Civic Intelligence

Clover Hill Apartments Inc.

EIN 61-1175674 • 501(c)3 • Louisville, KY

Pub. 78 Eligible

Profile

To provide affordable housing to eight men and women with mental illness

PO Box 1927Louisville, KY 40201

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.17x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

92nd percentile

0.50x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

29th percentile

-12%

Higher net margin than 29% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

50th percentile

-1.9%

Faster asset growth than 50% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

66th percentile

12%

Faster revenue growth than 66% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$235,061

Down $4,481 (-1.9%) from 2024

Liabilities

Up

$39,273

Up $5,006 (+15%) from 2024

Net Assets

Down

$195,788

Down $9,487 (-4.6%) from 2024

Revenue

Up

$78,999

Up $8,569 (+12%) from 2024

Expenses

Down

$88,486

Down $2,825 (-3.1%) from 2024

Net Income

Up

-$9,487

Up $11,394 (+55%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2012: $290,546Liabilities 2012: $4,6832012Assets 2013: $296,045Liabilities 2013: $5,2602013Assets 2014: $292,250Liabilities 2014: $7,3322014Assets 2015: $291,970Liabilities 2015: $6,2442015Assets 2016: $296,142Liabilities 2016: $11,6012016Assets 2017: $291,865Liabilities 2017: $7,587Net Assets 2017: $284,2782017Assets 2018: $283,074Liabilities 2018: $7,370Net Assets 2018: $275,7042018Assets 2019: $282,718Liabilities 2019: $11,585Net Assets 2019: $271,1332019Assets 2020: $282,123Liabilities 2020: $18,183Net Assets 2020: $263,9402020Assets 2021: $275,674Liabilities 2021: $20,662Net Assets 2021: $255,0122021Assets 2022: $257,312Liabilities 2022: $12,010Net Assets 2022: $245,3022022Assets 2023: $236,625Liabilities 2023: $10,469Net Assets 2023: $226,1562023Assets 2024: $239,542Liabilities 2024: $34,267Net Assets 2024: $205,2752024Assets 2025: $235,061Liabilities 2025: $39,273Net Assets 2025: $195,7882025

Highlighted filing

2025

Assets$235,061
Liabilities$39,273
Net Assets$195,788

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2012: $55,723Expenses 2012: $55,299Net Income 2012: $4242012Revenue 2013: $58,605Expenses 2013: $53,683Net Income 2013: $4,9222013Revenue 2014: $57,532Expenses 2014: $63,399Net Income 2014: -$5,8672014Revenue 2015: $56,086Expenses 2015: $55,278Net Income 2015: $8082015Revenue 2016: $57,830Expenses 2016: $59,015Net Income 2016: -$1,1852016Revenue 2017: $58,101Expenses 2017: $58,364Net Income 2017: -$2632017Revenue 2018: $56,375Expenses 2018: $64,949Net Income 2018: -$8,5742018Revenue 2019: $59,257Expenses 2019: $63,828Net Income 2019: -$4,5712019Revenue 2020: $57,585Expenses 2020: $64,778Net Income 2020: -$7,1932020Revenue 2021: $57,795Expenses 2021: $66,723Net Income 2021: -$8,9282021Revenue 2022: $60,666Expenses 2022: $70,376Net Income 2022: -$9,7102022Revenue 2023: $61,288Expenses 2023: $80,434Net Income 2023: -$19,1462023Revenue 2024: $70,430Expenses 2024: $91,311Net Income 2024: -$20,8812024Revenue 2025: $78,999Expenses 2025: $88,486Net Income 2025: -$9,4872025

Highlighted filing

2025

Revenue$78,999
Expenses$88,486
Net Income-$9,487

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.35$0.39$1.96$0.79$0.88$0.09
2024Detailed filing. Detailed filing data is available for this year.$2.40$0.34$2.05$0.70$0.91$0.21
2023Detailed filing. Detailed filing data is available for this year.$2.37$0.10$2.26$0.61$0.80$0.19
2022Detailed filing. Detailed filing data is available for this year.$2.57$0.12$2.45$0.61$0.70$0.10
2021Detailed filing. Detailed filing data is available for this year.$2.76$0.21$2.55$0.58$0.67$0.09
2020Detailed filing. Detailed filing data is available for this year.$2.82$0.18$2.64$0.58$0.65$0.07
2019Detailed filing. Detailed filing data is available for this year.$2.83$0.12$2.71$0.59$0.64$0.05
2018Detailed filing. Detailed filing data is available for this year.$2.83$0.07$2.76$0.56$0.65$0.09
2017Detailed filing. Detailed filing data is available for this year.$2.92$0.08$2.84$0.58$0.58$0.00
2016Summary only. Only limited summary data is available for this year.$2.96$0.12$0.58$0.59$0.01
2015Summary only. Only limited summary data is available for this year.$2.92$0.06$0.56$0.55$0.01
2014Summary only. Only limited summary data is available for this year.$2.92$0.07$0.58$0.63$0.06
2013Summary only. Only limited summary data is available for this year.$2.96$0.05$0.59$0.54$0.05
2012Summary only. Only limited summary data is available for this year.$2.91$0.05$0.56$0.55$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Apr 3, 2026
Return Version
2024v5.5
Gross Receipts
$78,999
Mission and Program Overview

Mission

To provide affordable housing to eight men and women with mental illness

Program Services

DescriptionGrantsExpenses
PROVIDES AFFORDABLE HOUSING TO EIGHT MEN AND WOMEN WITH MENTAL ILLNESS$0$66,462
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
JACK TRAWICKDirector-$0--
HEATHER HAIRGROVEDirector-$0--
WILLIAM FRIELDirector-$0--
CHRIS HARAGANDirector-$0--
KATHARINE DOBBINSCEO-$0--
Filing and Contact Details

Filer

Filer Name
Clover Hill Apartments Inc
EIN
61-1175674
Phone
5026374361
Address
PO BOX 1927, LOUISVILLE, KY 40201

Signing Officer

Name
Katharine Dobbins
Title
CEO
Phone
5026374361
Signed
2026-04-03
Discuss with paid preparer
Yes

Preparer

Firm
Jones Nale & Mattingly Plc
Address
401 WEST MAIN STREET SUITE 1100, LOUISVILLE, KY 40202
Preparer
Larry Gumbel
Phone
5025830248
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

Description: interest revenue. Amount: 1.

Form 990-ez, Part I, Line 8 - Other Revenue

Description: tenant charges. Amount: 460.

Form 990-ez, Part I, Line 16 - Other Expenses

Description: office expenses. Amount: 531. Description: staff and facility fees. Amount: 7,490. Description: management fee. Amount: 19,778. Description: bad debt. Amount: 1,006. Total to form 990-ez, line 16: 28,805.

Form 990-ez, Part II, Line 24 - Other Assets

Description: prepaid expenses. Beg. Of year amount: 80. End of year amount: 98. Description: accounts receivable. Beg. Of year amount: 48. End of year amount: 0. Description: other depreciable assets. Beg. Of year amount: 38,492. End of year amount: 39,835.

Form 990-ez, Part II, Line 26 - Other Liabilities

Description: accounts payable. Beg. Of year amount: 12,865. End of year amount: 6,958. Description: deferred revenue. Beg. Of year amount: 583. End of year amount: 584. Description: security deposit escrow. Beg. Of year amount: 1,466. End of year amount: 2,023. Description: affiliate payable. Beg. Of year amount: 19,353. End of year amount: 29,708.

Raw XML Appendix181 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST REVENUE. AMOUNT: 1.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: TENANT CHARGES. AMOUNT: 460.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: OFFICE EXPENSES. AMOUNT: 531. DESCRIPTION: STAFF AND FACILITY FEES. AMOUNT: 7,490. DESCRIPTION: MANAGEMENT FEE. AMOUNT: 19,778. DESCRIPTION: BAD DEBT. AMOUNT: 1,006. TOTAL TO FORM 990-EZ, LINE 16: 28,805.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: PREPAID EXPENSES. BEG. OF YEAR AMOUNT: 80. END OF YEAR AMOUNT: 98. DESCRIPTION: ACCOUNTS RECEIVABLE. BEG. OF YEAR AMOUNT: 48. END OF YEAR AMOUNT: 0. DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 38,492. END OF YEAR AMOUNT: 39,835.
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TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/ReturnTs02026-04-07T09:27:14-05:00
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ReturnHeader/TaxYr02024

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