Civic Intelligence

Mcnairy County Employees Credit

EIN 62-1085618 • 501(c)14 • Lawrenceburg, TN

Profile

Credit union - to provide services to approximately 554 members in the form of loans, savings, and other other financial services.

2135 Locust AvenueLawrenceburg, TN 38464

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2022

Liabilities / Revenue

96th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)14 • <$500k nonprofits • Source year 2022

Net Margin

83rd percentile

-1.0%

Higher net margin than 83% of similar nonprofits.

501(c)14 • <$500k nonprofits • Source year 2022

Top Officer Pay

38th percentile

$9,520

Higher top officer pay than 38% of similar nonprofits.

Top officer pay equals 44.7% of source-year revenue.

501(c)14 • <$500k nonprofits • Source year 2022

Asset Growth

95th percentile

-100%

Faster asset growth than 95% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

22nd percentile

-76%

Faster revenue growth than 22% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $1,732,408 (-100%) from 2021

Liabilities

Down

$0

Down $1,291,918 (-100%) from 2021

Net Assets

Down

$0

Down $440,490 (-100%) from 2021

Operations
Liabilities / Revenue96th percentileNet Margin83rd percentile

Revenue

Down

$21,315

Down $67,988 (-76%) from 2021

Expenses

Down

$21,534

Down $66,275 (-75%) from 2021

Net Income

Down

-$219

Down $1,713 (-115%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $1,326,687Liabilities 2011: $878,860Net Assets 2011: $447,8272011Assets 2012: $1,258,696Liabilities 2012: $813,082Net Assets 2012: $445,6142012Assets 2013: $1,277,116Liabilities 2013: $836,928Net Assets 2013: $440,1882013Assets 2014: $1,250,333Liabilities 2014: $808,371Net Assets 2014: $441,9622014Assets 2015: $1,308,410Liabilities 2015: $866,368Net Assets 2015: $442,0422015Assets 2016: $1,316,288Liabilities 2016: $871,821Net Assets 2016: $444,4672016Assets 2017: $1,320,974Liabilities 2017: $880,524Net Assets 2017: $440,4502017Assets 2018: $1,537,155Liabilities 2018: $1,095,726Net Assets 2018: $441,4292018Assets 2019: $1,551,791Liabilities 2019: $1,106,381Net Assets 2019: $445,4102019Assets 2020: $1,654,316Liabilities 2020: $1,215,377Net Assets 2020: $438,9392020Assets 2021: $1,732,408Liabilities 2021: $1,291,918Net Assets 2021: $440,4902021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2022

Assets$0
Liabilities$0
Net Assets$0
Open 2022 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2011: $94,286Expenses 2011: $83,759Net Income 2011: $10,5272011Revenue 2012: $80,416Expenses 2012: $74,354Net Income 2012: $6,0622012Revenue 2013: $63,874Expenses 2013: $69,301Net Income 2013: -$5,4272013Revenue 2014: $67,387Expenses 2014: $61,598Net Income 2014: $5,7892014Revenue 2015: $68,339Expenses 2015: $65,538Net Income 2015: $2,8012015Revenue 2016: $71,051Expenses 2016: $65,309Net Income 2016: $5,7422016Revenue 2017: $68,259Expenses 2017: $72,328Net Income 2017: -$4,0692017Revenue 2018: $88,151Expenses 2018: $80,252Net Income 2018: $7,8992018Revenue 2019: $99,363Expenses 2019: $85,240Net Income 2019: $14,1232019Revenue 2020: $82,442Expenses 2020: $88,903Net Income 2020: -$6,4612020Revenue 2021: $89,303Expenses 2021: $87,809Net Income 2021: $1,4942021Revenue 2022: $21,315Expenses 2022: $21,534Net Income 2022: -$2192022

Highlighted filing

2022

Revenue$21,315
Expenses$21,534
Net Income-$219
Open 2022 Filing

Filings

Most recent year

2022 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$21,315
Expenses
$21,534
Net income
-$219
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.02$0.02$0.00
2021Detailed filing. Detailed filing data is available for this year.$1.73$1.29$0.44$0.09$0.09$0.00
2020Detailed filing. Detailed filing data is available for this year.$1.65$1.22$0.44$0.08$0.09$0.01
2019Summary only. Only limited summary data is available for this year.$1.55$1.11$0.45$0.10$0.09$0.01
2018Summary only. Only limited summary data is available for this year.$1.54$1.10$0.44$0.09$0.08$0.01
2017Summary only. Only limited summary data is available for this year.$1.32$0.88$0.44$0.07$0.07$0.00
2016Summary only. Only limited summary data is available for this year.$1.32$0.87$0.44$0.07$0.07$0.01
2015Summary only. Only limited summary data is available for this year.$1.31$0.87$0.44$0.07$0.07$0.00
2014Summary only. Only limited summary data is available for this year.$1.25$0.81$0.44$0.07$0.06$0.01
2013Summary only. Only limited summary data is available for this year.$1.28$0.84$0.44$0.06$0.07$0.01
2012Summary only. Only limited summary data is available for this year.$1.26$0.81$0.45$0.08$0.07$0.01
2011Summary only. Only limited summary data is available for this year.$1.33$0.88$0.45$0.09$0.08$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
May 2, 2023
Return Version
2022v5.0
Gross Receipts
$21,315
Mission and Program Overview

Mission

Credit union - to provide services to approximately 554 members in the form of loans, savings, and other other financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$1,290,116--
Rtn Earn Endowment Incm Other Fnds$365,172--
Savings and Temporary Cash Investments$326,306--
Cash and Non-Interest-Bearing Accounts$115,986--
Cap Stk Tr Prin Current Funds$75,318--
Total Assets$1,732,408$0▼ $1,732,408
Liabilities
Unsecured Notes Loans Payable$1,288,017--
Accounts Payable and Accrued Expenses$3,901--
Total Liabilities$1,291,918$0▼ $1,291,918
Net Assets / Fund Balance
Total Net Assets Fund Balance$440,490$0▼ $440,490
Total Liabilities and Net Assets / Fund Balance$1,732,408$0▼ $1,732,408
Compensation and Service Providers
Top Officer Pay38th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Nickie FranksManagerFT$9,520$9,520

Board Members and Trustees

NameTitle
Dannie HarbinBoard Chair
Denise BrownBoard Member
Matthew WoodBoard Member
Rachel DancerBoard Member
Cindy GillhamBoard Secret
Frankie FinleyBoard Treasu
Tammy BlakelyBoard Vice C
Konda BowlingCEO
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$20,899
Investment Income
$416
Other Revenue
$0
Change in Net Assets
$-219
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$13,825
Other Expenses$7,709
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$12,400-$12,400
Occupancy-$1,972-$1,972
Other Employee Benefits-$1,425-$1,425
Conferences and Meetings-$712-$712
Interest-$482-$482
Office Expenses-$273-$273
Other Expenses-$219-$219
Total Functional Expenses$0$21,534$0$21,534
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
Yes
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 4

“The credit union merged with another credit union, effective march 31, 2022. This is the final return.”

Form 990, Page 6, Part VI, Line 6

“The credit union is organized with members.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors was elected by the membership, one member one vite. All duties, powers, and responsibilties are controlled by the board of directors. The members elect the board of directors are the annual meeting.”

Form 990, Page 6, Part VI, Line 7B

“Some decisions made by the board of directors were affirmed by members.”

Form 990, Page 6, Part VI, Line 11B

“The form 990 is reviewed by the manager of the new credit union before filing.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Mcnairy County Employees Credit
EIN
62-1085618
Phone
9317669288
Address
2135 LOCUST AVENUE, LAWRENCEBURG, TN 38464

Signing Officer

Name
Konda Bowling
Title
CEO
Phone
9317669288
Signed
2023-05-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Konda Bowling
Formed
1981
Legal Domicile
Tn
Voting Board Members
7
Independent Board Members
7
Employees
2
Volunteers
7

Preparer

Firm
Cu Audit & Compliance Group
Address
3692 COOLIDGE CT, TALLAHASSEE, FL 32311-7890
Preparer
Amanda Onkst
Phone
2054372176
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Hours of service are related to duties of the board of directors and supervisory committee without compensation.”

Form 990, Page 5, Part V, Line 3B

“The credit union did not have anyy unrelated business income.”

Form 990, Part XI, Line 9

“Merger - transferred to employee resources cu -440,271”

Raw XML Appendix327 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt03901
IRS990/AccountsReceivableGrp/BOYAmt01290116
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 554 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER OTHER FINANCIAL SERVICES.
IRS990/AddressChangeInd0X
IRS990/BooksInCareOfDetail/PersonNm0KONDA BOWLING
IRS990/BooksInCareOfDetail/PhoneNum09317669288
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02135 N LOCUST AVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0LAWRENCEBURG
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd038464
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt075318
IRS990/CashNonInterestBearingGrp/BOYAmt0115986
IRS990/ChangeToOrgDocumentsInd0true
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt0712
IRS990/ConferencesMeetingsGrp/TotalAmt0712
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractTerminationInd0X
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0416
IRS990/CYOtherExpensesAmt07709
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt020899
IRS990/CYRevenuesLessExpensesAmt0-219
IRS990/CYSalariesCompEmpBnftPaidAmt013825
IRS990/CYTotalExpensesAmt021534
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt021315
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt021052
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FinalReturnInd0X
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0NICKIE FRANKS
IRS990/Form990PartVIISectionAGrp/PersonNm1TAMMY BLAKELY
IRS990/Form990PartVIISectionAGrp/PersonNm2DENISE BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm3RACHEL DANCER
IRS990/Form990PartVIISectionAGrp/PersonNm4FRANKIE FINLEY
IRS990/Form990PartVIISectionAGrp/PersonNm5CINDY GILLHAM
IRS990/Form990PartVIISectionAGrp/PersonNm6DANNIE HARBIN
IRS990/Form990PartVIISectionAGrp/PersonNm7MATTHEW WOOD
IRS990/Form990PartVIISectionAGrp/PersonNm8KONDA BOWLING
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt09520
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD VICE C
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD TREASU
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD SECRET
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8CEO
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01981
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt021315
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InterestGrp/ManagementAndGeneralAmt0482
IRS990/InterestGrp/TotalAmt0482
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0416
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0416
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingOtherInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 554 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER OTHER FINANCIAL SERVICES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0440490
IRS990/NetAssetsOrFundBalancesEOYAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt01972
IRS990/OccupancyGrp/TotalAmt01972
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0273
IRS990/OfficeExpensesGrp/TotalAmt0273
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt0-440271
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt01425
IRS990/OtherEmployeeBenefitsGrp/TotalAmt01425
IRS990/OtherExpensesGrp/Desc0PROFESSIONAL & OUTSIDE
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSE
IRS990/OtherExpensesGrp/Desc2MEMBER INSURANCE EXP
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt03743
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1308
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2219
IRS990/OtherExpensesGrp/TotalAmt03743
IRS990/OtherExpensesGrp/TotalAmt1308
IRS990/OtherExpensesGrp/TotalAmt2219
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt012400
IRS990/OtherSalariesAndWagesGrp/TotalAmt012400
IRS990/PartialLiquidationInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0KONDA BOWLING
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt018399
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12500
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt018399
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12500
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0482
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt075527
IRS990/PYOtherExpensesAmt035498
IRS990/PYOtherRevenueAmt013776
IRS990/PYRevenuesLessExpensesAmt01494
IRS990/PYSalariesCompEmpBnftPaidAmt052311
IRS990/PYTotalExpensesAmt087809
IRS990/PYTotalRevenueAmt089303
IRS990/ReconcilationRevenueExpnssAmt0-219
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0365172
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0326306
IRS990/ScheduleBRequiredInd0false
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleN/DirectorOfSuccessor2Ind0false
IRS990ScheduleN/DispositionOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0ALL ASSETS
IRS990ScheduleN/DispositionOfAssetsDetail/DistributionDt02022-04-01
IRS990ScheduleN/DispositionOfAssetsDetail/EIN0620714058
IRS990ScheduleN/DispositionOfAssetsDetail/FairMarketValueOfAssetAmt01815528
IRS990ScheduleN/DispositionOfAssetsDetail/PersonNm0EMPLOYEE RESOURCES CREDIT UNION
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/AddressLine1Txt02135 N LOCUST AVE
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/CityNm0LAWRENCEBURG
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/StateAbbreviationCd0TN
IRS990ScheduleN/DispositionOfAssetsDetail/USAddress/ZIPCd038464
IRS990ScheduleN/EmployeeOfSuccessor2Ind0false
IRS990ScheduleN/OwnerOfSuccessor2Ind0false
IRS990ScheduleN/ReceiveCompensation2Ind0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE WITHOUT COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION DID NOT HAVE ANYY UNRELATED BUSINESS INCOME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION MERGED WITH ANOTHER CREDIT UNION, EFFECTIVE MARCH 31, 2022. THIS IS THE FINAL RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION IS ORGANIZED WITH MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS WAS ELECTED BY THE MEMBERSHIP, ONE MEMBER ONE VITE. ALL DUTIES, POWERS, AND RESPONSIBILTIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS ARE THE ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5SOME DECISIONS MADE BY THE BOARD OF DIRECTORS WERE AFFIRMED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE FORM 990 IS REVIEWED BY THE MANAGER OF THE NEW CREDIT UNION BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8MERGER - TRANSFERRED TO EMPLOYEE RESOURCES CU -440,271
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01732408
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt01732408
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt021534
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt021534
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01291918
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt01291918
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0440490
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotalProgramServiceExpensesAmt021534
IRS990/TotalProgramServiceRevenueAmt020899
IRS990/TotalReportableCompFromOrgAmt09520
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt021315
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt021315
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01732408
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt01288017
IRS990/USAddress/AddressLine1Txt02135 N LOCUST AVE
IRS990/USAddress/CityNm0LAWRENCEBURG
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd038464
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KONDA BOWLING
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09317669288
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-05-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MCNAIRY COUNTY EMPLOYEES CREDIT
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0UNION
ReturnHeader/Filer/BusinessNameControlTxt0MCNA
ReturnHeader/Filer/EIN0621085618
ReturnHeader/Filer/PhoneNum09317669288
ReturnHeader/Filer/USAddress/AddressLine1Txt02135 LOCUST AVENUE
ReturnHeader/Filer/USAddress/CityNm0LAWRENCEBURG
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd038464
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CU AUDIT & COMPLIANCE GROUP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03692 COOLIDGE CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TALLAHASSEE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0323117890
ReturnHeader/PreparerPersonGrp/PhoneNum02054372176
ReturnHeader/PreparerPersonGrp/PreparationDt02023-05-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0AMANDA ONKST
ReturnHeader/ReturnTs02023-05-02T13:27:36-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0KONDA
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0BOWLING
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.