Civic Intelligence

Kentucky Electrical Contractor Assoc Health & Life

990 • Fiscal year 2014 • EIN 61-1173799

Jan 01, 2014 to Dec 31, 2014 • Filed on May 08, 2015

493 Blue Sky ParkwayLexington, KY 40509

(859) 266-4968

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

1.00x

Higher debt load relative to assets than 97% of similar nonprofits.

2014 filings • 501(c)9 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

83rd percentile

0.13x

Higher debt load relative to revenue than 83% of similar nonprofits.

2014 filings • 501(c)9 • <$500k nonprofits • Source year 2014

Net Margin

48th percentile

0.0%

Higher net margin than 48% of similar nonprofits.

2014 filings • 501(c)9 • <$500k nonprofits • Source year 2014

Top Officer Pay

71st percentile

$0

Higher top officer pay than 71% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)9 • <$500k nonprofits • Source year 2014

Asset Growth

61st percentile

3.2%

Faster asset growth than 61% of similar nonprofits.

2014 filings • 501(c)9 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

26th percentile

-17%

Faster revenue growth than 26% of similar nonprofits.

2014 filings • 501(c)9 • <$500k nonprofits • Annualized from 2013 to 2014

Assets

Up

$522

Up $16 (+3.2%) from 2013

Net Assets

Flat

$0

Flat from 2013

Liabilities

Up

$522

Up $16 (+3.2%) from 2013

Revenue

Down

$3,927

Down $820 (-17%) from 2013

Expenses

Down

$3,927

Down $820 (-17%) from 2013

Net Income

Flat

$0

Flat from 2013

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0K$1.5K$1.0K$500$0Assets 2010: $936Liabilities 2010: $936Net Assets 2010: $02010Assets 2011: $857Liabilities 2011: $857Net Assets 2011: $02011Assets 2012: $1,634Liabilities 2012: $1,634Net Assets 2012: $02012Assets 2013: $506Liabilities 2013: $506Net Assets 2013: $02013Assets 2014: $522Liabilities 2014: $522Net Assets 2014: $02014Assets 2015: $49Liabilities 2015: $49Net Assets 2015: $02015Assets 2016: $247Liabilities 2016: $247Net Assets 2016: $02016Assets 2017: $1,484Liabilities 2017: $1,484Net Assets 2017: $02017Assets 2018: $1,610Liabilities 2018: $1,610Net Assets 2018: $02018Assets 2019: $1,483Liabilities 2019: $1,483Net Assets 2019: $02019Assets 2020: $1,446Liabilities 2020: $1,446Net Assets 2020: $02020Assets 2021: $1,537Liabilities 2021: $1,537Net Assets 2021: $02021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2014

Assets$522
Liabilities$522
Net Assets$0

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0K$6.0K$4.0K$2.0K$0Expenses 2010: $5,8612010Expenses 2011: $6,1622011Expenses 2012: $4,7202012Revenue 2013: $4,747Expenses 2013: $4,747Net Income 2013: $02013Revenue 2014: $3,927Expenses 2014: $3,927Net Income 2014: $02014Revenue 2015: $4,449Expenses 2015: $4,449Net Income 2015: $02015Revenue 2016: $5,652Expenses 2016: $5,652Net Income 2016: $02016Revenue 2017: $5,230Expenses 2017: $5,230Net Income 2017: $02017Revenue 2018: $4,486Expenses 2018: $4,486Net Income 2018: $02018Revenue 2019: $4,466Expenses 2019: $4,466Net Income 2019: $02019Revenue 2020: $4,881Expenses 2020: $4,881Net Income 2020: $02020Revenue 2021: $4,440Expenses 2021: $4,440Net Income 2021: $02021Revenue 2022: $0Expenses 2022: $0Net Income 2022: $02022

Highlighted filing

2014

Revenue$3,927
Expenses$3,927
Net Income$0
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
May 8, 2015
Return Version
2014v5.0
Gross Receipts
$3,927
Mission and Program Overview

Mission

Provide insurance benefits for employees of electrical contractors in central kentucky.

Provide insurance benefits to employees of electrical contractors in central kentucky

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$506$522▲ $16
Total Assets$506$522▲ $16
Liabilities
Other Liabilities$506$522▲ $16
Total Liabilities$506$522▲ $16
Net Assets / Fund Balance
Total Net Assets Fund Balance$0$0→ $0
Total Liabilities and Net Assets / Fund Balance$506$522▲ $16
Compensation and Service Providers

Board Members and Trustees

NameTitle
Rick BirchumPresident
Todd FriendVice President
Ken CareyDirector
Rick DavisDirector
Carmalee CramerExecutive Director
Jeff DavisSecretary
Joe MartinTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$3,927
Change in Net Assets
$0
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,927
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$3,927--$3,927
Total Functional Expenses$3,927$0$0$3,927
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Benefits Payable$522
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

Board of directors reviews at board meeting before filing return.

Form 990, Part VI, Section B, Line 12C

Reviewed by the board of directors.

Form 990, Part VI, Section B, Line 15A

Reviewed by the board of directors.

Form 990, Part VI, Section C, Line 19

AVAILABLE UPON REQUEST.

Filing and Contact Details

Filer

Filer Name
Kentucky Electrical Contractor Assoc
EIN
61-1173799
Phone
8592664968
Address
493 BLUE SKY PARKWAY, LEXINGTON, KY 40509

Signing Officer

Name
Carmalee Cramer
Title
Executive Director
Phone
8592664968
Signed
2015-05-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Carmalee Cramer
Formed
1989
Legal Domicile
Ky
Voting Board Members
6
Independent Board Members
6
Employees
0
Volunteers
0

Preparer

Firm
Price Stagner & Co Pllc
Address
501 DARBY CREEK RD SUITE 6, LEXINGTON, KY 40509
Preparer
Anthony D Perkins
Phone
8592631944
Raw XML Appendix276 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BOARD OF DIRECTORS REVIEWS AT BOARD MEETING BEFORE FILING RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1REVIEWED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2REVIEWED BY THE BOARD OF DIRECTORS.
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ReturnHeader/BusinessOfficerGrp/SignatureDt02015-05-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0KENTUCKY ELECTRICAL CONTRACTOR ASSOC
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0HEALTH & LIFE
ReturnHeader/Filer/BusinessNameControlTxt0KENT
ReturnHeader/Filer/EIN0611173799
ReturnHeader/Filer/PhoneNum08592664968
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0611359713
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PRICE STAGNER & CO PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0501 DARBY CREEK RD SUITE 6
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ReturnHeader/PreparerPersonGrp/PhoneNum08592631944
ReturnHeader/PreparerPersonGrp/PreparationDt02015-05-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANTHONY D PERKINS
ReturnHeader/ReturnTs02015-06-18T11:38:25-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

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Filings