Civic Intelligence

Kentucky Construction Industry Trust

990 • Fiscal year 2024 • EIN 61-6094900

Apr 01, 2023 to Mar 31, 2024 • Filed on Jan 15, 2025

Organization ProfileN/A

View Organization Page

230 Lexington Green Circle Ste 400Lexington, KY 40503

(859) 226-1765

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.03x

Higher debt load relative to assets than 55% of similar nonprofits.

2024 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

65th percentile

0.08x

Higher debt load relative to revenue than 65% of similar nonprofits.

2024 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2024

Net Margin

31st percentile

-0.1%

Higher net margin than 31% of similar nonprofits.

2024 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

51st percentile

$0

Higher top officer pay than 51% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2024 filings • 501(c)9 • $5M-$10M nonprofits • Source year 2024

Asset Growth

51st percentile

7.8%

Faster asset growth than 51% of similar nonprofits.

2024 filings • 501(c)9 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

8th percentile

-15%

Faster revenue growth than 8% of similar nonprofits.

2024 filings • 501(c)9 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$6,241,474

Up $451,698 (+7.8%) from 2023

Net Assets

Up

$6,060,402

Up $688,985 (+13%) from 2023

Liabilities

Down

$181,072

Down $237,287 (-57%) from 2023

Revenue And Expenses
Liabilities / Revenue65th percentileNet Margin31st percentile

Revenue

Down

$2,256,691

Down $408,230 (-15%) from 2023

Expenses

Down

$2,258,551

Down $324,774 (-13%) from 2023

Net Income

Down

-$1,860

Down $83,456 (-102%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth51st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2017: $6,612,113Liabilities 2017: $861,171Net Assets 2017: $5,750,9422017Assets 2018: $5,781,706Liabilities 2018: $141,008Net Assets 2018: $5,640,6982018Assets 2019: $5,634,583Liabilities 2019: $218,084Net Assets 2019: $5,416,4992019Assets 2020: $5,142,495Liabilities 2020: $242,883Net Assets 2020: $4,899,6122020Assets 2021: $6,108,322Liabilities 2021: $154,909Net Assets 2021: $5,953,4132021Assets 2022: $6,265,971Liabilities 2022: $403,894Net Assets 2022: $5,862,0772022Assets 2023: $5,789,776Liabilities 2023: $418,359Net Assets 2023: $5,371,4172023Assets 2024: $6,241,474Liabilities 2024: $181,072Net Assets 2024: $6,060,4022024Assets 2025: $6,508,450Liabilities 2025: $216,549Net Assets 2025: $6,291,9012025

Highlighted filing

2024

Assets$6,241,474
Liabilities$181,072
Net Assets$6,060,402
Open 2024 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2017: $2,446,639Expenses 2017: $2,386,760Net Income 2017: $59,8792017Revenue 2018: $662,433Expenses 2018: $571,859Net Income 2018: $90,5742018Revenue 2019: $2,642,888Expenses 2019: $2,825,419Net Income 2019: -$182,5312019Revenue 2020: $2,580,304Expenses 2020: $2,650,040Net Income 2020: -$69,7362020Revenue 2021: $2,531,160Expenses 2021: $2,675,641Net Income 2021: -$144,4812021Revenue 2022: $2,576,274Expenses 2022: $2,545,348Net Income 2022: $30,9262022Revenue 2023: $2,664,921Expenses 2023: $2,583,325Net Income 2023: $81,5962023Revenue 2024: $2,256,691Expenses 2024: $2,258,551Net Income 2024: -$1,8602024Revenue 2025: $2,522,974Expenses 2025: $2,210,173Net Income 2025: $312,8012025

Highlighted filing

2024

Revenue$2,256,691
Expenses$2,258,551
Net Income-$1,860
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Apr 1, 2023 to Mar 31, 2024
Signed
Jan 15, 2025
Return Version
2023v6.0
Gross Receipts
$4,497,446
Mission and Program Overview

Mission

WELFARE BENEFITS

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$5,371,417$6,060,402▲ $688,985
Investments in Publicly Traded Securities$1,767,827$3,464,586▲ $1,696,759
Investments Other Securities$3,252,446$2,601,801▼ $650,645
Savings and Temporary Cash Investments$445,170$106,770▼ $338,400
Cash and Non-Interest-Bearing Accounts$290,451$40,375▼ $250,076
Prepaid Expenses and Deferred Charges$22,949$15,475▼ $7,474
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$5,789,776$6,241,474▲ $451,698
Other Assets Total$10,933$12,467▲ $1,534
Liabilities
Deferred Revenue$75,288$104,373▲ $29,085
Accounts Payable and Accrued Expenses$22,005$49,997▲ $27,992
Other Liabilities$321,066$26,702▼ $294,364
Total Liabilities$418,359$181,072▼ $237,287
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,371,417$6,060,402▲ $688,985
Total Liabilities and Net Assets / Fund Balance$5,789,776$6,241,474▲ $451,698

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$597,370--
Compensation and Service Providers
Top Officer Pay51st percentile

Board Members and Trustees

NameTitle
Banks HudsonDirector
Brett D RuffingDirector
Chris NelsonDirector
D Robert DealDirector
Denise GueldaDirector
Henry M PotterDirector
John C AlbrightDirector
Kelly E IvesDirector
Kevin M DoyleDirector
Lisa ThomasDirector
Lucy LloydDirector
Lynn StetsonDirector
M Chad LarueDirector
Nicholas S RodgersDirector
Richard VincentDirector
Ron FaulknerDirector
Russell L RomineDirector
Ted CormanDirector
Stephanie CooleyInstitutional Trustee
Michele WallCFO
-Contract Administrator
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,104,463
Investment Income
$152,228
Other Revenue
$0
Change in Net Assets
$-1,860
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$681,860
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$1,576,691
Fees for Services Other---$591,628
Fees for Service Investment Mgmnt Fees---$33,182
Fees for Services Accounting---$25,025
Insurance---$17,772
Other Expenses---$6,065
Conferences and Meetings---$721
Total Functional Expenses$0$0$0$2,258,551
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Unapplied Deposits$26,702
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the contract administrator prior to filing the return.”

Form 990, Part VI, Section C, Line 19

“The governing documents and financial statements are available upon request through the contract administrator, at the discretion of the board of directors and management. The organization does not have a conflict of interest policy.”

Filing and Contact Details

Filer

Filer Name
Kentucky Construction Industry Trust
EIN
61-6094900
Phone
8592261765
Address
230 LEXINGTON GREEN CIRCLE STE 400, LEXINGTON, KY 40503

Signing Officer

Name
Stephanie Cooley
Title
CFO
Phone
8592261765
Signed
2025-01-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stephanie Cooley
Formed
1975
Legal Domicile
Ky
Voting Board Members
19
Independent Board Members
19
Employees
0
Volunteers
19

Preparer

Firm
Dean Dorton Allen Ford Pllc
Address
250 W MAIN STREET STE 1400, LEXINGTON, KY 40507
Preparer
Allison C Carter
Phone
8592552341
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Administrative fees 581,368. Actuarial fees 10,260.”

Form 990, Part XII, Line 2C

“The trust has a committee that assumes responsibility for oversight of the audit of its financial statements and the selection of an independent auditor. This process has not changed from the prior year.”

Raw XML AppendixShowing 400 of 2,573 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt19CFO
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IRS990/LocalChaptersInd00
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IRS990/MembersOrStockholdersInd00
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IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0WELFARE BENEFITS
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt05371417
IRS990/NetAssetsOrFundBalancesEOYAmt06060402
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IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt0-42806
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0690845
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt010933
IRS990/OtherAssetsTotalGrp/EOYAmt012467
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0BANK FEES
IRS990/OtherExpensesGrp/Desc1OTHER EXPENSES
IRS990/OtherExpensesGrp/TotalAmt07467
IRS990/OtherExpensesGrp/TotalAmt16065
IRS990/OtherLiabilitiesGrp/BOYAmt0321066
IRS990/OtherLiabilitiesGrp/EOYAmt026702
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt022949
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt015475
IRS990/PrincipalOfficerNm0STEPHANIE COOLEY
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525100
IRS990/ProgramServiceRevenueGrp/Desc0EMPLOYER CONTRIBUTIONS
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02104463
IRS990/ProhibitedTaxShelterTransInd00
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IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0265243
IRS990/PYOtherExpensesAmt0717680
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02399678
IRS990/PYRevenuesLessExpensesAmt081596
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt02583325
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02664921
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-1860
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05371417
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06060402
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0445170
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IRS990/ScheduleBRequiredInd00
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0UNAPPLIED DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0539747
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt11464684
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2597370
IRS990ScheduleD/OtherSecuritiesGrp/Desc057,358.856 SHS BLACKROCK STRATEGIC INCOME
IRS990ScheduleD/OtherSecuritiesGrp/Desc11,422,113.70 SHS ISHARES CORE S&P 500
IRS990ScheduleD/OtherSecuritiesGrp/Desc266,522,239 SHS BLACKROCK LOW DURATION
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueSecuritiesAmt02601801
IRS990ScheduleD/TotalLiabilityAmt026702
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990 IS REVIEWED BY THE CONTRACT ADMINISTRATOR PRIOR TO FILING THE RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST THROUGH THE CONTRACT ADMINISTRATOR, AT THE DISCRETION OF THE BOARD OF DIRECTORS AND MANAGEMENT. THE ORGANIZATION DOES NOT HAVE A CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ADMINISTRATIVE FEES 581,368. ACTUARIAL FEES 10,260.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE TRUST HAS A COMMITTEE THAT ASSUMES RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND THE SELECTION OF AN INDEPENDENT AUDITOR. THIS PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART IX, LINE 11G
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART XII, LINE 2C
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd10
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd20
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd30
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd40
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd50
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd60
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd70
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd80
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd90
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd100
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd220
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd230
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd240
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd250
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd280
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd290
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd300
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd310
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd320
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd330
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd340
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd350
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd360
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd390
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd400
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd410
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd420
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd430
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd450
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd460
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd470
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd480

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,241,474
Liabilities
$181,072
Net assets
$6,060,402
Revenue
$2,256,691
Expenses
$2,258,551
Net income
-$1,860
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$6.51$0.22$6.29$2.52$2.21$0.31
2024Detailed filing. Detailed filing data is available for this year.$6.24$0.18$6.06$2.26$2.26$0.00
2023Detailed filing. Detailed filing data is available for this year.$5.79$0.42$5.37$2.66$2.58$0.08
2022Detailed filing. Detailed filing data is available for this year.$6.27$0.40$5.86$2.58$2.55$0.03
2021Detailed filing. Detailed filing data is available for this year.$6.11$0.15$5.95$2.53$2.68$0.14
2020Detailed filing. Detailed filing data is available for this year.$5.14$0.24$4.90$2.58$2.65$0.07
2019Detailed filing. Detailed filing data is available for this year.$5.63$0.22$5.42$2.64$2.83$0.18
2018Summary only. Only limited summary data is available for this year.$5.78$0.14$5.64$0.66$0.57$0.09
2017Detailed filing. Detailed filing data is available for this year.$6.61$0.86$5.75$2.45$2.39$0.06