Civic Intelligence

Northside Neighborhood House

EIN 62-0481801 • 501(c)3 • Chattanooga, TN

View Organization Page

Profile

To promote the independence of residents north of the river by providing a hand up through education and assistance

PO Box 4086Chattanooga, TN 37405

www.nnhouse.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

61st percentile

0.14x

Higher debt load relative to assets than 61% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

60th percentile

0.13x

Higher debt load relative to revenue than 60% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

56th percentile

7.4%

Higher net margin than 56% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

70th percentile

$107,949

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 2.7% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

74th percentile

15%

Faster asset growth than 74% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

31st percentile

-3.5%

Faster revenue growth than 31% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets61st percentile

Assets

Up

$3,822,571

Up $491,935 (+15%) from 2024

Liabilities

Up

$528,980

Up $101,721 (+24%) from 2024

Net Assets

Up

$3,293,591

Up $390,214 (+13%) from 2024

Operations
Liabilities / Revenue60th percentileNet Margin56th percentile

Revenue

Down

$3,955,456

Down $144,181 (-3.5%) from 2024

Expenses

Down

$3,662,288

Down $51,367 (-1.4%) from 2024

Net Income

Down

$293,168

Down $92,814 (-24%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth74th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $566,714Liabilities 2011: $6,435Net Assets 2011: $560,2792011Assets 2012: $665,757Liabilities 2012: $6,616Net Assets 2012: $659,1412012Assets 2013: $769,454Liabilities 2013: $8,403Net Assets 2013: $761,0512013Assets 2014: $865,031Liabilities 2014: $6,238Net Assets 2014: $858,7932014Assets 2015: $916,435Liabilities 2015: $18,687Net Assets 2015: $897,7482015Assets 2016: $988,892Liabilities 2016: $15,859Net Assets 2016: $973,0332016Assets 2017: $1,178,862Liabilities 2017: $21,844Net Assets 2017: $1,157,0182017Assets 2018: $1,146,971Liabilities 2018: $26,163Net Assets 2018: $1,120,8082018Assets 2019: $1,364,296Liabilities 2019: $39,989Net Assets 2019: $1,324,3072019Assets 2020: $1,460,565Liabilities 2020: $242,391Net Assets 2020: $1,218,1742020Assets 2021: $1,942,877Liabilities 2021: $233,387Net Assets 2021: $1,709,4902021Assets 2022: $2,212,251Liabilities 2022: $61,204Net Assets 2022: $2,151,0472022Assets 2023: $2,998,816Liabilities 2023: $601,634Net Assets 2023: $2,397,1822023Assets 2024: $3,330,636Liabilities 2024: $427,259Net Assets 2024: $2,903,3772024Assets 2025: $3,822,571Liabilities 2025: $528,980Net Assets 2025: $3,293,5912025

Highlighted filing

2025

Assets$3,822,571
Liabilities$528,980
Net Assets$3,293,591
Open 2025 Filing

Operations Trend

Revenue Growth31st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $709,273Expenses 2011: $685,934Net Income 2011: $23,3392011Revenue 2012: $873,079Expenses 2012: $779,978Net Income 2012: $93,1012012Revenue 2013: $957,346Expenses 2013: $869,375Net Income 2013: $87,9712013Revenue 2014: $1,143,472Expenses 2014: $1,049,139Net Income 2014: $94,3332014Revenue 2015: $1,154,042Expenses 2015: $1,113,480Net Income 2015: $40,5622015Revenue 2016: $1,411,816Expenses 2016: $1,343,808Net Income 2016: $68,0082016Revenue 2017: $1,626,656Expenses 2017: $1,448,409Net Income 2017: $178,2472017Revenue 2018: $1,557,694Expenses 2018: $1,560,621Net Income 2018: -$2,9272018Revenue 2019: $1,912,561Expenses 2019: $1,758,143Net Income 2019: $154,4182019Revenue 2020: $897,449Expenses 2020: $968,444Net Income 2020: -$70,9952020Revenue 2021: $2,603,576Expenses 2021: $2,252,606Net Income 2021: $350,9702021Revenue 2022: $3,023,314Expenses 2022: $2,366,978Net Income 2022: $656,3362022Revenue 2023: $3,334,296Expenses 2023: $3,212,845Net Income 2023: $121,4512023Revenue 2024: $4,099,637Expenses 2024: $3,713,655Net Income 2024: $385,9822024Revenue 2025: $3,955,456Expenses 2025: $3,662,288Net Income 2025: $293,1682025

Highlighted filing

2025

Revenue$3,955,456
Expenses$3,662,288
Net Income$293,168
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,822,571
Liabilities
$528,980
Net assets
$3,293,591
Revenue
$3,955,456
Expenses
$3,662,288
Net income
$293,168
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.82$0.53$3.29$3.96$3.66$0.29
2024Detailed filing. Detailed filing data is available for this year.$3.33$0.43$2.90$4.10$3.71$0.39
2023Detailed filing. Detailed filing data is available for this year.$3.00$0.60$2.40$3.33$3.21$0.12
2022Detailed filing. Detailed filing data is available for this year.$2.21$0.06$2.15$3.02$2.37$0.66
2021Detailed filing. Detailed filing data is available for this year.$1.94$0.23$1.71$2.60$2.25$0.35
2020Summary only. Only limited summary data is available for this year.$1.46$0.24$1.22$0.90$0.97$0.07
2019Detailed filing. Detailed filing data is available for this year.$1.36$0.04$1.32$1.91$1.76$0.15
2018Summary only. Only limited summary data is available for this year.$1.15$0.03$1.12$1.56$1.56$0.00
2017Summary only. Only limited summary data is available for this year.$1.18$0.02$1.16$1.63$1.45$0.18
2016Summary only. Only limited summary data is available for this year.$0.99$0.02$0.97$1.41$1.34$0.07
2015Summary only. Only limited summary data is available for this year.$0.92$0.02$0.90$1.15$1.11$0.04
2014Summary only. Only limited summary data is available for this year.$0.87$0.01$0.86$1.14$1.05$0.09
2013Summary only. Only limited summary data is available for this year.$0.77$0.01$0.76$0.96$0.87$0.09
2012Summary only. Only limited summary data is available for this year.$0.67$0.01$0.66$0.87$0.78$0.09
2011Summary only. Only limited summary data is available for this year.$0.57$0.01$0.56$0.71$0.69$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jan 15, 2026
Return Version
2024v5.5
Gross Receipts
$4,038,559
Mission and Program Overview

Mission

To uplift and empower our neighbors north of the river

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$2,096,394$2,664,619▲ $568,225
Land, Buildings, and Equipment, Net$476,133$619,515▲ $143,382
Savings and Temporary Cash Investments$705,613$478,909▼ $226,704
Cash and Non-Interest-Bearing Accounts$52,496$47,028▼ $5,468
Prepaid Expenses and Deferred Charges-$12,500-
Total Assets$3,330,636$3,822,571▲ $491,935
Liabilities
Other Liabilities$295,175$366,113▲ $70,938
Accounts Payable and Accrued Expenses$132,084$162,867▲ $30,783
Total Liabilities$427,259$528,980▲ $101,721
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,327,931$2,787,674▲ $459,743
Net Assets With Donor Restrictions$575,446$505,917▼ $69,529
Total Net Assets Fund Balance$2,903,377$3,293,591▲ $390,214
Total Liabilities and Net Assets / Fund Balance$3,330,636$3,822,571▲ $491,935

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$147,488$623,963$771,451
Other Land Buildings$361,790-$361,790
Equipment$16,556$167,335$183,891
Land$93,681-$93,681

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$2,544,909$490,105▲ $273,556$351,140$2,957,430
2023$2,103,265$328,620▲ $202,513$89,489$2,544,909
2022$1,327,332$454,051▲ $364,562$42,680$2,103,265
2021$1,119,198$390,002▼ $179,979$1,889$1,327,332
2020$614,005$335,241▲ $176,800$6,848$1,119,198
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Rachel GammonCEO (end Sept. 2024)FT$107,949$107,949
Jessica WhatleyCEO (start Sept. 2024)FT$41,755$41,755

Board Members and Trustees

NameTitle
Josh CroppPresident
Katie Warren1st Vice President
Kristin Copeland2nd Vice President
Amy StoneDirector
Angela RipperDirector
Beth HamiltonDirector
Blake FreemanDirector
Brian HemmingerDirector
Chad GoodmanDirector
Chris TopelDirector
Chris WelchDirector
Cynthia ReaganDirector
Emaly McleanDirector
Erin ReeceDirector
Jenny HullanderDirector
Josh HollandDirector
Kadi BrownDirector
Kate TrundleDirector
Keely AndersonDirector
Melissa GrahamDirector
Monica GriffinDirector
Paul ThomasDirector
Songkhla VenzaDirector
Tiffany ColemanDirector
Victoria LoveDirector
Yvette StewartDirector
Marcus Cade-johnsonAssistant Treasurer
Sandy ZabelRecording Secretary
Rhonda RigsbyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,844,063
Program Service Revenue
$1,967,813
Investment Income
$179,422
Other Revenue
$-35,842
All Other Contributions
$923,042
Change in Net Assets
$293,168

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Securities Publicly Traded2$42,044Market Value
Total Noncash Contributions2$42,044-

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,038,559
Revenue Not Reported on Financial Statements
$-83,103
Revenue Not Reported on Form 990
$97,046
Other Revenue Adjustments
$-83,103
Total Revenue per Audited Statements
$4,135,605
Total Revenue per Form 990
$3,955,456
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,525,364
Other Expenses$802,736
Grants and Similar Amounts Paid$334,188
Total Fundraising Expense$106,494
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,934,613$49,677$45,547$2,029,837
Grants to Domestic Individuals$324,250--$324,250
Occupancy$289,704$2,978$2,984$295,666
Office Expenses$200,743$8,935$6,492$216,170
Payroll Taxes$153,036$6,050$5,161$164,247
Current Officers, Directors, Trustees, and Key Employees$99,928$30,748$23,061$153,737
Other Employee Benefits$142,768$840$2,028$145,636
Insurance$59,285$6,465$4,500$70,250
Fees for Services Other$46,863$4,377$4,432$55,672
Conferences and Meetings$44,292$3,230$3,210$50,732
Pension Plan Contributions$27,439$2,360$2,108$31,907
Travel$30,570$655$395$31,620
Depreciation Depletion$25,384--$25,384
Advertising$11,969$1,547$1,837$15,353
Grants to Domestic Orgs$9,938--$9,938
Fees for Services Accounting$7,496$799$802$9,097
Other Expenses$4,540$480$2,801$2,801
All Other Expenses$1,511--$1,511
Total Functional Expenses$3,436,001$119,793$106,494$3,662,288

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$3,745,391
Expenses per Audited Statements$3,662,288
Total Expenses per Form 990$3,662,288
Expenses Not Reported on Form 990$83,103
Expenses Not Reported on Financial Statements$0
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Federal Emergency Management Agency - Emergency Food and Shelter ProgramAlexandria, VAGovernmentRent for for Needy Clients$9,938
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$83,103
Fundraising Gross Income$47,261
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Fall Event Not So Silent Auction$243,808$32,414$9,845$22,569
Runway Remix$33,303$8,326$6,845$1,481
Total Events$310,056$47,261$83,103$-35,842
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$366,113
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The nnh finance committee reviews the form 990 before filing.”

Form 990, Part VI, Section B, Line 12C

“Board members complete a conflict of interest form annually.”

Form 990, Part VI, Section B, Line 15

“The nnh ceo is reviewed annually by the board president and the executive committee.”

Form 990, Part VI, Section C, Line 19

“All governing documents, conflict of interest policy, form 990, audit report, and financial statements are available upon request at the office.”

Filing and Contact Details

Filer

Filer Name
Northside Neighborhood House
EIN
62-0481801
Phone
4232672217
Address
PO BOX 4086, CHATTANOOGA, TN 37405

Signing Officer

Name
Jessica Whatley
Title
CEO
Phone
4232672217
Signed
2026-01-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jessica Whatley
Formed
1924
Legal Domicile
Tn
Voting Board Members
29
Independent Board Members
29
Employees
99
Volunteers
353

Preparer

Firm
Johnson Murphey & Wright Pc
Address
301 NORTH MARKET STREET, CHATTANOOGA, TN 37405
Preparer
Marianne Hart CPA
Phone
4237561170
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 3

“The organization closed the coffee shop in april 2025.”

FORM 990, PART XII, LINE 2C:

“The process has not changed from prior year”

Financial Statement Notes

PART V, LINE 4:

“Board designated and permanent endowment income is to be used to supplement other funds, contributions and activities of the organization.”

PART X, LINE 2:

“The entity accounts for the effect of any uncertain tax position based on a more likely than not threshold of the recognition of the tax position being sustained based on the merits of the position under examination by the applicable taxing authority. If a tax position is deemed to be uncertain, the unrecognized tax benefit is estimated based on a probability assessment. Tax positions include, but are not limited to, the tax-exempt status and determination of whether income is subject to unrelated business income tax. There were no uncertain tax positions requiring recognition in the financial statements at year-end.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Direct fundraising expenses -83,103.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Direct fundraising expenses 83,103.”

Raw XML AppendixShowing 400 of 737 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt4PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13ASSISTANT TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt261ST VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt27DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt28RECORDING SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt29CEO (END SEPT. 2024)
IRS990/Form990PartVIISectionAGrp/TitleTxt30CEO (START SEPT. 2024)
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