Civic Intelligence

Franklin County Chamber of Commerce

EIN 62-1211474 • 501(c)6 • Winchester, TN

Profile

Franklin county chamber provides leadership in the community as an advocate for business and a place where the private sector can facilitate change and promote quality growth.

PO Box 280Winchester, TN 37398

franklincountychamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

61st percentile

0.02x

Higher debt load relative to assets than 61% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

65th percentile

0.02x

Higher debt load relative to revenue than 65% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

33rd percentile

-8.8%

Higher net margin than 33% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

90th percentile

$55,852

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 19.9% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

42nd percentile

-6.3%

Faster asset growth than 42% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

52nd percentile

0.4%

Faster revenue growth than 52% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$336,749

Down $22,717 (-6.3%) from 2023

Liabilities

Up

$6,240

Up $1,880 (+43%) from 2023

Net Assets

Down

$330,509

Down $24,597 (-6.9%) from 2023

Revenue

Up

$280,949

Up $1,111 (+0.4%) from 2023

Expenses

Up

$305,546

Up $70,451 (+30%) from 2023

Net Income

Down

-$24,597

Down $69,340 (-155%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2011: $169,289Liabilities 2011: $24,472Net Assets 2011: $144,8172011Assets 2012: $171,620Liabilities 2012: $7,370Net Assets 2012: $164,2502012Assets 2013: $178,573Liabilities 2013: $6,456Net Assets 2013: $172,1172013Assets 2014: $160,401Liabilities 2014: $7,269Net Assets 2014: $153,1322014Assets 2015: $158,088Liabilities 2015: $6,626Net Assets 2015: $151,4622015Assets 2016: $150,875Liabilities 2016: $7,847Net Assets 2016: $143,0282016Assets 2017: $133,058Liabilities 2017: $3,597Net Assets 2017: $129,4612017Assets 2018: $113,350Liabilities 2018: $19,579Net Assets 2018: $93,7712018Assets 2019: $121,948Liabilities 2019: $19,163Net Assets 2019: $102,7852019Assets 2020: $174,331Liabilities 2020: $8,979Net Assets 2020: $165,3522020Assets 2021: $271,596Liabilities 2021: $7,357Net Assets 2021: $264,2392021Assets 2022: $279,916Liabilities 2022: $5,317Net Assets 2022: $274,5992022Assets 2023: $359,466Liabilities 2023: $4,360Net Assets 2023: $355,1062023Assets 2024: $336,749Liabilities 2024: $6,240Net Assets 2024: $330,5092024

Highlighted filing

2024

Assets$336,749
Liabilities$6,240
Net Assets$330,509

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2011: $197,623Expenses 2011: $183,771Net Income 2011: $13,8522011Revenue 2012: $281,712Expenses 2012: $262,279Net Income 2012: $19,4332012Revenue 2013: $282,558Expenses 2013: $274,691Net Income 2013: $7,8672013Revenue 2014: $281,221Expenses 2014: $300,206Net Income 2014: -$18,9852014Revenue 2015: $283,128Expenses 2015: $284,798Net Income 2015: -$1,6702015Revenue 2016: $288,418Expenses 2016: $296,852Net Income 2016: -$8,4342016Revenue 2017: $292,075Expenses 2017: $305,642Net Income 2017: -$13,5672017Revenue 2018: $254,060Expenses 2018: $289,750Net Income 2018: -$35,6902018Revenue 2019: $246,458Expenses 2019: $237,444Net Income 2019: $9,0142019Revenue 2020: $247,802Expenses 2020: $185,235Net Income 2020: $62,5672020Revenue 2021: $234,860Expenses 2021: $135,973Net Income 2021: $98,8872021Revenue 2022: $272,723Expenses 2022: $226,599Net Income 2022: $46,1242022Revenue 2023: $279,838Expenses 2023: $235,095Net Income 2023: $44,7432023Revenue 2024: $280,949Expenses 2024: $305,546Net Income 2024: -$24,5972024

Highlighted filing

2024

Revenue$280,949
Expenses$305,546
Net Income-$24,597

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.37$0.06$3.31$2.81$3.06$0.25
2023Detailed filing. Detailed filing data is available for this year.$3.59$0.04$3.55$2.80$2.35$0.45
2022Detailed filing. Detailed filing data is available for this year.$2.80$0.05$2.75$2.73$2.27$0.46
2021Detailed filing. Detailed filing data is available for this year.$2.72$0.07$2.64$2.35$1.36$0.99
2020Detailed filing. Detailed filing data is available for this year.$1.74$0.09$1.65$2.48$1.85$0.63
2019Summary only. Only limited summary data is available for this year.$1.22$0.19$1.03$2.46$2.37$0.09
2018Summary only. Only limited summary data is available for this year.$1.13$0.20$0.94$2.54$2.90$0.36
2017Summary only. Only limited summary data is available for this year.$1.33$0.04$1.29$2.92$3.06$0.14
2016Summary only. Only limited summary data is available for this year.$1.51$0.08$1.43$2.88$2.97$0.08
2015Summary only. Only limited summary data is available for this year.$1.58$0.07$1.51$2.83$2.85$0.02
2014Summary only. Only limited summary data is available for this year.$1.60$0.07$1.53$2.81$3.00$0.19
2013Summary only. Only limited summary data is available for this year.$1.79$0.06$1.72$2.83$2.75$0.08
2012Summary only. Only limited summary data is available for this year.$1.72$0.07$1.64$2.82$2.62$0.19
2011Summary only. Only limited summary data is available for this year.$1.69$0.24$1.45$1.98$1.84$0.14
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 31, 2025
Return Version
2024v5.1
Gross Receipts
$280,949
Mission and Program Overview

Mission

Franklin county chamber provides leadership in the community as an advocate for business and a place where the private sector can facilitate change and promote quality growth.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$355,106$330,509▼ $24,597
Cash and Non-Interest-Bearing Accounts$266,743$221,691▼ $45,052
Land, Buildings, and Equipment, Net$92,723$115,058▲ $22,335
Total Assets$359,466$336,749▼ $22,717
Liabilities
Accounts Payable and Accrued Expenses$3,039$3,375▲ $336
Other Liabilities$1,321$2,865▲ $1,544
Total Liabilities$4,360$6,240▲ $1,880
Net Assets / Fund Balance
Total Net Assets Fund Balance$355,106$330,509▼ $24,597
Total Liabilities and Net Assets / Fund Balance$359,466$336,749▼ $22,717

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$70,550$56,338$126,888
Equipment$19,152$60,620$79,772
Land$25,356-$25,356
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Cassie FulmerExecutive DirectorFT$55,852$55,852

Board Members and Trustees

NameTitle
Scott BradfordPast President
Brenda CannonPresident
Adam MartinDirector
Andria TaylorDirector
Billy AndersonDirector
Brian LewisDirector
Clayton KnightDirector
George DyerDirector
Gina MooreDirector
Jimmy DavisDirector
Jon BellDirector
Joseph JohnsonDirector
Kim MasonDirector
Leah HarrellDirector
Nick KnightDirector
Suzanne MitchellDirector
Penny MorrisSecretary
Stacy CarterTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$164,884
Program Service Revenue
$105,092
Investment Income
$3,016
Other Revenue
$7,957
Change in Net Assets
$-24,597
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$154,154
Other Expenses$151,392
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$92,738$10,304-$103,042
All Other Expenses$94,998$5,998-$100,996
Other Salaries and Wages$27,720$9,240-$36,960
Payroll Taxes$9,343$1,495-$10,838
Office Expenses$9,287$1,036-$10,323
Depreciation Depletion$5,350$3,881-$9,231
Insurance$7,941$882-$8,823
Fees for Services Accounting$3,169$3,169-$6,338
Conferences and Meetings$4,582$509-$5,091
Pension Plan Contributions$2,485$829-$3,314
Other Expenses$2,876$320-$3,196
Advertising$705--$705
Total Functional Expenses$267,214$38,332$0$305,546
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Fees$2,865
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

The organization has 354 members.

Member election for additional members Part VI line 7A

Nominations are taken from general membership annually and executive committee elects directors to serve for a 3 year term.

Form 990 governing body review Part VI line 11

The governing body is informed when the form 990 is available and review is encouraged.

Conflict of interest policy compliance Part VI line 12C

The directors are required to disclose all potential conflicts. The disclosures are reviewed and monitored at the monthly board meetings.

CEO executive director top management comp Part VI line 15A

The board of directors review the performance of the executive director and makes recommendations accordingly.

Other officer or key employee compensation Part VI line 15B

Board of directors evaluates the executive director. The executive director evaluates the staff and reports to the board of directors.

Governing documents etc available to public Part VI line 19

All public documents are available upon request at the chamber office during normal office hours.

Filing and Contact Details

Filer

Filer Name
Franklin County Chamber of Commerce
EIN
62-1211474
In Care Of
% CASSIE FULMER
Phone
9319676788
Address
PO BOX 280, WINCHESTER, TN 37398

Signing Officer

Name
Cassie Fulmer
Title
Executive Director
Phone
9319676788
Signed
2025-05-31
Discuss with paid preparer
Yes

Organization Details

Formed
1979
Legal Domicile
Tn
Voting Board Members
17
Independent Board Members
17
Employees
3

Preparer

Firm
Clark Knies & Crenshaw PLLC
Address
220 N Jefferson St, Winchester, TN 37398
Preparer
Coyle O Clark
Phone
9319673877
Supplemental Narrative

Additional Explanations

List of other expenses Part IX line 24E

Other expenses listed on overflow schedule attached

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IRS990/Form990PartVIISectionAGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt16TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt17PAST PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt18SECRETARY
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IRS990/FormationYr01979
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IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
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IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0280949
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt017
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt0882
IRS990/InsuranceGrp/ProgramServicesAmt07941
IRS990/InsuranceGrp/TotalAmt08823
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt03016
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03016
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt010
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0116958
IRS990/LandBldgEquipBasisNetGrp/BOYAmt092723
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0115058
IRS990/LandBldgEquipCostOrOtherBssAmt0232016
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt0164884
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0FRANKLIN COUNTY CHAMBER PROVIDES LEADERSHIP IN THE COMMUNITY AS AN ADVOCATE FOR BUSINESS AND A PLACE WHERE THE PRIVATE SECTOR CAN FACILITATE CHANGE AND PROMOTE QUALITY GROWTH.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0355106
IRS990/NetAssetsOrFundBalancesEOYAmt0330509
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01036
IRS990/OfficeExpensesGrp/ProgramServicesAmt09287
IRS990/OfficeExpensesGrp/TotalAmt010323
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0UTILITIES
IRS990/OtherExpensesGrp/Desc1RE TAXES
IRS990/OtherExpensesGrp/Desc2POSTAGE AND SHIPPING
IRS990/OtherExpensesGrp/Desc3TELEPHONE
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0352
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1221
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt296
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3320
IRS990/OtherExpensesGrp/ProgramServicesAmt03165
IRS990/OtherExpensesGrp/ProgramServicesAmt11989
IRS990/OtherExpensesGrp/ProgramServicesAmt2866
IRS990/OtherExpensesGrp/ProgramServicesAmt32876
IRS990/OtherExpensesGrp/TotalAmt03517
IRS990/OtherExpensesGrp/TotalAmt12210
IRS990/OtherExpensesGrp/TotalAmt2962
IRS990/OtherExpensesGrp/TotalAmt33196
IRS990/OtherLiabilitiesGrp/BOYAmt01321
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IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS REV
IRS990/OtherRevenueMiscGrp/Desc1OTHER INCOME
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IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1500
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt07457
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1500
IRS990/OtherRevenueTotalAmt07957
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt09240
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt027720
IRS990/OtherSalariesAndWagesGrp/TotalAmt036960
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01495
IRS990/PayrollTaxesGrp/ProgramServicesAmt09343
IRS990/PayrollTaxesGrp/TotalAmt010838
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt0829
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt02485
IRS990/PensionPlanContributionsGrp/TotalAmt03314
IRS990/PoliticalCampaignActyInd0false
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
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IRS990/ProgramServiceRevenueGrp/Desc0LEADERSHIP FLAG NEWSL
IRS990/ProgramServiceRevenueGrp/Desc1ANNUAL BANQUETSPECIAL
IRS990/ProgramServiceRevenueGrp/Desc2GOLF TOURNAMENTS
IRS990/ProgramServiceRevenueGrp/Desc3BUSINESS EXPOTOURISM
IRS990/ProgramServiceRevenueGrp/Desc4MEMBERSHIP DIRECTORY
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt142044
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt231782
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt49739
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt142044
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt231782
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt39100
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt49739
IRS990/ProhibitedTaxShelterTransInd0false
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IRS990/PYInvestmentIncomeAmt05655
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IRS990/PYOtherRevenueAmt04876
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IRS990/PYRevenuesLessExpensesAmt044743
IRS990/PYSalariesCompEmpBnftPaidAmt0122281
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IRS990/PYTotalRevenueAmt0279838
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IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-24597
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0116065
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IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/OnlyInHouseLobbyingInd0true
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt070550
IRS990ScheduleD/BuildingsGrp/DepreciationAmt056338
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0126888
IRS990ScheduleD/EquipmentGrp/BookValueAmt019152
IRS990ScheduleD/EquipmentGrp/DepreciationAmt060620
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt079772
IRS990ScheduleD/LandGrp/BookValueAmt025356
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt025356
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02865
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0DEFERRED FEES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0115058
IRS990ScheduleD/TotalLiabilityAmt02865
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS 354 MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NOMINATIONS ARE TAKEN FROM GENERAL MEMBERSHIP ANNUALLY AND EXECUTIVE COMMITTEE ELECTS DIRECTORS TO SERVE FOR A 3 YEAR TERM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE GOVERNING BODY IS INFORMED WHEN THE FORM 990 IS AVAILABLE AND REVIEW IS ENCOURAGED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE DIRECTORS ARE REQUIRED TO DISCLOSE ALL POTENTIAL CONFLICTS. THE DISCLOSURES ARE REVIEWED AND MONITORED AT THE MONTHLY BOARD MEETINGS.

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