Siviq Scores
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Balance Sheet
Assets
Flat$15,494,678
Flat from 2012
Net Assets
Flat$2,212,137
Flat from 2012
Liabilities
Flat$13,282,541
Flat from 2012
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Flat$728,468
Flat from 2012
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
- Signed
- Apr 8, 2013
- Return Version
- 2012v2.1
- Gross Receipts
- $741,880
Mission and Program Overview
Mission
Credit union - to provide services for approximately 1,882 members in the form of loans, savings, and other financial services.
Filing and Contact Details
Filer
- EIN
- 62-0700353
Raw XML Appendix385 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/ActivityOrMissionDescription | 0 | STATE CHARTERED CREDIT UNION MUTUALLY OWNED BY OUR 1,924 MEMBERS, TO PROMOTE THRIFT, ISSUE SHARES AND MAINTAIN ACCOUNTS, AND MAKE LOANS TO OUR MEMBERS. FUNDS NOT NEEDED FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED. |
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| IRS990/Description | 0 | OPERATED AS A STATE CHARTERED CREDIT UNION, MUTUALLY OWNED BY OUR 1,924 MEMBERS, TO PROMOTE THRIFT, ISSUE SHARES AND MAINTAIN ACCOUNTS, AND MAKE LOANS TO OUR MEMBERS. FUNDS NOT NEEDED CURRENTLY FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED. ALL OF OUR REVENUES AND EXPENSES ARE RELATED TO THIS PURPOSE. |
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| IRS990/Form990PartVIISectionA/NamePerson | 3 | MARK W SNODGRASS |
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| IRS990ScheduleD/InvestmentsProgramRelated/BookValue | 1 | 118376 |
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| IRS990ScheduleD/InvestmentsProgramRelated/Description | 0 | S&Ls MUTUAL SAVINGS BANKS |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 1 | CORPORATE CREDIT UNIONS |
| IRS990ScheduleD/InvestmentsProgramRelated/Description | 2 | NCUSIF DEPOSIT |
| IRS990ScheduleD/InvestmentsProgramRelated/MethodOfValuation | 0 | C |
| IRS990ScheduleD/InvestmentsProgramRelated/MethodOfValuation | 1 | C |
| IRS990ScheduleD/InvestmentsProgramRelated/MethodOfValuation | 2 | C |
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| IRS990ScheduleD/Land/InvestmentCostOrOtherBasis | 0 | 7500 |
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| IRS990ScheduleD/OtherAssets/BookValue | 2 | 125000 |
| IRS990ScheduleD/OtherAssets/Description | 0 | ACCRUED INTEREST ON LOANS |
| IRS990ScheduleD/OtherAssets/Description | 1 | ACCRUED INTEREST ON INVESTMENT |
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| IRS990ScheduleD/OtherLiabilities/Description | 3 | SHARE CERTIFICATES |
| IRS990ScheduleD/OtherLiabilities/Description | 4 | IRAKEOGH ACCOUNTS |
| IRS990ScheduleD/OtherLiabilities/Description | 5 | OTHER SHARES |
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| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | THE CHARTER AND BYLAWS CALL FOR AN ANNUAL ELECTION OF DIRECTORS BY THE MEMBERS. EACH MEMBER IS ENTITLED TO ONE VOTE IRRESPECTIVE OF THE NUMBER OF SHARES/DEPOSITS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | THE CHARTER AND BYLAWS CALL FOR AN ANNUAL ELECTION OF DIRECTORS BY THE MEMBERS. EACH MEMBER IS ENTITLED TO ONE VOTE IRRESPECTIVE OF THE NUMBER OF SHARES/DEPOSITS. THE CANDIDATES FOR DIRECTOR ARE NOMINATED BY A NOMINATING COMMITTEE APPOINTED BY THE BOARD OF DIRECTORS. THE DIRECTORS ARE ELECTED AT AN ANNUAL MEETING CALLED FOR IN THE BYLAWS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | THE CHARTER AND BYLAWS CALL FOR AN ANNUAL ELECTION OF DIRECTORS BY THE MEMBERS. EACH MEMBER IS ENTITLED TO ONE VOTE IRRESPECTIVE OF THE NUMBER OF SHARES/DEPOSITS. THE CANDIDATES FOR DIRECTOR ARE NOMINATED BY A NOMINATING COMMITTEE APPOINTED BY THE BOARD OF DIRECTORS. THE DIRECTORS ARE ELECTED AT AN ANNUAL MEETING CALLED FOR IN THE BYLAWS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | UNDER THE BYLAWS, THE DIRECTORS MEET MONTHLY TO REVIEW THE OPERATIONS OF THE CREDIT UNION. THEIR ACTIONS ARE DOCUMENTED IN WRITTEN MONTHLY MINUTES. THE BOARD OF DIRECTORS APPROVE THE OPERATING POLICIES THAT DIRECT MANAGEMENT IN THE DAY-TO-DAY OPERATIONS OF THE CREDIT UNION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | THE BOARD OF DIRECTORS APPOINT COMMITTEES TO OVERSEE SPECIFIC OPERATIONS OF THE CREDIT UNION INCLUDING AN AUDIT COMMITTEE, WHICH HIRES AN INDEPENDENT AUDITOR TO PERFORM AN ANNUAL AUDIT OF THE CREDIT UNION AND PERSONNEL COMMITTEE WHICH RECOMMENDS AN OVERALL COMPENSATION PLAN FOR THE CREDIT UNION AS A WHOLE. COMMITTEE MINUTES ARE MAINTAINED. COMMITTEE RECOMMENDATIONS ARE VOTED ON/APPROVED BY THE FULL BOARD OF DIRECTORS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | THIS FORM 990 WAS PROVIDED TO ALL BOARD MEMBERS FOR REVIEW BEFORE FILING. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | THE CREDIT UNION HAS A WRITTEN CONFLICT OF INTEREST POLICY. ALL OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO DISCLOSE ANNUALLY ANY INTEREST THAT COULD GIVE RISE TO CONFLICTS. ALL MATERIAL CONTRACTS ARE APPROVED BY THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | ANNUAL WAGE REVIEWS FOR STAFF ARE DONE BY THE MANAGER/CEO AND BOARD OF DIRECTORS PRESIDENT. THE OVERALL COMPENSATION PLAN IS DISCUSSED AND ANY WAGE INCREASES ARE BASED UPON EMPLOYEE PERFORMANCE AND THE PROFITABILITY OF THE CREDIT UNION. THE TOTAL BOARD IS PRESENTED WITH THE WAGE RECOMMENDATIONS BY THE BOARD PRESIDENT AND MANAGER/CEO OF THE CREDIT UNION FOR THEIR APPROVAL. ANNUAL EMPLOYEE EVALUATIONS ARE COMPLETED BY THE MANAGER/CEO OF THE CREDIT UNION. CEO/MANAGER COMPENSATION IS DISCUSSED PRIVATELY BY THE BOARD PRIOR TO CEO9S REVIEW WITH BOARD PRESIDENT. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 8 | UPON REQUEST, COPIES OF THE CREDIT UNION9S ANNUAL FORM 990 IS PROVIDED TO ANY MEMBER OR NON-MEMBER THAT REQUESTS A COPY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 9 | WRITTEN COPIES OF POLICIES AND PROCEDURES ARE PROVIDED TO MEMBERS UPON REQUEST. MONTHLY FINANCIAL REPORTS ARE POSTED IN THE LOBBY FOR MEMBERS9 REVIEW. |
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| IRS990ScheduleO/GeneralExplanation/Identifier | 7 | O08 |
| IRS990ScheduleO/GeneralExplanation/Identifier | 8 | O09 |
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| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | Member election for additional members Part VI line 7a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | Governing body decisions Part VI line 7b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | Governing body meeting documentation Part VI line 8a |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | Committee meeting documentation Part VI line 8b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | Form 990 governing body review Part VI line 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | Conflict of interest policy compliance Part VI line 12c |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | Other officer or key employee compensation Part VI line 15b |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 8 | Form 990 availability to public Part VI line 18 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 9 | Governing documents etc available to public Part VI line 19 |
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| IRS990/TotalLiabilities/EOY | 0 | 13282541 |
| IRS990/TotalLiabilitiesEOY | 0 | 13282541 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 15640111 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 15494678 |
| IRS990/TotalNbrEmployees | 0 | 8 |
| IRS990/TotalNbrVolunteers | 0 | 5 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 2198725 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 2212137 |
| IRS990/TotalOtherCompensation | 0 | 10632 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceExpense | 0 | 728468 |
| IRS990/TotalProgramServiceRevenue | 0 | 741880 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 53176 |
| IRS990/TotalRevenueCurrentYear | 0 | 741880 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 0 |
| IRS990/TotalRevenuePriorYear | 0 | 813263 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 741880 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 741880 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TransactionRelatedEntity | 0 | false |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | false |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.AGCCU.ORG |
| IRS990/WhistleblowerPolicy | 0 | false |
| IRS990/YearFormation | 0 | 1932 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 620700353 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | AGC CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | AGCC |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO BOX 3526 |
| ReturnHeader/Filer/USAddress/City | 0 | KINGSPORT |
| ReturnHeader/Filer/USAddress/State | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 37664 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | true |
| ReturnHeader/Officer/DateSigned | 0 | 2013-04-08 |
| ReturnHeader/Officer/Name | 0 | DARLENE WINEGAR |
| ReturnHeader/Officer/Phone | 0 | 4232297332 |
| ReturnHeader/Officer/Title | 0 | MANAGERCEO |
| ReturnHeader/Preparer/DatePrepared | 0 | 2013-05-13 |
| ReturnHeader/PreparerFirm/EIN | 0 | 621501873 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | PETERS & ASSOCIATES PC |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 9040 EXECUTIVE PARK DR STE 325 |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | KNOXVILLE |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | TN |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 37923 |
| ReturnHeader/Preparer/Name | 0 | CRAIG PETERS |
| ReturnHeader/Preparer/Phone | 0 | 8656947128 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-05-13T13:09:33-04:00 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $15,494,678
- Liabilities
- $13,282,541
- Net assets
- $2,212,137
- Revenue
- -
- Expenses
- $728,468
- Net income
- -