Civic Intelligence

Central Kentucky Community

EIN 61-6035002 • 501(c)3 • Elizabethtown, KY

View Organization Page

Profile

To serve as philanthropic connector for donors in the central kentucky region who wish to make their community a better place.

200 Jim Owen DriveElizabethtown, KY 42701

www.ckcf4people.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

28th percentile

0.06x

Higher debt load relative to assets than 28% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

66th percentile

0.51x

Higher debt load relative to revenue than 66% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Net Margin

89th percentile

51%

Higher net margin than 89% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

26th percentile

$173,007

Higher top officer pay than 26% of similar nonprofits.

Top officer pay equals 3.6% of source-year revenue.

501(c)3 • $25M-$50M nonprofits • Source year 2024

Asset Growth

78th percentile

15%

Faster asset growth than 78% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

29th percentile

-1.4%

Faster revenue growth than 29% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets28th percentile

Assets

Up

$41,636,784

Up $5,581,849 (+15%) from 2023

Liabilities

Up

$2,425,714

Up $505,562 (+26%) from 2023

Net Assets

Up

$39,211,070

Up $5,076,287 (+15%) from 2023

Operations
Liabilities / Revenue66th percentileNet Margin89th percentile

Revenue

Down

$4,742,312

Down $65,404 (-1.4%) from 2023

Expenses

Down

$2,313,403

Down $318,660 (-12%) from 2023

Net Income

Up

$2,428,909

Up $253,256 (+12%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth78th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $3,765,474Liabilities 2010: $1,419Net Assets 2010: $3,764,0552010Assets 2011: $3,769,935Liabilities 2011: $52,651Net Assets 2011: $3,717,2842011Assets 2012: $13,744,430Liabilities 2012: $743,905Net Assets 2012: $13,000,5252012Assets 2013: $14,944,525Liabilities 2013: $1,049,486Net Assets 2013: $13,895,0392013Assets 2014: $16,334,917Liabilities 2014: $821,342Net Assets 2014: $15,513,5752014Assets 2015: $17,052,952Liabilities 2015: $913,613Net Assets 2015: $16,139,3392015Assets 2016: $18,672,231Liabilities 2016: $915,566Net Assets 2016: $17,756,6652016Assets 2017: $28,859,110Liabilities 2017: $1,027,557Net Assets 2017: $27,831,5532017Assets 2018: $22,627,227Liabilities 2018: $1,091,839Net Assets 2018: $21,535,3882018Assets 2019: $29,567,634Liabilities 2019: $2,323,406Net Assets 2019: $27,244,2282019Assets 2020: $33,179,319Liabilities 2020: $2,049,672Net Assets 2020: $31,129,6472020Assets 2021: $36,852,157Liabilities 2021: $2,101,107Net Assets 2021: $34,751,0502021Assets 2022: $30,975,402Liabilities 2022: $1,847,173Net Assets 2022: $29,128,2292022Assets 2023: $36,054,935Liabilities 2023: $1,920,152Net Assets 2023: $34,134,7832023Assets 2024: $41,636,784Liabilities 2024: $2,425,714Net Assets 2024: $39,211,0702024

Highlighted filing

2024

Assets$41,636,784
Liabilities$2,425,714
Net Assets$39,211,070
Open 2024 Filing

Operations Trend

Revenue Growth29th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MRevenue 2010: $127,551Expenses 2010: $325,974Net Income 2010: -$198,4232010Revenue 2011: $252,067Expenses 2011: $300,733Net Income 2011: -$48,6662011Revenue 2012: $3,913,378Expenses 2012: $449,674Net Income 2012: $3,463,7042012Revenue 2013: $1,492,353Expenses 2013: $859,179Net Income 2013: $633,1742013Revenue 2014: $2,290,913Expenses 2014: $713,494Net Income 2014: $1,577,4192014Revenue 2015: $2,565,034Expenses 2015: $799,830Net Income 2015: $1,765,2042015Revenue 2016: $1,910,098Expenses 2016: $872,483Net Income 2016: $1,037,6152016Revenue 2017: $9,298,970Expenses 2017: $1,138,053Net Income 2017: $8,160,9172017Revenue 2018: $3,403,981Expenses 2018: $6,397,040Net Income 2018: -$2,993,0592018Revenue 2019: $3,800,630Expenses 2019: $1,511,219Net Income 2019: $2,289,4112019Revenue 2020: $2,792,978Expenses 2020: $1,525,822Net Income 2020: $1,267,1562020Revenue 2021: $4,762,142Expenses 2021: $2,072,491Net Income 2021: $2,689,6512021Revenue 2022: $2,653,552Expenses 2022: $1,804,686Net Income 2022: $848,8662022Revenue 2023: $4,807,716Expenses 2023: $2,632,063Net Income 2023: $2,175,6532023Revenue 2024: $4,742,312Expenses 2024: $2,313,403Net Income 2024: $2,428,9092024

Highlighted filing

2024

Revenue$4,742,312
Expenses$2,313,403
Net Income$2,428,909
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$41,636,784
Liabilities
$2,425,714
Net assets
$39,211,070
Revenue
$4,742,312
Expenses
$2,313,403
Net income
$2,428,909
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$41.6$2.43$39.2$4.74$2.31$2.43
2023Detailed filing. Detailed filing data is available for this year.$36.1$1.92$34.1$4.81$2.63$2.18
2022Detailed filing. Detailed filing data is available for this year.$31.0$1.85$29.1$2.65$1.80$0.85
2021Detailed filing. Detailed filing data is available for this year.$36.9$2.10$34.8$4.76$2.07$2.69
2020Detailed filing. Detailed filing data is available for this year.$33.2$2.05$31.1$2.79$1.53$1.27
2019Detailed filing. Detailed filing data is available for this year.$29.6$2.32$27.2$3.80$1.51$2.29
2018Detailed filing. Detailed filing data is available for this year.$22.6$1.09$21.5$3.40$6.40$2.99
2017Detailed filing. Detailed filing data is available for this year.$28.9$1.03$27.8$9.30$1.14$8.16
2016Summary only. Only limited summary data is available for this year.$18.7$0.92$17.8$1.91$0.87$1.04
2015Summary only. Only limited summary data is available for this year.$17.1$0.91$16.1$2.57$0.80$1.77
2014Summary only. Only limited summary data is available for this year.$16.3$0.82$15.5$2.29$0.71$1.58
2013Summary only. Only limited summary data is available for this year.$14.9$1.05$13.9$1.49$0.86$0.63
2012Summary only. Only limited summary data is available for this year.$13.7$0.74$13.0$3.91$0.45$3.46
2011Summary only. Only limited summary data is available for this year.$3.77$0.05$3.72$0.25$0.30$0.05
2010Summary only. Only limited summary data is available for this year.$3.77$0.00$3.76$0.13$0.33$0.20
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 21, 2025
Return Version
2024v5.2
Gross Receipts
$27,706,471
Mission and Program Overview

Mission

To serve as philanthropic connector for donors in the central kentucky region who wish to make their community a better place.

To strengthen our region through inspired philanthropy and outstanding stewardship.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$33,512,485$38,852,385▲ $5,339,900
Land, Buildings, and Equipment, Net$2,296,489$2,663,902▲ $367,413
Cash and Non-Interest-Bearing Accounts$222,444$96,942▼ $125,502
Savings and Temporary Cash Investments$23,517$20,848▼ $2,669
Pledges and Grants Receivable-$2,707-
Total Assets$36,054,935$41,636,784▲ $5,581,849
Liabilities
Other Liabilities$1,195,440$1,304,678▲ $109,238
Mortgage Notes Payable Secured by Investment Property$690,570$1,098,210▲ $407,640
Accounts Payable and Accrued Expenses$34,142$22,826▼ $11,316
Total Liabilities$1,920,152$2,425,714▲ $505,562
Net Assets / Fund Balance
Net Assets With Donor Restrictions$31,627,907$36,604,235▲ $4,976,328
Net Assets Without Donor Restrictions$2,506,876$2,606,835▲ $99,959
Total Net Assets Fund Balance$34,134,783$39,211,070▲ $5,076,287
Total Liabilities and Net Assets / Fund Balance$36,054,935$41,636,784▲ $5,581,849

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,187,774$424,637$2,612,411
Equipment$18,778$111,509$130,287
Land$457,350--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$26,913,314$2,029,189▲ $3,438,401-$31,305,109
2023$23,008,290$1,154,091▲ $3,639,969-$26,913,314
2022$27,951,849$857,742▼ $5,168,010-$23,008,290
2021$24,361,686$947,269▲ $3,354,905-$27,951,849
2020$21,189,509$613,996▲ $3,295,424-$24,361,686
Compensation and Service Providers
Top Officer Pay26th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Davette SwineyPresident/CEOFT$141,769$31,238$173,007

Board Members and Trustees

NameTitle
Beth LochmillerChair
Chris CarterVice Chair/treasurer
Ann Carnes DouglasDirector
Cliff FowlerDirector
Daksha MehtaDirector
Drew BallardDirector
Earl WrightDirector
Emmet HolleyDirector
Heidi PattersonDirector
Jake DarabosDirector
Janna ClarkDirector
John BeavinDirector
Lindsey AlicnaDirector
Matt HessDirector
Sarah HiteDirector
Tehmina HaiderDirector
Tom HusteadDirector
Whitney ChoateDirector
Dustin HumphreySecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$3,411,522
Program Service Revenue
$0
Investment Income
$1,307,060
Other Revenue
$23,730
All Other Contributions
$3,411,522
Change in Net Assets
$2,428,909

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
Yes

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Securities Publicly Traded15$757,195Fair Market Value (FMV)
Real Estate Residential1$72,800Fair Market Value (FMV)
Total Noncash Contributions16$829,995-

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,470,042
Revenue Not Reported on Financial Statements
$272,270
Revenue Not Reported on Form 990
$3,295,840
Other Revenue Adjustments
$124,709
Total Revenue per Audited Statements
$7,765,882
Total Revenue per Form 990
$4,742,312
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$1,480,895
Other Expenses$455,334
Salaries, Compensation, and Employee Benefits$377,174
Total Fundraising Expense$66,180
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$1,480,895--$1,480,895
Other Salaries and Wages$117,617$62,317$2,296$182,230
Current Officers, Directors, Trustees, and Key Employees$68,985$68,985$34,492$172,462
Fees for Service Investment Mgmnt Fees-$147,561-$147,561
Depreciation Depletion$45,873$29,192$8,341$83,406
Occupancy$19,471$12,390$3,540$35,401
Information Technology$18,636$11,859$3,388$33,883
Advertising$30,199--$30,199
Fees for Services Accounting$13,124$10,499$2,625$26,248
Interest$11,919$11,919-$23,838
Payroll Taxes$12,805$6,058$2,506$21,369
Insurance$5,857$4,100$1,756$11,713
Travel$4,563$1,304$652$6,519
Office Expenses$2,945$1,874$536$5,355
All Other Expenses$3,296$889$254$4,439
Other Expenses$2,650$1,631$3,289$2,650
Other Employee Benefits$527$527$59$1,113
Total Functional Expenses$1,870,749$376,474$66,180$2,313,403

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$2,689,595
Total Expenses per Form 990$2,313,403
Expenses per Audited Statements$2,165,842
Expenses Not Reported on Form 990$523,753
Expenses Not Reported on Financial Statements$147,561
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Larue County Board of EducationHodgenville, KY501(c)(3)K-12 Education$150,000
Legacy Mission InternationalGreenville, SC501(c)(3)Religious Support$97,500
First Christian ChurchElizabethtown, KY501(c)(3)Religious Support$60,000
The Brown-pusey HouseElizabethtown, KY501(c)(3)Arts & Culture$53,987
Presbyterian Homes & Services of KentuckyLouisville, KY501(c)(3)Human Services$50,000
KetLexington, KY501(c)(3)Community Education$43,499
Elizabethtown Community & Technical CollegeElizabethtown, KY501(c)(3)Early Childhood$42,023
Brandenburg United Methodist ChurchBrandenburg, KY501(c)(3)Religious Support$40,000
Dominguez Rancho Adobe MuseumRancho Dominguez, CA501(c)(3)Arts & Culture$40,000
Severns Valley Baptist ChurchElizabethtown, KY501(c)(3)Religious Support$30,000
Casa of the HeartlandElizabethtown, KY501(c)(3)Human Services$25,844
FEEDING AMERICA KENTUCKY'S HEARTLANDElizabethtown, KY501(c)(3)Human Services$24,600
Warm BlessingsElizabethtown, KY501(c)(3)Human Services$23,661
Hope Academy for KidsElizabethtown, KY501(c)(3)K-12 Education$22,250
Heritage Christian UniversityFlorence, AL501(c)(3)Higher Education$20,500
Freed-hardeman UniversityHenderson, TN501(c)(3)Higher Education$20,000
Summit ChurchFort Myers, FL501(c)(3)Religious Support$20,000
Helping Hand of HopeElizabethtown, KY501(c)(3)Human Services$16,000
Springhaven Inc Domestic Violence ProgramElizabethtown, KY501(c)(3)Human Services$15,000
Friends of the Hardin County Animal ShelterElizabethtown, KY501(c)(3)Animal Welfare$14,191
University of KentuckyLexington, KY501(c)(3)Higher Education$13,000
Elizabethtown Church of ChristElizabethtown, KY501(c)(3)Religious Support$12,800
Central Kentucky Community Action Council IncLebanon, KY501(c)(3)Human Services$12,000
Monroe Baptist ChurchTompkinsville, KY501(c)(3)Religious Support$12,000
Baptist Health Hardin FoundationElizabethtown, KY501(c)(3)Health and Wellness$11,500
Community Health ClinicElizabethtown, KY501(c)(3)Health and Wellness$11,186
City of Elizabethtown (elizabethtown Police Department)Elizabethtown, KY501(c)(3)Community Safety$10,459
Central Valley Feed the HomelessElizabethtown, KY501(c)(3)Human Services$10,000
Project Learn IncElizabethtown, KY501(c)(3)Human Services$10,000
Room in the Inn Hardin CountyElizabethtown, KY501(c)(3)Human Services$10,000
Shpiel TheatreLouisville, KY501(c)(3)Community Education$10,000
Whas Crusade for Children IncLouisville, KY501(c)(3)Human Services$10,000
Wesley Hilltop House IncElizabethtown, KY501(c)(3)Youth Development$8,023
Hardin County SchoolsElizabethtown, KY501(c)(3)Early Childhood$7,976
Grayson CountyLeitchfield, KY501(c)(3)Community Safety$7,500
Hosparus IncLouisville, KY501(c)(3)Health and Wellness$7,500
Family Scholar HouseLouisville, KY501(c)(3)Human Services$7,410
Animal Rescue Kare - ArkMunfordville, KY501(c)(3)Animal Welfare$7,000
Lebanon Junction Church of ChristLebanon Junction, KY501(c)(3)Religious Support$7,000
Raptor Rehabilitation of Kentucky IncLouisville, KY501(c)(3)Animal Welfare$6,000
Silverleaf Sexual Trauma Recovery ServicesElizabethtown, KY501(c)(3)Human Services$5,599
St Vincent De Paul Outreach MinistriesBardstown, KY501(c)(3)Human Services$5,500
Communicare IncElizabethtown, KY501(c)(3)Human Services$5,144
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Crt Gift Liabilities$812,926
Agency Fund Liabilities$491,752
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“A copy of the 990 is provided to the president who reviews it with the board of directors.”

Form 990, Part VI, Section B, Line 12C

“Each year the directors are required to affirm and re-affirm compliance with the conflict of interest policy.”

Form 990, Part VI, Section B, Line 15A

“The board of directors performs an annual review of the performance of the chief executive officer and then determines the change in compensation, if any.”

Form 990, Part VI, Section C, Line 19

“Governing documents, conflict of interest policy and financial statements are available for public inspection at 200 jim owen dr., elizabethtown, ky 42701 upon request.”

Filing and Contact Details

Filer

Filer Name
Central Kentucky Community
EIN
61-6035002
Phone
2707378393
Address
200 JIM OWEN DRIVE, ELIZABETHTOWN, KY 42701

Signing Officer

Name
Davette Swiney
Title
President
Phone
2707378393
Signed
2025-10-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Davette Swiney
Formed
1960
Legal Domicile
Ky
Voting Board Members
19
Independent Board Members
19
Employees
7
Volunteers
333

Preparer

Firm
Dean Dorton Allen Ford Pllc
Address
435 N WHITTINGTON PKWY STE 400, LOUISVILLE, KY 40222
Preparer
Amelia Sebastian
Phone
5025896050
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Change in split interest agreement -124,709.”

FORM 990, PART XII, LINE 2C:

“The organization has a committee that assumes responsibility for the oversight of the audit of its financial statements and the selection of an independent accountant. This process has not changed from the prior year.”

Financial Statement Notes

PART V, LINE 4:

“Intended use of endowment funds - the endowment funds are used to further the foundation's exempt purpose of distributing contributions and grants for charitable purposes.”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“SUPPORT FEE 523,753.”

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Change in split interest agreement 124,709.”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“SUPPORT FEE 523,753.”

Raw XML AppendixShowing 400 of 1,080 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivityOrMissionDesc0TO STRENGTHEN OUR REGION THROUGH INSPIRED PHILANTHROPY AND OUTSTANDING STEWARDSHIP.
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IRS990/Desc0SINCE 1960, CENTRAL KENTUCKY COMMUNITY FOUNDATION HAS BEEN UNITING PEOPLE, IDEAS, AND RESOURCES FOR A THRIVING CENTRAL KENTUCKY. THROUGH COLLABORATION WITH GENEROUS PEOPLE AND COMMUNITY PARTNERS, WE HARNESS THE POWER OF COLLECTIVE GIVING TO SUPPORT COMMUNITIES WITH OPPORTUNITY, PROSPERITY, AND A FULFILLING LIFE FOR ALL. CKCF SERVES A 9-COUNTY REGION AND OFFERS SEVEN FUND TYPES TO MEET SPECIFIC DONOR, NONPROFIT, AND COMMUNITY PHILANTHROPIC NEEDS. CKCF MANAGES OVER 200 FUNDS CREATED BY PEOPLE IN OUR REGION WHO THROUGH THEIR GENEROSITY, MAKE OUR COMMUNITY BETTER. CKCF SUPPORTS AREA NONPROFITS BY OFFERING EDUCATION AND GRANT OPPORTUNITIES THROUGH A VARIETY OF PROGRAMMING. THROUGH SCHOLARSHIP CENTRAL, CKCF'S SCHOLARSHIP PORTAL, OVER 150 SCHOLARSHIPS SUPPORT EDUCATIONALOPPORTUNITIES TO LOCAL STUDENTS.
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IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
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IRS990/MinutesOfCommitteesInd01
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