Civic Intelligence

First Choice Community Credit Union

EIN 62-0207975 • 501(c)14 • Knoxville, TN

Profile

State chartered credit union mutually owned by our 5,311 members, to promote thrift, issue shares and maintain accounts, and make loans to our members. Funds not needed for liquidity or for loans are temporarily invested.

100 N 17th StreetKnoxville, TN 37921

www.firstchoiceccu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

35th percentile

0.85x

Higher debt load relative to assets than 35% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

55th percentile

16.63x

Higher debt load relative to revenue than 55% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

77th percentile

20%

Higher net margin than 77% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

41st percentile

$106,225

Higher top officer pay than 41% of similar nonprofits.

Top officer pay equals 4.3% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

75th percentile

4.2%

Faster asset growth than 75% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

80th percentile

19%

Faster revenue growth than 80% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Assets

Up

$48,717,901

Up $1,974,138 (+4.2%) from 2023

Liabilities

Up

$41,310,670

Up $1,465,342 (+3.7%) from 2023

Net Assets

Up

$7,407,231

Up $508,796 (+7.4%) from 2023

Revenue

Up

$2,484,685

Up $398,078 (+19%) from 2023

Expenses

Up

$1,975,888

Up $237,030 (+14%) from 2023

Net Income

Up

$508,797

Up $161,048 (+46%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $36,958,043Liabilities 2010: $31,396,578Net Assets 2010: $5,561,4652010Assets 2011: $38,862,019Liabilities 2011: $33,361,531Net Assets 2011: $5,500,4882011Assets 2012: $37,815,587Liabilities 2012: $32,224,945Net Assets 2012: $5,590,6422012Assets 2013: $36,552,223Liabilities 2013: $30,871,653Net Assets 2013: $5,680,5702013Assets 2014: $36,281,197Liabilities 2014: $30,443,609Net Assets 2014: $5,837,5882014Assets 2015: $36,802,133Liabilities 2015: $30,883,627Net Assets 2015: $5,918,5062015Assets 2016: $37,700,609Liabilities 2016: $31,719,388Net Assets 2016: $5,981,2212016Assets 2017: $37,268,040Liabilities 2017: $31,235,013Net Assets 2017: $6,033,0272017Assets 2018: $36,221,658Liabilities 2018: $30,106,672Net Assets 2018: $6,114,9862018Assets 2019: $37,059,488Liabilities 2019: $30,853,792Net Assets 2019: $6,205,6962019Assets 2020: $43,942,979Liabilities 2020: $37,724,075Net Assets 2020: $6,218,9042020Assets 2021: $47,507,286Liabilities 2021: $41,356,532Net Assets 2021: $6,150,7542021Assets 2022: $49,131,715Liabilities 2022: $42,581,029Net Assets 2022: $6,550,6862022Assets 2023: $46,743,763Liabilities 2023: $39,845,328Net Assets 2023: $6,898,4352023Assets 2024: $48,717,901Liabilities 2024: $41,310,670Net Assets 2024: $7,407,2312024

Highlighted filing

2024

Assets$48,717,901
Liabilities$41,310,670
Net Assets$7,407,231

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,118,5072010Expenses 2011: $1,983,8422011Expenses 2012: $1,685,2682012Revenue 2013: $1,667,435Expenses 2013: $1,577,507Net Income 2013: $89,9282013Revenue 2014: $1,640,604Expenses 2014: $1,483,586Net Income 2014: $157,0182014Revenue 2015: $1,568,370Expenses 2015: $1,487,452Net Income 2015: $80,9182015Revenue 2016: $1,591,879Expenses 2016: $1,529,166Net Income 2016: $62,7132016Revenue 2017: $1,640,657Expenses 2017: $1,588,851Net Income 2017: $51,8062017Revenue 2018: $1,751,745Expenses 2018: $1,669,786Net Income 2018: $81,9592018Revenue 2019: $1,834,349Expenses 2019: $1,743,639Net Income 2019: $90,7102019Revenue 2020: $1,656,543Expenses 2020: $1,643,336Net Income 2020: $13,2072020Revenue 2021: $1,528,915Expenses 2021: $1,597,066Net Income 2021: -$68,1512021Revenue 2022: $2,083,179Expenses 2022: $1,683,245Net Income 2022: $399,9342022Revenue 2023: $2,086,607Expenses 2023: $1,738,858Net Income 2023: $347,7492023Revenue 2024: $2,484,685Expenses 2024: $1,975,888Net Income 2024: $508,7972024

Highlighted filing

2024

Revenue$2,484,685
Expenses$1,975,888
Net Income$508,797

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$48.7$41.3$7.41$2.48$1.98$0.51
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$46.7$39.8$6.90$2.09$1.74$0.35
2022Detailed filing. Detailed filing data is available for this year.$49.1$42.6$6.55$2.08$1.68$0.40
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$47.5$41.4$6.15$1.53$1.60$0.07
2020Detailed filing. Detailed filing data is available for this year.$43.9$37.7$6.22$1.66$1.64$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.1$30.9$6.21$1.83$1.74$0.09
2018Detailed filing. Detailed filing data is available for this year.$36.2$30.1$6.11$1.75$1.67$0.08
2017Detailed filing. Detailed filing data is available for this year.$37.3$31.2$6.03$1.64$1.59$0.05
2016Detailed filing. Detailed filing data is available for this year.$37.7$31.7$5.98$1.59$1.53$0.06
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.8$30.9$5.92$1.57$1.49$0.08
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$36.3$30.4$5.84$1.64$1.48$0.16
2013Detailed filing. Detailed filing data is available for this year.$36.6$30.9$5.68$1.67$1.58$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.8$32.2$5.59$1.69
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.9$33.4$5.50$1.98
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.0$31.4$5.56$2.12
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Apr 25, 2023
Return Version
2022v5.0
Gross Receipts
$2,083,179
Mission and Program Overview

Mission

State chartered credit union mutually owned by our 5,648 members, to promote thrift, issue shares and maintain accounts, and make loans to our members. Funds not needed for liquidity or for loans are temporarily invested.

State chartered credit union mutually owned by our 4,045 members, to promote thrift, issue shares and maintain accounts, and make loans to our members. Funds not needed for liquidity or for loans are temporarily invested.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$19,962,731$20,254,158▲ $291,427
Investments Program Related$8,310,528$19,336,704▲ $11,026,176
Savings and Temporary Cash Investments$16,915,445$7,136,549▼ $9,778,896
Rtn Earn Endowment Incm Other Fnds$6,150,754$6,550,686▲ $399,932
Land, Buildings, and Equipment, Net$1,408,393$1,388,793▼ $19,600
Cash and Non-Interest-Bearing Accounts$632,284$702,212▲ $69,928
Prepaid Expenses and Deferred Charges$64,765$62,386▼ $2,379
Total Assets$47,507,286$49,131,715▲ $1,624,429
Other Assets Total$213,140$250,913▲ $37,773
Liabilities
Other Liabilities$41,145,063$42,304,548▲ $1,159,485
Accounts Payable and Accrued Expenses$211,469$276,481▲ $65,012
Total Liabilities$41,356,532$42,581,029▲ $1,224,497
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,150,754$6,550,686▲ $399,932
Total Liabilities and Net Assets / Fund Balance$47,507,286$49,131,715▲ $1,624,429

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$275,607--
Buildings$850,944$654,966-
Other Land Buildings$7$14,193-
Land$474,330--
Equipment$63,512$777,738-
Leasehold Improvements-$8,489-
Other Assets Org$174,445--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carisa ChitwoodCEOFT$94,506$5,145$99,651

Board Members and Trustees

NameTitle
Brenda DepoillyBoard Member
Jason HaggardBoard Member
Jason MurrellBoard Member
Nancy WebbBoard Member
Rusty GoddardBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,083,179
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$399,934

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,083,179
Total Revenue per Audited Statements
$2,083,179
Total Revenue per Form 990
$2,083,179
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$938,780
Salaries, Compensation, and Employee Benefits$705,759
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$460,303--$460,303
Other Salaries and Wages$445,125--$445,125
Other Employee Benefits$107,495--$107,495
Occupancy$101,347--$101,347
Current Officers, Directors, Trustees, and Key Employees$94,506--$94,506
All Other Expenses$82,191--$82,191
Payroll Taxes$42,170--$42,170
Benefits to Members$38,706--$38,706
Pension Plan Contributions$16,463--$16,463
Conferences and Meetings$6,409--$6,409
Advertising$1,555--$1,555
Total Functional Expenses$1,683,245$0$0$1,683,245

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,683,245
Total Expenses per Audited Statements$1,683,245
Total Expenses per Form 990$1,683,245
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$24,723,221
Share Drafts$9,661,802
Money Market Shares$3,819,234
Irakeogh Accounts$2,525,375
Share Certificates$1,547,450
All Other Shares$27,466
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

A state chartered credit union is governed by its charter and bylaws.

Member election for additional members Part VI line 7A

The charter and bylaws call for an annual election of directors by the members. Each member is entitled to one vote irrespective of the number of shares/deposits. The candidates for directors are nominated by a nominating committee appointed by the board of directors. The directors are elected at an annual meeting called for in the bylaws.

Governing body decisions Part VI line 7B

The charter and bylaws call for an annual election of directors by the members. Each member is entitled to one vote irrespective of the number of shares/deposits. The candidates for directors are nominated by a nominating committee appointed by the board of directors. The directors are elected at an annual meeting called for in the bylaws.

Governing body meeting documentation Part VI line 8A

Under the bylaws, the directors meet monthly to review the operations of the credit union. Their actions are documented in written monthly minutes. The board of directors approve the operating policies that direct management in the day-to-day operations of the credit union.

Committee meeting documentation Part VI line 8B

The board of directors appoint committees to oversee specific operations of the credit union including an audit committee, which hires an independent auditor to perform an annual audit of the credit union, and a personnel committee which recommends an overall compensation plan for the credit union as a whole. Committee minutes are maintained and committee recommendations are voted on/approved by the full board of directors.

Form 990 governing body review Part VI line 11

The form 990 was reviewed during the monthly board meeting.

Conflict of interest policy compliance Part VI line 12C

The credit union has a written conflict of interest policy. All officers, directors, and key employees are required to disclose annually any interest that could give rise to conflicts. All material contracts are approved by the board of directors.

CEO executive director top management comp Part VI line 15A

The personnel committee recommends compensation for the ceo, management, and staff based on an annual survey of compensation of credit unions of comparable size and job classifications and other factors. The overall compensation plan, including ceo and management compensation, is reviewed/approved by the board of directors. For staff, the ceo and/or department managers complete annual employee evaluations and are authorized to set staff compensation within the range approved by the personnel committee and board of directors.

Other officer or key employee compensation Part VI line 15B

The personnel committee recommends compensation for the ceo, management, and staff based on an annual survey of compensation of credit unions of comparable size and job classifications and other factors. The overall compensation plan, including ceo and management compensation, is reviewed/approved by the board of directors. For staff, the ceo and/or department managers complete annual employee evaluations and are authorized to set staff compensation within the range approved by the personnel committee and board of directors.

Form 990 availability to public Part VI line 18

Upon request, copies of the credit unions annual form 990 is provided to any member or non-member that requests a copy.

Governing documents etc available to public Part VI line 19

Written copies of policies and procedures are provided to members upon request. Monthly financial reports are posted in the lobby for members review.

Filing and Contact Details

Filer

Filer Name
First Choice Community Credit Union
EIN
62-0207975
Address
100 N 17TH STREET, KNOXVILLE, TN 37921

Signing Officer

Name
Carisa Chitwood
Title
CEO
Phone
8656370112
Signed
2023-04-25
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Carisa Chitwood
Formed
1934
Legal Domicile
Tn
Voting Board Members
5
Independent Board Members
5
Employees
22
Volunteers
5

Preparer

Firm
Peters & Associates
Address
9050 EXECUTIVE PARK DR STE 220A, KNOXVILLE, TN 37932
Preparer
Craig Peters
Phone
8656947128
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

Mutually owned by our 4,045 members - funds not currently needed for liquidity or for loans are temporarily invested.

Raw XML AppendixShowing 400 of 404 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990ScheduleD/EquipmentGrp/DepreciationAmt0777738
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0841250
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IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt1441025
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt22004072
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt3275607
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0S&LS MUTUAL SAVINGS BANK
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1CORPORATE CREDIT UNIONS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2NCUSIF DEPOSIT
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc3INVESTMENTS IN CREDIT UNIONS
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc4OTHER INVESTMENTS
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IRS990ScheduleD/OtherAssetsOrgGrp/Desc2ACCRUED INTEREST ON INVESTMENTS
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3SHARE CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4IRAKEOGH ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5ALL OTHER SHARES
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IRS990ScheduleD/TotalBookValueOtherAssetsAmt0250913
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A STATE CHARTERED CREDIT UNION IS GOVERNED BY ITS CHARTER AND BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CHARTER AND BYLAWS CALL FOR AN ANNUAL ELECTION OF DIRECTORS BY THE MEMBERS. EACH MEMBER IS ENTITLED TO ONE VOTE IRRESPECTIVE OF THE NUMBER OF SHARES/DEPOSITS. THE CANDIDATES FOR DIRECTORS ARE NOMINATED BY A NOMINATING COMMITTEE APPOINTED BY THE BOARD OF DIRECTORS. THE DIRECTORS ARE ELECTED AT AN ANNUAL MEETING CALLED FOR IN THE BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CHARTER AND BYLAWS CALL FOR AN ANNUAL ELECTION OF DIRECTORS BY THE MEMBERS. EACH MEMBER IS ENTITLED TO ONE VOTE IRRESPECTIVE OF THE NUMBER OF SHARES/DEPOSITS. THE CANDIDATES FOR DIRECTORS ARE NOMINATED BY A NOMINATING COMMITTEE APPOINTED BY THE BOARD OF DIRECTORS. THE DIRECTORS ARE ELECTED AT AN ANNUAL MEETING CALLED FOR IN THE BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3UNDER THE BYLAWS, THE DIRECTORS MEET MONTHLY TO REVIEW THE OPERATIONS OF THE CREDIT UNION. THEIR ACTIONS ARE DOCUMENTED IN WRITTEN MONTHLY MINUTES. THE BOARD OF DIRECTORS APPROVE THE OPERATING POLICIES THAT DIRECT MANAGEMENT IN THE DAY-TO-DAY OPERATIONS OF THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS APPOINT COMMITTEES TO OVERSEE SPECIFIC OPERATIONS OF THE CREDIT UNION INCLUDING AN AUDIT COMMITTEE, WHICH HIRES AN INDEPENDENT AUDITOR TO PERFORM AN ANNUAL AUDIT OF THE CREDIT UNION, AND A PERSONNEL COMMITTEE WHICH RECOMMENDS AN OVERALL COMPENSATION PLAN FOR THE CREDIT UNION AS A WHOLE. COMMITTEE MINUTES ARE MAINTAINED AND COMMITTEE RECOMMENDATIONS ARE VOTED ON/APPROVED BY THE FULL BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE FORM 990 WAS REVIEWED DURING THE MONTHLY BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE CREDIT UNION HAS A WRITTEN CONFLICT OF INTEREST POLICY. ALL OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO DISCLOSE ANNUALLY ANY INTEREST THAT COULD GIVE RISE TO CONFLICTS. ALL MATERIAL CONTRACTS ARE APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE PERSONNEL COMMITTEE RECOMMENDS COMPENSATION FOR THE CEO, MANAGEMENT, AND STAFF BASED ON AN ANNUAL SURVEY OF COMPENSATION OF CREDIT UNIONS OF COMPARABLE SIZE AND JOB CLASSIFICATIONS AND OTHER FACTORS. THE OVERALL COMPENSATION PLAN, INCLUDING CEO AND MANAGEMENT COMPENSATION, IS REVIEWED/APPROVED BY THE BOARD OF DIRECTORS. FOR STAFF, THE CEO AND/OR DEPARTMENT MANAGERS COMPLETE ANNUAL EMPLOYEE EVALUATIONS AND ARE AUTHORIZED TO SET STAFF COMPENSATION WITHIN THE RANGE APPROVED BY THE PERSONNEL COMMITTEE AND BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE PERSONNEL COMMITTEE RECOMMENDS COMPENSATION FOR THE CEO, MANAGEMENT, AND STAFF BASED ON AN ANNUAL SURVEY OF COMPENSATION OF CREDIT UNIONS OF COMPARABLE SIZE AND JOB CLASSIFICATIONS AND OTHER FACTORS. THE OVERALL COMPENSATION PLAN, INCLUDING CEO AND MANAGEMENT COMPENSATION, IS REVIEWED/APPROVED BY THE BOARD OF DIRECTORS. FOR STAFF, THE CEO AND/OR DEPARTMENT MANAGERS COMPLETE ANNUAL EMPLOYEE EVALUATIONS AND ARE AUTHORIZED TO SET STAFF COMPENSATION WITHIN THE RANGE APPROVED BY THE PERSONNEL COMMITTEE AND BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9UPON REQUEST, COPIES OF THE CREDIT UNIONS ANNUAL FORM 990 IS PROVIDED TO ANY MEMBER OR NON-MEMBER THAT REQUESTS A COPY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10WRITTEN COPIES OF POLICIES AND PROCEDURES ARE PROVIDED TO MEMBERS UPON REQUEST. MONTHLY FINANCIAL REPORTS ARE POSTED IN THE LOBBY FOR MEMBERS REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11MUTUALLY OWNED BY OUR 4,045 MEMBERS - FUNDS NOT CURRENTLY NEEDED FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Governing body meeting documentation Part VI line 8a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Committee meeting documentation Part VI line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990 availability to public Part VI line 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Explanation of other changes in net assets or fund balances Part XI line 9
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IRS990/TotalLiabilitiesEOYAmt042581029
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ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CARISA CHITWOOD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum08656370112
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-04-25
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FIRST CHOICE COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0FIRS
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ReturnHeader/Filer/USAddress/AddressLine1Txt0100 N 17TH STREET
ReturnHeader/Filer/USAddress/CityNm0KNOXVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
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ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PETERS & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt09050 EXECUTIVE PARK DR STE 220A
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0KNOXVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd037932
ReturnHeader/PreparerPersonGrp/PhoneNum08656947128
ReturnHeader/PreparerPersonGrp/PreparationDt02023-05-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CRAIG PETERS
ReturnHeader/ReturnTs02023-05-10T15:33:04-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0CARISA

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