Civic Intelligence

Metropolitan Teachers Credit Union

EIN 62-0638727 • 501(c)14 • Nashville, TN

Profile

To provide members affordable loan services and reasonable and safe return on savings and investment accounts

1605 Jefferson StreetNashville, TN 37208

www.metrotcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

94th percentile

0.92x

Higher debt load relative to assets than 94% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

55th percentile

11.75x

Higher debt load relative to revenue than 55% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Net Margin

15th percentile

-55%

Higher net margin than 15% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

18th percentile

$0

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Asset Growth

60th percentile

-6.0%

Faster asset growth than 60% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

69th percentile

3.8%

Faster revenue growth than 69% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets94th percentile

Assets

Down

$2,464,836

Down $157,825 (-6.0%) from 2023

Liabilities

Down

$2,272,040

Down $51,721 (-2.2%) from 2023

Net Assets

Down

$192,796

Down $106,104 (-35%) from 2023

Operations
Liabilities / Revenue55th percentileNet Margin15th percentile

Revenue

Up

$193,439

Up $7,090 (+3.8%) from 2023

Expenses

Up

$300,603

Up $24,008 (+8.7%) from 2023

Net Income

Down

-$107,164

Down $16,918 (-19%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth60th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $3,381,195Liabilities 2011: $2,256,380Net Assets 2011: $1,124,8152011Assets 2012: $3,476,190Liabilities 2012: $2,369,721Net Assets 2012: $1,106,4692012Assets 2013: $3,312,927Liabilities 2013: $2,159,618Net Assets 2013: $1,153,3092013Assets 2014: $3,190,358Liabilities 2014: $2,111,000Net Assets 2014: $1,079,3582014Assets 2015: $3,007,731Liabilities 2015: $2,010,590Net Assets 2015: $997,1412015Assets 2016: $2,861,624Liabilities 2016: $1,916,691Net Assets 2016: $944,9332016Assets 2017: $2,658,759Liabilities 2017: $1,765,355Net Assets 2017: $893,4042017Assets 2018: $2,391,440Liabilities 2018: $1,619,810Net Assets 2018: $771,6302018Assets 2019: $2,555,238Liabilities 2019: $1,904,276Net Assets 2019: $650,9622019Assets 2020: $2,622,202Liabilities 2020: $2,133,428Net Assets 2020: $488,7742020Assets 2021: $2,604,767Liabilities 2021: $2,223,426Net Assets 2021: $381,3412021Assets 2022: $2,958,958Liabilities 2022: $2,569,814Net Assets 2022: $389,1442022Assets 2023: $2,622,661Liabilities 2023: $2,323,761Net Assets 2023: $298,9002023Assets 2024: $2,464,836Liabilities 2024: $2,272,040Net Assets 2024: $192,7962024

Highlighted filing

2024

Assets$2,464,836
Liabilities$2,272,040
Net Assets$192,796
Open 2024 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2011: $119,735Expenses 2011: $120,816Net Income 2011: -$1,0812011Revenue 2012: $97,259Expenses 2012: $113,013Net Income 2012: -$15,7542012Revenue 2013: $96,613Expenses 2013: $110,272Net Income 2013: -$13,6592013Revenue 2014: $91,178Expenses 2014: $127,793Net Income 2014: -$36,6152014Revenue 2015: $93,790Expenses 2015: $176,007Net Income 2015: -$82,2172015Revenue 2016: $89,652Expenses 2016: $141,858Net Income 2016: -$52,2062016Revenue 2017: $96,731Expenses 2017: $148,260Net Income 2017: -$51,5292017Revenue 2018: $120,697Expenses 2018: $242,471Net Income 2018: -$121,7742018Revenue 2019: $125,857Expenses 2019: $254,855Net Income 2019: -$128,9982019Revenue 2020: $102,125Expenses 2020: $264,313Net Income 2020: -$162,1882020Revenue 2021: $133,315Expenses 2021: $235,574Net Income 2021: -$102,2592021Revenue 2022: $253,385Expenses 2022: $245,579Net Income 2022: $7,8062022Revenue 2023: $186,349Expenses 2023: $276,595Net Income 2023: -$90,2462023Revenue 2024: $193,439Expenses 2024: $300,603Net Income 2024: -$107,1642024

Highlighted filing

2024

Revenue$193,439
Expenses$300,603
Net Income-$107,164
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$2,464,836
Liabilities
$2,272,040
Net assets
$192,796
Revenue
$193,439
Expenses
$300,603
Net income
-$107,164
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.46$2.27$0.19$0.19$0.30$0.11
2023Detailed filing. Detailed filing data is available for this year.$2.62$2.32$0.30$0.19$0.28$0.09
2022Detailed filing. Detailed filing data is available for this year.$2.96$2.57$0.39$0.25$0.25$0.01
2021Detailed filing. Detailed filing data is available for this year.$2.60$2.22$0.38$0.13$0.24$0.10
2020Detailed filing. Detailed filing data is available for this year.$2.62$2.13$0.49$0.10$0.26$0.16
2019Detailed filing. Detailed filing data is available for this year.$2.56$1.90$0.65$0.13$0.25$0.13
2018Detailed filing. Detailed filing data is available for this year.$2.39$1.62$0.77$0.12$0.24$0.12
2017Detailed filing. Detailed filing data is available for this year.$2.66$1.77$0.89$0.10$0.15$0.05
2016Detailed filing. Detailed filing data is available for this year.$2.86$1.92$0.94$0.09$0.14$0.05
2015Detailed filing. Detailed filing data is available for this year.$3.01$2.01$1.00$0.09$0.18$0.08
2014Detailed filing. Detailed filing data is available for this year.$3.19$2.11$1.08$0.09$0.13$0.04
2013Detailed filing. Detailed filing data is available for this year.$3.31$2.16$1.15$0.10$0.11$0.01
2012Summary only. Only limited summary data is available for this year.$3.48$2.37$1.11$0.10$0.11$0.02
2011Summary only. Only limited summary data is available for this year.$3.38$2.26$1.12$0.12$0.12$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 13, 2025
Return Version
2024v5.2
Gross Receipts
$193,439
Mission and Program Overview

Mission

To provide members affordable loan services and reasonable and safe return on savings and investment accounts

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,001,113$854,841▼ $146,272
Cash and Non-Interest-Bearing Accounts$658,798$565,446▼ $93,352
Investments Program Related$386,600$399,138▲ $12,538
Savings and Temporary Cash Investments$312,561$325,963▲ $13,402
Land, Buildings, and Equipment, Net$251,555$259,515▲ $7,960
Rtn Earn Endowment Incm Other Fnds$298,900$192,796▼ $106,104
Accounts Receivable-$50,000-
Prepaid Expenses and Deferred Charges$10,078$9,015▼ $1,063
Total Assets$2,622,661$2,464,836▼ $157,825
Other Assets Total$1,956$918▼ $1,038
Liabilities
Other Liabilities$2,323,170$2,258,403▼ $64,767
Accounts Payable and Accrued Expenses$591$13,637▲ $13,046
Total Liabilities$2,323,761$2,272,040▼ $51,721
Net Assets / Fund Balance
Total Net Assets Fund Balance$298,900$192,796▼ $106,104
Total Liabilities and Net Assets / Fund Balance$2,622,661$2,464,836▼ $157,825

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$134,210$61,376$195,586
Land$94,282-$94,282
Equipment$31,023$46,146$77,169
Buildings-$53,900$53,900
Investment Program Related Org$23,757--
Compensation and Service Providers
Top Officer Pay18th percentile

Board Members and Trustees

NameTitle
Samuel E KirkBoard President
Derrick WilliamsVice President
Donnie CrenshawDirector
Elease JolleyDirector
Sonya BrooksDirector
Candra ClarietteSecretary
Beverly BartonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$60,000
Program Service Revenue
$133,439
Investment Income
$0
Other Revenue
$0
All Other Contributions
$10,000
Change in Net Assets
$-107,164
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$270,101
Salaries, Compensation, and Employee Benefits$30,502
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$76,301
Fees for Services Other---$43,479
Interest---$33,861
Advertising---$32,710
Occupancy---$29,722
Fees for Services Accounting---$20,000
Other Salaries and Wages---$19,595
Current Officers, Directors, Trustees, and Key Employees---$8,750
Insurance---$5,362
All Other Expenses---$2,915
Other Expenses$2,500--$2,500
Payroll Taxes---$2,157
Total Functional Expenses$0$0$0$300,603
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$1,261,764
Share Certificates$868,978
Share Draft$127,661
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“CREDIT UNION MEMBERS”

Member election for additional members Part VI line 7A

“Credt union members elect the governing board”

Governing body decisions Part VI line 7B

“Some governing board decisions must be approved by a majority of the members”

Form 990 governing body review Part VI line 11

“Governing board reviews the 990 during the regularly scheduled board meetng. Accountant is available to answer questions”

Governing documents etc available to public Part VI line 19

“Upon written requests, public documents are made available to the public”

Filing and Contact Details

Filer

Filer Name
Metropolitan Teachers Credit Union
EIN
62-0638727
In Care Of
% BEVERLY BARTON
Phone
6153214622
Address
1605 JEFFERSON STREET, Nashville, TN 37208

Signing Officer

Name
Beverly Barton
Title
Treasurer
Phone
6153214622
Signed
2025-11-13
Discuss with paid preparer
No

Organization Details

Formed
1957
Legal Domicile
Tn
Voting Board Members
5
Independent Board Members
5
Employees
3

Preparer

Firm
SPD CPAs
Address
4121 Clarksville Pike, Nashville, TN 37218
Preparer
Angelita Dobbs CPA
Phone
6158913012
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

“Rounding”

List of other fees for services expenses Part IX line 11G

“MISC EXPENSE”

Raw XML Appendix374 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0591
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt013637
IRS990/AccountsReceivableGrp/EOYAmt050000
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE MEMBERS AFFORDABLE LOAN SERVICES AND REASONABLE AND SAFE RETURN ON SAVINGS AND INVESTMENT ACCOUNTS
IRS990/AdvertisingGrp/TotalAmt032710
IRS990/AllOtherContributionsAmt010000
IRS990/AllOtherExpensesGrp/TotalAmt02915
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0BEVERLY BARTON
IRS990/BooksInCareOfDetail/PhoneNum06153214622
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01605 JEFFERSON STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0Nashville
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd037208
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0658798
IRS990/CashNonInterestBearingGrp/EOYAmt0565446
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt08750
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt060000
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0270101
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0133439
IRS990/CYRevenuesLessExpensesAmt0-107164
IRS990/CYSalariesCompEmpBnftPaidAmt030502
IRS990/CYTotalExpensesAmt0300603
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0193439
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0LOAN SERVICES AND SAVINGS ACCOUNTS
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt020000
IRS990/FeesForServicesOtherGrp/TotalAmt043479
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt020.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt620.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0SAMUEL E KIRK
IRS990/Form990PartVIISectionAGrp/PersonNm1DERRICK WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm2CANDRA CLARIETTE
IRS990/Form990PartVIISectionAGrp/PersonNm3SONYA BROOKS
IRS990/Form990PartVIISectionAGrp/PersonNm4DONNIE CRENSHAW
IRS990/Form990PartVIISectionAGrp/PersonNm5ELEASE JOLLEY
IRS990/Form990PartVIISectionAGrp/PersonNm6BEVERLY BARTON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6TREASURER
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01957
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GovernmentGrantsAmt050000
IRS990/GrantAmt0300603
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0193439
IRS990/GroupExemptionNum01182
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt05362
IRS990/InterestGrp/TotalAmt033861
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0386600
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0399138
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0161422
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0251555
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0259515
IRS990/LandBldgEquipCostOrOtherBssAmt0420937
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE MEMBERS AFFORDABLE LOAN SERVICES AND REASONABLE AND SAFE RETURN ON SAVINGS AND INVESTMENT ACCOUNTS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0298900
IRS990/NetAssetsOrFundBalancesEOYAmt0192796
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt029722
IRS990/OfficeExpensesGrp/TotalAmt076301
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01956
IRS990/OtherAssetsTotalGrp/EOYAmt0918
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXPENSES
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3STATE OPERATING FEES
IRS990/OtherExpensesGrp/ProgramServicesAmt0125
IRS990/OtherExpensesGrp/ProgramServicesAmt17044
IRS990/OtherExpensesGrp/ProgramServicesAmt216082
IRS990/OtherExpensesGrp/ProgramServicesAmt32500
IRS990/OtherExpensesGrp/TotalAmt0125
IRS990/OtherExpensesGrp/TotalAmt17044
IRS990/OtherExpensesGrp/TotalAmt216082
IRS990/OtherExpensesGrp/TotalAmt32500
IRS990/OtherLiabilitiesGrp/BOYAmt02323170
IRS990/OtherLiabilitiesGrp/EOYAmt02258403
IRS990/OtherSalariesAndWagesGrp/TotalAmt019595
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01001113
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0854841
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/TotalAmt02157
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt010078
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt09015
IRS990/PriorPeriodAdjustmentsAmt01060
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/BusinessCd2522291
IRS990/ProgramServiceRevenueGrp/BusinessCd3522291
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER OPERATING INCOME
IRS990/ProgramServiceRevenueGrp/Desc3INVESTMENT INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt082992
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt111188
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2130
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt339129
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt082992
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt111188
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2130
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt339129
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt050000
IRS990/PYOtherExpensesAmt0242979
IRS990/PYProgramServiceRevenueAmt0136349
IRS990/PYRevenuesLessExpensesAmt0-90246
IRS990/PYSalariesCompEmpBnftPaidAmt033616
IRS990/PYTotalExpensesAmt0276595
IRS990/PYTotalRevenueAmt0186349
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-107164
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0298900
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0192796
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0312561
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0325963
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/DepreciationAmt053900
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt053900
IRS990ScheduleD/EquipmentGrp/BookValueAmt031023
IRS990ScheduleD/EquipmentGrp/DepreciationAmt046146
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt077169
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt0151966
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1200183
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt223232
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt323757
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0US GOVERNMENT OBLIGATIONS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1ED JONES MONEY MARKET ACCOUNT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2NATIONAL CREDIT UNION ADMINISTRATIO
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3VOLUNTEER CORP STOCK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1F
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd3C
IRS990ScheduleD/LandGrp/BookValueAmt094282
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt094282
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0134210
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt061376
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0195586
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01261764
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1868978
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2127661
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE DRAFT
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0259515
IRS990ScheduleD/TotalBookValueProgramRltdAmt0399138
IRS990ScheduleD/TotalLiabilityAmt02258403
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CREDIT UNION MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CREDT UNION MEMBERS ELECT THE GOVERNING BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2SOME GOVERNING BOARD DECISIONS MUST BE APPROVED BY A MAJORITY OF THE MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOVERNING BOARD REVIEWS THE 990 DURING THE REGULARLY SCHEDULED BOARD MEETNG. ACCOUNTANT IS AVAILABLE TO ANSWER QUESTIONS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4UPON WRITTEN REQUESTS, PUBLIC DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Rounding
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6MISC EXPENSE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Explanation of other changes in net assets or fund balances Part XI line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6List of other fees for services expenses Part IX line 11g
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0TN
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt02622661
IRS990/TotalAssetsEOYAmt02464836
IRS990/TotalAssetsGrp/BOYAmt02622661
IRS990/TotalAssetsGrp/EOYAmt02464836
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt060000
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0300603
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt02323761
IRS990/TotalLiabilitiesEOYAmt02272040
IRS990/TotalLiabilitiesGrp/BOYAmt02323761
IRS990/TotalLiabilitiesGrp/EOYAmt02272040
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0298900
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0192796
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt0133439
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0133439
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0193439
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt02622661
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02464836
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.metrotcu.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0BEVERLY BARTON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06153214622
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0METROPOLITAN TEACHERS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0METR
ReturnHeader/Filer/EIN0620638727
ReturnHeader/Filer/InCareOfNm0% BEVERLY BARTON
ReturnHeader/Filer/PhoneNum06153214622
ReturnHeader/Filer/USAddress/AddressLine1Txt01605 JEFFERSON STREET
ReturnHeader/Filer/USAddress/CityNm0Nashville
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd037208
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0463585048
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SPD CPAs
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04121 Clarksville Pike
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Nashville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd037218
ReturnHeader/PreparerPersonGrp/PhoneNum06158913012
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANGELITA DOBBS CPA
ReturnHeader/ReturnTs02025-11-13T16:04:31-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.