Civic Intelligence

Memphis Life Underwriters Asso Inc

EIN 62-1038564 • 501(c)6 • Memphis, TN

Profile

To promote Life Insurance Underwriters

PO Box 17098Memphis, TN 38117

www.naifamemphis.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

87th percentile

0.35x

Higher debt load relative to assets than 87% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2018

Liabilities / Revenue

83rd percentile

0.17x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2018

Net Margin

11th percentile

-56%

Higher net margin than 11% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2018

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2016

Asset Growth

14th percentile

-54%

Faster asset growth than 14% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

10th percentile

-59%

Faster revenue growth than 10% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets87th percentile

Assets

Down

$10,618

Down $12,227 (-54%) from 2017

Liabilities

Flat

$3,702

Flat from 2017

Net Assets

-

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue83rd percentileNet Margin11th percentile

Revenue

Down

$22,002

Down $31,839 (-59%) from 2017

Expenses

Down

$34,229

Down $23,163 (-40%) from 2017

Net Income

Down

-$12,227

Down $8,676 (-244%) from 2017

Trend Graphs

Balance Sheet Trend

Asset Growth14th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2008: $0Liabilities 2008: $02008Assets 2009: $0Liabilities 2009: $02009Assets 2010: $0Liabilities 2010: $02010Assets 2011: $0Liabilities 2011: $02011Assets 2012: $0Liabilities 2012: $02012Assets 2015: $27,822Liabilities 2015: $2,027Net Assets 2015: $25,7952015Assets 2016: $26,396Liabilities 2016: $3,702Net Assets 2016: $22,6942016Assets 2017: $22,845Liabilities 2017: $3,7022017Assets 2018: $10,618Liabilities 2018: $3,7022018

Highlighted filing

2018

Assets$10,618
Liabilities$3,702
Net Assets-
Open 2018 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2008: $48,570Expenses 2008: $0Net Income 2008: $48,5702008Revenue 2009: $41,594Expenses 2009: $0Net Income 2009: $41,5942009Revenue 2010: $39,280Expenses 2010: $34,620Net Income 2010: $4,6602010Revenue 2011: $47,908Expenses 2011: $45,006Net Income 2011: $2,9022011Revenue 2012: $45,969Expenses 2012: $28,542Net Income 2012: $17,4272012Revenue 2015: $36,691Expenses 2015: $33,542Net Income 2015: $3,1492015Revenue 2016: $43,909Expenses 2016: $44,908Net Income 2016: -$9992016Revenue 2017: $53,841Expenses 2017: $57,392Net Income 2017: -$3,5512017Revenue 2018: $22,002Expenses 2018: $34,229Net Income 2018: -$12,2272018

Highlighted filing

2018

Revenue$22,002
Expenses$34,229
Net Income-$12,227
Open 2018 Filing

Filings

Most recent year

2018 • Form 990EZSummary only. Only limited summary data is available for this year.

Open filing
Assets
$10,618
Liabilities
$3,702
Net assets
-
Revenue
$22,002
Expenses
$34,229
Net income
-$12,227
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Summary only. Only limited summary data is available for this year.$10.6$3.70$22.0$34.2$12.2
2017Summary only. Only limited summary data is available for this year.$22.8$3.70$53.8$57.4$3.55
2016Detailed filing. Detailed filing data is available for this year.$26.4$3.70$22.7$43.9$44.9$1.00
2015Detailed filing. Detailed filing data is available for this year.$27.8$2.03$25.8$36.7$33.5$3.15
2012Summary only. Only limited summary data is available for this year.$0.00$0.00$46.0$28.5$17.4
2011Summary only. Only limited summary data is available for this year.$0.00$0.00$47.9$45.0$2.90
2010Summary only. Only limited summary data is available for this year.$0.00$0.00$39.3$34.6$4.66
2009Summary only. Only limited summary data is available for this year.$0.00$0.00$41.6$0.00$41.6
2008Summary only. Only limited summary data is available for this year.$0.00$0.00$48.6$0.00$48.6
Latest Detailed Filing

The latest 2018 filing currently has summary financial data only. Showing the latest detailed filing from 2016 below.

Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
Mar 14, 2017
Return Version
2015v3.0
Gross Receipts
$62,835
Mission and Program Overview

Mission

To promote Life Insurance Underwriters

Program Services

DescriptionGrantsExpenses
To promote the common interest of Life Insurance Underwriters--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Derek BaltimorePresident-$0--
George BarzizzaImmediate Past President-$0--
Don HinklePresident Elect-$0--
Mark MillerState National Committeeman-$0--
Bill TaitSecretary Treasurer-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tourny----
Filing and Contact Details

Filer

Filer Name
Memphis Life Underwriters Assoc Inc
EIN
62-1038564
Address
PO Box 17098, Memphis, TN 38117

Signing Officer

Name
Don Hinkle
Title
President
Phone
9013601478
Signed
2017-03-14
Discuss with paid preparer
Yes

Preparer

Firm
Amy K Baltimore CPA
Address
1706 Hwy 51 South, Covington, TN 38019
Preparer
Amy K Baltimore CPA
Phone
9017305440
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountCorporation Annual Fee 22Insurance and Bonds 733YAT Program 586Public Relations 230NAIFA Membership 145Monthly Meetings 9,888Administrative Fund 711IFAPIC Luncheon 51Professional Development 850Office Expenses 771Board Officers 3,232Flowers 49Miscellaneous Other 29”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearPayroll Liabilities 2,027 2,027Accounts Payable 1,675 1,675”

Raw XML Appendix124 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Don Hinkle
IRS990EZ/BooksInCareOfDetail/PhoneNum09013601478
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt03107 East Corporate Edge Dr
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Germantown
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd038138
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt027395
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt026396
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-999
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt08849
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt027395
IRS990EZ/Form990TotalAssetsGrp/EOYAmt026396
IRS990EZ/FundraisingGrossIncomeAmt034871
IRS990EZ/GrossReceiptsAmt062835
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt027964
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt023693
IRS990EZ/NetAssetsOrFundBalancesEOYAmt022694
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt023693
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt022694
IRS990EZ/OccupancyRentUtltsAndMaintAmt0725
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Derek Baltimore
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1George Barzizza
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Don Hinkle
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Mark Miller
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Bill Tait
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Immediate Past President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2President Elect
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3State National Committeeman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Secretary Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt017297
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To promote Life Insurance Underwriters
IRS990EZ/PrintingPublicationsPostageAmt037
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0To promote the common interest of Life Insurance Underwriters
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt018000
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt018926
IRS990EZ/SpecialEventsNetIncomeLossAmt015945
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt03702
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt03702
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt044908
IRS990EZ/TotalRevenueAmt043909
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.naifamemphis.org
IRS990ScheduleG/AgrmtProfFundraisingActyInd0false
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Golf Tourny
IRS990ScheduleG/SpecialFundraisingEventsInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountCorporation Annual Fee 22Insurance and Bonds 733YAT Program 586Public Relations 230NAIFA Membership 145Monthly Meetings 9,888Administrative Fund 711IFAPIC Luncheon 51Professional Development 850Office Expenses 771Board Officers 3,232Flowers 49Miscellaneous Other 29
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Category Beginning of Year End of YearPayroll Liabilities 2,027 2,027Accounts Payable 1,675 1,675
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of total liabilities Part II line 26
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Don Hinkle
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum09013601478
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-03-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Memphis Life Underwriters Assoc Inc
ReturnHeader/Filer/BusinessNameControlTxt0MEMP
ReturnHeader/Filer/EIN0621038564
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 17098
ReturnHeader/Filer/USAddress/CityNm0Memphis
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd038117
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0461591817
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Amy K Baltimore CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01706 Hwy 51 South
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Covington
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd038019
ReturnHeader/PreparerPersonGrp/PhoneNum09017305440
ReturnHeader/PreparerPersonGrp/PreparationDt02017-03-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Amy K Baltimore CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02017-03-14T16:03:50-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-07-01
ReturnHeader/TaxPeriodEndDt02016-06-30
ReturnHeader/TaxYr02015

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