Civic Intelligence

Express Advantage

EIN 61-1575044 • 501(c)3 • Tacoma, WA

Profile

To help empower low income people in Washington state by providing financial education, outreach and advocacy using the resources at our partner credit unions, and in doing so, help our clients build assets and achieve financial resilience.

950 Broadway Ste 403Tacoma, WA 98402

www.expresscu.org/express-advantage

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

19th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

20th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

7th percentile

-45%

Higher net margin than 7% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

2nd percentile

-89%

Faster asset growth than 2% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

10th percentile

-32%

Faster revenue growth than 10% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets19th percentile

Assets

Down

$90,045

Down $698,020 (-89%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$90,045

Down $698,020 (-89%) from 2023

Operations
Liabilities / Revenue20th percentileNet Margin7th percentile

Revenue

Down

$1,540,755

Down $709,799 (-32%) from 2023

Expenses

Up

$2,238,775

Up $741,827 (+50%) from 2023

Net Income

Down

-$698,020

Down $1,451,626 (-193%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth2nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $452,263Liabilities 2010: $18,439Net Assets 2010: $433,8242010Assets 2011: $232,828Liabilities 2011: $23,868Net Assets 2011: $208,9602011Assets 2012: $714,003Liabilities 2012: $31,395Net Assets 2012: $682,6082012Assets 2013: $271,436Liabilities 2013: $24,587Net Assets 2013: $246,8492013Assets 2014: $117,713Liabilities 2014: $26,994Net Assets 2014: $90,7192014Assets 2015: $350,593Liabilities 2015: $92,274Net Assets 2015: $258,3192015Assets 2016: $113,367Liabilities 2016: $79,660Net Assets 2016: $33,7072016Assets 2017: $41,615Liabilities 2017: $0Net Assets 2017: $41,6152017Assets 2018: $42,372Liabilities 2018: $0Net Assets 2018: $42,3722018Assets 2019: $19,820Liabilities 2019: $0Net Assets 2019: $19,8202019Assets 2020: $20,191Liabilities 2020: $0Net Assets 2020: $20,1912020Assets 2021: $1,719,994Liabilities 2021: $0Net Assets 2021: $1,719,9942021Assets 2022: $34,459Liabilities 2022: $0Net Assets 2022: $34,4592022Assets 2023: $788,065Liabilities 2023: $0Net Assets 2023: $788,0652023Assets 2024: $90,045Liabilities 2024: $0Net Assets 2024: $90,0452024

Highlighted filing

2024

Assets$90,045
Liabilities$0
Net Assets$90,045
Open 2024 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2010: $717,2912010Expenses 2011: $805,8092011Expenses 2012: $699,2062012Revenue 2013: $178,878Expenses 2013: $614,637Net Income 2013: -$435,7592013Revenue 2014: $373,214Expenses 2014: $529,344Net Income 2014: -$156,1302014Revenue 2015: $745,952Expenses 2015: $578,366Net Income 2015: $167,5862015Revenue 2016: $277,121Expenses 2016: $501,733Net Income 2016: -$224,6122016Revenue 2017: $22,528Expenses 2017: $14,620Net Income 2017: $7,9082017Revenue 2018: $29,446Expenses 2018: $28,689Net Income 2018: $7572018Revenue 2019: $6,194Expenses 2019: $28,746Net Income 2019: -$22,5522019Revenue 2020: $1,693Expenses 2020: $1,322Net Income 2020: $3712020Revenue 2021: $2,786,133Expenses 2021: $1,086,297Net Income 2021: $1,699,8362021Revenue 2022: $325,532Expenses 2022: $2,011,067Net Income 2022: -$1,685,5352022Revenue 2023: $2,250,554Expenses 2023: $1,496,948Net Income 2023: $753,6062023Revenue 2024: $1,540,755Expenses 2024: $2,238,775Net Income 2024: -$698,0202024

Highlighted filing

2024

Revenue$1,540,755
Expenses$2,238,775
Net Income-$698,020
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$90,045
Liabilities
$0
Net assets
$90,045
Revenue
$1,540,755
Expenses
$2,238,775
Net income
-$698,020
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.09$0.00$0.09$1.54$2.24$0.70
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.79$0.00$0.79$2.25$1.50$0.75
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.03$0.00$0.03$0.33$2.01$1.69
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.72$0.00$1.72$2.79$1.09$1.70
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.02$0.00$0.02$0.00$0.00$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.02$0.00$0.02$0.01$0.03$0.02
2018Detailed filing. Detailed filing data is available for this year.$0.04$0.00$0.04$0.03$0.03$0.00
2017Summary only. Only limited summary data is available for this year.$0.04$0.00$0.04$0.02$0.01$0.01
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.11$0.08$0.03$0.28$0.50$0.22
2015Detailed filing. Detailed filing data is available for this year.$0.35$0.09$0.26$0.75$0.58$0.17
2014Detailed filing. Detailed filing data is available for this year.$0.12$0.03$0.09$0.37$0.53$0.16
2013Detailed filing. Detailed filing data is available for this year.$0.27$0.02$0.25$0.18$0.61$0.44
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.71$0.03$0.68$0.70
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.23$0.02$0.21$0.81
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.45$0.02$0.43$0.72
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 13, 2025
Return Version
2024v5.0
Gross Receipts
$1,540,755
Mission and Program Overview

Mission

To help empower low income people in Washington state by providing financial education, outreach and advocacy using the resources at our partner credit unions, and in doing so, help our clients build assets and achieve financial resilience.

Creating scalable and collaborative programs that create positive economic impact and financial resiliency for low income families and their communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$788,065$90,045▼ $698,020
Rtn Earn Endowment Incm Other Fnds$788,065$90,045▼ $698,020
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$788,065$90,045▼ $698,020
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$788,065$90,045▼ $698,020
Total Liabilities and Net Assets / Fund Balance$788,065$90,045▼ $698,020
Compensation and Service Providers
Top Officer Pay40th percentile

Board Members and Trustees

NameTitle
Stacy AugustineChair
Enrique DelgadilloVice Chair
Mike BeallExecutive Director
Dick RowanCFO
Chris HortonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$1,540,553
Program Service Revenue
$0
Investment Income
$202
Other Revenue
$0
All Other Contributions
$1,540,553
Change in Net Assets
$-698,020
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$2,236,500
Other Expenses$2,275
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$2,236,500--$2,236,500
Insurance-$1,052-$1,052
Fees for Services Accounting-$1,043-$1,043
Other Expenses$0$180$0$180
Total Functional Expenses$2,236,500$2,275$0$2,238,775
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Opportunity Knocks Group LLCLas Vegas, NV--$2,234,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 2

“The Executive Director is a voting member of the board of directors”

Form 990, Part VI, Section A, Line 3

“Management is paid for by a separate organization. All employees are volunteers for the non-profit”

Form 990, Part VI, Section B, Line 11B

“The 990 is sent via email to all board members upon electronic submission. Board approves the action at the next scheduled board meeting.”

Form 990, Part VI, Section B, Line 12C

“Signed affidavit from each board member and management organization”

Form 990, Part VI, Section B, Line 15

“The staff is volunteers. They work for a management organization but nonprofit is not charged for the services. The board reviews the progress and results of the management organizations during the strategic planning process or at anytime a board member chooses to conduct a review.”

Form 990, Part VI, Section C, Line 19

“Board meeting, board orientation and upon request”

Filing and Contact Details

Filer

Filer Name
Express Advantage
EIN
61-1575044
Phone
2532000418
Address
950 Broadway Ste 403, Tacoma, WA 98402
Doing Business As
National Council for Financial Opportunities

Signing Officer

Name
Dick Rowan
Title
CFO
Phone
3176059957
Signed
2025-08-13

Organization Details

Principal Officer
Michael BEall
Formed
2008
Legal Domicile
Wa
Voting Board Members
4
Independent Board Members
3
Employees
0
Volunteers
5
Raw XML Appendix389 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Creating scalable and collaborative programs that create positive economic impact and financial resiliency for low income families and their communities.
IRS990/AllOtherContributionsAmt01540553
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0CU Strategic Planning
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine2Txt0c/o Dick Rowan
IRS990/BooksInCareOfDetail/PhoneNum03176059957
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0950 Broadway
IRS990/BooksInCareOfDetail/USAddress/AddressLine2Txt0ste 403
IRS990/BooksInCareOfDetail/USAddress/CityNm0Tacoma
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd098402
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0788065
IRS990/CashNonInterestBearingGrp/EOYAmt090045
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContriRptFundraisingEventAmt00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt01540553
IRS990/CYGrantsAndSimilarPaidAmt02236500
IRS990/CYInvestmentIncomeAmt0202
IRS990/CYOtherExpensesAmt02275
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-698020
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt02238775
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01540755
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd01
IRS990/Desc0Financial Resiliency: Financial education and coaching focused on basic capabilities matched seamlessly with appropriate and flexible products and services allowing participants to gain access to financial products and services while keeping the low income families out of the clutches of high cost alternative financial service providers and high debt that allows them to increase assets and become financially resilient.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DoingBusinessAsName/BusinessNameLine1Txt0National Council for Financial Opportunities
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt00
IRS990/FamilyOrBusinessRlnInd01
IRS990/FederalGrantAuditRequiredInd00
IRS990/FederatedCampaignsAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt01043
IRS990/FeesForServicesAccountingGrp/TotalAmt01043
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt05
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt35
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.5
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0Stacy Augustine
IRS990/Form990PartVIISectionAGrp/PersonNm1Enrique Delgadillo
IRS990/Form990PartVIISectionAGrp/PersonNm2Chris Horton
IRS990/Form990PartVIISectionAGrp/PersonNm3Mike Beall
IRS990/Form990PartVIISectionAGrp/PersonNm4Dick Rowan
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Executive Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4CFO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02008
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingAmt00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt04
IRS990/GovernmentGrantsAmt00
IRS990/GrantAmt00
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt02236500
IRS990/GrantsToDomesticOrgsGrp/TotalAmt02236500
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01540755
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt03
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt01052
IRS990/InsuranceGrp/TotalAmt01052
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0202
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0202
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd01
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0WA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Creating scalable and collaborative programs that create positive economic impact and financial resiliency for low income families and their communities.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0788065
IRS990/NetAssetsOrFundBalancesEOYAmt090045
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd01
IRS990/NondeductibleContriDisclInd01
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Bank Fees
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0180
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/TotalAmt0180
IRS990/OtherRevenueTotalAmt00
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Michael BEall
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0Financial Accessibility to meet people, in distressed communities, where they are (social service agencies, Financial Empowerment Center, etc.).
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProgSrvcAccomActy3Grp/Desc0Income Adequacy - Asset building programs that create opportunities that incentivize people to change savings and spending behavior.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt00
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Opportunity Knock$ Initiative - Season 2: PBS show that teaches financial literacy to families.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt02236500
IRS990/ProgSrvcAccomActyOtherGrp/GrantAmt00
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt02250011
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt01496000
IRS990/PYInvestmentIncomeAmt0543
IRS990/PYOtherExpensesAmt0948
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0753606
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt01496948
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02250554
IRS990/ReconcilationRevenueExpnssAmt0-698020
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RelatedOrganizationsAmt00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0788065
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt090045
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt01540553
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt02250011
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0324524
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt02786119
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt02685
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt06903892
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0202
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0543
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt01008
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt014
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt08
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt01775
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0202
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0543
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt01008
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt014
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt08
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt01775
IRS990ScheduleA/InvestmentIncomeCYPct00.00026
IRS990ScheduleA/InvestmentIncomePYPct00.00030
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.99974
IRS990ScheduleA/PublicSupportPY509Pct00.99970
IRS990ScheduleA/PublicSupportTotal509Amt06903892
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01540553
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt02250011
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0324524
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt02786119
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt02685
IRS990ScheduleA/Total509Grp/TotalAmt06903892
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt01540755
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt02250554
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0325532
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt02786133
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt02693
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt06905667
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/RecipientTable/CashGrantAmt02234000
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0Opportunity Knocks Group LLC
IRS990ScheduleI/RecipientTable/RecipientEIN0822908305
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt08255 S Las Vegas Blvd
IRS990ScheduleI/RecipientTable/USAddress/AddressLine2Txt0Unit 1505
IRS990ScheduleI/RecipientTable/USAddress/CityNm0Las Vegas
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0NV
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd089123
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0Signed grant agreement with quarterly reporting from the grantee to the board of directors
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule I, Part I, Line 2
IRS990ScheduleI/Total501c3OrgCnt00
IRS990ScheduleI/TotalOtherOrgCnt01
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Executive Director is a voting member of the board of directors
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Management is paid for by a separate organization. All employees are volunteers for the non-profit
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The 990 is sent via email to all board members upon electronic submission. Board approves the action at the next scheduled board meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Signed affidavit from each board member and management organization
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The staff is volunteers. They work for a management organization but nonprofit is not charged for the services. The board reviews the progress and results of the management organizations during the strategic planning process or at anytime a board member chooses to conduct a review.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Board meeting, board orientation and upon request
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/StatesWhereCopyOfReturnIsFldCd1FL
IRS990/StatesWhereCopyOfReturnIsFldCd2LA
IRS990/StatesWhereCopyOfReturnIsFldCd3MD
IRS990/StatesWhereCopyOfReturnIsFldCd4NC
IRS990/StatesWhereCopyOfReturnIsFldCd5TX
IRS990/StatesWhereCopyOfReturnIsFldCd6WA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0788065
IRS990/TotalAssetsEOYAmt090045
IRS990/TotalAssetsGrp/BOYAmt0788065
IRS990/TotalAssetsGrp/EOYAmt090045
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt01540553
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt02275
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt02236500
IRS990/TotalFunctionalExpensesGrp/TotalAmt02238775
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt00
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0788065
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt090045
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt02236500
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt02236500
IRS990/TotalProgramServiceRevenueAmt00
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0202
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01540755
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt05
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0788065
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt090045
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0950 Broadway
IRS990/USAddress/AddressLine2Txt0Ste 403
IRS990/USAddress/CityNm0Tacoma
IRS990/USAddress/StateAbbreviationCd0WA
IRS990/USAddress/ZIPCd098402
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt03
IRS990/WebsiteAddressTxt0http://thencfo.org/
IRS990/WhistleblowerPolicyInd01
IRS990/WrittenPolicyOrProcedureInd01
ReasonableCauseExplanation/ExplanationTxt0Transition in responsibility for filing
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Dick Rowan
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum03176059957
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0EXPRESS ADVANTAGE
ReturnHeader/Filer/BusinessNameControlTxt0EXPR
ReturnHeader/Filer/EIN0611575044
ReturnHeader/Filer/PhoneNum02532000418
ReturnHeader/Filer/USAddress/AddressLine1Txt0950 Broadway Ste 403
ReturnHeader/Filer/USAddress/CityNm0Tacoma
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd098402
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-09-05T15:33:51-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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