Civic Intelligence

Nashville Mortgage Bankers Association

990EZ • Fiscal year 2013 • EIN 62-1106952

Jan 01, 2013 to Dec 31, 2013 • Filed on Sep 09, 2014

Organization ProfileWWW.NASHVILLEMORTGAGEBANKERS.COM
2000 Mallory Lane37067

(615) 599-5599

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.13x

Higher debt load relative to assets than 75% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

75th percentile

0.08x

Higher debt load relative to revenue than 75% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Net Margin

83rd percentile

19%

Higher net margin than 83% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Asset Growth

90th percentile

52%

Faster asset growth than 90% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

94th percentile

66%

Faster revenue growth than 94% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets75th percentile

Assets

Up

$37,158

Up $12,786 (+52%) from 2012

Net Assets

Up

$32,208

Up $12,186 (+61%) from 2012

Liabilities

Up

$4,950

Up $600 (+14%) from 2012

Revenue And Expenses
Liabilities / Revenue75th percentileNet Margin83rd percentile

Revenue

Up

$64,143

Up $25,415 (+66%) from 2012

Expenses

Up

$51,957

Up $9,401 (+22%) from 2012

Net Income

Up

$12,186

Up $16,014 (+418%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth90th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80K$60K$40K$20K$0Assets 2010: $26,533Liabilities 2010: $5,250Net Assets 2010: $21,2832010Assets 2011: $28,200Liabilities 2011: $4,350Net Assets 2011: $23,8502011Assets 2012: $24,372Liabilities 2012: $4,350Net Assets 2012: $20,0222012Assets 2013: $37,158Liabilities 2013: $4,950Net Assets 2013: $32,2082013Assets 2014: $46,680Liabilities 2014: $4,800Net Assets 2014: $41,8802014Assets 2015: $41,543Liabilities 2015: $2,100Net Assets 2015: $39,4432015Assets 2016: $45,247Liabilities 2016: $2,250Net Assets 2016: $42,9972016Assets 2017: $42,393Liabilities 2017: $1,800Net Assets 2017: $40,5932017Assets 2018: $62,277Liabilities 2018: $4,844Net Assets 2018: $57,4332018Assets 2019: $45,134Liabilities 2019: $150Net Assets 2019: $44,9842019Assets 2020: $39,417Liabilities 2020: $0Net Assets 2020: $39,4172020Assets 2021: $45,430Liabilities 2021: $661Net Assets 2021: $44,7692021Assets 2022: $60,995Liabilities 2022: $18,350Net Assets 2022: $42,6452022Assets 2023: $32,434Liabilities 2023: $8,850Net Assets 2023: $23,5842023Assets 2024: $30,741Liabilities 2024: $6,350Net Assets 2024: $24,3912024

Highlighted filing

2013

Assets$37,158
Liabilities$4,950
Net Assets$32,208
Open 2013 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2010: $37,509Expenses 2010: $36,175Net Income 2010: $1,3342010Revenue 2011: $49,322Expenses 2011: $46,755Net Income 2011: $2,5672011Revenue 2012: $38,728Expenses 2012: $42,556Net Income 2012: -$3,8282012Revenue 2013: $64,143Expenses 2013: $51,957Net Income 2013: $12,1862013Revenue 2014: $55,437Expenses 2014: $45,765Net Income 2014: $9,6722014Revenue 2015: $45,659Expenses 2015: $48,096Net Income 2015: -$2,4372015Revenue 2016: $62,970Expenses 2016: $59,416Net Income 2016: $3,5542016Revenue 2017: $68,987Expenses 2017: $71,391Net Income 2017: -$2,4042017Revenue 2018: $42,433Expenses 2018: $25,593Net Income 2018: $16,8402018Revenue 2019: $78,911Expenses 2019: $83,133Net Income 2019: -$4,2222019Revenue 2020: $123,354Expenses 2020: $128,971Net Income 2020: -$5,6172020Revenue 2021: $140,840Expenses 2021: $135,488Net Income 2021: $5,3522021Revenue 2022: $148,176Expenses 2022: $150,300Net Income 2022: -$2,1242022Revenue 2023: $163,465Expenses 2023: $182,526Net Income 2023: -$19,0612023Revenue 2024: $150,357Expenses 2024: $149,550Net Income 2024: $8072024

Highlighted filing

2013

Revenue$64,143
Expenses$51,957
Net Income$12,186
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Sep 9, 2014
Return Version
2013v3.1
Gross Receipts
$72,742
Mission and Program Overview

Mission

SEE SCHEDULE O

Program Services

DescriptionGrantsExpenses
THE PURPOSE OF NASHVILLE MORTGAGE BANKERS ASSOCIATION IS TO PROMOTE THE WELFARE OF MORTGAGE BANKING--
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JOHN WHITAKERPresident-$0--
JEFF TUCKERPast President-$0--
SHARON BOSWORTHVice President-$0--
CHRISTY HOSKINSTreasurer-$0--
KELLY WEATHERSSecretary-$0--
KIRSTEN ELKINSAssociate Director-$0--
LISA LANIKAssociate Director-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Event 1$17,589$17,589-$17,589
Total Events$17,589$17,589$8,599$8,990
Filing and Contact Details

Filer

EIN
62-1106952

Signing Officer

Name
John T Whitaker
Title
President
Phone
6155995599
Signed
2014-09-09
Discuss with paid preparer
Yes

Preparer

Preparer
Bob Bellenfant CPA
Phone
6153708700
Supplemental Narrative

Additional Explanations

General explanation attachment

“Part iii organization's primary exempt purpose:the purpose of nashville mortgage banker's association is to promote the welfare of mortgage banking.”

Description of other revenue Part I line 8

“Description amountother income 65”

Description of other expenses Part I line 16

“Description amountawards of excellence 9,616bank fees 2,676donations 8,000insurance 891morpac 452luncheons 13,060scholarships 2,000sponsorships 1,862web services 600miscellaneous 1,070office 86”

Description of total liabilities Part II line 26

“Category beginning of year end of yeardue to tmba 4,350 4,950”

Raw XML Appendix144 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0TREASURER
IRS990EZ/BooksInCareOfDetail/PhoneNum06155995599
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine102000 MALLORY LANE 130-168
IRS990EZ/BooksInCareOfDetail/USAddress/City0FRANKLIN
IRS990EZ/BooksInCareOfDetail/USAddress/State0TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode037067
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt024372
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt037158
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt027023
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt012186
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt011274
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt024372
IRS990EZ/Form990TotalAssetsGrp/EOYAmt037158
IRS990EZ/FundraisingGrossIncomeAmt017589
IRS990EZ/GrossReceiptsAmt072742
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt05
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt020022
IRS990EZ/NetAssetsOrFundBalancesEOYAmt032208
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt020022
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt032208
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JOHN WHITAKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JEFF TUCKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2SHARON BOSWORTH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CHRISTY HOSKINS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4KELLY WEATHERS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5KIRSTEN ELKINS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6LISA LANIK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PAST PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5ASSOCIATE DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6ASSOCIATE DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt040313
IRS990EZ/OtherRevenueTotalAmt065
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SEE SCHEDULE O
IRS990EZ/PrintingPublicationsPostageAmt0370
IRS990EZ/ProgramServiceRevenueAmt028060
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE PURPOSE OF NASHVILLE MORTGAGE BANKERS ASSOCIATION IS TO PROMOTE THE WELFARE OF MORTGAGE BANKING
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt08599
IRS990EZ/SpecialEventsNetIncomeLossAmt08990
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt04350
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt04950
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt051957
IRS990EZ/TotalRevenueAmt064143
IRS990EZ/TransactionWithControlEntInd0false
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent1Amt08599
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt08599
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt08599
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt017589
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt017589
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt017589
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt017589
IRS990ScheduleG/FundraisingEventInformationGrp/NameOfEvent1Amt0PLAY DAY
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt08990
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0PART III ORGANIZATION'S PRIMARY EXEMPT PURPOSE:THE PURPOSE OF NASHVILLE MORTGAGE BANKER'S ASSOCIATION IS TO PROMOTE THE WELFARE OF MORTGAGE BANKING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION AMOUNTOTHER INCOME 65
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION AMOUNTAWARDS OF EXCELLENCE 9,616BANK FEES 2,676DONATIONS 8,000INSURANCE 891MORPAC 452LUNCHEONS 13,060SCHOLARSHIPS 2,000SPONSORSHIPS 1,862WEB SERVICES 600MISCELLANEOUS 1,070OFFICE 86
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CATEGORY BEGINNING OF YEAR END OF YEARDUE TO TMBA 4,350 4,950
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0General explanation attachment
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Description of total liabilities Part II line 26
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN T WHITAKER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06155995599
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-09-09
ReturnHeader/Filer/BusinessName/BusinessNameLine10NASHVILLE MORTGAGE BANKERS ASSOCIAT
ReturnHeader/Filer/BusinessNameControlTxt0NASH
ReturnHeader/Filer/EIN0621106952
ReturnHeader/Filer/USAddress/AddressLine102000 MALLORY LANE
ReturnHeader/Filer/USAddress/City0FRANKLIN
ReturnHeader/Filer/USAddress/State0TN
ReturnHeader/Filer/USAddress/ZIPCode037067
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0270187314
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10BELLENFANT & MILES PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine10136 WILSON PIKE CIRCLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0BRENTWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode037027
ReturnHeader/PreparerPersonGrp/PhoneNum06153708700
ReturnHeader/PreparerPersonGrp/PreparationDt02014-09-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BOB BELLENFANT CPA
ReturnHeader/ReturnTs02014-09-15T07:21:49-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$37,158
Liabilities
$4,950
Net assets
$32,208
Revenue
$64,143
Expenses
$51,957
Net income
$12,186
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.31$0.06$0.24$1.50$1.50$0.01
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.32$0.09$0.24$1.63$1.83$0.19
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.61$0.18$0.43$1.48$1.50$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.45$0.01$0.45$1.41$1.35$0.05
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.39$0.00$0.39$1.23$1.29$0.06
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.45$0.00$0.45$0.79$0.83$0.04
2018Detailed filing. Detailed filing data is available for this year.$0.62$0.05$0.57$0.42$0.26$0.17
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.42$0.02$0.41$0.69$0.71$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.45$0.02$0.43$0.63$0.59$0.04
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.42$0.02$0.39$0.46$0.48$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.47$0.05$0.42$0.55$0.46$0.10
2013Detailed filing. Detailed filing data is available for this year.$0.37$0.05$0.32$0.64$0.52$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.24$0.04$0.20$0.39$0.43$0.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.28$0.04$0.24$0.49$0.47$0.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.27$0.05$0.21$0.38$0.36$0.01