Civic Intelligence

Elny Hardship Fund C/O American Council of Life Insurers

EIN 61-1682145 • 501(c)6 • Washington, DC

990-N Coverage

Profile

The elny hardship fund, inc. (elny), a non-profit organization incorporated in new york, promotes public confidence in the reliability and stability of the life insurance and annuity industry and to help preserve and promote the image and reputation of the industry by: (a) providing for the discretionary payment of benefits to certain payees, many of whom may be aged, infirm, or impoverished, under policies issued by executive life insurance company of new york (b) supporting research and studies relating to the causes of and remedies for life insurance company insolvencies, and promoting the implementation of structural changes, to better protect the most vulnerable policy beneficiaries against financial distress in the event of future life insurance company insolvencies.

101 Constitution Ave NW No 700Washington, DC 20001

www.elnyhardshipfund.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2016

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2016

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2015

Asset Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2015 to 2016

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets49th percentile

Assets

Flat

$0

Flat from 2015

Liabilities

Flat

$0

Flat from 2015

Net Assets

Flat

$0

Flat from 2015

Operations
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

Flat

$0

Flat from 2015

Expenses

Flat

$0

Flat from 2015

Net Income

Flat

$0

Flat from 2015

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$0Assets 2014: $0Liabilities 2014: $0Net Assets 2014: $02014Assets 2015: $0Liabilities 2015: $0Net Assets 2015: $02015Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016

Highlighted filing

2016

Assets$0
Liabilities$0
Net Assets$0
Open 2016 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150M$100M$50M$0Revenue 2014: $100,082,324Expenses 2014: $100,082,324Net Income 2014: $02014Revenue 2015: $0Expenses 2015: $0Net Income 2015: $02015Revenue 2016: $0Expenses 2016: $0Net Income 2016: $02016

Highlighted filing

2016

Revenue$0
Expenses$0
Net Income$0
Open 2016 Filing

Filings

Most recent year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$0
Expenses
$0
Net income
$0
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.00$0.00$0.00
2015Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.00$0.00$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$100$100$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Apr 12, 2017
Return Version
2016v3.0
Gross Receipts
$0
Mission and Program Overview

Mission

The elny hardship fund, inc. (elny), a non-profit organization incorporated in new york, promotes public confidence in the reliability and stability of the life insurance and annuity industry and to help preserve and promote the image and reputation of the industry by: (a) providing for the discretionary payment of benefits to certain payees, many of whom may be aged, infirm, or impoverished, under policies issued by executive life insurance company of new york (b) supporting research and studies relating to the causes of and remedies for life insurance company insolvencies, and promoting the implementation of structural changes, to better protect the most vulnerable policy beneficiaries against financial distress in the event of future life insurance company insolvencies.

Program Services

DescriptionGrantsExpenses
ASSISTED PAYEES MOST GREATLY AFFECTED BY THE BENEFIT CUTS RESULTING FROM EXECUTIVE LIFE OF NEW YORK'S LIQUIDATION BY HELPING TO MAKE UP SOME OF THE SHORTFALL IN BENEFIT PAYMENTS.$0$0
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KIMBERLY TAYLORPresident-$0--
DAVID LEIFERSecretary/Treasurer-$0--
SCOTT DIXONDirector-$0--
Filing and Contact Details

Filer

Filer Name
Elny Hardship Fund
EIN
61-1682145
Phone
2026242000
Address
101 CONSTITUTION AVE NW NO 700, WASHINGTON, DC 20001

Signing Officer

Name
David Leifer
Title
Secretary and Treasurer
Phone
2026242000
Signed
2017-04-12
Discuss with paid preparer
Yes

Preparer

Firm
Rsm US Llp
Address
9737 WASHINGTONIAN BLVD 400, GAITHERSBURG, MD 20878-7340
Preparer
William E Turco CPA
Phone
3012963600
Raw XML Appendix99 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum02026242000
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WASHINGTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0DC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd020001
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
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IRS990EZ/ForeignFinancialAccountInd00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KIMBERLY TAYLOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DAVID LEIFER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2SCOTT DIXON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY/TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THE ELNY HARDSHIP FUND, INC. (ELNY), A NON-PROFIT ORGANIZATION INCORPORATED IN NEW YORK, PROMOTES PUBLIC CONFIDENCE IN THE RELIABILITY AND STABILITY OF THE LIFE INSURANCE AND ANNUITY INDUSTRY AND TO HELP PRESERVE AND PROMOTE THE IMAGE AND REPUTATION OF THE INDUSTRY BY: (A) PROVIDING FOR THE DISCRETIONARY PAYMENT OF BENEFITS TO CERTAIN PAYEES, MANY OF WHOM MAY BE AGED, INFIRM, OR IMPOVERISHED, UNDER POLICIES ISSUED BY EXECUTIVE LIFE INSURANCE COMPANY OF NEW YORK (B) SUPPORTING RESEARCH AND STUDIES RELATING TO THE CAUSES OF AND REMEDIES FOR LIFE INSURANCE COMPANY INSOLVENCIES, AND PROMOTING THE IMPLEMENTATION OF STRUCTURAL CHANGES, TO BETTER PROTECT THE MOST VULNERABLE POLICY BENEFICIARIES AGAINST FINANCIAL DISTRESS IN THE EVENT OF FUTURE LIFE INSURANCE COMPANY INSOLVENCIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0ASSISTED PAYEES MOST GREATLY AFFECTED BY THE BENEFIT CUTS RESULTING FROM EXECUTIVE LIFE OF NEW YORK'S LIQUIDATION BY HELPING TO MAKE UP SOME OF THE SHORTFALL IN BENEFIT PAYMENTS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt00
IRS990EZ/TotalRevenueAmt00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.ELNYHARDSHIPFUND.COM
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DAVID LEIFER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SECRETARY AND TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum02026242000
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-04-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ELNY HARDSHIP FUND
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0C/O AMERICAN COUNCIL OF LIFE INSURERS
ReturnHeader/Filer/BusinessNameControlTxt0ELNY
ReturnHeader/Filer/EIN0611682145
ReturnHeader/Filer/PhoneNum02026242000
ReturnHeader/Filer/USAddress/AddressLine1Txt0101 CONSTITUTION AVE NW NO 700
ReturnHeader/Filer/USAddress/CityNm0WASHINGTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0DC
ReturnHeader/Filer/USAddress/ZIPCd020001
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0B807BA4C69A73CA6C24C1450FD5847F62F078646
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0C19F5D3F195EC13517A150B69ABBCB37DF598FBC
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0108.171.131.186
ReturnHeader/FilingSecurityInformation/IPDt02017-04-12
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ED
ReturnHeader/FilingSecurityInformation/IPTm009:37:35
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0420714325
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0RSM US LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt09737 WASHINGTONIAN BLVD 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GAITHERSBURG
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0208787340
ReturnHeader/PreparerPersonGrp/PhoneNum03012963600
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0WILLIAM E TURCO CPA
ReturnHeader/ReturnTs02017-04-12T08:38:00-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

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