Civic Intelligence

Cedar Creek Yacht Club Inc

EIN 62-0571859 • 501(c)7 • Mount Juliet, TN

Profile

Provide for pleasure, recreation and society of its members, who will use its facilities to access and enjoy old hickory lake and the shoreline for boating, social and recreation activites in a collegial family environment

3581 Benders Ferry RoadMount Juliet, TN 37122

cedar creek yacht club

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

5th percentile

0.01x

Higher debt load relative to assets than 5% of similar nonprofits.

501(c)7 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

6th percentile

0.02x

Higher debt load relative to revenue than 6% of similar nonprofits.

501(c)7 • $5M-$10M nonprofits • Source year 2024

Net Margin

65th percentile

8.9%

Higher net margin than 65% of similar nonprofits.

501(c)7 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • $5M-$10M nonprofits • Source year 2024

Asset Growth

48th percentile

1.8%

Faster asset growth than 48% of similar nonprofits.

501(c)7 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

7th percentile

-14%

Faster revenue growth than 7% of similar nonprofits.

501(c)7 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Up

$6,589,168

Up $116,192 (+1.8%) from 2023

Liabilities

Down

$36,352

Down $18,632 (-34%) from 2023

Net Assets

Up

$6,552,816

Up $134,824 (+2.1%) from 2023

Revenue

Down

$1,516,829

Down $242,921 (-14%) from 2023

Expenses

Down

$1,381,715

Down $423,180 (-23%) from 2023

Net Income

Up

$135,114

Up $180,259 (+399%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2011: $3,406,160Liabilities 2011: $4,566Net Assets 2011: $3,401,5942011Assets 2012: $3,750,285Liabilities 2012: $18,418Net Assets 2012: $3,731,8672012Assets 2013: $4,148,625Liabilities 2013: $82,599Net Assets 2013: $4,066,0262013Assets 2014: $4,450,007Liabilities 2014: $41,009Net Assets 2014: $4,408,9982014Assets 2015: $4,905,842Liabilities 2015: $40,901Net Assets 2015: $4,864,9412015Assets 2016: $5,209,047Liabilities 2016: $142,979Net Assets 2016: $5,066,0682016Assets 2017: $5,174,337Liabilities 2017: $71,170Net Assets 2017: $5,103,1672017Assets 2018: $5,295,269Liabilities 2018: $68,827Net Assets 2018: $5,226,4422018Assets 2019: $5,349,861Liabilities 2019: $91,915Net Assets 2019: $5,257,9462019Assets 2020: $5,465,434Liabilities 2020: $323,001Net Assets 2020: $5,142,4332020Assets 2021: $6,751,072Liabilities 2021: $288,210Net Assets 2021: $6,462,8622021Assets 2022: $6,564,886Liabilities 2022: $203,237Net Assets 2022: $6,361,6492022Assets 2023: $6,472,976Liabilities 2023: $54,984Net Assets 2023: $6,417,9922023Assets 2024: $6,589,168Liabilities 2024: $36,352Net Assets 2024: $6,552,8162024

Highlighted filing

2024

Assets$6,589,168
Liabilities$36,352
Net Assets$6,552,816

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.0M$0-$1.0MRevenue 2011: $1,079,661Expenses 2011: $970,093Net Income 2011: $109,5682011Revenue 2012: $1,375,821Expenses 2012: $1,045,549Net Income 2012: $330,2722012Revenue 2013: $1,309,133Expenses 2013: $974,974Net Income 2013: $334,1592013Revenue 2014: $1,437,367Expenses 2014: $1,094,395Net Income 2014: $342,9722014Revenue 2015: $1,454,443Expenses 2015: $998,500Net Income 2015: $455,9432015Revenue 2016: $1,335,624Expenses 2016: $1,134,497Net Income 2016: $201,1272016Revenue 2017: $1,015,093Expenses 2017: $990,211Net Income 2017: $24,8822017Revenue 2018: $975,956Expenses 2018: $852,681Net Income 2018: $123,2752018Revenue 2019: $928,758Expenses 2019: $805,137Net Income 2019: $123,6212019Revenue 2020: $1,466,060Expenses 2020: $1,841,819Net Income 2020: -$375,7592020Revenue 2021: $1,375,324Expenses 2021: $1,100,921Net Income 2021: $274,4032021Revenue 2022: $1,263,633Expenses 2022: $1,359,451Net Income 2022: -$95,8182022Revenue 2023: $1,759,750Expenses 2023: $1,804,895Net Income 2023: -$45,1452023Revenue 2024: $1,516,829Expenses 2024: $1,381,715Net Income 2024: $135,1142024

Highlighted filing

2024

Revenue$1,516,829
Expenses$1,381,715
Net Income$135,114

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$6.59$0.04$6.55$1.52$1.38$0.14
2023Detailed filing. Detailed filing data is available for this year.$6.47$0.05$6.42$1.76$1.80$0.05
2022Detailed filing. Detailed filing data is available for this year.$6.56$0.20$6.36$1.26$1.36$0.10
2021Detailed filing. Detailed filing data is available for this year.$6.75$0.29$6.46$1.38$1.10$0.27
2020Detailed filing. Detailed filing data is available for this year.$5.47$0.32$5.14$1.47$1.84$0.38
2019Summary only. Only limited summary data is available for this year.$5.35$0.09$5.26$0.93$0.81$0.12
2018Summary only. Only limited summary data is available for this year.$5.30$0.07$5.23$0.98$0.85$0.12
2017Summary only. Only limited summary data is available for this year.$5.17$0.07$5.10$1.02$0.99$0.02
2016Summary only. Only limited summary data is available for this year.$5.21$0.14$5.07$1.34$1.13$0.20
2015Summary only. Only limited summary data is available for this year.$4.91$0.04$4.86$1.45$1.00$0.46
2014Summary only. Only limited summary data is available for this year.$4.45$0.04$4.41$1.44$1.09$0.34
2013Summary only. Only limited summary data is available for this year.$4.15$0.08$4.07$1.31$0.97$0.33
2012Summary only. Only limited summary data is available for this year.$3.75$0.02$3.73$1.38$1.05$0.33
2011Summary only. Only limited summary data is available for this year.$3.41$0.00$3.40$1.08$0.97$0.11
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 26, 2025
Return Version
2024v5.2
Gross Receipts
$1,517,984
Mission and Program Overview

Mission

Provide for pleasure, recreation and society of its members, who will use its facilities to access and enjoy old hickory lake and the shoreline for boating, social and recreation activites in a collegial family environment

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$6,164,681$6,299,505▲ $134,824
Land, Buildings, and Equipment, Net$5,393,705$5,393,705→ $0
Investments in Publicly Traded Securities$385,801$465,326▲ $79,525
Cash and Non-Interest-Bearing Accounts$287,174$264,922▼ $22,252
Pd in Cap Srpls Land Bldg Eqp Fund$253,311$253,311→ $0
Savings and Temporary Cash Investments$182,468$241,957▲ $59,489
Accounts Receivable$171,420$169,665▼ $1,755
Inventories for Sale or Use$52,408$53,593▲ $1,185
Total Assets$6,472,976$6,589,168▲ $116,192
Liabilities
Accounts Payable and Accrued Expenses$54,984$36,352▼ $18,632
Deferred Revenue$0--
Total Liabilities$54,984$36,352▼ $18,632
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,417,992$6,552,816▲ $134,824
Total Liabilities and Net Assets / Fund Balance$6,472,976$6,589,168▲ $116,192

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,567,241-$0
Other Land Buildings$18,891-$0
Land$202,486-$0
Equipment$605,087-$0
Compensation and Service Providers

Board Members and Trustees

NameTitle
Chuck PruettBoard Member
Jim JacksonBoard Member
John T JohnsonBoard Member
Ray WatersBoard Member
Steve BarrickmanBoard Member
Steve VaughnBoard Member
Mike BaileyCommodore
Edie OathoutSecretary
Mark HuffmanTreasurer
Kenny ParkerVice Commodore
Revenue and Support

Revenue Composition

Contributions and Grants
$753,944
Program Service Revenue
$751,939
Investment Income
$10,946
Other Revenue
$0
Change in Net Assets
$135,114
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,167,308
Salaries, Compensation, and Employee Benefits$214,407
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$1,107,005$15,785$0$1,122,790
Comp Disqual Persons$198,988$0$0$198,988
Payroll Taxes$15,419$0$0$15,419
Fees for Services Accounting$8,752$0$0$8,752
Fees for Services Legal$5,683$0$0$5,683
Other Expenses$600$0$0$600
Total Functional Expenses$1,365,930$15,785$0$1,381,715
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Cedar Creek Yacht Club Inc
EIN
62-0571859
Phone
6157585209
Address
3581 BENDERS FERRY ROAD, MOUNT JULIET, TN 37122

Signing Officer

Name
Anthony Spair
Title
General Manager
Phone
6157585209
Signed
2025-09-26
Discuss with paid preparer
Yes

Organization Details

Formed
1953
Legal Domicile
Tn
Voting Board Members
216
Independent Board Members
216
Employees
59
Volunteers
291

Preparer

Firm
Bill Easley and Associates
Address
2744 N Mount Juliet Rd, Mount Juliet, TN 37122
Preparer
William S Easley II
Phone
6157582451
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

Attached are ccyc inc constitution and bylaws, charter and rules & regulations

Pt VI, Line 12C

Attached are ccyc inc constitution and bylaws, charter and rules and regulations

Pt VI, Line 12C

The board members and other interested parties have the opportunity to view the yearly for 990s any time they desire at ccyc offices located at 3851 benders ferry rd mt. Juliet tn. The organization makes it governing documents, conflict of interest policy

Pt VI, Line 19

Office located at 3581 benders ferry rd, mt juliet tn 37122

Pt VI, Line 6

General rules and regulations and charter

Pt VI, Line 7A

Attached are ccyc constitution, bylaws, general rules and regulations and charter

Form 990, Part IX, Line 24E

Telephone 9750. 0. 9750. 0.

Form 990, Part IX, Line 24E

Board expenses 3055. 0. 3055.

Form 990, Part IX, Line 24E

Special events expenses 56238. 56238. 0. 0.

Form 990, Part IX, Line 24E

HRA FEES 720. 0. 720. 0.

Form 990, Part IX, Line 24E

Insurance - workers comp 2260. 0. 2260. 0.

Form 990, Part IX, Line 24E

Federal taxes 15986. 15986. 0. 0.

Form 990, Part IX, Line 24E

Ira contributions 2680. 2680. 0. 0.

Form 990, Part IX, Line 24E

Property insurance 77664. 77664. 0. 0.

Form 990, Part IX, Line 24E

Dues/subscriptions 1000. 1000. 0. 0.

Form 990, Part IX, Line 24E

Supplies office 3687. 3687. 0. 0.

Form 990, Part IX, Line 24E

Business taxes 3840. 3840. 0. 0.

Form 990, Part IX, Line 24E

Postage 1969. 1969. 0. 0.

Form 990, Part IX, Line 24E

Property taxes 39414. 39414. 0. 0.

Form 990, Part IX, Line 24E

Computer expense 12719. 12719. 0. 0.

Form 990, Part IX, Line 24E

Cater - food/beverage 243486. 243486. 0. 0.

Form 990, Part IX, Line 24E

Club house expenses 98983. 98983. 0. 0.

Form 990, Part IX, Line 24E

Pool/grounds 300120. 300120. 0. 0.

Form 990, Part IX, Line 24E

Disability insurance 466. 466. 0. 0.

Form 990, Part IX, Line 24E

Employee health ins 25282. 25282. 0. 0.

Form 990, Part IX, Line 24E

Capital projects 183267. 183267. 0. 0.

Form 990, Part IX, Line 24E

MARINE OPERATIONS

Form 990, Part IX, Line 24E

Employee dental 1870. 1870. 0. 0.

Form 990, Part IX, Line 24E

Employee life ins 81. 81. 0. 0.

Form 990, Part IX, Line 24E

REPAIRS/MAINTANENCE 292.

Form 990, Part IX, Line 24E

Coe lease 29600. 29600. 0. 0.

Form 990, Part IX, Line 24E

Printing 8226. 8226. 0. 0.

Form 990, Part IX, Line 24E

MISC 427. 427. 0. 0.

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IRS990/MissionDesc0PROVIDE FOR PLEASURE, RECREATION AND SOCIETY OF ITS MEMBERS, WHO WILL USE ITS FACILITIES TO ACCESS AND ENJOY OLD HICKORY LAKE AND THE SHORELINE FOR BOATING, SOCIAL AND RECREATION ACTIVITES IN A COLLEGIAL FAMILY ENVIRONMENT
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ATTACHED ARE CCYC INC CONSTITUTION AND BYLAWS, CHARTER AND RULES & REGULATIONS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ATTACHED ARE CCYC INC CONSTITUTION AND BYLAWS, CHARTER AND RULES AND REGULATIONS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD MEMBERS AND OTHER INTERESTED PARTIES HAVE THE OPPORTUNITY TO VIEW THE YEARLY FOR 990S ANY TIME THEY DESIRE AT CCYC OFFICES LOCATED AT 3851 BENDERS FERRY RD MT. JULIET TN. THE ORGANIZATION MAKES IT GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OFFICE LOCATED AT 3581 BENDERS FERRY RD, MT JULIET TN 37122
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4GENERAL RULES AND REGULATIONS AND CHARTER
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ATTACHED ARE CCYC CONSTITUTION, BYLAWS, GENERAL RULES AND REGULATIONS AND CHARTER
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6TELEPHONE 9750. 0. 9750. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7BOARD EXPENSES 3055. 0. 3055.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8SPECIAL EVENTS EXPENSES 56238. 56238. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9HRA FEES 720. 0. 720. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10INSURANCE - WORKERS COMP 2260. 0. 2260. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11FEDERAL TAXES 15986. 15986. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12IRA CONTRIBUTIONS 2680. 2680. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13PROPERTY INSURANCE 77664. 77664. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14DUES/SUBSCRIPTIONS 1000. 1000. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15SUPPLIES OFFICE 3687. 3687. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16BUSINESS TAXES 3840. 3840. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17POSTAGE 1969. 1969. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18PROPERTY TAXES 39414. 39414. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19COMPUTER EXPENSE 12719. 12719. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt20CATER - FOOD/BEVERAGE 243486. 243486. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt21CLUB HOUSE EXPENSES 98983. 98983. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt22POOL/GROUNDS 300120. 300120. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt23DISABILITY INSURANCE 466. 466. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt24EMPLOYEE HEALTH INS 25282. 25282. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt25CAPITAL PROJECTS 183267. 183267. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt26MARINE OPERATIONS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt27EMPLOYEE DENTAL 1870. 1870. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt28EMPLOYEE LIFE INS 81. 81. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt29REPAIRS/MAINTANENCE 292.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt30COE LEASE 29600. 29600. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt31PRINTING 8226. 8226. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt32MISC 427. 427. 0. 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc20Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc21Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc22Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc23Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc24Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc25Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc26Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc27Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc28Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc29Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc30Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc31Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc32Form 990, Part IX, Line 24e
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