Civic Intelligence

Elevator Credit Union

990 • Fiscal year 2016 • EIN 62-0514070

Jan 01, 2016 to Dec 31, 2016 • Filed on Mar 27, 2017

Organization Profile

View Organization Page

8279 Frontage RdOlive Branch, MS 38654

(662) 895-2964

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

42nd percentile

0.85x

Higher debt load relative to assets than 42% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

70th percentile

24.34x

Higher debt load relative to revenue than 70% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Net Margin

88th percentile

18%

Higher net margin than 88% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

35th percentile

$61,738

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 12.2% of source-year revenue.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2016

Asset Growth

81st percentile

5.9%

Faster asset growth than 81% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

96th percentile

16%

Faster revenue growth than 96% of similar nonprofits.

2016 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets42nd percentile

Assets

Up

$14,463,921

Up $812,087 (+5.9%) from 2015

Net Assets

Up

$2,171,410

Up $93,123 (+4.5%) from 2015

Liabilities

Up

$12,292,511

Up $718,964 (+6.2%) from 2015

Revenue And Expenses
Liabilities / Revenue70th percentileNet Margin88th percentile

Revenue

Up

$505,046

Up $71,506 (+16%) from 2015

Expenses

Up

$411,923

Up $76,988 (+23%) from 2015

Net Income

Down

$93,123

Down $5,482 (-5.6%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth81st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $11,129,687Liabilities 2010: $9,441,578Net Assets 2010: $1,688,1092010Assets 2011: $11,558,913Liabilities 2011: $9,796,534Net Assets 2011: $1,762,3792011Assets 2012: $12,011,165Liabilities 2012: $10,154,288Net Assets 2012: $1,856,8772012Assets 2013: $12,279,452Liabilities 2013: $10,368,599Net Assets 2013: $1,910,8532013Assets 2014: $12,801,986Liabilities 2014: $10,822,304Net Assets 2014: $1,979,6822014Assets 2015: $13,651,834Liabilities 2015: $11,573,547Net Assets 2015: $2,078,2872015Assets 2016: $14,463,921Liabilities 2016: $12,292,511Net Assets 2016: $2,171,4102016

Highlighted filing

2016

Assets$14,463,921
Liabilities$12,292,511
Net Assets$2,171,410
Open 2016 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0Expenses 2010: $448,0872010Expenses 2011: $257,7762011Expenses 2012: $224,8222012Revenue 2013: $322,472Expenses 2013: $268,496Net Income 2013: $53,9762013Revenue 2014: $353,448Expenses 2014: $284,619Net Income 2014: $68,8292014Revenue 2015: $433,540Expenses 2015: $334,935Net Income 2015: $98,6052015Revenue 2016: $505,046Expenses 2016: $411,923Net Income 2016: $93,1232016

Highlighted filing

2016

Revenue$505,046
Expenses$411,923
Net Income$93,123
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Mar 27, 2017
Return Version
2016v3.0
Gross Receipts
$505,046
Mission and Program Overview

Mission

N/A This credit union is a member-owned not-for-profit organization.

This credit union is a member-owned not for profit financial cooperative

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$9,635,223$9,150,502▼ $484,721
Accounts Receivable$3,386,359$4,932,224▲ $1,545,865
Rtn Earn Endowment Incm Other Fnds$2,014,378$2,107,501▲ $93,123
Cash and Non-Interest-Bearing Accounts$436,733$196,481▼ $240,252
Cap Stk Tr Prin Current Funds$63,909$63,909→ $0
Other Notes and Loans Receivable, Net$39,906--
Prepaid Expenses and Deferred Charges$27,070$20,555▼ $6,515
Land, Buildings, and Equipment, Net$18,447$12,478▼ $5,969
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Inventories for Sale or Use$0--
Loans From Officers Directors$0--
Total Assets$13,651,834$14,463,921▲ $812,087
Other Assets Total$108,096$151,681▲ $43,585
Liabilities
Other Liabilities$11,556,824$12,281,663▲ $724,839
Accounts Payable and Accrued Expenses$16,723$10,848▼ $5,875
Grants Payable$0--
Mortgage Notes Payable Secured by Investment Property$0--
Unsecured Notes Loans Payable$0--
Deferred Revenue$0--
Escrow Account Liability$0--
Tax Exempt Bond Liabilities$0--
Total Liabilities$11,573,547$12,292,511▲ $718,964
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,078,287$2,171,410▲ $93,123
Total Liabilities and Net Assets / Fund Balance$13,651,834$14,463,921▲ $812,087

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$0-$0
Equipment$12,478$88,573$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay35th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Pam CollierOffice ManagerFT$61,738$61,738
Ray GinnBoard TreasuerPT$5,500$5,500

Board Members and Trustees

NameTitle
Kaleb LordBoard President
Charles Cunning hamBoard Vice President
Jeremy PratherBoard Member-at-Large
Sue PoffBoard Secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$505,046
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$93,123
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$281,233
Salaries, Compensation, and Employee Benefits$130,690
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$83,063
Current Officers, Directors, Trustees, and Key Employees---$67,238
Interest---$56,023
Other Salaries and Wages---$30,938
Occupancy---$24,257
Other Employee Benefits---$15,426
Other Expenses---$14,163
Fees for Services Accounting---$13,325
Pension Plan Contributions---$9,394
Payroll Taxes---$7,694
Travel---$7,054
Depreciation Depletion---$3,131
Advertising---$2,333
Total Functional Expenses$0$0$0$411,923
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0--
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Share Deposits$12,281,663
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Yes, all our members have voting rights as "stockholders"”

Form 990, Part VI, Section A, Line 7A

“Yes, Each member has a voting right as board members are elected at the annual meeting or special called meeting should the need arise.”

Form 990, Part VI, Section A, Line 7B

“yes, the members have the right to nominate and vote on prospective board members at the annual meeting”

Form 990, Part VI, Section B, Line 11B

“Each board member has a copy emailed to them and the Form 990 is also available to them at the organizations office where board meetings are conducted each month.”

Form 990, Part VI, Section C, Line 19

“These documents are on file, and available on request, at its office.”

Filing and Contact Details

Filer

Filer Name
Elevator Credit Union
EIN
62-0514070
Phone
6628952964
Address
8279 Frontage Rd, Olive Branch, MS 38654

Signing Officer

Name
Raymond Ginn
Title
Treasurer
Phone
6628952964
Signed
2017-03-27

Organization Details

Principal Officer
Pam Collier
Formed
1966
Legal Domicile
Ms
Voting Board Members
5
Independent Board Members
5
Employees
3
Volunteers
8
Raw XML Appendix390 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt016723
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt010848
IRS990/AccountsReceivableGrp/BOYAmt03386359
IRS990/AccountsReceivableGrp/EOYAmt04932224
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THIS CREDIT UNION IS A MEMBER-OWNED NOT FOR PROFIT FINANCIAL COOPERATIVE
IRS990/AdvertisingGrp/TotalAmt02333
IRS990/AnnualDisclosureCoveredPrsnInd00
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Pam Collier
IRS990/BooksInCareOfDetail/PhoneNum06628952964
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt08279 Frontage Rd
IRS990/BooksInCareOfDetail/USAddress/CityNm0Olive Branch
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MS
IRS990/BooksInCareOfDetail/USAddress/ZIPCd038654
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt063909
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt063909
IRS990/CashNonInterestBearingGrp/BOYAmt0436733
IRS990/CashNonInterestBearingGrp/EOYAmt0196481
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt067238
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0281233
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0505046
IRS990/CYRevenuesLessExpensesAmt093123
IRS990/CYSalariesCompEmpBnftPaidAmt0130690
IRS990/CYTotalExpensesAmt0411923
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0505046
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt03131
IRS990/Desc0N/A
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EscrowAccountLiabilityGrp/BOYAmt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt013325
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt08
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt36
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt540
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0Ray Ginn
IRS990/Form990PartVIISectionAGrp/PersonNm1Charles Cunning ham
IRS990/Form990PartVIISectionAGrp/PersonNm2Jeremy Prather
IRS990/Form990PartVIISectionAGrp/PersonNm3Sue Poff
IRS990/Form990PartVIISectionAGrp/PersonNm4Kaleb Lord
IRS990/Form990PartVIISectionAGrp/PersonNm5Pam Collier
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt05500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt561738
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Treasuer
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member-at-Large
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board President
IRS990/Form990PartVIISectionAGrp/TitleTxt5Office Manager
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01966
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0505046
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt00
IRS990/InterestGrp/TotalAmt056023
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt03
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt088573
IRS990/LandBldgEquipBasisNetGrp/BOYAmt018447
IRS990/LandBldgEquipBasisNetGrp/EOYAmt012478
IRS990/LandBldgEquipCostOrOtherBssAmt0101051
IRS990/LegalDomicileStateCd0MS
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0N/A This credit union is a member-owned not-for-profit organization.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt02078287
IRS990/NetAssetsOrFundBalancesEOYAmt02171410
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt024257
IRS990/OfficeExpensesGrp/TotalAmt083063
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0108096
IRS990/OtherAssetsTotalGrp/EOYAmt0151681
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt015426
IRS990/OtherExpensesGrp/Desc0Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc1MSCUA Dues
IRS990/OtherExpensesGrp/Desc2Ms Dept of Banking Examination
IRS990/OtherExpensesGrp/Desc3Misc operating expense
IRS990/OtherExpensesGrp/TotalAmt068900
IRS990/OtherExpensesGrp/TotalAmt16854
IRS990/OtherExpensesGrp/TotalAmt22130
IRS990/OtherExpensesGrp/TotalAmt314163
IRS990/OtherLiabilitiesGrp/BOYAmt011556824
IRS990/OtherLiabilitiesGrp/EOYAmt012281663
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt030938
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt039906
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt07694
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt09394
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt027070
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt020555
IRS990/PrincipalOfficerNm0Pam Collier
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/BusinessCd3522130
IRS990/ProgramServiceRevenueGrp/Desc0Income from Loans
IRS990/ProgramServiceRevenueGrp/Desc1Income from Investments
IRS990/ProgramServiceRevenueGrp/Desc2Fees and Charges
IRS990/ProgramServiceRevenueGrp/Desc3Misc Operating Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/ExclusionAmt20
IRS990/ProgramServiceRevenueGrp/ExclusionAmt30
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0295624
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1158366
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt239497
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt311559
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0295624
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1158366
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt239497
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt311559
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt30
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0163227
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0214858
IRS990/PYOtherRevenueAmt08536
IRS990/PYProgramServiceRevenueAmt0261777
IRS990/PYRevenuesLessExpensesAmt098605
IRS990/PYSalariesCompEmpBnftPaidAmt0120077
IRS990/PYTotalExpensesAmt0334935
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0433540
IRS990/ReconcilationRevenueExpnssAmt093123
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02014378
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02107501
IRS990/SavingsAndTempCashInvstGrp/BOYAmt09635223
IRS990/SavingsAndTempCashInvstGrp/EOYAmt09150502
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt012478
IRS990ScheduleD/EquipmentGrp/DepreciationAmt088573
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0101051
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt012281663
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Members Share Deposits
IRS990ScheduleD/TotalBookValueLandBuildingsAmt012478
IRS990ScheduleD/TotalLiabilityAmt012281663
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Yes, all our members have voting rights as "stockholders"
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Yes, Each member has a voting right as board members are elected at the annual meeting or special called meeting should the need arise.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2yes, the members have the right to nominate and vote on prospective board members at the annual meeting
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Each board member has a copy emailed to them and the Form 990 is also available to them at the organizations office where board meetings are conducted each month.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4These documents are on file, and available on request, at its office.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondLiabilitiesGrp/BOYAmt00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt013651834
IRS990/TotalAssetsEOYAmt014463921
IRS990/TotalAssetsGrp/BOYAmt013651834
IRS990/TotalAssetsGrp/EOYAmt014463921
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0411923
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt011573547
IRS990/TotalLiabilitiesEOYAmt012292511
IRS990/TotalLiabilitiesGrp/BOYAmt011573547
IRS990/TotalLiabilitiesGrp/EOYAmt012292511
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02078287
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02171410
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalOthProgramServiceRevGrp/ExclusionAmt00
IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt00
IRS990/TotalOthProgramServiceRevGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt0505046
IRS990/TotalReportableCompFromOrgAmt067238
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0505046
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0505046
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt013651834
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt014463921
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt07054
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt08279 Frontage Rd
IRS990/USAddress/CityNm0Olive Branch
IRS990/USAddress/StateAbbreviationCd0MS
IRS990/USAddress/ZIPCd038654
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Raymond Ginn
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum06628952964
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-03-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ELEVATOR CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0ELEV
ReturnHeader/Filer/EIN0620514070
ReturnHeader/Filer/PhoneNum06628952964
ReturnHeader/Filer/USAddress/AddressLine1Txt08279 Frontage Rd
ReturnHeader/Filer/USAddress/CityNm0Olive Branch
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MS
ReturnHeader/Filer/USAddress/ZIPCd038654
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0174.32.160.1
ReturnHeader/ReturnTs02017-03-27T13:40:17-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$14,463,921
Liabilities
$12,292,511
Net assets
$2,171,410
Revenue
$505,046
Expenses
$411,923
Net income
$93,123
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016Detailed filing. Detailed filing data is available for this year.$14.5$12.3$2.17$0.51$0.41$0.09
2015Detailed filing. Detailed filing data is available for this year.$13.7$11.6$2.08$0.43$0.33$0.10
2014Detailed filing. Detailed filing data is available for this year.$12.8$10.8$1.98$0.35$0.28$0.07
2013Detailed filing. Detailed filing data is available for this year.$12.3$10.4$1.91$0.32$0.27$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.0$10.2$1.86$0.22
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.6$9.80$1.76$0.26
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$11.1$9.44$1.69$0.45