Liabilities / Assets
9th percentile
Higher debt load relative to assets than 9% of similar nonprofits.
EIN 62-1092964 • 501(c)14 • Memphis, TN
Profile
Credit union - to provide services for approximately 6,182 members in the form of loans, savings, and other financial services.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
9th percentile
Higher debt load relative to assets than 9% of similar nonprofits.
Liabilities / Revenue
11th percentile
Higher debt load relative to revenue than 11% of similar nonprofits.
Net Margin
94th percentile
Higher net margin than 94% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
45th percentile
Faster asset growth than 45% of similar nonprofits.
Revenue Growth
59th percentile
Faster revenue growth than 59% of similar nonprofits.
Assets
Up$43,245,053
Up $2,545,187 (+6.3%) from 2024
Liabilities
Up$33,043,874
Up $1,524,341 (+4.8%) from 2024
Net Assets
Up$10,201,179
Up $1,020,846 (+11%) from 2024
Revenue
Up$3,217,301
Up $179,271 (+5.9%) from 2024
Expenses
Up$2,196,456
Up $77,412 (+3.7%) from 2024
Net Income
Up$1,020,845
Up $101,859 (+11%) from 2024
Most recent year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.
Credit union - to provide services for approximately 3,517 members in the form of loans, savings, and other financial services.
Credit union - to provide financial services for its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $30,059,103 | $28,968,858 | ▼ $1,090,245 |
| Rtn Earn Endowment Incm Other Fnds | $9,180,333 | $10,201,179 | ▲ $1,020,846 |
| Savings and Temporary Cash Investments | $3,889,000 | $6,944,000 | ▲ $3,055,000 |
| Cash and Non-Interest-Bearing Accounts | $5,423,125 | $6,118,990 | ▲ $695,865 |
| Prepaid Expenses and Deferred Charges | $436,390 | $432,331 | ▼ $4,059 |
| Land, Buildings, and Equipment, Net | $421,574 | $314,470 | ▼ $107,104 |
| Investments Other Securities | $91,372 | $91,372 | → $0 |
| Total Assets | $40,699,866 | $43,245,053 | ▲ $2,545,187 |
| Other Assets Total | $379,302 | $375,032 | ▼ $4,270 |
| Liabilities | |||
| Other Liabilities | $31,288,150 | $32,844,810 | ▲ $1,556,660 |
| Accounts Payable and Accrued Expenses | $231,383 | $199,064 | ▼ $32,319 |
| Total Liabilities | $31,519,533 | $33,043,874 | ▲ $1,524,341 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $9,180,333 | $10,201,179 | ▲ $1,020,846 |
| Total Liabilities and Net Assets / Fund Balance | $40,699,866 | $43,245,053 | ▲ $2,545,187 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $194,470 | $318,684 | $513,154 |
| Equipment | - | $285,934 | $285,934 |
| Land | $120,000 | - | $120,000 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Blake Wood | CEO/presiden | FT | $147,546 | $26,347 | $173,893 |
| Blake Wood | CEO/president | - | $147,546 | $26,347 | $173,893 |
| Name | Title |
|---|---|
| Wayne Holobaugh | Board Chairm |
| Chris Hope | Board Member |
| Katherine Brown | Board Secret |
| Chris Weaks | Board Treasu |
| Jerry Thompson | Board Vice C |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,214,068 |
| Salaries, Compensation, and Employee Benefits | $982,388 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $746,131 | - | $746,131 |
| Office Expenses | - | $431,927 | - | $431,927 |
| Interest | - | $274,863 | - | $274,863 |
| Other Employee Benefits | - | $105,476 | - | $105,476 |
| Occupancy | - | $94,974 | - | $94,974 |
| Pension Plan Contributions | - | $72,726 | - | $72,726 |
| Payroll Taxes | - | $58,055 | - | $58,055 |
| Other Expenses | - | $41,312 | - | $41,312 |
| All Other Expenses | - | $24,819 | - | $24,819 |
| Travel | - | $3,885 | - | $3,885 |
| Total Functional Expenses | $0 | $2,196,456 | $0 | $2,196,456 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Regular Shares | $24,720,143 |
| All Other Shares | $5,472,134 |
| Share Drafts | $2,652,533 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”
“The board of directors monitor and enforce the conflict of interest policy.”
“The board of directors use a comparison of small credit union compensation.”
“Only comparability data was used in determining compensation for the president/ceo.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Hours of service are related to duties of the board of directors without compensation.”
“No unrelated business income”
“Due to rounding 1 due to rounding 0 acct adj - cecl 0 total 1”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 231383 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 199064 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 30059103 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 28968858 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 24819 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 24819 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | BLAKE WOOD |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9013962132 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1814 EAST BROOKS ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | MEMPHIS |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 381163608 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 5423125 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 6118990 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 399019 |
| IRS990/CYOtherExpensesAmt | 0 | 1214068 |
| IRS990/CYOtherRevenueAmt | 0 | 116567 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2701715 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1020845 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 982388 |
| IRS990/CYTotalExpensesAmt | 0 | 2196456 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 3217301 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 10 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 1220845 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 26347 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | BLAKE WOOD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KATHERINE BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | WAYNE HOLOBAUGH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CHRIS HOPE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JERRY THOMPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | CHRIS WEAKS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 147546 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO/PRESIDEN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD SECRET |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD CHAIRM |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD VICE C |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD TREASU |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 3217301 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 274863 |
| IRS990/InterestGrp/TotalAmt | 0 | 274863 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 399019 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 399019 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 91372 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 91372 |
| IRS990/IRPDocumentCnt | 0 | 1076 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 604618 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 421574 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 314470 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 919088 |
| IRS990/LegalDomicileStateCd | 0 | TN |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 6,182 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 9180333 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 10201179 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 94974 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 94974 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 431927 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 431927 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 379302 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 375032 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 1 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 105476 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 105476 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 1 | MISC OPERATING EXP |
| IRS990/OtherExpensesGrp/Desc | 2 | PROF & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 200000 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 99845 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 42443 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 41312 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 200000 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 99845 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 42443 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 41312 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 31288150 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 32844810 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 116567 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 116567 |
| IRS990/OtherRevenueTotalAmt | 0 | 116567 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 746131 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 746131 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 58055 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 58055 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 72726 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 72726 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 436390 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 432331 |
| IRS990/PrincipalOfficerNm | 0 | BLAKE WOOD |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2383416 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 318299 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2383416 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 318299 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 274863 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 249695 |
| IRS990/PYOtherExpensesAmt | 0 | 1206387 |
| IRS990/PYOtherRevenueAmt | 0 | 120134 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2668201 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 918986 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 912657 |
| IRS990/PYTotalExpensesAmt | 0 | 2119044 |
| IRS990/PYTotalRevenueAmt | 0 | 3038030 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1020845 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 9180333 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 10201179 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3889000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6944000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 194470 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 318684 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 513154 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 285934 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 285934 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 120000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 120000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 24720143 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 5472134 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 2652533 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 314470 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 32844810 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 147546 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 26347 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | BLAKE WOOD |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CEO/PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 173893 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | BLAKE WOOD 0 634 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE J, PAGE 1, PART I, LINE 4 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | true |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | NO UNRELATED BUSINESS INCOME |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE BOARD OF DIRECTORS USE A COMPARISON OF SMALL CREDIT UNION COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | ONLY COMPARABILITY DATA WAS USED IN DETERMINING COMPENSATION FOR THE PRESIDENT/CEO. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | DUE TO ROUNDING 1 DUE TO ROUNDING 0 ACCT ADJ - CECL 0 TOTAL 1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XI, LINE 9 |
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| IRS990/USAddress/CityNm | 0 | MEMPHIS |
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| IRS990/WebsiteAddressTxt | 0 | WWW.UPSCU.ORG |
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| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BLAKE WOOD |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO/PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9013962132 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-03-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | UPS EMPLOYEES CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | UPSE |
| ReturnHeader/Filer/EIN | 0 | 621092964 |
| ReturnHeader/Filer/PhoneNum | 0 | 9013962132 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1814 EAST BROOKS ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MEMPHIS |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 38116 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 202711127 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CREDIT UNION AUDIT GROUP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1709 HERMITAGE BLVD SUITE 200 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 32308 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2054372176 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-03-12 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | MARCUS KING |
| ReturnHeader/ReturnTs | 0 | 2026-03-12T15:37:27-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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