Civic Intelligence

Construction Industry Health and Welfare Trust

990 • Fiscal year 2016 • EIN 61-6058688

May 01, 2015 to Apr 30, 2016 • Filed on Mar 15, 2017

333 West Vine Street Suite 500Lexington, KY 40507

(859) 226-1700

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.67x

Higher debt load relative to assets than 91% of similar nonprofits.

2016 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

84th percentile

0.33x

Higher debt load relative to revenue than 84% of similar nonprofits.

2016 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2016

Net Margin

30th percentile

-1.5%

Higher net margin than 30% of similar nonprofits.

2016 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

46th percentile

$0

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2016

Asset Growth

42nd percentile

1.5%

Faster asset growth than 42% of similar nonprofits.

2016 filings • 501(c)9 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

74th percentile

12%

Faster revenue growth than 74% of similar nonprofits.

2016 filings • 501(c)9 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Assets

Up

$8,369,976

Up $122,253 (+1.5%) from 2015

Net Assets

Down

$2,795,402

Down $921,709 (-25%) from 2015

Liabilities

Up

$5,574,574

Up $1,043,962 (+23%) from 2015

Revenue

Up

$17,070,838

Up $1,876,229 (+12%) from 2015

Expenses

Up

$17,318,962

Up $2,437,591 (+16%) from 2015

Net Income

Down

-$248,124

Down $561,362 (-179%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $10,944,871Liabilities 2010: $6,366,886Net Assets 2010: $4,577,9852010Assets 2011: $9,659,827Liabilities 2011: $5,051,920Net Assets 2011: $4,607,9072011Assets 2012: $9,127,668Liabilities 2012: $4,773,512Net Assets 2012: $4,354,1562012Assets 2013: $8,757,971Liabilities 2013: $4,933,141Net Assets 2013: $3,824,8302013Assets 2014: $9,485,138Liabilities 2014: $5,476,650Net Assets 2014: $4,008,4882014Assets 2015: $8,247,723Liabilities 2015: $4,530,612Net Assets 2015: $3,717,1112015Assets 2016: $8,369,976Liabilities 2016: $5,574,574Net Assets 2016: $2,795,4022016Assets 2017: $8,864,985Liabilities 2017: $5,692,371Net Assets 2017: $3,172,6142017Assets 2018: $7,914,307Liabilities 2018: $5,166,724Net Assets 2018: $2,747,5832018Assets 2019: $9,608,615Liabilities 2019: $6,126,138Net Assets 2019: $3,482,4772019Assets 2020: $10,239,705Liabilities 2020: $6,076,154Net Assets 2020: $4,163,5512020Assets 2021: $13,380,238Liabilities 2021: $7,320,669Net Assets 2021: $6,059,5692021Assets 2022: $13,465,556Liabilities 2022: $7,404,830Net Assets 2022: $6,060,7262022Assets 2023: $13,438,465Liabilities 2023: $7,712,420Net Assets 2023: $5,726,0452023Assets 2024: $15,419,881Liabilities 2024: $8,182,163Net Assets 2024: $7,237,7182024Assets 2025: $17,625,542Liabilities 2025: $8,499,913Net Assets 2025: $9,125,6292025

Highlighted filing

2016

Assets$8,369,976
Liabilities$5,574,574
Net Assets$2,795,402

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $15,330,9642010Expenses 2011: $14,074,2712011Expenses 2012: $13,963,7462012Revenue 2013: $14,074,169Expenses 2013: $14,285,213Net Income 2013: -$211,0442013Revenue 2014: $15,065,494Expenses 2014: $14,955,549Net Income 2014: $109,9452014Revenue 2015: $15,194,609Expenses 2015: $14,881,371Net Income 2015: $313,2382015Revenue 2016: $17,070,838Expenses 2016: $17,318,962Net Income 2016: -$248,1242016Revenue 2017: $19,135,426Expenses 2017: $19,145,767Net Income 2017: -$10,3412017Revenue 2018: $18,019,563Expenses 2018: $18,468,501Net Income 2018: -$448,9382018Revenue 2019: $20,239,961Expenses 2019: $19,604,089Net Income 2019: $635,8722019Revenue 2020: $22,210,714Expenses 2020: $21,468,479Net Income 2020: $742,2352020Revenue 2021: $22,755,578Expenses 2021: $22,009,573Net Income 2021: $746,0052021Revenue 2022: $23,801,826Expenses 2022: $22,856,398Net Income 2022: $945,4282022Revenue 2023: $23,692,106Expenses 2023: $23,721,825Net Income 2023: -$29,7192023Revenue 2024: $25,526,256Expenses 2024: $24,341,984Net Income 2024: $1,184,2722024Revenue 2025: $26,934,717Expenses 2025: $25,415,085Net Income 2025: $1,519,6322025

Highlighted filing

2016

Revenue$17,070,838
Expenses$17,318,962
Net Income-$248,124
Jump To
Filing Snapshot
Filing Period
May 1, 2015 to Apr 30, 2016
Signed
Mar 15, 2017
Return Version
2015v3.0
Gross Receipts
$17,070,838
Mission and Program Overview

Mission

Health and welfare benefits.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$3,363,230$3,902,934▲ $539,704
Investments in Publicly Traded Securities$3,317,140$2,800,146▼ $516,994
Rtn Earn Endowment Incm Other Fnds$3,717,111$2,795,402▼ $921,709
Accounts Receivable$1,208,925$1,589,964▲ $381,039
Cash and Non-Interest-Bearing Accounts$326,522$70,654▼ $255,868
Prepaid Expenses and Deferred Charges$31,906$6,278▼ $25,628
Total Assets$8,247,723$8,369,976▲ $122,253
Liabilities
Other Liabilities$4,168,956$4,993,886▲ $824,930
Accounts Payable and Accrued Expenses$361,656$580,688▲ $219,032
Total Liabilities$4,530,612$5,574,574▲ $1,043,962
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,717,111$2,795,402▼ $921,709
Total Liabilities and Net Assets / Fund Balance$8,247,723$8,369,976▲ $122,253
Compensation and Service Providers

Board Members and Trustees

Highest Paid Contractors

ContractorServicesLocationCompensation
UmrAdmin/cons.333 WEST VINE STREET, Lexington, KY 40507$571,601
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$16,981,365
Investment Income
$89,473
Other Revenue
$0
Change in Net Assets
$-248,124
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$659,025
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$16,659,937
Fees for Services Accounting---$19,000
All Other Expenses---$11,157
Other Expenses---$9,138
Total Functional Expenses$0$0$0$17,318,962
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$4,993,886
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Construction Industry Health and
EIN
61-6058688
Phone
8592261700
Address
333 WEST VINE STREET SUITE 500, LEXINGTON, KY 40507

Signing Officer

Name
Central Bank and Trust Company
Title
Trustee
Phone
8592261700
Signed
2017-03-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Central Bank and Trust Company
Voting Board Members
0
Independent Board Members
0
Employees
0

Preparer

Firm
Frank N Hestand CPA Psc
Address
261 REGENCY CIR FL 1, LEXINGTON, KY 40503
Preparer
Frank N Hestand
Phone
8592763573
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

Unrealized gain 0 transfers to successor plans -590,006 change in fair value of investments -83,579 total -673,585

Raw XML Appendix241 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GrossReceiptsAmt017070838
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IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt03317140
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IRS990/IRPDocumentCnt00
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IRS990ScheduleD/TotalLiabilityAmt04993886
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2UNREALIZED GAIN 0 TRANSFERS TO SUCCESSOR PLANS -590,006 CHANGE IN FAIR VALUE OF INVESTMENTS -83,579 TOTAL -673,585
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ReturnHeader/TaxPeriodBeginDt02015-05-01
ReturnHeader/TaxPeriodEndDt02016-04-30
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$17.6$8.50$9.13$26.9$25.4$1.52
2024Detailed filing. Detailed filing data is available for this year.$15.4$8.18$7.24$25.5$24.3$1.18
2023Detailed filing. Detailed filing data is available for this year.$13.4$7.71$5.73$23.7$23.7$0.03
2022Detailed filing. Detailed filing data is available for this year.$13.5$7.40$6.06$23.8$22.9$0.95
2021Detailed filing. Detailed filing data is available for this year.$13.4$7.32$6.06$22.8$22.0$0.75
2020Detailed filing. Detailed filing data is available for this year.$10.2$6.08$4.16$22.2$21.5$0.74
2019Detailed filing. Detailed filing data is available for this year.$9.61$6.13$3.48$20.2$19.6$0.64
2018Detailed filing. Detailed filing data is available for this year.$7.91$5.17$2.75$18.0$18.5$0.45
2017Detailed filing. Detailed filing data is available for this year.$8.86$5.69$3.17$19.1$19.1$0.01
2016Detailed filing. Detailed filing data is available for this year.$8.37$5.57$2.80$17.1$17.3$0.25
2015Detailed filing. Detailed filing data is available for this year.$8.25$4.53$3.72$15.2$14.9$0.31
2014Detailed filing. Detailed filing data is available for this year.$9.49$5.48$4.01$15.1$15.0$0.11
2013Summary only. Only limited summary data is available for this year.$8.76$4.93$3.82$14.1$14.3$0.21
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.13$4.77$4.35$14.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.66$5.05$4.61$14.1
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.9$6.37$4.58$15.3