxt7FINANCIAL VP
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01989
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IRS990/IRPDocumentCnt00
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IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt01130 UNIVERSITY BOULEVARD
IRS990/USAddress/CityNm0TUSCALOOSA
IRS990/USAddress/StateAbbreviationCd0AL
IRS990/USAddress/ZIPCd035401
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.UAGAMMAPHIBETA.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0OLIVIA SCHWAB
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0FINANCIAL VP
ReturnHeader/BusinessOfficerGrp/PhoneNum08159559346
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-12-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GAMMA PHI BETA SORORITY
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0EPSILON LAMBDA CHAPTER
ReturnHeader/Filer/BusinessNameControlTxt0GAMM
ReturnHeader/Filer/EIN0621370853
ReturnHeader/Filer/PhoneNum08159559346
ReturnHeader/Filer/USAddress/AddressLine1Txt01130 UNIVERSITY BLVD STE B9 BOX102
ReturnHeader/Filer/USAddress/CityNm0TUSCALOOSA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd035401
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GREEK RESOURCE SERVICES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 1880
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TUSCALOOSA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0354031880
ReturnHeader/PreparerPersonGrp/PhoneNum08002766342
ReturnHeader/PreparerPersonGrp/PreparationDt02025-12-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ELIZABETH BREWER
ReturnHeader/ReturnTs02025-12-16T08:21:56-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-08-01
ReturnHeader/TaxPeriodEndDt02025-07-31
ReturnHeader/TaxYr02024

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