Civic Intelligence

Nashville Post Office Credit Union

EIN 62-0304975 • 501(c)14 • Nashville, TN

View Organization Page

Profile

Credit union-to provide financial services to approximately 4,452 members in the form of loans, savings, and other financial services.

P O Box 291233Nashville, TN 37229

www.npocu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

25th percentile

0.85x

Higher debt load relative to assets than 25% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2023

Liabilities / Revenue

70th percentile

19.22x

Higher debt load relative to revenue than 70% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2023

Net Margin

32nd percentile

7.3%

Higher net margin than 32% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

22nd percentile

-2.6%

Faster asset growth than 22% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2023

Revenue Growth

90th percentile

29%

Faster revenue growth than 90% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets25th percentile

Assets

Up

$73,600,612

Up $4,217,876 (+6.1%) from 2023

Liabilities

Up

$62,091,832

Up $2,939,006 (+5.0%) from 2023

Net Assets

Up

$11,508,780

Up $1,278,870 (+13%) from 2023

Operations
Liabilities / Revenue70th percentileNet Margin32nd percentile

Revenue

Up

$3,669,262

Up $591,548 (+19%) from 2023

Expenses

Up

$3,333,657

Up $479,509 (+17%) from 2023

Net Income

Up

$335,605

Up $112,039 (+50%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth22nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $69,422,973Liabilities 2010: $57,658,954Net Assets 2010: $11,764,0192010Assets 2011: $71,135,679Liabilities 2011: $59,026,520Net Assets 2011: $12,109,1592011Assets 2012: $70,077,631Liabilities 2012: $57,763,458Net Assets 2012: $12,314,1732012Assets 2013: $69,536,222Liabilities 2013: $57,494,858Net Assets 2013: $12,041,3642013Assets 2014: $68,900,679Liabilities 2014: $56,661,557Net Assets 2014: $12,239,1222014Assets 2015: $69,762,385Liabilities 2015: $57,416,817Net Assets 2015: $12,345,5682015Assets 2016: $69,485,450Liabilities 2016: $57,202,957Net Assets 2016: $12,282,4932016Assets 2017: $66,232,355Liabilities 2017: $54,058,690Net Assets 2017: $12,173,6652017Assets 2018: $65,075,896Liabilities 2018: $52,657,835Net Assets 2018: $12,418,0612018Assets 2019: $64,443,749Liabilities 2019: $51,808,309Net Assets 2019: $12,635,4402019Assets 2020: $69,516,613Liabilities 2020: $57,085,025Net Assets 2020: $12,431,5882020Assets 2021: $72,896,845Liabilities 2021: $61,316,748Net Assets 2021: $11,580,0972021Assets 2022: $71,202,266Liabilities 2022: $61,624,460Net Assets 2022: $9,577,8062022Assets 2023: $69,382,736Liabilities 2023: $59,152,826Net Assets 2023: $10,229,9102023Assets 2024: $73,600,612Liabilities 2024: $62,091,832Net Assets 2024: $11,508,7802024

Highlighted filing

2024

Assets$73,600,612
Liabilities$62,091,832
Net Assets$11,508,780
Open 2024 Filing

Operations Trend

Revenue Growth90th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $3,438,1862010Expenses 2011: $2,993,7302011Expenses 2012: $2,606,5912012Revenue 2013: $2,649,677Expenses 2013: $2,546,592Net Income 2013: $103,0852013Revenue 2014: $2,529,708Expenses 2014: $2,489,150Net Income 2014: $40,5582014Revenue 2015: $2,346,990Expenses 2015: $2,431,235Net Income 2015: -$84,2452015Revenue 2016: $2,350,988Expenses 2016: $2,201,449Net Income 2016: $149,5392016Revenue 2017: $2,299,935Expenses 2017: $2,226,117Net Income 2017: $73,8182017Revenue 2018: $2,558,272Expenses 2018: $2,267,279Net Income 2018: $290,9932018Revenue 2019: $2,597,501Expenses 2019: $2,496,311Net Income 2019: $101,1902019Revenue 2020: $2,373,307Expenses 2020: $2,510,347Net Income 2020: -$137,0402020Revenue 2021: $2,191,084Expenses 2021: $2,384,552Net Income 2021: -$193,4682021Revenue 2022: $2,390,622Expenses 2022: $2,521,376Net Income 2022: -$130,7542022Revenue 2023: $3,077,714Expenses 2023: $2,854,148Net Income 2023: $223,5662023Revenue 2024: $3,669,262Expenses 2024: $3,333,657Net Income 2024: $335,6052024

Highlighted filing

2024

Revenue$3,669,262
Expenses$3,333,657
Net Income$335,605
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$73,600,612
Liabilities
$62,091,832
Net assets
$11,508,780
Revenue
$3,669,262
Expenses
$3,333,657
Net income
$335,605
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$73.6$62.1$11.5$3.67$3.33$0.34
2023Detailed filing. Detailed filing data is available for this year.$69.4$59.2$10.2$3.08$2.85$0.22
2022Detailed filing. Detailed filing data is available for this year.$71.2$61.6$9.58$2.39$2.52$0.13
2021Detailed filing. Detailed filing data is available for this year.$72.9$61.3$11.6$2.19$2.38$0.19
2020Detailed filing. Detailed filing data is available for this year.$69.5$57.1$12.4$2.37$2.51$0.14
2019Detailed filing. Detailed filing data is available for this year.$64.4$51.8$12.6$2.60$2.50$0.10
2018Detailed filing. Detailed filing data is available for this year.$65.1$52.7$12.4$2.56$2.27$0.29
2017Detailed filing. Detailed filing data is available for this year.$66.2$54.1$12.2$2.30$2.23$0.07
2016Detailed filing. Detailed filing data is available for this year.$69.5$57.2$12.3$2.35$2.20$0.15
2015Detailed filing. Detailed filing data is available for this year.$69.8$57.4$12.3$2.35$2.43$0.08
2014Detailed filing. Detailed filing data is available for this year.$68.9$56.7$12.2$2.53$2.49$0.04
2013Detailed filing. Detailed filing data is available for this year.$69.5$57.5$12.0$2.65$2.55$0.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$70.1$57.8$12.3$2.61
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.1$59.0$12.1$2.99
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$69.4$57.7$11.8$3.44
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 8, 2025
Return Version
2024v5.0
Gross Receipts
$3,669,262
Mission and Program Overview

Mission

Credit union-to provide financial services to approximately 4,300 members in the form of loans, savings, and other financial services.

Credit union-to provide financial services for members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$32,930,431$35,115,673▲ $2,185,242
Investments Other Securities$29,817,999$23,761,701▼ $6,056,298
Rtn Earn Endowment Incm Other Fnds$10,229,910$11,508,780▲ $1,278,870
Cash and Non-Interest-Bearing Accounts$642,502$7,523,354▲ $6,880,852
Prepaid Expenses and Deferred Charges$2,583,411$3,669,859▲ $1,086,448
Land, Buildings, and Equipment, Net$2,654,887$2,763,560▲ $108,673
Total Assets$69,382,736$73,600,612▲ $4,217,876
Other Assets Total$753,506$766,465▲ $12,959
Liabilities
Other Liabilities$58,826,096$60,864,812▲ $2,038,716
Accounts Payable and Accrued Expenses$199,961$1,227,020▲ $1,027,059
Unsecured Notes Loans Payable$126,769--
Total Liabilities$59,152,826$62,091,832▲ $2,939,006
Net Assets / Fund Balance
Total Net Assets Fund Balance$10,229,910$11,508,780▲ $1,278,870
Total Liabilities and Net Assets / Fund Balance$69,382,736$73,600,612▲ $4,217,876

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,613,046$868,069$2,481,115
Land$883,703-$883,703
Equipment$266,811$388,104$654,915
Other Securities$509,404--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cristy SkinnerManager/CEOFT$119,720$5,321$125,041

Board Members and Trustees

NameTitle
Larry D TaylorBoard Chair
Geneva LondonBoard Member
Lisa Ray-ensleyBoard Member
Theresa FennellBoard Secret
Annette P MclaurinBoard Treasu
Sharon RaderBod Vice-CHA
John SowellSupervisory
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,273,049
Investment Income
$630,950
Other Revenue
$-234,737
Change in Net Assets
$335,605
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,342,459
Salaries, Compensation, and Employee Benefits$991,198
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest-$898,442-$898,442
Office Expenses-$810,890-$810,890
Other Salaries and Wages-$759,106-$759,106
Other Employee Benefits-$131,101-$131,101
Occupancy-$117,198-$117,198
Pension Plan Contributions-$72,743-$72,743
Other Expenses-$56,305-$56,305
Payroll Taxes-$28,248-$28,248
All Other Expenses-$17,449-$17,449
Conferences and Meetings-$6,045-$6,045
Total Functional Expenses$0$3,333,657$0$3,333,657
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
All Other Shares$26,252,148
Regular Shares$25,770,365
Share Drafts$8,842,299
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is owned by the members.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”

Form 990, Page 6, Part VI, Line 7B

“Some decisions made by the board of directors are affirmed by the members.”

Form 990, Page 6, Part VI, Line 11B

“The form 990 is reviewed by the manager. The form 990 is available for review by the board of directors upon request.”

Form 990, Page 6, Part VI, Line 12C

“The board of directors monitor and enforce the conflict of interest policy.”

Form 990, Page 6, Part VI, Line 15A

“The compensation for the manager/ceo is reviewed and confirmed by the personnel committee.”

Form 990, Page 6, Part VI, Line 19

“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”

Form 990, Part VII

“Annual agreed upon procedures are performed by an independant auditor.”

Filing and Contact Details

Filer

Filer Name
Nashville Post Office Credit Union
EIN
62-0304975
Phone
6158714221
Address
P O BOX 291233, NASHVILLE, TN 37229

Signing Officer

Name
Cristy Skinner
Title
Manager/CEO
Phone
6158714221
Signed
2025-04-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cristy Skinner
Formed
1925
Legal Domicile
Tn
Voting Board Members
6
Independent Board Members
6
Employees
14
Volunteers
7

Preparer

Firm
Cu Audit & Compliance Group
Address
3692 COOLIDGE CT, TALLAHASSEE, FL 32311-7890
Preparer
Amanda Onkst
Phone
2054372176
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Hours of service are related to duties of the board of directors without compensation.”

Form 990, Page 5, Part V, Line 3B

“The credit union had no unrelated business income.”

Form 990, Part XI, Line 9

“Due to rounding 0 other comprehensive income 170,022 other comprehensive income 0 due to rounding 0 adjustment - cecl 0 total 170,022”

Raw XML Appendix386 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0199961
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01227020
IRS990/AccountsReceivableGrp/BOYAmt032930431
IRS990/AccountsReceivableGrp/EOYAmt035115673
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CREDIT UNION-TO PROVIDE FINANCIAL SERVICES FOR MEMBERS.
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt017449
IRS990/AllOtherExpensesGrp/TotalAmt017449
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0CRISTY SKINNER
IRS990/BooksInCareOfDetail/PhoneNum06158714221
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0P O BOX 291233
IRS990/BooksInCareOfDetail/USAddress/CityNm0NASHVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0TN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0372291233
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0642502
IRS990/CashNonInterestBearingGrp/EOYAmt07523354
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt06045
IRS990/ConferencesMeetingsGrp/TotalAmt06045
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0630950
IRS990/CYOtherExpensesAmt02342459
IRS990/CYOtherRevenueAmt0-234737
IRS990/CYProgramServiceRevenueAmt03273049
IRS990/CYRevenuesLessExpensesAmt0335605
IRS990/CYSalariesCompEmpBnftPaidAmt0991198
IRS990/CYTotalExpensesAmt03333657
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03669262
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt014
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt02436599
IRS990/FamilyOrBusinessRlnInd0false
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt05321
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0CRISTY SKINNER
IRS990/Form990PartVIISectionAGrp/PersonNm1LARRY D TAYLOR
IRS990/Form990PartVIISectionAGrp/PersonNm2SHARON RADER
IRS990/Form990PartVIISectionAGrp/PersonNm3THERESA FENNELL
IRS990/Form990PartVIISectionAGrp/PersonNm4ANNETTE P MCLAURIN
IRS990/Form990PartVIISectionAGrp/PersonNm5LISA RAY-ENSLEY
IRS990/Form990PartVIISectionAGrp/PersonNm6GENEVA LONDON
IRS990/Form990PartVIISectionAGrp/PersonNm7JOHN SOWELL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0119720
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0MANAGER/CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOD VICE-CHA
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD SECRET
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD TREASU
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7SUPERVISORY
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01925
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt06
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt03669262
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt06
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InterestGrp/ManagementAndGeneralAmt0898442
IRS990/InterestGrp/TotalAmt0898442
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0630950
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0630950
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt029817999
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt023761701
IRS990/IRPDocumentCnt0529
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01256173
IRS990/LandBldgEquipBasisNetGrp/BOYAmt02654887
IRS990/LandBldgEquipBasisNetGrp/EOYAmt02763560
IRS990/LandBldgEquipCostOrOtherBssAmt04019733
IRS990/LegalDomicileStateCd0TN
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION-TO PROVIDE FINANCIAL SERVICES TO APPROXIMATELY 4,454 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt010229910
IRS990/NetAssetsOrFundBalancesEOYAmt011508780
IRS990/NetUnrlzdGainsLossesInvstAmt0773243
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt0117198
IRS990/OccupancyGrp/TotalAmt0117198
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0810890
IRS990/OfficeExpensesGrp/TotalAmt0810890
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0753506
IRS990/OtherAssetsTotalGrp/EOYAmt0766465
IRS990/OtherChangesInNetAssetsAmt0170022
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0131101
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0131101
IRS990/OtherExpensesGrp/Desc0PROFESSIONAL & OUTSIDE
IRS990/OtherExpensesGrp/Desc1LOAN SERVICE
IRS990/OtherExpensesGrp/Desc2EDUCATIONAL & PROMO
IRS990/OtherExpensesGrp/Desc3MISC EXP
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0231248
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1121886
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt282996
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt356305
IRS990/OtherExpensesGrp/TotalAmt0231248
IRS990/OtherExpensesGrp/TotalAmt1121886
IRS990/OtherExpensesGrp/TotalAmt282996
IRS990/OtherExpensesGrp/TotalAmt356305
IRS990/OtherLiabilitiesGrp/BOYAmt058826096
IRS990/OtherLiabilitiesGrp/EOYAmt060864812
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1525990
IRS990/OtherRevenueMiscGrp/Desc0OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/Desc1GAIN(LOSS)DISP OF FIXED ASSET
IRS990/OtherRevenueMiscGrp/Desc2GAIN(LOSS) INVESTMENTS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt064919
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1-36241
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2-263415
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt064919
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1-36241
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2-263415
IRS990/OtherRevenueTotalAmt0-234737
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0759106
IRS990/OtherSalariesAndWagesGrp/TotalAmt0759106
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt028248
IRS990/PayrollTaxesGrp/TotalAmt028248
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt072743
IRS990/PensionPlanContributionsGrp/TotalAmt072743
IRS990/PoliticalCampaignActyInd0true
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02583411
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03669859
IRS990/PrincipalOfficerNm0CRISTY SKINNER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02354496
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1918553
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02354496
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1918553
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0897058
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0364148
IRS990/PYOtherExpensesAmt01893460
IRS990/PYOtherRevenueAmt063253
IRS990/PYProgramServiceRevenueAmt02650313
IRS990/PYRevenuesLessExpensesAmt0223566
IRS990/PYSalariesCompEmpBnftPaidAmt0960688
IRS990/PYTotalExpensesAmt02854148
IRS990/PYTotalRevenueAmt03077714
IRS990/ReconcilationRevenueExpnssAmt0335605
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt010229910
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt011508780
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/Form1120POLFiledInd0false
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0462728395
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0TENNESSEE CREDIT UNION LEAGUE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt01317 HICKORY VALLEY RD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0CHATTANOOGA
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0TN
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd037421
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0GAVE DONATION TO THE TENNESSEE CREDIT UNION LEAGUE PAC
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE C, PART I-A, LINE 1
IRS990ScheduleD/BuildingsGrp/BookValueAmt01613046
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0868069
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02481115
IRS990ScheduleD/EquipmentGrp/BookValueAmt0266811
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0388104
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0654915
IRS990ScheduleD/LandGrp/BookValueAmt0883703
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0883703
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt026252148
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt125770365
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt28842299
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ALL OTHER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE DRAFTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt023252297
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1509404
IRS990ScheduleD/OtherSecuritiesGrp/Desc0ALL OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1PAID IN CAPITAL
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02763560
IRS990ScheduleD/TotalBookValueSecuritiesAmt023761701
IRS990ScheduleD/TotalLiabilityAmt060864812
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS WITHOUT COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION HAD NO UNRELATED BUSINESS INCOME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION IS OWNED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE FORM 990 IS REVIEWED BY THE MANAGER. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE COMPENSATION FOR THE MANAGER/CEO IS REVIEWED AND CONFIRMED BY THE PERSONNEL COMMITTEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDANT AUDITOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10DUE TO ROUNDING 0 OTHER COMPREHENSIVE INCOME 170,022 OTHER COMPREHENSIVE INCOME 0 DUE TO ROUNDING 0 ADJUSTMENT - CECL 0 TOTAL 170,022
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART VII
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0TN
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt069382736
IRS990/TotalAssetsEOYAmt073600612
IRS990/TotalAssetsGrp/BOYAmt069382736
IRS990/TotalAssetsGrp/EOYAmt073600612
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt014
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt03333657
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03333657
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt059152826
IRS990/TotalLiabilitiesEOYAmt062091832
IRS990/TotalLiabilitiesGrp/BOYAmt059152826
IRS990/TotalLiabilitiesGrp/EOYAmt062091832
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt010229910
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt011508780
IRS990/TotalOtherCompensationAmt05321
IRS990/TotalProgramServiceExpensesAmt03333657
IRS990/TotalProgramServiceRevenueAmt03273049
IRS990/TotalReportableCompFromOrgAmt0119720
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03669262
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03669262
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt069382736
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt073600612
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt0126769
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0P O BOX 291233
IRS990/USAddress/CityNm0NASHVILLE
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd0372291233
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.NPOCU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CRISTY SKINNER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06158714221
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NASHVILLE POST OFFICE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0NASH
ReturnHeader/Filer/EIN0620304975
ReturnHeader/Filer/PhoneNum06158714221
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 291233
ReturnHeader/Filer/USAddress/CityNm0NASHVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd037229
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202711127
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CU AUDIT & COMPLIANCE GROUP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03692 COOLIDGE CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TALLAHASSEE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0323117890
ReturnHeader/PreparerPersonGrp/PhoneNum02054372176
ReturnHeader/PreparerPersonGrp/PreparationDt02025-04-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0AMANDA ONKST
ReturnHeader/ReturnTs02025-04-08T16:12:53-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.