Civic Intelligence

Willis Credit Union

EIN 62-0787251 • 501(c)14 • Nashville, TN

Profile

CU SERVICES

26 Century BlvdNashville, TN 37214

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

51st percentile

0.86x

Higher debt load relative to assets than 51% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

31st percentile

13.16x

Higher debt load relative to revenue than 31% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

40th percentile

3.4%

Higher net margin than 40% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

73rd percentile

$101,254

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 9.0% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Asset Growth

46th percentile

-0.3%

Faster asset growth than 46% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

43rd percentile

4.7%

Faster revenue growth than 43% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets51st percentile

Assets

Down

$17,268,901

Down $47,559 (-0.3%) from 2023

Liabilities

Down

$14,816,571

Down $85,881 (-0.6%) from 2023

Net Assets

Up

$2,452,330

Up $38,322 (+1.6%) from 2023

Operations
Liabilities / Revenue31st percentileNet Margin40th percentile

Revenue

Up

$1,125,798

Up $50,514 (+4.7%) from 2023

Expenses

Up

$1,087,476

Up $64,528 (+6.3%) from 2023

Net Income

Down

$38,322

Down $14,014 (-27%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth46th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $11,221,796Liabilities 2010: $9,649,877Net Assets 2010: $1,571,9192010Assets 2011: $9,830,212Liabilities 2011: $8,519,156Net Assets 2011: $1,311,0562011Assets 2012: $11,513,089Liabilities 2012: $10,145,299Net Assets 2012: $1,367,7902012Assets 2013: $13,021,010Liabilities 2013: $11,437,840Net Assets 2013: $1,583,1702013Assets 2014: $16,075,801Liabilities 2014: $14,288,336Net Assets 2014: $1,787,4652014Assets 2015: $17,873,364Liabilities 2015: $15,932,455Net Assets 2015: $1,940,9092015Assets 2016: $17,492,175Liabilities 2016: $15,345,074Net Assets 2016: $2,147,1012016Assets 2017: $18,561,890Liabilities 2017: $16,311,576Net Assets 2017: $2,250,3142017Assets 2018: $17,931,087Liabilities 2018: $15,529,101Net Assets 2018: $2,401,9862018Assets 2019: $17,709,445Liabilities 2019: $15,305,907Net Assets 2019: $2,403,5382019Assets 2020: $19,560,560Liabilities 2020: $17,195,033Net Assets 2020: $2,365,5272020Assets 2021: $23,226,032Liabilities 2021: $20,881,138Net Assets 2021: $2,344,8942021Assets 2022: $19,125,343Liabilities 2022: $16,763,671Net Assets 2022: $2,361,6722022Assets 2023: $17,316,460Liabilities 2023: $14,902,452Net Assets 2023: $2,414,0082023Assets 2024: $17,268,901Liabilities 2024: $14,816,571Net Assets 2024: $2,452,3302024

Highlighted filing

2024

Assets$17,268,901
Liabilities$14,816,571
Net Assets$2,452,330
Open 2024 Filing

Operations Trend

Revenue Growth43rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $754,8842010Expenses 2011: $854,6122011Expenses 2012: $670,8402012Revenue 2013: $887,317Expenses 2013: $671,936Net Income 2013: $215,3812013Revenue 2014: $924,813Expenses 2014: $720,518Net Income 2014: $204,2952014Revenue 2015: $950,229Expenses 2015: $686,397Net Income 2015: $263,8322015Revenue 2016: $1,058,830Expenses 2016: $852,638Net Income 2016: $206,1922016Revenue 2017: $1,075,679Expenses 2017: $972,466Net Income 2017: $103,2132017Revenue 2018: $1,108,533Expenses 2018: $956,861Net Income 2018: $151,6722018Revenue 2019: $1,058,641Expenses 2019: $1,030,089Net Income 2019: $28,5522019Revenue 2020: $925,911Expenses 2020: $973,343Net Income 2020: -$47,4322020Revenue 2021: $864,914Expenses 2021: $874,822Net Income 2021: -$9,9082021Revenue 2022: $870,827Expenses 2022: $854,049Net Income 2022: $16,7782022Revenue 2023: $1,075,284Expenses 2023: $1,022,948Net Income 2023: $52,3362023Revenue 2024: $1,125,798Expenses 2024: $1,087,476Net Income 2024: $38,3222024

Highlighted filing

2024

Revenue$1,125,798
Expenses$1,087,476
Net Income$38,322
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$17,268,901
Liabilities
$14,816,571
Net assets
$2,452,330
Revenue
$1,125,798
Expenses
$1,087,476
Net income
$38,322
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$17.3$14.8$2.45$1.13$1.09$0.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.3$14.9$2.41$1.08$1.02$0.05
2022Detailed filing. Detailed filing data is available for this year.$19.1$16.8$2.36$0.87$0.85$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.2$20.9$2.34$0.86$0.87$0.01
2020Detailed filing. Detailed filing data is available for this year.$19.6$17.2$2.37$0.93$0.97$0.05
2019Detailed filing. Detailed filing data is available for this year.$17.7$15.3$2.40$1.06$1.03$0.03
2018Summary only. Only limited summary data is available for this year.$17.9$15.5$2.40$1.11$0.96$0.15
2017Detailed filing. Detailed filing data is available for this year.$18.6$16.3$2.25$1.08$0.97$0.10
2016Detailed filing. Detailed filing data is available for this year.$17.5$15.3$2.15$1.06$0.85$0.21
2015Detailed filing. Detailed filing data is available for this year.$17.9$15.9$1.94$0.95$0.69$0.26
2014Detailed filing. Detailed filing data is available for this year.$16.1$14.3$1.79$0.92$0.72$0.20
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.0$11.4$1.58$0.89$0.67$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.5$10.1$1.37$0.67
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.83$8.52$1.31$0.85
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.2$9.65$1.57$0.75
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 15, 2025
Return Version
2024v5.2
Gross Receipts
$1,125,798
Mission and Program Overview

Mission

CREDIT UNION SERVICES

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$14,067,954$13,197,266▼ $870,688
Savings and Temporary Cash Investments$2,244,000$3,246,000▲ $1,002,000
Rtn Earn Endowment Incm Other Fnds$2,414,008$2,452,330▲ $38,322
Cash and Non-Interest-Bearing Accounts$699,319$547,418▼ $151,901
Prepaid Expenses and Deferred Charges$183,712$160,664▼ $23,048
Receivables From Officers Etc$75,557$34,883▼ $40,674
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$17,316,460$17,268,901▼ $47,559
Other Assets Total$45,918$82,670▲ $36,752
Liabilities
Other Liabilities$14,865,918$14,792,790▼ $73,128
Accounts Payable and Accrued Expenses$35,484$20,631▼ $14,853
Deferred Revenue$1,050$3,150▲ $2,100
Total Liabilities$14,902,452$14,816,571▼ $85,881
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,414,008$2,452,330▲ $38,322
Total Liabilities and Net Assets / Fund Balance$17,316,460$17,268,901▼ $47,559

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$0$157,279$157,279
Equipment$0$5,243$5,243
Land$0-$0
Other Assets Org$34,670--
Compensation and Service Providers
Top Officer Pay73rd percentile

Employees

NameTitleFull / Part TimeOtherTotal
Adrian Muniz IiiPresidentFT$101,254$101,254
Myetta McleanVice PresidentFT$49,096$49,096

Board Members and Trustees

NameTitle
James OdellChairman
Derrick CogginVice Chairman
Kell HollandAudit Liaison
James Dickson IiiSecretary
Mark DugganTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$984,829
Investment Income
$140,522
Other Revenue
$447
Change in Net Assets
$38,322
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$718,820
Salaries, Compensation, and Employee Benefits$302,266
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$0$0$151,916
Current Officers, Directors, Trustees, and Key Employees$0$0$0$150,350
Information Technology$0$0$0$136,928
Benefits to Members$0--$66,390
Occupancy$0$0$0$44,573
Office Expenses$0$0$0$26,869
Other Expenses$0$0$0$21,886
All Other Expenses$0$0$0$11,100
Fees for Services Accounting$0$0$0$9,300
Fees for Services Legal$0$0$0$5,102
Conferences and Meetings$0$0$0$2,400
Advertising$0$0$0$1,054
Total Functional Expenses$0$0$0$1,087,476
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$75,557$34,883▼ $40,674
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Share Accounts$5,010,844
Money Market Accounts$4,087,897
Member Cds$3,631,391
Share Drafts$1,897,443
Certificate Iras$118,284
Special Accounts$28,689
Christmas Club$18,242
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Your Best Credit Union
EIN
62-0787251
Phone
6158726380
Address
26 CENTURY BLVD, NASHVILLE, TN 37214

Signing Officer

Name
James Odell
Title
Chairman
Phone
6158726380
Signed
2025-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
James Odell
Formed
1967
Legal Domicile
Tn
Voting Board Members
5
Independent Board Members
5
Employees
7
Volunteers
5

Preparer

Firm
Nashville Cpas LLC
Address
211 DONELSON PIKE SUITE 110, NASHVILLE, TN 37214
Preparer
Edwin P Osborne CPA
Phone
6159426547
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“The credit union has members”

Pt VI, Line 7A

“The members elect board members”

Pt VI, Line 11B

“Reviewed at board meeting”

Pt VI, Line 19

“AVAILABLE AT THE OFFICE”

Pt VI, Line 12C

“REVIEW AT BOARD MEETINGS”

Pt VI, Line 15A

“Reviewed at compensation committee meetings”

Pt VI, Line 15B

“Reviewed at compensation committee meetings”

Pt XII, Line 2C

“Reviewed at board meetings”

Pt III, Line 2

“NO CHANGES IN 2023”

Pt III, Line 3

“NO CHANGES IN 2023”

Pt V, Line 3B

“There was no unrelated business income in 2023”

Pt VII, Col (E)

“There was not any earnings at related organizations”

Pt VII, Col (F)

“There was not any earnings at related organizations”

Pt X

“All new investments in 2023 were certificates of deposit”

Raw XML AppendixShowing 400 of 433 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd037215
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IRS990/CompensationProcessOtherInd0true
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IRS990/DescribedInSection501c3Ind0false
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IRS990/EmploymentTaxReturnsFiledInd0true
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IRS990/FeesForServicesLegalGrp/TotalAmt05102
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
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IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
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IRS990/Form990PartVIISectionAGrp/PersonNm1JAMES ODELL
IRS990/Form990PartVIISectionAGrp/PersonNm2MARK DUGGAN
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IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt6AUDIT LIAISON
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IRS990/OtherExpensesGrp/Desc1INTEREST ON MEMBER DEPOSITS
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt098145
IRS990/OtherExpensesGrp/TotalAmt1280992
IRS990/OtherExpensesGrp/TotalAmt280471
IRS990/OtherExpensesGrp/TotalAmt321886
IRS990/OtherLiabilitiesGrp/BOYAmt014865918
IRS990/OtherLiabilitiesGrp/EOYAmt014792790
IRS990/OtherRevenueMiscGrp/BusinessCd0999999
IRS990/OtherRevenueMiscGrp/Desc0FEES & CHARGES
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0447
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0447
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt0447
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0151916
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt014067954
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt013197266
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0183712
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0160664
IRS990/PrincipalOfficerNm0JAMES ODELL
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0999999
IRS990/ProgramServiceRevenueGrp/Desc0MEMBER LOAN INTEREST REVENUE
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0984829
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt067785
IRS990/PYInvestmentIncomeAmt0161914
IRS990/PYOtherExpensesAmt0623781
IRS990/PYOtherRevenueAmt0202
IRS990/PYProgramServiceRevenueAmt0913168
IRS990/PYRevenuesLessExpensesAmt052336
IRS990/PYSalariesCompEmpBnftPaidAmt0331382
IRS990/PYTotalExpensesAmt01022948
IRS990/PYTotalRevenueAmt01075284
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt075557
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt034883
IRS990/ReconcilationRevenueExpnssAmt038322
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02414008
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02452330
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02244000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03246000
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt05243
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt05243
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0157279
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0157279
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt048000
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt134670
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0ACCRUED INTEREST RECEIVABLE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1VEHICLES REPOSSESSED
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt05010844
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt118242
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt228689
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt31897443
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt43631391
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5118284
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt64087897
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARE ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1CHRISTMAS CLUB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SPECIAL ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4MEMBER CDS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5CERTIFICATE IRAS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6MONEY MARKET ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt082670
IRS990ScheduleD/TotalLiabilityAmt014792790
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt025735
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt19148
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt066578
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt128075
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0JAMES DICKSON III
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1MYETTA N MCLEAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0SECRETARY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1EMPLOYEE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/TotalBalanceDueAmt034883
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAS MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS ELECT BOARD MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2REVIEWED AT BOARD MEETING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3AVAILABLE AT THE OFFICE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4REVIEW AT BOARD MEETINGS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5REVIEWED AT COMPENSATION COMMITTEE MEETINGS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6REVIEWED AT COMPENSATION COMMITTEE MEETINGS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7REVIEWED AT BOARD MEETINGS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8NO CHANGES IN 2023
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9NO CHANGES IN 2023
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10THERE WAS NO UNRELATED BUSINESS INCOME IN 2023
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11THERE WAS NOT ANY EARNINGS AT RELATED ORGANIZATIONS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12THERE WAS NOT ANY EARNINGS AT RELATED ORGANIZATIONS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13ALL NEW INVESTMENTS IN 2023 WERE CERTIFICATES OF DEPOSIT
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt XII, Line 2c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Pt III, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Pt III, Line 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Pt V, Line 3b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Pt VII, Col (E)
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Pt VII, Col (F)
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Pt X
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0TN
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt017316460
IRS990/TotalAssetsEOYAmt017268901
IRS990/TotalAssetsGrp/BOYAmt017316460
IRS990/TotalAssetsGrp/EOYAmt017268901
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01087476
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt014902452
IRS990/TotalLiabilitiesEOYAmt014816571
IRS990/TotalLiabilitiesGrp/BOYAmt014902452
IRS990/TotalLiabilitiesGrp/EOYAmt014816571
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02414008
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02452330
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0984829
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01125798
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01125798
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt017316460
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt017268901
IRS990/TotReportableCompRltdOrgAmt0150350
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt026 CENTURY BLVD
IRS990/USAddress/CityNm0NASHVILLE
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd037214
IRS990/VotingMembersGoverningBodyCnt05

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