Liabilities / Assets
9th percentile
Higher debt load relative to assets than 9% of similar nonprofits.
EIN 62-0160633 • 501(c)14 • Knoxville, TN
Profile
Credit union - to provide services for approximately 8,467 members in the form of loans, savings, and other financial services.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
9th percentile
Higher debt load relative to assets than 9% of similar nonprofits.
Liabilities / Revenue
54th percentile
Higher debt load relative to revenue than 54% of similar nonprofits.
Net Margin
97th percentile
Higher net margin than 97% of similar nonprofits.
Top Officer Pay
13th percentile
Higher top officer pay than 13% of similar nonprofits.
Top officer pay equals 2.5% of source-year revenue.
Asset Growth
64th percentile
Faster asset growth than 64% of similar nonprofits.
Revenue Growth
7th percentile
Faster revenue growth than 7% of similar nonprofits.
Assets
Up$119,098,303
Up $4,780,001 (+4.2%) from 2024
Liabilities
Up$93,338,845
Up $2,670,414 (+2.9%) from 2024
Net Assets
Up$25,759,458
Up $2,109,587 (+8.9%) from 2024
Revenue
Down$6,007,920
Down $70,678 (-1.2%) from 2024
Expenses
Up$3,898,332
Up $209,739 (+5.7%) from 2024
Net Income
Down$2,109,588
Down $280,417 (-12%) from 2024
Most recent year
2025 • Form 990Detailed filing. Detailed filing data is available for this year.
Credit union - to provide services for approximately 8,467 members in the form of loans, savings, and other financial services.
Credit union - to provide services for its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $65,688,009 | $63,731,752 | ▼ $1,956,257 |
| Savings and Temporary Cash Investments | $30,138,000 | $31,852,000 | ▲ $1,714,000 |
| Rtn Earn Endowment Incm Other Fnds | $23,649,871 | $25,759,458 | ▲ $2,109,587 |
| Cash and Non-Interest-Bearing Accounts | $16,253,667 | $20,528,939 | ▲ $4,275,272 |
| Prepaid Expenses and Deferred Charges | $320,226 | $1,068,017 | ▲ $747,791 |
| Investments Other Securities | $537,677 | $549,144 | ▲ $11,467 |
| Land, Buildings, and Equipment, Net | $364,562 | $364,562 | → $0 |
| Total Assets | $114,318,302 | $119,098,303 | ▲ $4,780,001 |
| Other Assets Total | $1,016,161 | $1,003,889 | ▼ $12,272 |
| Liabilities | |||
| Other Liabilities | $89,162,880 | $91,803,708 | ▲ $2,640,828 |
| Accounts Payable and Accrued Expenses | $1,505,551 | $1,535,137 | ▲ $29,586 |
| Total Liabilities | $90,668,431 | $93,338,845 | ▲ $2,670,414 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $23,649,871 | $25,759,458 | ▲ $2,109,587 |
| Total Liabilities and Net Assets / Fund Balance | $114,318,302 | $119,098,303 | ▲ $4,780,001 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | - | $782,394 | $782,394 |
| Buildings | - | $752,888 | $752,888 |
| Land | $364,562 | - | $364,562 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| James Carroll | President/ce | FT | $129,688 | $22,157 | $151,845 |
| James Carroll | President/CEO | - | $125,000 | $26,845 | $151,845 |
| Dotty Church | VP Operation | FT | $79,312 | $18,313 | $97,625 |
| Name | Title |
|---|---|
| Chris Cunningham | Board Chair |
| Dale Maddox | Board Member |
| Darrin Rhines | Board Member |
| Kendall Stiles | Board Member |
| Mark Parker | Board Member |
| Robin Shelton | Board Member |
| Carol C Mahler | Board Secret |
| Wayne G Roach | Board Treasu |
| Cheville C Lewis | Board Vice C |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,308,410 |
| Salaries, Compensation, and Employee Benefits | $1,589,922 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | $1,240,064 | - | $1,240,064 |
| Interest | - | $1,006,774 | - | $1,006,774 |
| Occupancy | - | $196,460 | - | $196,460 |
| Other Employee Benefits | - | $161,504 | - | $161,504 |
| Office Expenses | - | $159,060 | - | $159,060 |
| Payroll Taxes | - | $94,937 | - | $94,937 |
| Pension Plan Contributions | - | $93,417 | - | $93,417 |
| Other Expenses | - | $50,228 | - | $50,228 |
| All Other Expenses | - | $36,758 | - | $36,758 |
| Conferences and Meetings | - | $16,229 | - | $16,229 |
| Total Functional Expenses | $0 | $3,898,332 | $0 | $3,898,332 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Regular Shares | $51,155,287 |
| All Other Shares | $24,401,736 |
| Share Drafts | $16,246,685 |
“Carol mahler chris cunningham secretary treasurer siblings”
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directros are affirmed by the members.”
“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”
“The board of directors use a comparison of credit union compensation.”
“The board of directros use a comparison of credit union compensation.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Hours of service are related to duties of the board of directors and nominating committee without compensation.”
“No unrelated business income”
“Due to rounding 0 due to rounding -1 total -1”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1505551 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1535137 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 65688009 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 63731752 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES FOR ITS MEMBERS. |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 36758 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 36758 |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | JAMES CARROLL |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8658247200 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1720 WESTERN AVENUE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | KNOXVILLE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 379216739 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 16253667 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 20528939 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 16229 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 16229 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1998697 |
| IRS990/CYOtherExpensesAmt | 0 | 2308410 |
| IRS990/CYOtherRevenueAmt | 0 | 346710 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3662513 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2109588 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1589922 |
| IRS990/CYTotalExpensesAmt | 0 | 3898332 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 6007920 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 24 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 2891559 |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 18313 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 22157 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DOTTY CHURCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JAMES CARROLL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | CHRIS CUNNINGHAM |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | WAYNE G ROACH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ROBIN SHELTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DARRIN RHINES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | MARK PARKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | CHEVILLE C LEWIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | CAROL C MAHLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | KENDALL STILES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | DALE MADDOX |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 79312 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 129688 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | VP OPERATION |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | PRESIDENT/CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD TREASU |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD VICE C |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD SECRET |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1932 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 6007920 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartVInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 1006774 |
| IRS990/InterestGrp/TotalAmt | 0 | 1006774 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1998697 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1998697 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 537677 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 549144 |
| IRS990/IRPDocumentCnt | 0 | 1312 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1535282 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 364562 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 364562 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1899844 |
| IRS990/LegalDomicileStateCd | 0 | TN |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 8,467 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 23649871 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 25759458 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 196460 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 196460 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 159060 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 159060 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1016161 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1003889 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -1 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 161504 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 161504 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROF & OUTSIDE SERVICES |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | EDUCATIONAL & PROMO |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 580583 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 157984 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 104334 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 50228 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 580583 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 157984 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 104334 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 50228 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 89162880 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 91803708 |
| IRS990/OtherOrganizationDsc | 0 | CREDIT UNION |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 346710 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 346710 |
| IRS990/OtherRevenueTotalAmt | 0 | 346710 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 1240064 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1240064 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 94937 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 94937 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 93417 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 93417 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 320226 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 1068017 |
| IRS990/PrincipalOfficerNm | 0 | JAMES CARROLL |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3396050 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 266463 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3396050 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 266463 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 1006774 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 1905929 |
| IRS990/PYOtherExpensesAmt | 0 | 2232011 |
| IRS990/PYOtherRevenueAmt | 0 | 374644 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3798025 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2390005 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1456582 |
| IRS990/PYTotalExpensesAmt | 0 | 3688593 |
| IRS990/PYTotalRevenueAmt | 0 | 6078598 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 2109588 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 23649871 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 25759458 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 30138000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 31852000 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 752888 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 752888 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 782394 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 782394 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 364562 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 364562 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 51155287 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 24401736 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 16246685 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | SHARE DRAFTS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 364562 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 91803708 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 125000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 4688 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 22157 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | JAMES CARROLL |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT/CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 151845 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS AND NOMINATING COMMITTEE WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | NO UNRELATED BUSINESS INCOME |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CAROL MAHLER CHRIS CUNNINGHAM SECRETARY TREASURER SIBLINGS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | SOME DECISIONS MADE BY THE BOARD OF DIRECTROS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE BOARD OF DIRECTORS USE A COMPARISON OF CREDIT UNION COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | THE BOARD OF DIRECTROS USE A COMPARISON OF CREDIT UNION COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | DUE TO ROUNDING 0 DUE TO ROUNDING -1 TOTAL -1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 5, PART V, LINE 3B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XI, LINE 9 |
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| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | TN |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 114318302 |
| IRS990/TotalAssetsEOYAmt | 0 | 119098303 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 114318302 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 119098303 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 24 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 3898332 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 3898332 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 90668431 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 93338845 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 90668431 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 93338845 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 23649871 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 25759458 |
| IRS990/TotalOtherCompensationAmt | 0 | 40470 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 3898333 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3662513 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 209000 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 6007920 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 6007920 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 114318302 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 119098303 |
| IRS990/TypeOfOrganizationOtherInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1720 WESTERN AVENUE |
| IRS990/USAddress/CityNm | 0 | KNOXVILLE |
| IRS990/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/USAddress/ZIPCd | 0 | 379216739 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.CECUKNOX.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JAMES CARROLL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8658247200 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-03-20 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CITY EMPLOYEES CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CITY |
| ReturnHeader/Filer/EIN | 0 | 620160633 |
| ReturnHeader/Filer/PhoneNum | 0 | 8658247200 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1720 WESTERN AVENUE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | KNOXVILLE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 37921 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 202711127 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | CREDIT UNION AUDIT GROUP |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1709 HERMITAGE BLVD SUITE 200 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TALLAHASSEE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 32308 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2054372176 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2026-03-23 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | MARCUS KING |
| ReturnHeader/ReturnTs | 0 | 2026-03-23T08:45:42-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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