Civic Intelligence

Jack & Nancy Ragland Memorial Trust

990 • Fiscal year 2013 • EIN 61-6040373

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 16, 2014

PO Box 2907 - Trust Tax Dept27894-2907

(859) 281-2149

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

27th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • $1M-$5M nonprofits • Source year 2013

Liabilities / Revenue

30th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • $1M-$5M nonprofits • Source year 2013

Net Margin

90th percentile

60%

Higher net margin than 90% of similar nonprofits.

2013 filings • $1M-$5M nonprofits • Source year 2013

Top Officer Pay

54th percentile

$18,624

Higher top officer pay than 54% of similar nonprofits.

Top officer pay equals 17.2% of source-year revenue.

2013 filings • $1M-$5M nonprofits • Source year 2013

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

$1,350,806

No earlier filing loaded for comparison.

Net Assets

$1,350,806

No earlier filing loaded for comparison.

Liabilities

$0

No earlier filing loaded for comparison.

Revenue

$108,431

No earlier filing loaded for comparison.

Expenses

$43,879

No earlier filing loaded for comparison.

Net Income

$64,552

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2013: $1,350,806Liabilities 2013: $0Net Assets 2013: $1,350,8062013Assets 2014: $1,417,090Liabilities 2014: $0Net Assets 2014: $1,417,0902014Assets 2015: $1,462,477Liabilities 2015: $0Net Assets 2015: $1,462,4772015Assets 2016: $1,440,927Liabilities 2016: $0Net Assets 2016: $1,440,9272016Assets 2017: $1,480,015Liabilities 2017: $0Net Assets 2017: $1,480,0152017Assets 2018: $1,521,657Liabilities 2018: $0Net Assets 2018: $1,521,6572018Assets 2019: $1,522,359Liabilities 2019: $0Net Assets 2019: $1,522,3592019Assets 2020: $1,505,924Liabilities 2020: $0Net Assets 2020: $1,505,9242020Assets 2021: $1,672,686Liabilities 2021: $0Net Assets 2021: $1,672,6862021Assets 2022: $1,572,676Liabilities 2022: $0Net Assets 2022: $1,572,6762022Assets 2023: $1,608,707Liabilities 2023: $0Net Assets 2023: $1,608,7072023Assets 2024: $1,621,471Liabilities 2024: $0Net Assets 2024: $1,621,4712024

Highlighted filing

2013

Assets$1,350,806
Liabilities$0
Net Assets$1,350,806

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100K-$200KRevenue 2013: $108,431Expenses 2013: $43,879Net Income 2013: $64,5522013Revenue 2014: $102,835Expenses 2014: $36,999Net Income 2014: $65,8362014Revenue 2015: $79,337Expenses 2015: $34,362Net Income 2015: $44,9752015Revenue 2016: $14,659Expenses 2016: $36,183Net Income 2016: -$21,5242016Revenue 2017: $77,316Expenses 2017: $37,733Net Income 2017: $39,5832017Revenue 2018: $83,599Expenses 2018: $42,671Net Income 2018: $40,9282018Revenue 2019: $49,185Expenses 2019: $48,385Net Income 2019: $8002019Revenue 2020: $29,729Expenses 2020: $46,144Net Income 2020: -$16,4152020Revenue 2021: $216,105Expenses 2021: $50,691Net Income 2021: $165,4142021Revenue 2022: $60,240Expenses 2022: $160,255Net Income 2022: -$100,0152022Revenue 2023: $108,080Expenses 2023: $70,482Net Income 2023: $37,5982023Revenue 2024: $105,176Expenses 2024: $93,214Net Income 2024: $11,9622024

Highlighted filing

2013

Revenue$108,431
Expenses$43,879
Net Income$64,552
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Apr 16, 2014
Return Version
2013v3.1
Gross Receipts
$973,063
Mission and Program Overview

Mission

Provide support for the clark county regional medical center located in winchester, kentucky

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$1,285,522$1,350,806▲ $65,284
Investments in Publicly Traded Securities$1,245,484$1,285,834▲ $40,350
Savings and Temporary Cash Investments$40,038$64,938▲ $24,900
Cash and Non-Interest-Bearing Accounts-$34-
Total Assets$1,285,522$1,350,806▲ $65,284
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,285,522$1,350,806▲ $65,284
Total Liabilities and Net Assets / Fund Balance$1,285,522$1,350,806▲ $65,284
Compensation and Service Providers

Employees

NameTitleBaseTotal
-Trustee$18,624$18,624
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$108,431
Other Revenue
$0
Change in Net Assets
$64,552
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$24,674
Salaries, Compensation, and Employee Benefits$18,624
Other Expenses$581
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$24,674--$24,674
Current Officers, Directors, Trustees, and Key Employees-$18,624-$18,624
All Other Expenses-$581-$581
Total Functional Expenses$24,674$19,205$0$43,879
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
61-0475632--For Promotion of Health$24,674
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 1A

NONE

Explanation for Form 990, Page 6, Part VI, Line 3

N/A

Explanation for Form 990, Page 6, Part VI, Line 4

NONE

Explanation for Form 990, Page 6, Part VI, Line 5

NONE

Explanation for Form 990, Page 6, Part VI, Line 6

NONE

EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 7A

NONE

EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 7B

NONE

EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 8A

NONE

EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 8B

NONE

Form 990, Page 6, Part VI, Line 11-description of Process for Review

Trustee review for filing

Explanation for Form 990, Page 6, Part VI, Line 9

N/A

Filing and Contact Details

Filer

EIN
61-6040373
Phone
8592812149

Signing Officer

Name
Branch Banking Trust Co Trustee
Title
Vice President
Phone
8592812149
Signed
2014-04-16

Organization Details

Formed
1998
Legal Domicile
Ky
Voting Board Members
0
Independent Board Members
0
Employees
0
Supplemental Narrative

Additional Explanations

Description of Reasonable Efforts Undertaken

NONE

Description of Process for Determining Compensation

N/A

Description of Process for Determining Compensation

N/A

Description for Making Documents Public

UPON REQUEST

Explanation for Form 990, Part XI, Line 9

Adjustment for difference in mutual funds $1,285.97, accrued interest paid current year $(554.29)

Raw XML Appendix267 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt01245484
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IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0KY
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0864632
IRS990/LoanOutstandingInd0false
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IRS990/NetAssetsOrFundBalancesBOYAmt01285522
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IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd0false
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IRS990/Organization4947a1NotPFInd0X
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IRS990/OrgFiledInLieuOfForm1041Ind0true
IRS990/OtherChangesInNetAssetsAmt0732
IRS990/PartialLiquidationInd0false
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IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01285522
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IRS990/SavingsAndTempCashInvstGrp/BOYAmt040038
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IRS990ScheduleA/CertificationInd0X
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IRS990ScheduleA/SupportedOrganizationsTotalCnt01
IRS990ScheduleA/SupportedOrgInformationGrp/EIN0610475632
IRS990ScheduleA/SupportedOrgInformationGrp/GoverningDocumentListedInd0true
IRS990ScheduleA/SupportedOrgInformationGrp/OrganizationTypeDesc03
IRS990ScheduleA/SupportedOrgInformationGrp/SupportAmt024674
IRS990ScheduleA/SupportedOrgInformationGrp/SupportedOrganizationName/BusinessNameLine10CLARK CNTY HOSPITAL ASSOC
IRS990ScheduleA/SupportedOrgInformationGrp/SupportedOrgNotifiedInd0true
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IRS990ScheduleA/SupportingOrganization509a3Ind0X
IRS990ScheduleA/SupportingOrgType3NonFuncInd0X
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IRS990/ScheduleBRequiredInd0false
IRS990ScheduleI/GrantRecordsMaintainedInd0true
IRS990ScheduleI/RecipientTable/CashGrantAmt024674
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IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine10CLARK REGIONAL FOUNDATION
IRS990ScheduleI/RecipientTable/RecipientEIN0610475632
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IRS990ScheduleI/RecipientTable/USAddress/State0KY
IRS990ScheduleI/RecipientTable/USAddress/ZIPCode040391
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0TO BE USED AS NEEDED FOR PROMOTION OF HEALTH
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IRS990ScheduleI/Total501c3OrgCnt01
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NONE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NONE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5NONE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6NONE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7NONE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8NONE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9NONE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10TRUSTEE REVIEW FOR FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15ADJUSTMENT FOR DIFFERENCE IN MUTUAL FUNDS $1,285.97, ACCRUED INTEREST PAID CURRENT YEAR $(554.29)
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 1a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1DESCRIPTION OF REASONABLE EFFORTS UNDERTAKEN
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 8a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990, PAGE 6, PART VI, LINE 11-DESCRIPTION OF PROCESS FOR REVIEW
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11EXPLANATION FOR FORM 990, PAGE 6, PART VI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12DESCRIPTION OF PROCESS FOR DETERMINING COMPENSATION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13DESCRIPTION OF PROCESS FOR DETERMINING COMPENSATION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14DESCRIPTION FOR MAKING DOCUMENTS PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15EXPLANATION FOR FORM 990, PART XI, LINE 9
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ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0BRANCH BANKING TRUST CO TRUSTEE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Vice President
ReturnHeader/BusinessOfficerGrp/PhoneNum08592812149
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-04-16
ReturnHeader/Filer/BusinessName/BusinessNameLine10JACK & NANCY RAGLAND MEMORIAL TRUST
ReturnHeader/Filer/BusinessNameControlTxt0RAGL
ReturnHeader/Filer/EIN0616040373
ReturnHeader/Filer/PhoneNum08592812149
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 2907 - TRUST TAX DEPT
ReturnHeader/Filer/USAddress/City0WILSON
ReturnHeader/Filer/USAddress/State0NC
ReturnHeader/Filer/USAddress/ZIPCode0278942907
ReturnHeader/ReturnTs02014-05-06T10:05:27-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

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