Civic Intelligence

Members Choice Credit Union

990 • Fiscal year 2013 • EIN 61-6029190

Jan 01, 2013 to Dec 31, 2013 • Filed on Aug 05, 2014

Organization ProfileWWW.MCCU.NET

View Organization Page

PO Box 146841105-1468

(606) 326-8000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.89x

Higher debt load relative to assets than 46% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

49th percentile

18.19x

Higher debt load relative to revenue than 49% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

93rd percentile

25%

Higher net margin than 93% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

3rd percentile

$85,780

Higher top officer pay than 3% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

91st percentile

9.4%

Faster asset growth than 91% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets46th percentile

Assets

Up

$180,374,221

Up $15,494,769 (+9.4%) from 2012

Net Assets

Up

$19,186,356

Up $2,236,146 (+13%) from 2012

Liabilities

Up

$161,187,865

Up $13,258,623 (+9.0%) from 2012

Revenue And Expenses
Liabilities / Revenue49th percentileNet Margin93rd percentile

Revenue

$8,862,133

No earlier filing loaded for comparison.

Expenses

Down

$6,625,987

Down $138,044 (-2.0%) from 2012

Net Income

$2,236,146

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth91st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $135,516,686Liabilities 2010: $121,138,813Net Assets 2010: $14,377,8732010Assets 2011: $152,541,967Liabilities 2011: $137,434,649Net Assets 2011: $15,107,3182011Assets 2012: $164,879,452Liabilities 2012: $147,929,242Net Assets 2012: $16,950,2102012Assets 2013: $180,374,221Liabilities 2013: $161,187,865Net Assets 2013: $19,186,3562013Assets 2014: $197,894,814Liabilities 2014: $177,082,062Net Assets 2014: $20,812,7522014Assets 2015: $204,970,526Liabilities 2015: $181,827,178Net Assets 2015: $23,143,3482015Assets 2016: $205,314,450Liabilities 2016: $181,742,464Net Assets 2016: $23,571,9862016Assets 2017: $205,141,623Liabilities 2017: $181,029,525Net Assets 2017: $24,112,0982017Assets 2018: $208,550,678Liabilities 2018: $183,991,250Net Assets 2018: $24,559,4282018Assets 2019: $222,302,116Liabilities 2019: $195,048,053Net Assets 2019: $27,254,0632019Assets 2020: $279,337,766Liabilities 2020: $250,680,597Net Assets 2020: $28,657,1692020Assets 2021: $332,356,623Liabilities 2021: $301,052,555Net Assets 2021: $31,304,0682021Assets 2022: $358,992,351Liabilities 2022: $329,957,241Net Assets 2022: $29,035,1102022Assets 2023: $403,136,466Liabilities 2023: $374,118,631Net Assets 2023: $29,017,8352023Assets 2024: $408,505,134Liabilities 2024: $375,994,686Net Assets 2024: $32,510,4482024Assets 2025: $422,081,368Liabilities 2025: $387,370,067Net Assets 2025: $34,711,3012025

Highlighted filing

2013

Assets$180,374,221
Liabilities$161,187,865
Net Assets$19,186,356
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $6,435,2972010Expenses 2011: $7,279,9942011Expenses 2012: $6,764,0312012Revenue 2013: $8,862,133Expenses 2013: $6,625,987Net Income 2013: $2,236,1462013Revenue 2014: $9,668,234Expenses 2014: $8,041,838Net Income 2014: $1,626,3962014Revenue 2015: $10,580,709Expenses 2015: $8,250,113Net Income 2015: $2,330,5962015Revenue 2016: $10,606,403Expenses 2016: $10,177,765Net Income 2016: $428,6382016Revenue 2017: $10,581,772Expenses 2017: $10,041,660Net Income 2017: $540,1122017Revenue 2018: $11,359,681Expenses 2018: $10,053,862Net Income 2018: $1,305,8192018Revenue 2019: $12,264,781Expenses 2019: $10,397,714Net Income 2019: $1,867,0672019Revenue 2020: $12,047,036Expenses 2020: $10,864,612Net Income 2020: $1,182,4242020Revenue 2021: $13,811,738Expenses 2021: $11,305,183Net Income 2021: $2,506,5552021Revenue 2022: $16,240,826Expenses 2022: $14,364,309Net Income 2022: $1,876,5172022Revenue 2023: $21,048,521Expenses 2023: $22,892,460Net Income 2023: -$1,843,9392023Revenue 2024: $25,593,598Expenses 2024: $24,896,706Net Income 2024: $696,8922024Revenue 2025: $26,891,603Expenses 2025: $24,690,750Net Income 2025: $2,200,8532025

Highlighted filing

2013

Revenue$8,862,133
Expenses$6,625,987
Net Income$2,236,146
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Aug 5, 2014
Return Version
2013v3.0
Gross Receipts
$8,862,133
Mission and Program Overview

Mission

To provide financial services to credit union members

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$85,649,593$91,498,220▲ $5,848,627
Investments Other Securities$54,112,144$63,809,733▲ $9,697,589
Savings and Temporary Cash Investments$17,595,241$14,962,462▼ $2,632,779
Land, Buildings, and Equipment, Net$2,532,253$5,278,756▲ $2,746,503
Cash and Non-Interest-Bearing Accounts$1,941,482$1,922,417▼ $19,065
Accounts Receivable$444,876$447,265▲ $2,389
Receivables From Officers Etc$456,216$424,873▼ $31,343
Prepaid Expenses and Deferred Charges$93,483$66,780▼ $26,703
Total Assets$164,879,452$180,374,221▲ $15,494,769
Other Assets Total$2,054,164$1,963,715▼ $90,449
Liabilities
Other Liabilities$147,270,664$160,754,479▲ $13,483,815
Accounts Payable and Accrued Expenses$658,578$433,386▼ $225,192
Total Liabilities$147,929,242$161,187,865▲ $13,258,623
Net Assets / Fund Balance
Unrestricted Net Assets$15,014,887$17,251,033▲ $2,236,146
Temporarily Rstr Net Assets$1,935,323$1,935,323→ $0
Total Net Assets Fund Balance$16,950,210$19,186,356▲ $2,236,146
Total Liabilities and Net Assets / Fund Balance$164,879,452$180,374,221▲ $15,494,769

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$3,103,459-$3,103,459
Buildings$800,000$1,375,946$2,175,946
Equipment$206,671$1,844,492$2,051,163
Land$1,168,626-$1,168,626
Other Securities$247,400--
Compensation and Service Providers
Top Officer Pay3rd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Leslie R VincentPresidentFT$85,780$85,780

Board Members and Trustees

NameTitle
Don NeikirkDirector
Gary DarnellDirector
Gary L ArthurDirector
Jennifer GrayDirector
Johnny AbbottDirector
Ken SmithDirector
Russell D WhiteDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$7,665,124
Investment Income
$996,308
Other Revenue
$200,701
Change in Net Assets
$2,236,146

Audited Revenue Reconciliation

Revenue per Audited Statements
$8,862,133
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$8,862,133
Total Revenue per Form 990
$8,862,133
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,223,505
Salaries, Compensation, and Employee Benefits$2,189,301
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$1,353,742-$1,353,742
Benefits to Members$1,213,181--$1,213,181
All Other Expenses-$506,156-$506,156
Other Employee Benefits-$492,208-$492,208
Depreciation Depletion-$270,822-$270,822
Other Expenses-$232,344-$232,344
Conferences and Meetings-$161,792-$161,792
Pension Plan Contributions-$139,646-$139,646
Occupancy-$136,286-$136,286
Payroll Taxes-$116,125-$116,125
Advertising-$104,403-$104,403
Current Officers, Directors, Trustees, and Key Employees-$87,580-$87,580
Insurance-$68,038-$68,038
Fees for Services Accounting-$45,000-$45,000
Fees for Services Legal-$29,875-$29,875
Fees for Services Other-$14,000-$14,000
Total Functional Expenses$1,213,181$5,412,806$0$6,625,987

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$6,625,987
Total Expenses per Audited Statements$6,625,987
Total Expenses per Form 990$6,625,987
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$456,216$424,873▼ $31,343
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Savings Deposits$160,754,479
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“All depositors of the credit union are "members"”

Form 990, Part VI, Section A, Line 7A

“The credit union holds an annual meeting at which the board of directors is elected by the attending members”

Form 990, Part VI, Section B, Line 11

“Credit union president reviews form 990 prior to filing”

Form 990, Part VI, Section B, Line 12C

“Annual conflict of interest questionnaire must be completed and reviewed by credit union president”

Form 990, Part VI, Section C, Line 19

“Credit union governing documents, conflict of interest policy, and financial statements are not required to to be made available to the public”

Filing and Contact Details

Filer

EIN
61-6029190
Phone
6063268000

Signing Officer

Name
Leslie R Vincent
Title
President
Phone
6063268000
Signed
2014-08-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Leslie R Vincent
Formed
1932
Legal Domicile
Ky
Voting Board Members
7
Independent Board Members
0
Employees
42
Volunteers
0

Preparer

Preparer
Gdale Swentzelcpa
Phone
6063291171
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

“The credit union has not changed its oversight process or selection process during the tax year”

Raw XML AppendixShowing 400 of 469 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/PrincipalOfficerNm0LESLIE R VINCENT
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER SERVICE FEES
IRS990/ProgramServiceRevenueGrp/Desc2INSURANCE FEES
IRS990/ProgramServiceRevenueGrp/Desc3VISA FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05736557
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11513336
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2277213
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3138018
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05736557
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11513336
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2277213
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3138018
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt01354911
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0947819
IRS990/PYOtherExpensesAmt03365729
IRS990/PYOtherRevenueAmt011826
IRS990/PYProgramServiceRevenueAmt07647278
IRS990/PYRevenuesLessExpensesAmt01842892
IRS990/PYSalariesCompEmpBnftPaidAmt02043391
IRS990/PYTotalExpensesAmt06764031
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt08606923
IRS990/QuidProQuoContributionsInd00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0456216
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0424873
IRS990/ReconcilationRevenueExpnssAmt02236146
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt017595241
IRS990/SavingsAndTempCashInvstGrp/EOYAmt014962462
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0800000
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01375946
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02175946
IRS990ScheduleD/EquipmentGrp/BookValueAmt0206671
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01844492
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02051163
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt06625987
IRS990ScheduleD/LandGrp/BookValueAmt01168626
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01168626
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt03103459
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03103459
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0160754479
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SAVINGS DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt049934634
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt113627699
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2247400
IRS990ScheduleD/OtherSecuritiesGrp/Desc0US GOVT AGENCY SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/Desc2FEDERAL HOME LOAN BANK STOCK
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt08862133
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05278756
IRS990ScheduleD/TotalBookValueSecuritiesAmt063809733
IRS990ScheduleD/TotalExpensesPerForm990Amt06625987
IRS990ScheduleD/TotalLiabilityAmt0160754479
IRS990ScheduleD/TotalRevenuePerForm990Amt08862133
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt08862133
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt06625987
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt06660
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt15154
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt24083
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt32556
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt43842
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt521839
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt615655
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt7303232
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt861852
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd81
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd80
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0CONSUMER LOAN TO CREDIT UNION OFFICIAL OR EMPLOYEE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1CONSUMER LOAN TO CREDIT UNION OFFICIAL OR EMPLOYEE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2CONSUMER LOAN TO CREDIT UNION OFFICIAL OR EMPLOYEE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3CONSUMER LOAN TO CREDIT UNION OFFICIAL OR EMPLOYEE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4CONSUMER LOAN TO CREDIT UNION OFFICIAL OR EMPLOYEE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5CONSUMER LOAN TO CREDIT UNION OFFICIAL OR EMPLOYEE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6CONSUMER LOAN TO CREDIT UNION OFFICIAL OR EMPLOYEE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7CONSUMER LOAN TO CREDIT UNION OFFICIAL OR EMPLOYEE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8CONSUMER LOAN TO CREDIT UNION OFFICIAL OR EMPLOYEE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0T JOHNSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1D NEIKIRK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2J ABBOTT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3J TOWNSEND
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4K SMITH
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5M SHORT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6P BLAKE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7B SPARKS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8A PARROTT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd81
IRS990ScheduleL/TotalBalanceDueAmt0424873
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ALL DEPOSITORS OF THE CREDIT UNION ARE "MEMBERS"
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION HOLDS AN ANNUAL MEETING AT WHICH THE BOARD OF DIRECTORS IS ELECTED BY THE ATTENDING MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CREDIT UNION PRESIDENT REVIEWS FORM 990 PRIOR TO FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ANNUAL CONFLICT OF INTEREST QUESTIONNAIRE MUST BE COMPLETED AND REVIEWED BY CREDIT UNION PRESIDENT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CREDIT UNION GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE NOT REQUIRED TO TO BE MADE AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE CREDIT UNION HAS NOT CHANGED ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XII, LINE 2C
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt01935323
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt01935323
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0164879452

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$180,374,221
Liabilities
$161,187,865
Net assets
$19,186,356
Revenue
$8,862,133
Expenses
$6,625,987
Net income
$2,236,146
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$422$387$34.7$26.9$24.7$2.20
2024Detailed filing. Detailed filing data is available for this year.$409$376$32.5$25.6$24.9$0.70
2023Detailed filing. Detailed filing data is available for this year.$403$374$29.0$21.0$22.9$1.84
2022Detailed filing. Detailed filing data is available for this year.$359$330$29.0$16.2$14.4$1.88
2021Detailed filing. Detailed filing data is available for this year.$332$301$31.3$13.8$11.3$2.51
2020Detailed filing. Detailed filing data is available for this year.$279$251$28.7$12.0$10.9$1.18
2019Detailed filing. Detailed filing data is available for this year.$222$195$27.3$12.3$10.4$1.87
2018Detailed filing. Detailed filing data is available for this year.$209$184$24.6$11.4$10.1$1.31
2017Detailed filing. Detailed filing data is available for this year.$205$181$24.1$10.6$10.0$0.54
2016Detailed filing. Detailed filing data is available for this year.$205$182$23.6$10.6$10.2$0.43
2015Detailed filing. Detailed filing data is available for this year.$205$182$23.1$10.6$8.25$2.33
2014Detailed filing. Detailed filing data is available for this year.$198$177$20.8$9.67$8.04$1.63
2013Detailed filing. Detailed filing data is available for this year.$180$161$19.2$8.86$6.63$2.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$165$148$17.0$6.76
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$153$137$15.1$7.28
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$136$121$14.4$6.44