Civic Intelligence

Obion County Chamber of Commerce

EIN 62-0426583 • 501(c)6 • Union City, TN

Profile

Generate new growth in areas such as commercial, housing, industrial, and tourism development within the county, and to focus on making obion county a great place to work, do business, and raise a family.

214 E Church StUnion City, TN 38261

www.obioncounty.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

44th percentile

0.02x

Higher debt load relative to assets than 44% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

50th percentile

0.04x

Higher debt load relative to revenue than 50% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Net Margin

100th percentile

92%

Higher net margin than 100% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

49th percentile

$0

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Asset Growth

96th percentile

72%

Faster asset growth than 96% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

3rd percentile

-46%

Faster revenue growth than 3% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Assets

Up

$516,839

Up $216,839 (+72%) from 2024

Liabilities

Down

$11,773

Down $288,227 (-96%) from 2024

Net Assets

Up

$505,066

Up $505,066 from 2024

Revenue

Down

$276,571

Down $231,742 (-46%) from 2024

Expenses

Down

$21,505

Down $486,808 (-96%) from 2024

Net Income

Up

$255,066

Up $255,066 from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2011: $389,351Liabilities 2011: $0Net Assets 2011: $389,3512011Assets 2012: $376,510Liabilities 2012: $0Net Assets 2012: $376,5102012Assets 2013: $361,587Liabilities 2013: $0Net Assets 2013: $361,5872013Assets 2014: $244,214Liabilities 2014: $0Net Assets 2014: $244,2142014Assets 2015: $117,261Liabilities 2015: $0Net Assets 2015: $117,2612015Assets 2016: $102,293Liabilities 2016: $0Net Assets 2016: $102,2932016Assets 2017: $87,345Liabilities 2017: $0Net Assets 2017: $87,3452017Assets 2018: $73,350Liabilities 2018: $0Net Assets 2018: $73,3502018Assets 2019: $300,000Liabilities 2019: $300,000Net Assets 2019: $02019Assets 2020: $300,000Liabilities 2020: $300,000Net Assets 2020: $02020Assets 2021: $300,000Liabilities 2021: $300,000Net Assets 2021: $02021Assets 2022: $300,000Liabilities 2022: $300,000Net Assets 2022: $02022Assets 2023: $300,000Liabilities 2023: $300,000Net Assets 2023: $02023Assets 2024: $300,000Liabilities 2024: $300,000Net Assets 2024: $02024Assets 2025: $516,839Liabilities 2025: $11,773Net Assets 2025: $505,0662025

Highlighted filing

2025

Assets$516,839
Liabilities$11,773
Net Assets$505,066

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $148,093Expenses 2011: $216,549Net Income 2011: -$68,4562011Expenses 2012: $170,5562012Expenses 2013: $183,7362013Revenue 2014: $214,421Expenses 2014: $332,831Net Income 2014: -$118,4102014Revenue 2015: $196,287Expenses 2015: $323,240Net Income 2015: -$126,9532015Revenue 2016: $389,324Expenses 2016: $404,292Net Income 2016: -$14,9682016Revenue 2017: $330,354Expenses 2017: $345,302Net Income 2017: -$14,9482017Revenue 2018: $284,932Expenses 2018: $301,229Net Income 2018: -$16,2972018Revenue 2019: $213,442Expenses 2019: $213,442Net Income 2019: $02019Revenue 2020: $380,974Expenses 2020: $380,974Net Income 2020: $02020Revenue 2021: $393,971Expenses 2021: $393,971Net Income 2021: $02021Revenue 2022: $425,073Expenses 2022: $425,073Net Income 2022: $02022Revenue 2023: $394,515Expenses 2023: $394,515Net Income 2023: $02023Revenue 2024: $508,313Expenses 2024: $508,313Net Income 2024: $02024Revenue 2025: $276,571Expenses 2025: $21,505Net Income 2025: $255,0662025

Highlighted filing

2025

Revenue$276,571
Expenses$21,505
Net Income$255,066

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.17$0.12$5.05$2.77$0.22$2.55
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.00$3.00$0.00$5.08$5.08$0.00
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.00$3.00$0.00$3.95$3.95$0.00
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.00$3.00$0.00$4.25$4.25$0.00
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.00$3.00$0.00$3.94$3.94$0.00
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.00$3.00$0.00$3.81$3.81$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.00$3.00$0.00$2.13$2.13$0.00
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.73$0.00$0.73$2.85$3.01$0.16
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.87$0.00$0.87$3.30$3.45$0.15
2016Detailed filing. Detailed filing data is available for this year.$1.02$0.00$1.02$3.89$4.04$0.15
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.17$0.00$1.17$1.96$3.23$1.27
2014Detailed filing. Detailed filing data is available for this year.$2.44$0.00$2.44$2.14$3.33$1.18
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.62$0.00$3.62$1.84
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.77$0.00$3.77$1.71
2011Summary only. Only limited summary data is available for this year.$3.89$0.00$3.89$1.48$2.17$0.68
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$276,571
Mission and Program Overview

Mission

Generate new growth in areas such as commercial, housing, industrial, and tourism development within the county, and to focus on making obion county a great place to work, do business, and raise a family.

Generate new growth in areas such as commercial, housing, industrial and tourism development within the county, and to focus on making Obion County a great place to work, do business and raise a family.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$250,000$516,839▲ $266,839
Other Notes and Loans Receivable, Net$50,000$0▼ $50,000
Total Assets$300,000$516,839▲ $216,839
Liabilities
Other Liabilities$300,000$0▼ $300,000
Accounts Payable and Accrued Expenses-$11,773-
Total Liabilities$300,000$11,773▼ $288,227
Net Assets / Fund Balance
Net Assets Without Donor Restrictions-$505,066-
Total Net Assets Fund Balance$0$505,066▲ $505,066
Total Liabilities and Net Assets / Fund Balance$300,000$516,839▲ $216,839
Compensation and Service Providers

Board Members and Trustees

NameTitle
George LeakePast President
Clint JoinerPresident
Amanda NorwoodBoard Member
Brooke SimmonsBoard Member
Bryant CruceBoard Member
Camron SherwoodBoard Member
Carolina ConnerBoard Member
Delinda ScarboroughBoard Member
Drew HayesBoard Member
Greg BarclayBoard Member
Hal MosierBoard Member
Karl UllrichBoard Member
Kyle RossBoard Member
Mandy HinsonBoard Member
Meg JordanBoard Member
Randy BarnesBoard Member
Rob HolmanBoard Member
Teena JarmonBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$275,921
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$650
All Other Contributions
$165,922
Change in Net Assets
$255,066
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$21,505
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Travel$6,802--$6,802
Insurance$5,304--$5,304
Other Expenses$1,763--$1,763
Advertising$593--$593
Office Expenses$263--$263
Conferences and Meetings$163--$163
Total Functional Expenses$21,505$0$0$21,505
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

Return provided to board for review

Form 990, Part VI, Section C, line 19

Available upon request

Filing and Contact Details

Filer

Filer Name
Obion County Chamber of Commerce
EIN
62-0426583
Phone
7318850211
Address
214 E Church St, Union City, TN 38261

Signing Officer

Name
Clint Joiner
Title
President
Phone
7318850211
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Clint Joiner
Formed
1922
Legal Domicile
Tn
Voting Board Members
20
Independent Board Members
20
Employees
0
Volunteers
0

Preparer

Firm
ATA Advisory LLC
Address
624 East Reelfoot Avenue, Union City, TN 38261
Preparer
Charles Peery
Phone
7318853661
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C:

Taxpayer uses another accounting firm to prepare financial statements.

Raw XML Appendix381 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AdvertisingGrp/ProgramServicesAmt0593
IRS990/AdvertisingGrp/TotalAmt0593
IRS990/AllOtherContributionsAmt0165922
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Clint Joiner
IRS990/BooksInCareOfDetail/PhoneNum07318850211
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
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IRS990/Form990PartVIISectionAGrp/PersonNm1Karl Ullrich
IRS990/Form990PartVIISectionAGrp/PersonNm2Teena Jarmon
IRS990/Form990PartVIISectionAGrp/PersonNm3Carolina Conner
IRS990/Form990PartVIISectionAGrp/PersonNm4Amanda Norwood
IRS990/Form990PartVIISectionAGrp/PersonNm5Drew Hayes
IRS990/Form990PartVIISectionAGrp/PersonNm6Mandy Hinson
IRS990/Form990PartVIISectionAGrp/PersonNm7Delinda Scarborough
IRS990/Form990PartVIISectionAGrp/PersonNm8Camron Sherwood
IRS990/Form990PartVIISectionAGrp/PersonNm9Kyle Ross
IRS990/Form990PartVIISectionAGrp/PersonNm10Brooke Simmons
IRS990/Form990PartVIISectionAGrp/PersonNm11Meg Jordan
IRS990/Form990PartVIISectionAGrp/PersonNm12Rob Holman
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IRS990/Form990PartVIISectionAGrp/PersonNm15Bryant Cruce
IRS990/Form990PartVIISectionAGrp/PersonNm16George Leake
IRS990/Form990PartVIISectionAGrp/PersonNm17Clint Joiner
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IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
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IRS990/Form990PartVIISectionAGrp/TitleTxt17PRESIDENT
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IRS990/OtherExpensesGrp/ProgramServicesAmt04397
IRS990/OtherExpensesGrp/ProgramServicesAmt12220
IRS990/OtherExpensesGrp/ProgramServicesAmt21763
IRS990/OtherExpensesGrp/TotalAmt04397
IRS990/OtherExpensesGrp/TotalAmt12220
IRS990/OtherExpensesGrp/TotalAmt21763
IRS990/OtherLiabilitiesGrp/BOYAmt0300000
IRS990/OtherLiabilitiesGrp/EOYAmt00
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0Special Projects Incom
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0650
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0650
IRS990/OtherRevenueTotalAmt0650
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt050000
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Clint Joiner
IRS990/PriorPeriodAdjustmentsAmt0250000
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0N/A
IRS990/ProgSrvcAccomActy3Grp/Desc0N/A
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Program Services
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0322586
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt0508313
IRS990/PYOtherRevenueAmt075947
IRS990/PYProgramServiceRevenueAmt0109780
IRS990/PYRevenuesLessExpensesAmt00
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0508313
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0508313
IRS990/ReconcilationRevenueExpnssAmt0255066
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990ScheduleA/GovernmentalUnitInd0X
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/AgreeCarryoverPriorYearInd00
IRS990ScheduleC/DuesAssessmentsAmt0109999
IRS990ScheduleC/OnlyInHouseLobbyingInd00
IRS990ScheduleC/SubstantiallyAllDuesNondedInd00
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Return provided to board for review
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Available upon request
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Taxpayer uses another accounting firm to prepare financial statements.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part XII, Line 2c:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0TN
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd01
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0300000
IRS990/TotalAssetsEOYAmt0516839
IRS990/TotalAssetsGrp/BOYAmt0300000
IRS990/TotalAssetsGrp/EOYAmt0516839
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0275921
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt021505
IRS990/TotalFunctionalExpensesGrp/TotalAmt021505
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0300000
IRS990/TotalLiabilitiesEOYAmt011773
IRS990/TotalLiabilitiesGrp/BOYAmt0300000
IRS990/TotalLiabilitiesGrp/EOYAmt011773
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0505066
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt021505
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0650
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0276571
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0300000
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0516839
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt06802
IRS990/TravelGrp/TotalAmt06802
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt04462 Ken Tenn Hwy
IRS990/USAddress/CityNm0Union City
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd038261
IRS990/VotingMembersGoverningBodyCnt020
IRS990/VotingMembersIndependentCnt020
IRS990/WebsiteAddressTxt0http://www.obioncounty.org
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0Clint Joiner
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum07318850211
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Obion County Chamber of Commerce
ReturnHeader/Filer/BusinessNameControlTxt0OBIO
ReturnHeader/Filer/EIN0620426583
ReturnHeader/Filer/PhoneNum07318850211
ReturnHeader/Filer/USAddress/AddressLine1Txt0214 E Church St
ReturnHeader/Filer/USAddress/CityNm0Union City
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd038261
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0934967814
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ATA Advisory LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0624 East Reelfoot Avenue
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Union City
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd038261
ReturnHeader/PreparerPersonGrp/PhoneNum07318853661
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Charles Peery
ReturnHeader/ReturnTs02025-11-17T16:42:15-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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