Civic Intelligence

Credit Unions Chartered in The

990 • Fiscal year 2021 • EIN 62-0631391

Jan 01, 2021 to Dec 31, 2021 • Filed on Apr 15, 2022

Organization ProfileWWW.GATEWAYCREDITUNION.COM

View Organization Page

100 Otis Smith DriveClarksville, TN 37043

(931) 551-8271

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.93x

Higher debt load relative to assets than 92% of similar nonprofits.

2021 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2021

Liabilities / Revenue

26th percentile

17.85x

Higher debt load relative to revenue than 26% of similar nonprofits.

2021 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2021

Net Margin

39th percentile

4.1%

Higher net margin than 39% of similar nonprofits.

2021 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2021

Top Officer Pay

43rd percentile

$67,061

Higher top officer pay than 43% of similar nonprofits.

Top officer pay equals 9.8% of source-year revenue.

2021 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2021

Asset Growth

71st percentile

9.6%

Faster asset growth than 71% of similar nonprofits.

2021 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2020 to 2021

Revenue Growth

47th percentile

-6.1%

Faster revenue growth than 47% of similar nonprofits.

2021 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Up

$13,204,732

Up $1,161,381 (+9.6%) from 2020

Net Assets

Up

$979,050

Up $28,148 (+3.0%) from 2020

Liabilities

Up

$12,225,682

Up $1,133,233 (+10%) from 2020

Revenue And Expenses
Liabilities / Revenue26th percentileNet Margin39th percentile

Revenue

Down

$684,852

Down $44,589 (-6.1%) from 2020

Expenses

Down

$656,704

Down $29,052 (-4.2%) from 2020

Net Income

Down

$28,148

Down $15,537 (-36%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth71st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2015: $11,417,690Liabilities 2015: $10,709,949Net Assets 2015: $707,7412015Assets 2016: $11,348,026Liabilities 2016: $10,592,790Net Assets 2016: $755,2362016Assets 2017: $11,078,284Liabilities 2017: $10,283,627Net Assets 2017: $794,6572017Assets 2018: $11,060,017Liabilities 2018: $10,199,954Net Assets 2018: $860,0632018Assets 2019: $11,712,350Liabilities 2019: $10,805,133Net Assets 2019: $907,2172019Assets 2020: $12,043,351Liabilities 2020: $11,092,449Net Assets 2020: $950,9022020Assets 2021: $13,204,732Liabilities 2021: $12,225,682Net Assets 2021: $979,0502021Assets 2022: $13,502,310Liabilities 2022: $12,444,711Net Assets 2022: $1,057,5992022Assets 2023: $13,613,521Liabilities 2023: $12,562,693Net Assets 2023: $1,050,8282023Assets 2024: $14,550,735Liabilities 2024: $13,026,552Net Assets 2024: $1,524,1832024Assets 2025: $15,675,927Liabilities 2025: $14,345,084Net Assets 2025: $1,330,8432025

Highlighted filing

2021

Assets$13,204,732
Liabilities$12,225,682
Net Assets$979,050
Open 2021 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2015: $722,494Expenses 2015: $675,060Net Income 2015: $47,4342015Revenue 2016: $678,410Expenses 2016: $630,915Net Income 2016: $47,4952016Revenue 2017: $656,684Expenses 2017: $617,262Net Income 2017: $39,4222017Revenue 2018: $711,264Expenses 2018: $645,858Net Income 2018: $65,4062018Revenue 2019: $724,217Expenses 2019: $677,063Net Income 2019: $47,1542019Revenue 2020: $729,441Expenses 2020: $685,756Net Income 2020: $43,6852020Revenue 2021: $684,852Expenses 2021: $656,704Net Income 2021: $28,1482021Revenue 2022: $732,988Expenses 2022: $654,440Net Income 2022: $78,5482022Revenue 2023: $860,716Expenses 2023: $842,487Net Income 2023: $18,2292023Revenue 2024: $1,000,103Expenses 2024: $899,568Net Income 2024: $100,5352024Revenue 2025: $1,049,417Expenses 2025: $1,242,757Net Income 2025: -$193,3402025

Highlighted filing

2021

Revenue$684,852
Expenses$656,704
Net Income$28,148
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Apr 15, 2022
Return Version
2021v4.0
Gross Receipts
$684,852
Mission and Program Overview

Mission

Credit union-to provide services for approximately 2,172 members in the form of loans, savings, and other financial services.

Credit union - to provide financial services for its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$7,500,637$8,386,121▲ $885,484
Savings and Temporary Cash Investments$498,000$2,246,000▲ $1,748,000
Cash and Non-Interest-Bearing Accounts$2,827,283$1,369,194▼ $1,458,089
Land, Buildings, and Equipment, Net$918,276$901,372▼ $16,904
Cap Stk Tr Prin Current Funds$609,909$623,752▲ $13,843
Rtn Earn Endowment Incm Other Fnds$340,993$355,298▲ $14,305
Investments Other Securities$85,603$85,603→ $0
Prepaid Expenses and Deferred Charges$88,342$82,529▼ $5,813
Total Assets$12,043,351$13,204,732▲ $1,161,381
Other Assets Total$125,210$133,913▲ $8,703
Liabilities
Other Liabilities$11,293,872$12,172,778▲ $878,906
Accounts Payable and Accrued Expenses$-201,423$52,904▲ $254,327
Total Liabilities$11,092,449$12,225,682▲ $1,133,233
Net Assets / Fund Balance
Total Net Assets Fund Balance$950,902$979,050▲ $28,148
Total Liabilities and Net Assets / Fund Balance$12,043,351$13,204,732▲ $1,161,381

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$465,730$198,829$664,559
Land$410,000-$410,000
Equipment$25,642$302,214$327,856
Compensation and Service Providers
Top Officer Pay43rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Annette PasseCEOFT$64,700$2,361$67,061

Board Members and Trustees

NameTitle
James Corey WattsBoard Chairm
Kayla EatonBoard Mem/sc
Michael LongBoard Member
Michael WhiteBoard Member
Sandra WallaceBoard Secret
Deanna AkinBoard Treasu
Dustyn BrewerBoard Vice C
Barbara HallSupervisory
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$657,261
Investment Income
$3,405
Other Revenue
$24,186
Change in Net Assets
$28,148
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$389,089
Salaries, Compensation, and Employee Benefits$267,615
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$239,556-$239,556
Office Expenses-$142,054-$142,054
Occupancy-$51,286-$51,286
Payroll Taxes-$18,311-$18,311
Other Employee Benefits-$9,748-$9,748
Interest-$8,926-$8,926
Other Expenses-$7,200-$7,200
All Other Expenses-$6,681-$6,681
Conferences and Meetings-$-1,100-$-1,100
Total Functional Expenses$0$656,704$0$656,704
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$6,149,962
All Other Shares$3,709,353
Share Drafts$2,313,463
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is owned by the members.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”

Form 990, Page 6, Part VI, Line 7B

“Some decisions made by the board of directors are affirmed by the members.”

Form 990, Page 6, Part VI, Line 11B

“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”

Form 990, Page 6, Part VI, Line 12C

“The board of directors monitor and enforce the conflict of interest policy.”

Form 990, Page 6, Part VI, Line 19

“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”

Filing and Contact Details

Filer

Filer Name
Gateway Credit Union
EIN
62-0631391
Phone
9315518271
Address
100 OTIS SMITH DRIVE, CLARKSVILLE, TN 37043

Signing Officer

Name
Annette Passe
Title
CEO
Phone
9315518271
Signed
2022-04-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Annette Passe
Formed
1959
Legal Domicile
Tn
Voting Board Members
7
Independent Board Members
7
Employees
8
Volunteers
8

Preparer

Firm
Cu Audit & Compliance Group
Address
3692 COOLIDGE CT, TALLAHASSEE, FL 32311-7890
Preparer
Amanda Onkst
Phone
2054372176
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Hours of service are related to duties of the board of directors and supervisory committee without compensation.”

Form 990, Page 5, Part V, Line 3B

“The credit union had no unrelated business income.”

Form 990, Part XI, Line 9

“DUE TO ROUNDING 0”

Form 990, Part XII

“Annual agreed upon procedures are performed by an independent auditor.”

Raw XML Appendix366 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0-201423
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IRS990/ActivityOrMissionDesc0CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS.
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt06681
IRS990/AllOtherExpensesGrp/TotalAmt06681
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IRS990/BooksInCareOfDetail/PhoneNum09315518271
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0100 OTIS SMITH DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0CLARKSVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0370438939
IRS990/BusinessRlnWith35CtrlEntInd0false
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IRS990/ConferencesMeetingsGrp/TotalAmt0-1100
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IRS990/ConservationEasementsInd0false
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IRS990/CreditCounselingInd0false
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IRS990/CYTotalRevenueAmt0684852
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IRS990/DeductibleNonCashContriInd0false
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IRS990/DescribedInSection501c3Ind0false
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IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt08
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt0647778
IRS990/FamilyOrBusinessRlnInd0false
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
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IRS990/Form990PartVIISectionAGrp/OfficerInd2X
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0ANNETTE PASSE
IRS990/Form990PartVIISectionAGrp/PersonNm1JAMES COREY WATTS
IRS990/Form990PartVIISectionAGrp/PersonNm2SANDRA WALLACE
IRS990/Form990PartVIISectionAGrp/PersonNm3DUSTYN BREWER
IRS990/Form990PartVIISectionAGrp/PersonNm4DEANNA AKIN
IRS990/Form990PartVIISectionAGrp/PersonNm5MICHAEL LONG
IRS990/Form990PartVIISectionAGrp/PersonNm6MICHAEL WHITE
IRS990/Form990PartVIISectionAGrp/PersonNm7KAYLA EATON
IRS990/Form990PartVIISectionAGrp/PersonNm8BARBARA HALL
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD CHAIRM
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD SECRET
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD VICE C
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD TREASU
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEM/SC
IRS990/Form990PartVIISectionAGrp/TitleTxt8SUPERVISORY
IRS990/Form990ProvidedToGvrnBodyInd0false
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IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
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IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0684852
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
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IRS990/InterestGrp/TotalAmt08926
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IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03405
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt085603
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt085603
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
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IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
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IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
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IRS990/NetAssetsOrFundBalancesEOYAmt0979050
IRS990/NondeductibleContributionsInd0false
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IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
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IRS990/OtherExpensesGrp/Desc0PROF & OUTSIDE SERVICES
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING EXP
IRS990/OtherExpensesGrp/Desc2MISC OPERATING EXP
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSSES
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IRS990/PartialLiquidationInd0false
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IRS990/PrincipalOfficerNm0ANNETTE PASSE
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
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IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
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IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0340993
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IRS990/SavingsAndTempCashInvstGrp/BOYAmt0498000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02246000
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0465730
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0198829
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0664559
IRS990ScheduleD/EquipmentGrp/BookValueAmt025642
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0302214
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0327856
IRS990ScheduleD/LandGrp/BookValueAmt0410000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0410000
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt06149962
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt13709353
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt22313463
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ALL OTHER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE DRAFTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0901372
IRS990ScheduleD/TotalLiabilityAmt012172778
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS AND SUPERVISORY COMMITTEE WITHOUT COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION HAD NO UNRELATED BUSINESS INCOME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION IS OWNED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8DUE TO ROUNDING 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART XII
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IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt012043351
IRS990/TotalAssetsEOYAmt013204732
IRS990/TotalAssetsGrp/BOYAmt012043351
IRS990/TotalAssetsGrp/EOYAmt013204732
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IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0656704
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0656704
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt011092449
IRS990/TotalLiabilitiesEOYAmt012225682
IRS990/TotalLiabilitiesGrp/BOYAmt011092449
IRS990/TotalLiabilitiesGrp/EOYAmt012225682
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0950902
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0979050
IRS990/TotalOtherCompensationAmt02361
IRS990/TotalProgramServiceExpensesAmt0656704
IRS990/TotalProgramServiceRevenueAmt0657261
IRS990/TotalReportableCompFromOrgAmt064700
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0684852
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0684852
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt012043351
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt013204732
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0100 OTIS SMITH DRIVE
IRS990/USAddress/CityNm0CLARKSVILLE
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd0370438939
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.GATEWAYCREDITUNION.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ANNETTE PASSE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09315518271
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-04-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GATEWAY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0GATE
ReturnHeader/Filer/EIN0620631391
ReturnHeader/Filer/PhoneNum09315518271
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ReturnHeader/Filer/USAddress/ZIPCd037043
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CU AUDIT & COMPLIANCE GROUP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03692 COOLIDGE CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TALLAHASSEE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0323117890
ReturnHeader/PreparerPersonGrp/PhoneNum02054372176
ReturnHeader/PreparerPersonGrp/PreparationDt02022-04-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0AMANDA ONKST
ReturnHeader/ReturnTs02022-04-15T08:23:08-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0ANNETTE
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0ELLIOTT
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

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Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$13,204,732
Liabilities
$12,225,682
Net assets
$979,050
Revenue
$684,852
Expenses
$656,704
Net income
$28,148
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$15.7$14.3$1.33$1.05$1.24$0.19
2024Detailed filing. Detailed filing data is available for this year.$14.6$13.0$1.52$1.00$0.90$0.10
2023Detailed filing. Detailed filing data is available for this year.$13.6$12.6$1.05$0.86$0.84$0.02
2022Detailed filing. Detailed filing data is available for this year.$13.5$12.4$1.06$0.73$0.65$0.08
2021Detailed filing. Detailed filing data is available for this year.$13.2$12.2$0.98$0.68$0.66$0.03
2020Detailed filing. Detailed filing data is available for this year.$12.0$11.1$0.95$0.73$0.69$0.04
2019Detailed filing. Detailed filing data is available for this year.$11.7$10.8$0.91$0.72$0.68$0.05
2018Detailed filing. Detailed filing data is available for this year.$11.1$10.2$0.86$0.71$0.65$0.07
2017Detailed filing. Detailed filing data is available for this year.$11.1$10.3$0.79$0.66$0.62$0.04
2016Detailed filing. Detailed filing data is available for this year.$11.3$10.6$0.76$0.68$0.63$0.05
2015Summary only. Only limited summary data is available for this year.$11.4$10.7$0.71$0.72$0.68$0.05