Civic Intelligence

Neighborhood Housing Opportunities Inc

EIN 62-1361873 • 501(c)3 • Memphis, TN

Profile

The entity's mission is to holistically empower working poor families towards economic stability through the provision of decent, safe, quality, and affordable housing.

P O Box 140666Memphis, TN 38114

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.93x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

100th percentile

105.23x

Higher debt load relative to revenue than 100% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Net Margin

75th percentile

22%

Higher net margin than 75% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

55th percentile

$0

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Asset Growth

42nd percentile

0.0%

Faster asset growth than 42% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

97th percentile

357%

Faster revenue growth than 97% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Assets

Up

$623,172

Up $205 (+0.0%) from 2024

Liabilities

Flat

$576,649

Flat from 2024

Net Assets

Up

$46,523

Up $205 (+0.4%) from 2024

Revenue

Up

$5,480

Up $4,280 (+357%) from 2024

Expenses

Up

$4,295

Up $143 (+3.4%) from 2024

Net Income

Up

$1,185

Up $4,137 (+140%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2011: $449,656Liabilities 2011: $392,613Net Assets 2011: $57,0432011Assets 2012: $453,304Liabilities 2012: $401,140Net Assets 2012: $52,1642012Assets 2013: $454,975Liabilities 2013: $392,488Net Assets 2013: $62,4872013Assets 2014: $456,911Liabilities 2014: $402,967Net Assets 2014: $53,9442014Assets 2015: $461,627Liabilities 2015: $399,790Net Assets 2015: $61,8372015Assets 2016: $479,253Liabilities 2016: $438,667Net Assets 2016: $40,5862016Assets 2017: $462,751Liabilities 2017: $431,129Net Assets 2017: $31,6222017Assets 2018: $496,287Liabilities 2018: $446,510Net Assets 2018: $49,7772018Assets 2019: $504,622Liabilities 2019: $445,787Net Assets 2019: $58,8352019Assets 2020: $627,894Liabilities 2020: $576,649Net Assets 2020: $51,2452020Assets 2021: $646,480Liabilities 2021: $576,649Net Assets 2021: $69,8312021Assets 2022: $656,626Liabilities 2022: $576,649Net Assets 2022: $79,9772022Assets 2023: $625,919Liabilities 2023: $576,649Net Assets 2023: $49,2702023Assets 2024: $622,967Liabilities 2024: $576,649Net Assets 2024: $46,3182024Assets 2025: $623,172Liabilities 2025: $576,649Net Assets 2025: $46,5232025

Highlighted filing

2025

Assets$623,172
Liabilities$576,649
Net Assets$46,523

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $52,879Expenses 2011: $61,115Net Income 2011: -$8,2362011Revenue 2012: $48,683Expenses 2012: $53,562Net Income 2012: -$4,8792012Revenue 2013: $52,126Expenses 2013: $41,803Net Income 2013: $10,3232013Revenue 2014: $56,629Expenses 2014: $65,172Net Income 2014: -$8,5432014Revenue 2015: $92,664Expenses 2015: $84,771Net Income 2015: $7,8932015Revenue 2016: $90,322Expenses 2016: $111,573Net Income 2016: -$21,2512016Revenue 2017: $88,251Expenses 2017: $97,215Net Income 2017: -$8,9642017Revenue 2018: $105,476Expenses 2018: $87,321Net Income 2018: $18,1552018Revenue 2019: $380,587Expenses 2019: $371,529Net Income 2019: $9,0582019Revenue 2020: $799,180Expenses 2020: $806,770Net Income 2020: -$7,5902020Revenue 2021: $537,988Expenses 2021: $519,402Net Income 2021: $18,5862021Revenue 2022: $152,646Expenses 2022: $143,578Net Income 2022: $9,0682022Revenue 2023: $19,356Expenses 2023: $21,186Net Income 2023: -$1,8302023Revenue 2024: $1,200Expenses 2024: $4,152Net Income 2024: -$2,9522024Revenue 2025: $5,480Expenses 2025: $4,295Net Income 2025: $1,1852025

Highlighted filing

2025

Revenue$5,480
Expenses$4,295
Net Income$1,185

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$6.23$5.77$0.47$0.05$0.04$0.01
2024Detailed filing. Detailed filing data is available for this year.$6.23$5.77$0.46$0.01$0.04$0.03
2023Detailed filing. Detailed filing data is available for this year.$6.26$5.77$0.49$0.19$0.21$0.02
2022Detailed filing. Detailed filing data is available for this year.$6.57$5.77$0.80$1.53$1.44$0.09
2021Detailed filing. Detailed filing data is available for this year.$6.46$5.77$0.70$5.38$5.19$0.19
2020Detailed filing. Detailed filing data is available for this year.$6.28$5.77$0.51$7.99$8.07$0.08
2019Detailed filing. Detailed filing data is available for this year.$5.05$4.46$0.59$3.81$3.72$0.09
2018Detailed filing. Detailed filing data is available for this year.$4.96$4.47$0.50$1.05$0.87$0.18
2017Detailed filing. Detailed filing data is available for this year.$4.63$4.31$0.32$0.88$0.97$0.09
2016Detailed filing. Detailed filing data is available for this year.$4.79$4.39$0.41$0.90$1.12$0.21
2015Detailed filing. Detailed filing data is available for this year.$4.62$4.00$0.62$0.93$0.85$0.08
2014Detailed filing. Detailed filing data is available for this year.$4.57$4.03$0.54$0.57$0.65$0.09
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.55$3.92$0.62$0.52$0.42$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.53$4.01$0.52$0.49$0.54$0.05
2011Summary only. Only limited summary data is available for this year.$4.50$3.93$0.57$0.53$0.61$0.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Feb 11, 2026
Return Version
2024v5.5
Gross Receipts
$5,480
Mission and Program Overview

Mission

The entity's mission is to holistically empower working poor families towards economic stability through the provision of decent, safe, quality, and affordable housing.

Balance Sheet Detail
LineBeginningEndChange
Assets
Inventories for Sale or Use$480,336$480,336→ $0
Pledges and Grants Receivable$76,265$76,265→ $0
Prepaid Expenses and Deferred Charges$45,313$45,313→ $0
Other Notes and Loans Receivable, Net$16,175$17,149▲ $974
Cash and Non-Interest-Bearing Accounts$3,904$4,109▲ $205
Savings and Temporary Cash Investments$974--
Total Assets$622,967$623,172▲ $205
Liabilities
Unsecured Notes Loans Payable$566,049$566,049→ $0
Mortgage Notes Payable Secured by Investment Property$10,600$10,600→ $0
Total Liabilities$576,649$576,649→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$46,318$46,523▲ $205
Total Net Assets Fund Balance$46,318$46,523▲ $205
Total Liabilities and Net Assets / Fund Balance$622,967$623,172▲ $205
Compensation and Service Providers

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$5,480
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$1,185
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$4,295
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Accounting-$3,500-$3,500
Other Expenses$220--$220
Total Functional Expenses$795$3,500$0$4,295
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

No formal review procedures are in place. The governing body receives a copy of the 990 after the return is filed.

Form 990, Part VI, Section C, Line 19

The organization's governing documents, conflict of interest policy, and financial statements are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Neighborhood Housing Opportunities Inc
EIN
62-1361873
Phone
9013500662
Address
P O BOX 140666, MEMPHIS, TN 38114

Signing Officer

Name
Howard Eddings Jr
Title
Secretary
Phone
9017292934
Signed
2026-02-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Howard Eddings Jr
Formed
1989
Legal Domicile
Tn
Voting Board Members
5
Independent Board Members
5
Employees
0
Volunteers
0

Preparer

Firm
Ascent Accounting & Advisory Pllc
Address
965 RIDGE LAKE BLVD SUITE 100, MEMPHIS, TN 38120
Preparer
Stephanie L Livingston CPA
Phone
9016857500
Raw XML Appendix314 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE ENTITY'S MISSION IS TO HOLISTICALLY EMPOWER WORKING POOR FAMILIES TOWARDS ECONOMIC STABILITY THROUGH THE PROVISION OF DECENT, SAFE, QUALITY, AND AFFORDABLE HOUSING.
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0DANIEL WEAVER
IRS990/BooksInCareOfDetail/PhoneNum09014872718
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0850 HANLEY ST
IRS990/BooksInCareOfDetail/USAddress/CityNm0MEMPHIS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd038114
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IRS990/Desc0NEIGHBORHOOD HOUSING OPPORTUNITIES, INC. ASSISTS POOR WORKING FAMILIES IN MOVING FROM SUBSIDIZED HOUSING TO HOME OWNERSHIP. FAMILIES ALSO RECEIVE FINANCIAL COUNSELING SERVICES. THE ORGANIZATION ALSO SERVES AS THE GENERAL CONTRACTOR FOR NEIGHBORHOOD HOUSING OPPORTUNITIES MANAGEMENT, INC. AND OTHER NOT-FOR-PROFIT, AFFORDABLE HOUSING PROVIDERS.
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IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4CEO
IRS990/Form990ProvidedToGvrnBodyInd00
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IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd00
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IRS990/GrossReceiptsAmt05480
IRS990/GroupReturnForAffiliatesInd00
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IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InventoriesForSaleOrUseGrp/BOYAmt0480336
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IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
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IRS990/MethodOfAccountingAccrualInd0X
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IRS990/NondeductibleContributionsInd00
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IRS990/PoliticalCampaignActyInd00
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IRS990/PriorPeriodAdjustmentsAmt0-980
IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/Desc0ASSOCIATION DUES
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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0THE SUPPORTED ORGANIZATIONS NOT DESIGNATED BY NAME IN THE ORGANIZATION'S GOVERNING DOCUMENTS ARE DESIGNATED BY PURPOSE. THE SUPPORTED ORGANIZATION PROVIDES LOW-INCOME RENTAL HOUSING; THE SUPPORTING ENTITY ACTS AS THE LICENSED GENERAL CONTRACTOR FOR BUILDING THESE HOMES AND TRANSFERRING THEM TO THE SUPPORTED ENTITY AND/OR RENOVATIONS.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt1THE SUPPORTED ORGANIZATION ORIGINALLY WAS ASSIGNED A 509(A)(3) DESIGNATION BY THE IRS BASED ON ITS APPLICATION FOR NONPROFIT STATUS BUT HAS CONSISTENTLY FILED A SCHEDULE A AS A 509(A)(2) ENTITY WHICH MORE CLEARLY DEFINED ITS OPERATIONS.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt2THE SUPPORTED ORGANIZATIONS NOT DESIGNATED BY NAME IN THE ORGANIZATION'S GOVERNING DOCUMENTS ARE DESIGNATED BY PURPOSE. THE SUPPORTED ORGANIZATION PROVIDES LOW-INCOME RENTAL HOUSING; THE SUPPORTING ENTITY ACTS AS THE LICENSED GENERAL CONTRACTOR FOR BUILDING THESE HOMES AND TRANSFERRING THEM TO THE SUPPORTED ENTITY AND/OR RENOVATIONS.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART IV, SECTION A, LINE 1
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc1PART VI, SECTION A, LINE 2
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc2PART IV, SECTION A, LINE 12G
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IRS990ScheduleA/SupportedOrgInformationGrp/SupportAmt00
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IRS990ScheduleA/SupportingOrganization509a3Ind0X
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IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO FORMAL REVIEW PROCEDURES ARE IN PLACE. THE GOVERNING BODY RECEIVES A COPY OF THE 990 AFTER THE RETURN IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0HOWARD EDDINGS JR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SECRETARY
ReturnHeader/BusinessOfficerGrp/PhoneNum09017292934
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NEIGHBORHOOD HOUSING OPPORTUNITIES INC
ReturnHeader/Filer/BusinessNameControlTxt0NEIG
ReturnHeader/Filer/EIN0621361873
ReturnHeader/Filer/PhoneNum09013500662
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0621657946
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ASCENT ACCOUNTING & ADVISORY PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0965 RIDGE LAKE BLVD SUITE 100
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ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0STEPHANIE L LIVINGSTON CPA
ReturnHeader/ReturnTs02026-02-11T14:10:38-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-04-01
ReturnHeader/TaxPeriodEndDt02025-03-31
ReturnHeader/TaxYr02024

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