Civic Intelligence

The John Ghancock Charitable Trust

EIN 61-1222550 • Richmond, VT

Pub. 78 Eligible
PO Box 908Richmond, VT 05477
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

63rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

<$500k nonprofits • Source year 2024

Liabilities / Revenue

66th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

<$500k nonprofits • Source year 2024

Net Margin

27th percentile

-16%

Higher net margin than 27% of similar nonprofits.

<$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

<$500k nonprofits • Source year 2025

Asset Growth

51st percentile

-1.8%

Faster asset growth than 51% of similar nonprofits.

<$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

76th percentile

29%

Faster revenue growth than 76% of similar nonprofits.

<$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets63rd percentile

Using 2024 Form 990PF data because the latest 2025 filing does not report standard financial totals.

Assets

Down

$413,009

Down $7,517 (-1.8%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$413,009

Down $7,517 (-1.8%) from 2023

Operations
Liabilities / Revenue66th percentileNet Margin27th percentile

Revenue

Up

$45,879

Up $10,191 (+29%) from 2023

Expenses

Down

$53,396

Down $6,625 (-11%) from 2023

Net Income

Up

-$7,517

Up $16,816 (+69%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth51st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2011: $462,132Liabilities 2011: $02011Assets 2012: $442,933Liabilities 2012: $0Net Assets 2012: $442,9332012Assets 2013: $436,760Liabilities 2013: $0Net Assets 2013: $436,7602013Assets 2014: $441,235Liabilities 2014: $0Net Assets 2014: $441,2352014Assets 2015: $449,240Liabilities 2015: $0Net Assets 2015: $449,2402015Assets 2016: $445,462Liabilities 2016: $0Net Assets 2016: $445,4622016Assets 2017: $452,244Liabilities 2017: $0Net Assets 2017: $452,2442017Assets 2018: $456,120Liabilities 2018: $0Net Assets 2018: $456,1202018Assets 2019: $463,953Liabilities 2019: $0Net Assets 2019: $463,9532019Assets 2020: $471,510Liabilities 2020: $0Net Assets 2020: $471,5102020Assets 2021: $476,676Liabilities 2021: $0Net Assets 2021: $476,6762021Assets 2022: $444,859Liabilities 2022: $0Net Assets 2022: $444,8592022Assets 2023: $420,526Liabilities 2023: $0Net Assets 2023: $420,5262023Assets 2024: $413,009Liabilities 2024: $0Net Assets 2024: $413,0092024

Latest loaded filing

2024

Assets$413,009
Liabilities$0
Net Assets$413,009
Open 2024 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2011: $12,496Expenses 2011: $29,409Net Income 2011: -$16,9132011Expenses 2012: $30,5392012Revenue 2013: $25,679Expenses 2013: $31,852Net Income 2013: -$6,1732013Revenue 2014: $34,196Expenses 2014: $29,721Net Income 2014: $4,4752014Revenue 2015: $34,216Expenses 2015: $26,211Net Income 2015: $8,0052015Revenue 2016: $33,401Expenses 2016: $37,179Net Income 2016: -$3,7782016Revenue 2017: $48,678Expenses 2017: $41,896Net Income 2017: $6,7822017Revenue 2018: $51,331Expenses 2018: $47,455Net Income 2018: $3,8762018Revenue 2019: $58,593Expenses 2019: $50,760Net Income 2019: $7,8332019Revenue 2020: $57,251Expenses 2020: $49,694Net Income 2020: $7,5572020Revenue 2021: $56,504Expenses 2021: $51,338Net Income 2021: $5,1662021Revenue 2022: $34,608Expenses 2022: $66,425Net Income 2022: -$31,8172022Revenue 2023: $35,688Expenses 2023: $60,021Net Income 2023: -$24,3332023Revenue 2024: $45,879Expenses 2024: $53,396Net Income 2024: -$7,5172024

Latest loaded filing

2024

Revenue$45,879
Expenses$53,396
Net Income-$7,517
Open 2024 Filing

Filings

Most recent year

2025 • Form 990PFDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
-
Liabilities
-
Net assets
-
Revenue
-
Expenses
-
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.
2024Detailed filing. Detailed filing data is available for this year.$4.13$0.00$4.13$0.46$0.53$0.08
2023Detailed filing. Detailed filing data is available for this year.$4.21$0.00$4.21$0.36$0.60$0.24
2022Detailed filing. Detailed filing data is available for this year.$4.45$0.00$4.45$0.35$0.66$0.32
2021Detailed filing. Detailed filing data is available for this year.$4.77$0.00$4.77$0.57$0.51$0.05
2020Detailed filing. Detailed filing data is available for this year.$4.72$0.00$4.72$0.57$0.50$0.08
2019Detailed filing. Detailed filing data is available for this year.$4.64$0.00$4.64$0.59$0.51$0.08
2018Detailed filing. Detailed filing data is available for this year.$4.56$0.00$4.56$0.51$0.47$0.04
2017Detailed filing. Detailed filing data is available for this year.$4.52$0.00$4.52$0.49$0.42$0.07
2016Detailed filing. Detailed filing data is available for this year.$4.45$0.00$4.45$0.33$0.37$0.04
2015Detailed filing. Detailed filing data is available for this year.$4.49$0.00$4.49$0.34$0.26$0.08
2014Detailed filing. Detailed filing data is available for this year.$4.41$0.00$4.41$0.34$0.30$0.04
2013Detailed filing. Detailed filing data is available for this year.$4.37$0.00$4.37$0.26$0.32$0.06
2012Detailed filing. Detailed filing data is available for this year.$4.43$0.00$4.43$0.31
2011Summary only. Only limited summary data is available for this year.$4.62$0.00$0.12$0.29$0.17
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Apr 10, 2026
Return Version
2025v4.0
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KATHLEEN H TEMPLINTrustee-$0--
JOSEPH C HANCOCKTrustee-$0--
Grants and Assistance

Foundation Grants and Related Investments

TypeRecipientPurposeStatusLocationAmount
Paid GrantANTHONY MUNOZ FOUNDATION ANTHONY MUNOZ FOUNDATIONDONATION-CINCINNATI, OH, US$30,000
Paid GrantTHE POINT ARC THE POINT ARCDONATION-COVINGTON, KY, US$8,000
Paid GrantCATHOLIC CHARITIES COVINGTON CATHOLIC CHARITIES COVINGTONDONATION-COVINGTON, KY, US$8,000
Paid GrantST URSLA ST URSLADONATION-CINCINNATI, OH, US$6,000
Paid GrantCENTRAL VERMONT HABITAT HUMANITY CENTRAL VERMONT HABITAT FOR HUMANITYDONATION-MONTPELIER, VT, US$4,635
Paid GrantVICTORIAN AT RIVERSIDE VICTORIAN AT RIVERSIDEDONATION-COVINGTON, KY, US$2,500
Filing and Contact Details

Filer

Filer Name
The John Ghancock Charitable Trust
EIN
61-1222550
Phone
8025987855
Address
PO BOX 908, RICHMOND, VT 05477

Signing Officer

Name
Kathleen H Templin
Title
Trustee
Phone
8025987855
Signed
2026-04-10

Preparer

Firm
Stephens CPA Pllc
Address
2021 ALEXANDRIA PIKE, HIGHLAND HEIGHTS, KY 41076-1103
Preparer
Gary L Stephens
Phone
8597819090
Raw XML Appendix349 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990PF/StatementsRegardingActy4720Grp/UndistrIncmSect4942a2NotAppInd0true
IRS990PF/StatementsRegardingActyGrp/ActivitiesNotPreviouslyRptInd0false
IRS990PF/StatementsRegardingActyGrp/AtLeast5000InAssetsInd0true
IRS990PF/StatementsRegardingActyGrp/ChangesToArticlesOrBylawsInd0false
IRS990PF/StatementsRegardingActyGrp/ComplyWithPublicInspRqrInd0true
IRS990PF/StatementsRegardingActyGrp/DonorAdvisedFundInd0false
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IRS990PF/StatementsRegardingActyGrp/Form990PFFiledWithAttyGenInd0true
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IRS990PF/StatementsRegardingActyGrp/LegislativePoliticalActyInd0false
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IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/StateAbbreviationCd0VT
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/ZIPCd005477
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IRS990PF/StatementsRegardingActyGrp/PrivateOperatingFoundationInd0false
IRS990PF/StatementsRegardingActyGrp/Section508eRqrSatisfiedInd0true
IRS990PF/StatementsRegardingActyGrp/UnrelatedBusIncmOverLimitInd0false
IRS990PF/StatementsRegardingActyGrp/WebsiteAddressTxt0N/A
IRS990PF/SumOfProgramRelatedInvstGrp/Description1Txt0N/A
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/FormAndInfoAndMaterialsTxt0LETTER
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientPersonNm0KATHLEEN H TEMPLIN
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientPhoneNum08284247066
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/AddressLine1Txt0PO BOX 908
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/CityNm0RICHMOND
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/StateAbbreviationCd0VT
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RecipientUSAddress/ZIPCd0054770908
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/RestrictionsOnAwardsTxt0FOUNDATION GENERALLY MAKES GRANTS, GIFTS, ETC TO ORGANIZATIONS THAT ARE IN THE NORTHERN KENTUCKY/GREATER CINCINNATI, OHIO AREA.
IRS990PF/SupplementaryInformationGrp/ApplicationSubmissionInfoGrp/SubmissionDeadlinesTxt0NONE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt02500
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt130000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt28000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt36000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt44635
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt58000
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt0DONATION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt1DONATION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt2DONATION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt3DONATION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt4DONATION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt5DONATION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt0VICTORIAN AT RIVERSIDE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt1ANTHONY MUNOZ FOUNDATION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt2THE POINT ARC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt3ST URSLA
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt4CENTRAL VERMONT HABITAT HUMANITY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt5CATHOLIC CHARITIES COVINGTON
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine2Txt0VICTORIAN AT RIVERSIDE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine2Txt1ANTHONY MUNOZ FOUNDATION
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine2Txt2THE POINT ARC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine2Txt3ST URSLA
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine2Txt4CENTRAL VERMONT HABITAT FOR HUMANITY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine2Txt5CATHOLIC CHARITIES COVINGTON
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusCd0POF
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusCd2POF
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusCd3POF
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusCd4POF
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusCd5POF
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt0702 GARRARD ST
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt18919 ROSSASH RD
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt31339 EAST MCMILLIAN ST
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt41 BLANCHARD CT
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt53629 CHRUCH ST
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine2Txt0702 GARRARD ST
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine2Txt18819 ROSSASH RD
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine2Txt31339 EAST MCMILLIAN ST
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine2Txt4STE 102
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine2Txt53629 CHURCH ST
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm1CINCINNATI
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm3CINCINNATI
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm4MONTPELIER
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd3OH
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd5KY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd041011
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd145236
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd241011
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd345206
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd405601
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd541015
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriPdDurYrAmt059135
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/LoansOrLoanGuaranteesInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PerformanceOfServicesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PurchaseOfAssetsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/ReimbursementArrangementsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RentalOfFacilitiesOthAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SalesOrExchangesOfAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SharingOfFacilitiesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOfCashToNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd0false
IRS990PF/UndistributedIncomeGrp/AppliedToYear1Amt059135
IRS990PF/UndistributedIncomeGrp/DistributableAsAdjustedAmt065184
IRS990PF/UndistributedIncomeGrp/QualifyingDistributionsAmt059135
IRS990PF/UndistributedIncomeGrp/Taxable2Amt03
IRS990PF/UndistributedIncomeGrp/UndistributedIncomeCYAmt065184
IRS990PF/UndistributedIncomeGrp/UndistributedIncomePYAmt059138
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt07375
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt0UBS FINANCIAL MGMT FEES
TaxesSchedule/TaxesDetail/Amt0346
TaxesSchedule/TaxesDetail/CategoryTxt0TAX ON INVESTMENT INCOME
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0KATHLEEN H TEMPLIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum08025987855
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-04-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE JOHN GHANCOCK CHARITABLE TRUST
ReturnHeader/Filer/BusinessNameControlTxt0JOHN
ReturnHeader/Filer/EIN0611222550
ReturnHeader/Filer/PhoneNum08025987855
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 908
ReturnHeader/Filer/USAddress/CityNm0RICHMOND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VT
ReturnHeader/Filer/USAddress/ZIPCd005477
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0844203858
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0STEPHENS CPA PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02021 ALEXANDRIA PIKE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HIGHLAND HEIGHTS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0410761103
ReturnHeader/PreparerPersonGrp/PhoneNum08597819090
ReturnHeader/PreparerPersonGrp/PreparationDt02026-04-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GARY L STEPHENS
ReturnHeader/ReturnTs02026-04-13T12:33:44-04:00
ReturnHeader/ReturnTypeCd0990PF
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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