Civic Intelligence

Cumberland Holding Corporation

EIN 62-1234354 • 501(c)3 • Nashville, TN

Profile

Our mission is "delivering care that changes people's lives"

1921 Ransom PlaceNashville, TN 37217

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

2.09x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

47th percentile

-3.7%

Faster asset growth than 47% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2024 to 2025

Assets

Down

$158,302

Down $6,102 (-3.7%) from 2024

Liabilities

Flat

$331,206

Flat from 2024

Net Assets

Down

-$172,904

Down $6,102 (-3.7%) from 2024

Revenue

Flat

$0

Flat from 2024

Expenses

Up

$6,102

Up $2 (+0.0%) from 2024

Net Income

Down

-$6,102

Down $2 (-0.0%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0-$200KAssets 2010: $222,400Liabilities 2010: $328,626Net Assets 2010: -$106,2262010Assets 2011: $233,412Liabilities 2011: $326,972Net Assets 2011: -$93,5602011Assets 2012: $197,903Liabilities 2012: $310,117Net Assets 2012: -$112,2142012Assets 2013: $211,059Liabilities 2013: $319,682Net Assets 2013: -$108,6232013Assets 2014: $221,543Liabilities 2014: $324,129Net Assets 2014: -$102,5862014Assets 2015: $227,220Liabilities 2015: $336,033Net Assets 2015: -$108,8132015Assets 2016: $238,271Liabilities 2016: $355,980Net Assets 2016: -$117,7092016Assets 2017: $271,485Liabilities 2017: $382,029Net Assets 2017: -$110,5442017Assets 2018: $294,458Liabilities 2018: $410,922Net Assets 2018: -$116,4642018Assets 2019: $315,835Liabilities 2019: $438,190Net Assets 2019: -$122,3552019Assets 2020: $339,033Liabilities 2020: $471,640Net Assets 2020: -$132,6072020Assets 2021: $182,783Liabilities 2021: $331,377Net Assets 2021: -$148,5942021Assets 2022: $178,128Liabilities 2022: $332,730Net Assets 2022: -$154,6022022Assets 2023: $170,504Liabilities 2023: $331,206Net Assets 2023: -$160,7022023Assets 2024: $164,404Liabilities 2024: $331,206Net Assets 2024: -$166,8022024Assets 2025: $158,302Liabilities 2025: $331,206Net Assets 2025: -$172,9042025

Highlighted filing

2025

Assets$158,302
Liabilities$331,206
Net Assets-$172,904

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2010: $37,225Expenses 2010: $76,045Net Income 2010: -$38,8202010Revenue 2011: $59,743Expenses 2011: $47,077Net Income 2011: $12,6662011Revenue 2012: $56,574Expenses 2012: $75,228Net Income 2012: -$18,6542012Revenue 2013: $62,694Expenses 2013: $59,103Net Income 2013: $3,5912013Revenue 2014: $58,874Expenses 2014: $52,837Net Income 2014: $6,0372014Revenue 2015: $49,344Expenses 2015: $55,571Net Income 2015: -$6,2272015Revenue 2016: $52,818Expenses 2016: $61,714Net Income 2016: -$8,8962016Revenue 2017: $59,852Expenses 2017: $52,687Net Income 2017: $7,1652017Revenue 2018: $48,308Expenses 2018: $54,228Net Income 2018: -$5,9202018Revenue 2019: $47,795Expenses 2019: $53,686Net Income 2019: -$5,8912019Revenue 2020: $38,526Expenses 2020: $48,778Net Income 2020: -$10,2522020Revenue 2021: $12,011Expenses 2021: $27,998Net Income 2021: -$15,9872021Revenue 2022: $1,500Expenses 2022: $7,508Net Income 2022: -$6,0082022Revenue 2023: $0Expenses 2023: $6,100Net Income 2023: -$6,1002023Revenue 2024: $0Expenses 2024: $6,100Net Income 2024: -$6,1002024Revenue 2025: $0Expenses 2025: $6,102Net Income 2025: -$6,1022025

Highlighted filing

2025

Revenue$0
Expenses$6,102
Net Income-$6,102

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.58$3.31$1.73$0.00$0.06$0.06
2024Detailed filing. Detailed filing data is available for this year.$1.64$3.31$1.67$0.00$0.06$0.06
2023Detailed filing. Detailed filing data is available for this year.$1.71$3.31$1.61$0.00$0.06$0.06
2022Detailed filing. Detailed filing data is available for this year.$1.78$3.33$1.55$0.02$0.08$0.06
2021Detailed filing. Detailed filing data is available for this year.$1.83$3.31$1.49$0.12$0.28$0.16
2020Detailed filing. Detailed filing data is available for this year.$3.39$4.72$1.33$0.39$0.49$0.10
2019Detailed filing. Detailed filing data is available for this year.$3.16$4.38$1.22$0.48$0.54$0.06
2018Detailed filing. Detailed filing data is available for this year.$2.94$4.11$1.16$0.48$0.54$0.06
2017Detailed filing. Detailed filing data is available for this year.$2.71$3.82$1.11$0.60$0.53$0.07
2016Detailed filing. Detailed filing data is available for this year.$2.38$3.56$1.18$0.53$0.62$0.09
2015Detailed filing. Detailed filing data is available for this year.$2.27$3.36$1.09$0.49$0.56$0.06
2014Detailed filing. Detailed filing data is available for this year.$2.22$3.24$1.03$0.59$0.53$0.06
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.11$3.20$1.09$0.63$0.59$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.98$3.10$1.12$0.57$0.75$0.19
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.33$3.27$0.94$0.60$0.47$0.13
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.22$3.29$1.06$0.37$0.76$0.39
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Dec 19, 2025
Return Version
2024v5.2
Gross Receipts
$0
Mission and Program Overview

Mission

Our mission is "delivering care that changes people's lives"

Program Services

DescriptionGrantsExpenses
CUMBERLAND HOLDING CORPORATION PROVIDES SAFE, COMFORTABLE (HUD) AND AFFORDABLE HOUSING FOR CHRONICALLY MENTALLY ILL INDIVIDUALS IN A SUPERVISED SETTING AND ENGAGES THEM IN PSYCHOSOCIAL ACTIVITIES THAT WILL ASSIST CLIENTS TO LIVE IN THEIR COMMUNITIES. CLIENTS ARE TAUGHT SPECIFIC SKILLS WHICH INCLUDE, MEDICATION MANAGEMENT, HOW TO CHOOSE HEALTHY LIFESTYLES, HOME BUDGETING, MEAL PLANNING, DEALING WITH CONFLICT, HOW TO ENGAGE FRIENDS AND USE OF PUBLIC TRANSPORTATION.$0$6,102
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
MARK FAULKNERChair-$0--
KATE SATZVice Chair-$0--
KELLY CROCKETTImmediate Past Chair-$0--
JILL OBREMSKEY MDSecretary-$0--
JACOB GIESECKEDirector-$0--
SHAY BINKLEYDirector-$0--
KEVIN HAMILTON MDDirector-$0--
SCOTT NEUDirector-$0--
HANNAH DUDNEY MDDirector-$0--
MARY WILSONDirector-$0--
SHANE MCSIMOVDirector-$0--
JACOB TATEDirector-$0--
Filing and Contact Details

Filer

Filer Name
Cumberland Holding Corporation
EIN
62-1234354
Phone
6154636610
Address
1921 RANSOM PLACE, NASHVILLE, TN 37217

Signing Officer

Name
Julie Spears
Title
Interim CFO
Phone
6154636610
Signed
2025-12-19
Discuss with paid preparer
Yes

Preparer

Firm
Lbmc Pc
Address
PO BOX 1869, BRENTWOOD, TN 37024-1869
Preparer
Julie Dunkin
Phone
6153774600
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 14

Description: depreciation. Amount: 6,100.

Form 990-ez, Part I, Line 16 - Other Expenses

Description: miscellaneous expense. Amount: 2.

Form 990-ez, Part II, Line 24 - Other Assets

Description: accounts receivable. Beg. Of year amount: 43. End of year amount: 43. Description: due from affiliated entities. Beg. Of year amount: 114,762. End of year amount: 114,762.

Form 990-ez, Part II, Line 26 - Other Liabilities

Description: due to affiliated entities. Beg. Of year amount: 331,206. End of year amount: 331,206.

Form 990-ez, Part III

Cumberland holding is an affiliate of centerstone of america, inc. Centerstone of tennessee is the sole corporate member of cumberland holding corporation. For the 2025 tax year ended june 30, 2025, centerstone of america and its affiliates earned gross revenue of $425 million. Centerstone is a nonprofit health system providing mental health and substance use disorder treatments. Services are available in florida, illinois, indiana, north carolina, and tennessee through the operation of outpatient clinics, residential programs, school-based services, telehealth, and an inpatient hospital. Centerstone also offers specialized programs available nationwide for the military community, as well as services for children, including therapeutic foster care. Centerstone's institute provides guidance through research and technology, leveraging the best evidence-based practices for use across our communities. Centerstone's foundation secures philanthropic resources to support the work and mission of delivering care that changes people's lives. Centerstone provides care for more than 110,000 individuals and families annually, and is accredited by carf and the joint commission.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: DEPRECIATION. AMOUNT: 6,100.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: MISCELLANEOUS EXPENSE. AMOUNT: 2.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: ACCOUNTS RECEIVABLE. BEG. OF YEAR AMOUNT: 43. END OF YEAR AMOUNT: 43. DESCRIPTION: DUE FROM AFFILIATED ENTITIES. BEG. OF YEAR AMOUNT: 114,762. END OF YEAR AMOUNT: 114,762.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: DUE TO AFFILIATED ENTITIES. BEG. OF YEAR AMOUNT: 331,206. END OF YEAR AMOUNT: 331,206.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CUMBERLAND HOLDING IS AN AFFILIATE OF CENTERSTONE OF AMERICA, INC. CENTERSTONE OF TENNESSEE IS THE SOLE CORPORATE MEMBER OF CUMBERLAND HOLDING CORPORATION. FOR THE 2025 TAX YEAR ENDED JUNE 30, 2025, CENTERSTONE OF AMERICA AND ITS AFFILIATES EARNED GROSS REVENUE OF $425 MILLION. CENTERSTONE IS A NONPROFIT HEALTH SYSTEM PROVIDING MENTAL HEALTH AND SUBSTANCE USE DISORDER TREATMENTS. SERVICES ARE AVAILABLE IN FLORIDA, ILLINOIS, INDIANA, NORTH CAROLINA, AND TENNESSEE THROUGH THE OPERATION OF OUTPATIENT CLINICS, RESIDENTIAL PROGRAMS, SCHOOL-BASED SERVICES, TELEHEALTH, AND AN INPATIENT HOSPITAL. CENTERSTONE ALSO OFFERS SPECIALIZED PROGRAMS AVAILABLE NATIONWIDE FOR THE MILITARY COMMUNITY, AS WELL AS SERVICES FOR CHILDREN, INCLUDING THERAPEUTIC FOSTER CARE. CENTERSTONE'S INSTITUTE PROVIDES GUIDANCE THROUGH RESEARCH AND TECHNOLOGY, LEVERAGING THE BEST EVIDENCE-BASED PRACTICES FOR USE ACROSS OUR COMMUNITIES. CENTERSTONE'S FOUNDATION SECURES PHILANTHROPIC RESOURCES TO SUPPORT THE WORK AND MISSION OF DELIVERING CARE THAT CHANGES PEOPLE'S LIVES. CENTERSTONE PROVIDES CARE FOR MORE THAN 110,000 INDIVIDUALS AND FAMILIES ANNUALLY, AND IS ACCREDITED BY CARF AND THE JOINT COMMISSION.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 14
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JULIE SPEARS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0INTERIM CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum06154636610
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-12-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CUMBERLAND HOLDING CORPORATION
ReturnHeader/Filer/BusinessNameControlTxt0CUMB
ReturnHeader/Filer/EIN0621234354
ReturnHeader/Filer/PhoneNum06154636610
ReturnHeader/Filer/USAddress/AddressLine1Txt01921 RANSOM PLACE
ReturnHeader/Filer/USAddress/CityNm0NASHVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd037217
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0621199757
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LBMC PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 1869
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BRENTWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0370241869
ReturnHeader/PreparerPersonGrp/PhoneNum06153774600
ReturnHeader/PreparerPersonGrp/PreparationDt02025-12-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JULIE DUNKIN
ReturnHeader/ReturnTs02025-12-19T13:20:33-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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