Civic Intelligence

Holston Valley Credit Union

EIN 62-1054095

View Organization Page

216 West Ravine Road37660
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

92nd percentile

0.87x

Higher debt load relative to assets than 92% of similar nonprofits.

$10M-$25M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets92nd percentile

Assets

$10,867,809

No earlier filing loaded for comparison.

Liabilities

$9,475,854

No earlier filing loaded for comparison.

Net Assets

$1,391,955

No earlier filing loaded for comparison.

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

$574,128

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $10,867,809Liabilities 2010: $9,475,854Net Assets 2010: $1,391,9552010

Highlighted filing

2010

Assets$10,867,809
Liabilities$9,475,854
Net Assets$1,391,955
Open 2010 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Expenses 2010: $574,1282010

Highlighted filing

2010

Revenue-
Expenses$574,128
Net Income-
Open 2010 Filing

Filings

Most recent year

2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$10,867,809
Liabilities
$9,475,854
Net assets
$1,391,955
Revenue
-
Expenses
$574,128
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.9$9.48$1.39$0.57
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
May 16, 2011
Return Version
2010v3.2
Gross Receipts
$436,900
Filing and Contact Details

Filer

EIN
62-1054095
Raw XML Appendix345 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview01
IRS990/AccountsPayableAccruedExpenses/BOY0235661
IRS990/AccountsPayableAccruedExpenses/EOY026099
IRS990/AccountsReceivable/BOY05521235
IRS990/AccountsReceivable/EOY04866652
IRS990/ActivitiesConductedPartnership00
IRS990/ActivityOrMissionDescription0State Chartered Credit Union
IRS990/AddressPrincipalOfficerUS/AddressLine10216 West Ravine Road
IRS990/AddressPrincipalOfficerUS/City0Kingsport
IRS990/AddressPrincipalOfficerUS/State0TN
IRS990/AddressPrincipalOfficerUS/ZIPCode037660
IRS990/Advertising/Total01579
IRS990/AnnualDisclosureCoveredPersons00
IRS990/AuditCommittee01
IRS990/BenefitsPaidToMembersCY079112
IRS990/BenefitsPaidToMembersPriorYear0110967
IRS990/BenefitsToMembers/Total079112
IRS990/BsnssRltnshpThruFamilyMember00
IRS990/BsnssRltnshpWithOrganization00
IRS990/CapStckTrstPrinCurrentFunds/BOY00
IRS990/CapStckTrstPrinCurrentFunds/EOY00
IRS990/CashNonInterestBearing/BOY0344803
IRS990/CashNonInterestBearing/EOY0318270
IRS990/ChangesToOrganizingDocs00
IRS990/CollectionsOfArt00
IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO00
IRS990/CompensationProcessOther00
IRS990/ComplianceWithBackupWitholding01
IRS990/ConflictOfInterestPolicy01
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt00
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CreditCounseling00
IRS990/DecisionsSubjectToApproval01
IRS990/DeductibleContributionsOfArt00
IRS990/DeductibleNonCashContributions00
IRS990/DelegationOfManagementDuties00
IRS990/DepreciationDepletion/Total06830
IRS990/DescribedIn501C300
IRS990/Description0State Chartered Credit Union
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy01
IRS990/DonorAdvisedFunds00
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers00
IRS990/EmploymentTaxReturnsFiled01
IRS990/Expense00
IRS990/FamilyOrBusinessRelationship00
IRS990/FederalGrantAuditRequired00
IRS990/FinancialStatementSeparate0X
IRS990/ForeignActivities00
IRS990/ForeignFinancialAccount00
IRS990/ForeignOffice00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek02
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21
IRS990/Form990PartVIISectionA/AverageHoursPerWeek340
IRS990/Form990PartVIISectionA/Former0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/NamePerson0Gary Morelock
IRS990/Form990PartVIISectionA/NamePerson1Della Flanary
IRS990/Form990PartVIISectionA/NamePerson2Rosalee Sites
IRS990/Form990PartVIISectionA/NamePerson3Sam Tuell
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization3440515
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/Title0Chairman
IRS990/Form990PartVIISectionA/Title1Vice Chairperson, Treasurer
IRS990/Form990PartVIISectionA/Title2Board Secretary
IRS990/Form990PartVIISectionA/Title3Former Secretary/Treasurer/Managing Director
IRS990/Form990ProvidedToGoverningBody00
IRS990/FormersListed01
IRS990/FSAudited00
IRS990/FundraisingActivities00
IRS990/GainOrLoss/Other00
IRS990/GainOrLoss/Securities00
IRS990/Gaming00
IRS990/Grants00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossReceipts0436900
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt00
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartVI0X
IRS990/Insurance/Total036337
IRS990/InvestmentIncomeCurrentYear00
IRS990/InvestmentIncomePriorYear00
IRS990/InvestmentInJointVenture00
IRS990/InvestmentsOtherSecurities/BOY091069
IRS990/InvestmentsOtherSecurities/EOY098122
IRS990/LandBldgEquipmentAccumDeprec077413
IRS990/LandBuildingsEquipmentBasis0450684
IRS990/LandBuildingsEquipmentBasisNet/BOY0380100
IRS990/LandBuildingsEquipmentBasisNet/EOY0373271
IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters00
IRS990/MaterialDiversionOrMisuse00
IRS990/MembersOrStockholders01
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees01
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0State Chartered Credit Union
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0Gary Morelock
IRS990/NbrIndependentVotingMembers03
IRS990/NbrVotingGoverningBodyMembers03
IRS990/NbrVotingMembersGoverningBody03
IRS990/NetAssetsOrFundBalancesBOY01529183
IRS990/NetAssetsOrFundBalancesEOY01391955
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith10960441
IRS990/NumberIndependentVotingMembers03
IRS990/NumberIndividualsGT100K01
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees04
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total013014
IRS990/OfficeExpenses/Total069056
IRS990/OfficerEntityWithBsnssRltnshp00
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherEmployeeBenefits/Total043796
IRS990/OtherExpensePriorYear0201502
IRS990/OtherExpensesCurrentYear0185503
IRS990/OtherExpenses/Description0Professional and Outside Services
IRS990/OtherExpenses/Description1Association Dues
IRS990/OtherExpenses/Description2Federal Operating Fee
IRS990/OtherExpenses/Description3Miscellaneous
IRS990/OtherExpenses/Total047479
IRS990/OtherExpenses/Total14008
IRS990/OtherExpenses/Total25515
IRS990/OtherExpenses/Total31685
IRS990/OtherLiabilities/BOY09812180
IRS990/OtherLiabilities/EOY09449755
IRS990/OtherRevenueCurrentYear00
IRS990/OtherRevenuePriorYear00
IRS990/OtherSalariesAndWages/Total0244221
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY00
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY00
IRS990/PartialLiquidation00
IRS990/PayrollTaxes/Total016696
IRS990/PensionPlanContributions/Total04800
IRS990/PoliticalActivities00
IRS990/PrepaidExpensesDeferredCharges/BOY06118
IRS990/PrepaidExpensesDeferredCharges/EOY05809
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0522130
IRS990/ProgramServiceRevenueCY0436900
IRS990/ProgramServiceRevenue/Description0Loan Interest and Investment Income
IRS990/ProgramServiceRevenue/ExclusionAmount00
IRS990/ProgramServiceRevenuePriorYear0505760
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome0436900
IRS990/ProgramServiceRevenue/TotalRevenueColumn0436900
IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue00
IRS990/ProhibitedTaxShelterTrans00
IRS990/ReceivablesFromOfficersEtc/BOY02632
IRS990/ReceivablesFromOfficersEtc/EOY02791
IRS990/ReconcilationOtherChanges00
IRS990/ReconcilationRevenueExpenses0-137228
IRS990/RegularMonitoringEnforcement00
IRS990/RelatedEntity00
IRS990/RelatedOrgControlledEntity00
IRS990/RentalIncomeOrLoss/Personal00
IRS990/RentalIncomeOrLoss/Real00
IRS990/ReportFin48Footnote00
IRS990/ReportInvestOthSecurities00
IRS990/ReportLandBldgEquip01
IRS990/ReportOtherAssets00
IRS990/ReportOtherLiabilities01
IRS990/ReportProgRelInvest00
IRS990/RetainedEarningsEndowmentEtc/BOY01529183
IRS990/RetainedEarningsEndowmentEtc/EOY01391955
IRS990/Revenue00
IRS990/RevenuesLessExpensesCY0-137228
IRS990/RevenuesLessExpensesPriorYear039943
IRS990/SalariesEtcCurrentYear0309513
IRS990/SalariesEtcPriorYear0153348
IRS990/SavingsAndTempCashInvestments/BOY05231067
IRS990/SavingsAndTempCashInvestments/EOY05202894
IRS990/ScheduleBRequired00
IRS990ScheduleD/Buildings/BookValue0132054
IRS990ScheduleD/Buildings/Depreciation073763
IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis0205817
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis00
IRS990ScheduleD/Equipment/BookValue038470
IRS990ScheduleD/Equipment/Depreciation03650
IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis042120
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis00
IRS990ScheduleD/FederalIncomeTaxLiability00
IRS990ScheduleD/Land/BookValue0202747
IRS990ScheduleD/Land/InvestmentCostOrOtherBasis0202747
IRS990ScheduleD/Land/OtherCostOrOtherBasis00
IRS990ScheduleD/LeaseholdImprovements/BookValue00
IRS990ScheduleD/LeaseholdImprovements/Depreciation00
IRS990ScheduleD/LeaseholdImprovements/InvestmentCostOrOtherBasis00
IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis00
IRS990ScheduleD/OtherLandBuildings/BookValue00
IRS990ScheduleD/OtherLandBuildings/Depreciation00
IRS990ScheduleD/OtherLandBuildings/InvestmentCostOrOtherBasis00
IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis00
IRS990ScheduleD/OtherLiabilities/Amount09449755
IRS990ScheduleD/OtherLiabilities/Description0State Chartered Credit Union Member Deposits
IRS990ScheduleD/TotalOfAmounts09449755
IRS990ScheduleD/TotalOfBookValueLandBuildings0373271
IRS990ScheduleJ/EquityBasedCompArrangement00
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg047246
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg090000
IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs0159472
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartIII/Explanation0In September 2010, former Secretary/Treasurer/Managing Director, Sam Tuell died. Amounts were paid to Sam Tuell's estate based upon the terms of his employment agreement and would be considered severance.
IRS990ScheduleJ/Form990ScheduleJPartIII/Identifier0SchJ_P01_S00_L04
IRS990ScheduleJ/Form990ScheduleJPartIII/ReturnReference0Schedule J, Part I, Line 4
IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson0Sam Tuell
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg0303269
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg0440515
IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationRelatedOrgs00
IRS990/ScheduleJRequired01
IRS990ScheduleJ/SeverancePayment01
IRS990ScheduleJ/SupplementalNonqualRetirePlan00
IRS990ScheduleJ/WrittenEmploymentContract0X
IRS990ScheduleO/GeneralExplanation/Explanation0Holston Valley Credit Union is state chartered and consists of members who have deposited $5.00 as a membership share.
IRS990ScheduleO/GeneralExplanation/Explanation1Certain actions require the approval of the membership, such as, merger with another credit union or liquidation of the credit union.
IRS990ScheduleO/GeneralExplanation/Explanation2The 990 is review by an officer prior to submittal.
IRS990ScheduleO/GeneralExplanation/Explanation3These documents are made available upon request.
IRS990ScheduleO/GeneralExplanation/Identifier0F990_P06_S0A_L06
IRS990ScheduleO/GeneralExplanation/Identifier1F990_P06_S0A_L07b
IRS990ScheduleO/GeneralExplanation/Identifier2F990_P06_S0B_L11a
IRS990ScheduleO/GeneralExplanation/Identifier3F990_P06_S0C_L19
IRS990ScheduleO/GeneralExplanation/ReturnReference0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/GeneralExplanation/ReturnReference2Form 990, Part VI, Section B, Line 11a
IRS990ScheduleO/GeneralExplanation/ReturnReference3Form 990, Part VI, Section C, Line 19
IRS990/ScheduleORequired01
IRS990/School00
IRS990/SignificantChange00
IRS990/SignificantNewProgramServices00
IRS990/StateLegalDomicile0TN
IRS990/TaxablePartyNotification00
IRS990/TaxExemptBonds00
IRS990/Terminated00
IRS990/TermOrPermanentEndowments00
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine10216 West Ravine Road
IRS990/TheBooksAreInCareOf/AddressUS/City0Kingsport
IRS990/TheBooksAreInCareOf/AddressUS/State0TN
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode037660
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10Holston Valley Credit Union
IRS990/TheBooksAreInCareOf/TelephoneNumber04235781020
IRS990/TotalAssets/BOY011577024
IRS990/TotalAssetsBOY011577024
IRS990/TotalAssets/EOY010867809
IRS990/TotalAssetsEOY010867809
IRS990/TotalCompGT150K01
IRS990/TotalContributions00
IRS990/TotalExpensesCurrentYear0574128
IRS990/TotalExpensesPriorYear0465817
IRS990/TotalFunctionalExpenses/Fundraising00
IRS990/TotalFunctionalExpenses/ManagementAndGeneral00
IRS990/TotalFunctionalExpenses/ProgramServices00
IRS990/TotalFunctionalExpenses/Total0574128
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI00
IRS990/TotalLiabilities/BOY010047841
IRS990/TotalLiabilitiesBOY010047841
IRS990/TotalLiabilities/EOY09475854
IRS990/TotalLiabilitiesEOY09475854
IRS990/TotalLiabNetAssetsFundBalances/BOY011577024
IRS990/TotalLiabNetAssetsFundBalances/EOY010867809
IRS990/TotalNbrEmployees04
IRS990/TotalNbrVolunteers03
IRS990/TotalNetAssetsFundBalances/BOY01529183
IRS990/TotalNetAssetsFundBalances/EOY01391955
IRS990/TotalOfOtherProgramServiceExp00
IRS990/TotalOfOtherProgramServiceGrnt00
IRS990/TotalOfOtherProgramServiceRev00
IRS990/TotalOtherCompensation00
IRS990/TotalOtherRevenue00
IRS990/TotalOthProgramServiceRevenue/ExclusionAmount00
IRS990/TotalOthProgramServiceRevenue/RelatedOrExemptFunctionIncome00
IRS990/TotalOthProgramServiceRevenue/TotalRevenueColumn00
IRS990/TotalOthProgramServiceRevenue/UnrelatedBusinessRevenue00
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProfFundrsngExpPriorYear00
IRS990/TotalProgramServiceExpense00
IRS990/TotalProgramServiceRevenue0436900
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg0440515
IRS990/TotalRevenueCurrentYear0436900
IRS990/TotalRevenue/ExclusionAmount00
IRS990/TotalRevenuePriorYear0505760
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome0436900
IRS990/TotalRevenue/TotalRevenueColumn0436900
IRS990/TotalRevenue/UnrelatedBusinessRevenue00
IRS990/TransactionRelatedEntity00
IRS990/TypeOfOrganizationCorporation0X
IRS990/UnrelatedBusinessIncome00
IRS990/UponRequest0X
IRS990/WebSite0HVCU.ORG
IRS990/WhistleblowerPolicy00
IRS990/YearFormation01979
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0621054095
ReturnHeader/Filer/Name/BusinessNameLine10HOLSTON VALLEY CREDIT UNION
ReturnHeader/Filer/NameControl0HOLS
ReturnHeader/Filer/Phone04235781020
ReturnHeader/Filer/USAddress/AddressLine10216 West Ravine Road
ReturnHeader/Filer/USAddress/City0Kingsport
ReturnHeader/Filer/USAddress/State0TN
ReturnHeader/Filer/USAddress/ZIPCode037660
ReturnHeader/Officer/DateSigned02011-05-16
ReturnHeader/Officer/Name0Gary Morelock
ReturnHeader/Officer/Phone04235781020
ReturnHeader/Officer/Title0Chairman
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02010-01-01
ReturnHeader/TaxPeriodEndDate02010-12-31
ReturnHeader/TaxYear02010
ReturnHeader/Timestamp02011-05-13T13:30:36-07:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.