Liabilities / Assets
32nd percentile
Higher debt load relative to assets than 32% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
32nd percentile
Higher debt load relative to assets than 32% of similar nonprofits.
Liabilities / Revenue
55th percentile
Higher debt load relative to revenue than 55% of similar nonprofits.
Net Margin
27th percentile
Higher net margin than 27% of similar nonprofits.
Top Officer Pay
55th percentile
Higher top officer pay than 55% of similar nonprofits.
Top officer pay equals 16.4% of source-year revenue.
Asset Growth
45th percentile
Faster asset growth than 45% of similar nonprofits.
Revenue Growth
23rd percentile
Faster revenue growth than 23% of similar nonprofits.
Assets
Down$8,119,109
Down $6,437 (-0.1%) from 2012
Net Assets
Down$1,480,551
Down $18,815 (-1.3%) from 2012
Liabilities
Up$6,638,558
Up $12,378 (+0.2%) from 2012
Revenue
Down$327,194
Down $27,358 (-7.7%) from 2012
Expenses
Down$346,009
Down $43,482 (-11%) from 2012
Net Income
Up-$18,815
Up $16,124 (+46%) from 2012
Credit union-to provide services for approximately 1,243 members in the form of loans, savings, and other financial services.
Credit union-to provide services for approximately 1,663 members in the form of loans, savings, and other financial services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $1,396,000 | $2,739,039 | ▲ $1,343,039 |
| Accounts Receivable | $2,514,470 | $2,543,993 | ▲ $29,523 |
| Investments Other Securities | $3,316,965 | $2,126,337 | ▼ $1,190,628 |
| Rtn Earn Endowment Incm Other Fnds | $1,311,003 | $1,292,188 | ▼ $18,815 |
| Cash and Non-Interest-Bearing Accounts | $809,967 | $613,139 | ▼ $196,828 |
| Cap Stk Tr Prin Current Funds | $188,363 | $188,363 | → $0 |
| Land, Buildings, and Equipment, Net | $3,052 | $14,266 | ▲ $11,214 |
| Prepaid Expenses and Deferred Charges | $7,466 | $5,965 | ▼ $1,501 |
| Total Assets | $8,125,546 | $8,119,109 | ▼ $6,437 |
| Other Assets Total | $77,626 | $76,370 | ▼ $1,256 |
| Liabilities | |||
| Other Liabilities | $6,617,544 | $6,657,326 | ▲ $39,782 |
| Accounts Payable and Accrued Expenses | $8,636 | $-18,768 | ▼ $27,404 |
| Total Liabilities | $6,626,180 | $6,638,558 | ▲ $12,378 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $1,499,366 | $1,480,551 | ▼ $18,815 |
| Total Liabilities and Net Assets / Fund Balance | $8,125,546 | $8,119,109 | ▼ $6,437 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $14,266 | $76,533 | $90,799 |
| Other Securities | $60,926 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Sandra L Griffis | Manager | FT | $46,884 | $6,762 | $53,646 |
| Melissa K Thomas | Asst Manager | FT | $31,441 | $5,237 | $36,678 |
| Name | Title |
|---|---|
| O H Kitchens Jr | Board Presid |
| Buford C Shields | Board Vice P |
| Larry D Eason | Investment C |
| William Savage | Secretary/tr |
| Jimmy H Hough Jr | Sup&invest C |
| Line Item | Amount |
|---|---|
| Other Expenses | $211,014 |
| Salaries, Compensation, and Employee Benefits | $134,995 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $112,218 | - | $112,218 |
| Office Expenses | - | $64,669 | - | $64,669 |
| Occupancy | - | $21,896 | - | $21,896 |
| Interest | - | $19,211 | - | $19,211 |
| All Other Expenses | - | $14,168 | - | $14,168 |
| Other Employee Benefits | - | $13,224 | - | $13,224 |
| Other Expenses | - | $10,291 | - | $10,291 |
| Payroll Taxes | - | $9,553 | - | $9,553 |
| Conferences and Meetings | - | $1,857 | - | $1,857 |
| Total Functional Expenses | $0 | $346,009 | $0 | $346,009 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Amount |
|---|---|
| Political Expenditures | $400 |
| Total Exempt Function Spending | $400 |
| Organization | Location | Amount |
|---|---|---|
| 46-2728395 | - | $400 |
| Liability | Amount |
|---|---|
| Regular Shares | $4,096,376 |
| All Other Shares | $2,053,981 |
| Share Drafts | $506,969 |
“Buford shields savage vp board sec/treas father-in-law”
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The form 990 is available for review by the board of directors upon request.”
“The board of directors monitor and enforce the conflict of interest policy.”
“Board reviewed manager and provided compensation change in writing.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Hours of service are related to duties of the board of directors without compensation.”
“The credit union does not have any unrelated trade or business income.”
“Annual agreed upon procedures are performed by an independent auditor.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 8636 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | -18768 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 2514470 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 2543993 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION-TO PROVIDE SERVICES FOR APPROXIMATELY 1,663 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 14168 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 14168 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | SANDRA GRIFFIS |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 9013322685 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 2005 NONCONNAH BLVD 7 |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | MEMPHIS |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 38132 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 188363 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 188363 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 809967 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 613139 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 1857 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1857 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 50903 |
| IRS990/CYOtherExpensesAmt | 0 | 211014 |
| IRS990/CYOtherRevenueAmt | 0 | 5034 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 271257 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -18815 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 134995 |
| IRS990/CYTotalExpensesAmt | 0 | 346009 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 327194 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 3 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 326798 |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 6762 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 5237 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LARRY D EASON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | O H KITCHENS JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JIMMY H HOUGH JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | WILLIAM SAVAGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | BUFORD C SHIELDS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | SANDRA L GRIFFIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MELISSA K THOMAS |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 46884 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 31441 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | INVESTMENT C |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD PRESID |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SUP&INVEST C |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY/TR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD VICE P |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | ASST MANAGER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1928 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 5 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 327194 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 5 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 19211 |
| IRS990/InterestGrp/TotalAmt | 0 | 19211 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 50903 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 50903 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 3316965 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 2126337 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 76533 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3052 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 14266 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 90799 |
| IRS990/LegalDomicileStateCd | 0 | TN |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION-TO PROVIDE SERVICES FOR APPROXIMATELY 1,663 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1499366 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1480551 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 21896 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 21896 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 64669 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 64669 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 77626 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 76370 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 13224 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 13224 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROF & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpensesGrp/Desc | 3 | EXAMINATION FEE |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 31596 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 24326 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 23000 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 10291 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 31596 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 24326 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 23000 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 10291 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 6617544 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 6657326 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5034 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 5034 |
| IRS990/OtherRevenueTotalAmt | 0 | 5034 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 112218 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 112218 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 9553 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 9553 |
| IRS990/PoliticalCampaignActyInd | 0 | true |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 7466 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 5965 |
| IRS990/PrincipalOfficerNm | 0 | SANDRA GRIFFIS |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522291 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 211671 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 59586 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 211671 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 59586 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 19211 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 65167 |
| IRS990/PYOtherExpensesAmt | 0 | 253953 |
| IRS990/PYOtherRevenueAmt | 0 | 3922 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 285463 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -34939 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 135538 |
| IRS990/PYTotalExpensesAmt | 0 | 389491 |
| IRS990/PYTotalRevenueAmt | 0 | 354552 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -18815 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 1311003 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1292188 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1396000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2739039 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleC/Form1120POLFiledInd | 0 | true |
| IRS990ScheduleC/InternalFundsContributedAmt | 0 | 400 |
| IRS990ScheduleC/PoliticalExpendituresAmt | 0 | 400 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/EIN | 0 | 462728395 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1 | 0 | TENNESSEE CREDIT UNION LEAGUE |
| IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt | 0 | 400 |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1 | 0 | 1317 HICKORY VALLEY RD |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/City | 0 | CHATTANOOGA |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/State | 0 | TN |
| IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCode | 0 | 37421 |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 0 | CONTRIBUTION TO THE TENNESSEE CREDIT UNION LEAGUE PAC. |
| IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt | 1 | CONTRIBUTION TO THE TENNESSEE CREDIT UNION LEAGUE PAC. |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE C, PART I-A, LINE 1 |
| IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE C, PART IV |
| IRS990ScheduleC/TotalExemptFunctionExpendAmt | 0 | 400 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 14266 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 76533 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 90799 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 4096376 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 2053981 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 506969 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 2065411 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 60926 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | ALL OTHER INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | VCCU-PAID-IN CAPITAL |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 14266 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 2126337 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 6657326 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION DOES NOT HAVE ANY UNRELATED TRADE OR BUSINESS INCOME. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | BUFORD SHIELDS SAVAGE VP BOARD SEC/TREAS FATHER-IN-LAW |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | BOARD REVIEWED MANAGER AND PROVIDED COMPENSATION CHANGE IN WRITING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XII |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 8125546 |
| IRS990/TotalAssetsEOYAmt | 0 | 8119109 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 8125546 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 8119109 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 3 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 346009 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 346009 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 6626180 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 6638558 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 6626180 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 6638558 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1499366 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1480551 |
| IRS990/TotalOtherCompensationAmt | 0 | 11999 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 346009 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 271257 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 78325 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 327194 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 327194 |
| IRS990/TotalVolunteersCnt | 0 | 5 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 8125546 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 8119109 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1 | 0 | 2005 NONCNNAH BLVD |
| IRS990/USAddress/City | 0 | MEMPHIS |
| IRS990/USAddress/State | 0 | TN |
| IRS990/USAddress/ZIPCode | 0 | 381322129 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 5 |
| IRS990/VotingMembersIndependentCnt | 0 | 5 |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SANDRA GRIFFIS |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MANAGER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9013322685 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-05-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | CN IC EMPLOYEES CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CNIC |
| ReturnHeader/Filer/EIN | 0 | 620246190 |
| ReturnHeader/Filer/PhoneNum | 0 | 9013322685 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 2005 NONCONNAH BLVD 7 |
| ReturnHeader/Filer/USAddress/City | 0 | MEMPHIS |
| ReturnHeader/Filer/USAddress/State | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 381322129 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | LEVERAGE THE LSCU SERVICE CORPORATION |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 3773 COMMONWEALTH BLVD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 323033175 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 8505581102 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-05-15 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KEITH MCMURTRIE |
| ReturnHeader/ReturnTs | 0 | 2014-05-15T19:41:09-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.