Civic Intelligence

London-Laurel County Chamber

EIN 61-1102186 • 501(c)6 • London, KY

Profile

Economic development and assistance to existing businesses.

409 South Main StreetLondon, KY 40741-1908

londonlaurelchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.02x

Higher debt load relative to assets than 60% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

58th percentile

0.01x

Higher debt load relative to revenue than 58% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

62nd percentile

6.7%

Higher net margin than 62% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

51st percentile

-0.8%

Faster asset growth than 51% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

77th percentile

20%

Faster revenue growth than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$138,011

Down $1,135 (-0.8%) from 2023

Liabilities

Down

$2,071

Down $21,089 (-91%) from 2023

Net Assets

Up

$135,940

Up $19,954 (+17%) from 2023

Operations
Liabilities / Revenue58th percentileNet Margin62nd percentile

Revenue

Up

$296,508

Up $49,466 (+20%) from 2023

Expenses

Up

$276,554

Up $29,230 (+12%) from 2023

Net Income

Up

$19,954

Up $20,236 (+7176%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth51st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2010: $64,583Liabilities 2010: $4,549Net Assets 2010: $60,0342010Assets 2011: $79,271Liabilities 2011: $2,682Net Assets 2011: $76,5892011Assets 2012: $84,249Liabilities 2012: $2,853Net Assets 2012: $81,3962012Assets 2013: $91,693Liabilities 2013: $3,005Net Assets 2013: $88,6882013Assets 2014: $96,922Liabilities 2014: $2,997Net Assets 2014: $93,9252014Assets 2015: $100,445Liabilities 2015: $6,655Net Assets 2015: $93,7902015Assets 2016: $95,306Liabilities 2016: $6,501Net Assets 2016: $88,8052016Assets 2017: $95,494Liabilities 2017: $26,536Net Assets 2017: $68,9582017Assets 2018: $94,848Liabilities 2018: $37,321Net Assets 2018: $57,5272018Assets 2019: $61,332Liabilities 2019: $7,721Net Assets 2019: $53,6112019Assets 2020: $105,728Liabilities 2020: $22,936Net Assets 2020: $82,7922020Assets 2021: $127,369Liabilities 2021: $2,266Net Assets 2021: $125,1032021Assets 2022: $118,457Liabilities 2022: $2,189Net Assets 2022: $116,2682022Assets 2023: $139,146Liabilities 2023: $23,160Net Assets 2023: $115,9862023Assets 2024: $138,011Liabilities 2024: $2,071Net Assets 2024: $135,9402024

Highlighted filing

2024

Assets$138,011
Liabilities$2,071
Net Assets$135,940
Open 2024 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KExpenses 2010: $169,1972010Expenses 2011: $161,6382011Expenses 2012: $168,0402012Revenue 2013: $184,544Expenses 2013: $177,252Net Income 2013: $7,2922013Revenue 2014: $199,360Expenses 2014: $194,123Net Income 2014: $5,2372014Revenue 2015: $195,910Expenses 2015: $196,045Net Income 2015: -$1352015Revenue 2016: $191,734Expenses 2016: $196,719Net Income 2016: -$4,9852016Revenue 2017: $181,966Expenses 2017: $201,813Net Income 2017: -$19,8472017Revenue 2018: $193,272Expenses 2018: $204,703Net Income 2018: -$11,4312018Revenue 2019: $214,359Expenses 2019: $218,275Net Income 2019: -$3,9162019Revenue 2020: $224,419Expenses 2020: $195,238Net Income 2020: $29,1812020Revenue 2021: $251,749Expenses 2021: $209,438Net Income 2021: $42,3112021Revenue 2022: $214,444Expenses 2022: $223,279Net Income 2022: -$8,8352022Revenue 2023: $247,042Expenses 2023: $247,324Net Income 2023: -$2822023Revenue 2024: $296,508Expenses 2024: $276,554Net Income 2024: $19,9542024

Highlighted filing

2024

Revenue$296,508
Expenses$276,554
Net Income$19,954
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$138,011
Liabilities
$2,071
Net assets
$135,940
Revenue
$296,508
Expenses
$276,554
Net income
$19,954
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.38$0.02$1.36$2.97$2.77$0.20
2023Detailed filing. Detailed filing data is available for this year.$1.39$0.23$1.16$2.47$2.47$0.00
2022Detailed filing. Detailed filing data is available for this year.$1.18$0.02$1.16$2.14$2.23$0.09
2021Detailed filing. Detailed filing data is available for this year.$1.27$0.02$1.25$2.52$2.09$0.42
2020Detailed filing. Detailed filing data is available for this year.$1.06$0.23$0.83$2.24$1.95$0.29
2019Detailed filing. Detailed filing data is available for this year.$0.61$0.08$0.54$2.14$2.18$0.04
2018Detailed filing. Detailed filing data is available for this year.$0.95$0.37$0.58$1.93$2.05$0.11
2017Detailed filing. Detailed filing data is available for this year.$0.95$0.27$0.69$1.82$2.02$0.20
2016Detailed filing. Detailed filing data is available for this year.$0.95$0.07$0.89$1.92$1.97$0.05
2015Detailed filing. Detailed filing data is available for this year.$1.00$0.07$0.94$1.96$1.96$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.97$0.03$0.94$1.99$1.94$0.05
2013Detailed filing. Detailed filing data is available for this year.$0.92$0.03$0.89$1.85$1.77$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.84$0.03$0.81$1.68
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.79$0.03$0.77$1.62
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.65$0.05$0.60$1.69
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 5, 2025
Return Version
2024v5.0
Gross Receipts
$296,508
Mission and Program Overview

Mission

Economic development and assistance to existing businesses.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$115,566$121,578▲ $6,012
Accounts Receivable$23,556$16,433▼ $7,123
Land, Buildings, and Equipment, Net$24--
Total Assets$139,146$138,011▼ $1,135
Liabilities
Other Liabilities$23,160$2,071▼ $21,089
Total Liabilities$23,160$2,071▼ $21,089
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$115,986$135,940▲ $19,954
Total Net Assets Fund Balance$115,986$135,940▲ $19,954
Total Liabilities and Net Assets / Fund Balance$139,146$138,011▼ $1,135

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings-$37,173$37,173
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
Brandon KeckDirector
Donna GregorichDirector
Donnie CoxDirector
Garry ConleyDirector
John C YanesDirector
Karen HydeDirector
Lisa BakerDirector
Michael SliterDirector
Sharon BengeDirector
Ward StokesDirector
Winston GriffinDirector
Scott WebsterPresdient
Sharon BengeSecretary
Donevon StormTreasurer
Kyle GrayVice-preside
Revenue and Support

Revenue Composition

Contributions and Grants
$38,100
Program Service Revenue
$250,594
Investment Income
$69
Other Revenue
$7,745
Change in Net Assets
$19,954
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$141,025
Other Expenses$135,529
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$80,201--$80,201
Other Salaries and Wages$48,180--$48,180
Office Expenses$28,958$5,208-$34,166
Conferences and Meetings$21,212--$21,212
Occupancy$20,103--$20,103
Insurance$12,844--$12,844
Travel$12,254$24-$12,278
All Other Expenses$6,219$4,262-$10,481
Payroll Taxes$9,277--$9,277
Fees for Services Accounting-$5,000-$5,000
Pension Plan Contributions$3,367--$3,367
Other Expenses$2,623--$2,623
Depreciation Depletion$24--$24
Total Functional Expenses$262,060$14,494$0$276,554
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Retirement Expense$1,357
Accrued State Withholding$424
Accrued Local Withholding$290
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“990 will be reviewed by directors.”

Form 990, Page 6, Part VI, Line 15A

“The salary of all employees is recommended by the executive committee and reviewed and approved by the board of directors.”

Form 990, Page 6, Part VI, Line 15B

“The salary of all employees is recommended by the executive committee and reviewed and approved by the board of directors.”

Form 990, Page 6, Part VI, Line 19

“Governing documents are made available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
London-laurel County Chamber
EIN
61-1102186
Phone
6068644789
Address
409 SOUTH MAIN STREET, LONDON, KY 40741-1908

Signing Officer

Name
Donnie Cox
Title
Director
Phone
6068644789
Signed
2025-11-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Deanna Hermon
Legal Domicile
Ky
Voting Board Members
15
Independent Board Members
15
Employees
3

Preparer

Firm
Abner & Cox Pllc
Address
PO BOX 901, LONDON, KY 40743-0901
Preparer
Donnie W Cox CPA
Phone
6068780861
Raw XML Appendix396 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0990 WILL BE REVIEWED BY DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE SALARY OF ALL EMPLOYEES IS RECOMMENDED BY THE EXECUTIVE COMMITTEE AND REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE SALARY OF ALL EMPLOYEES IS RECOMMENDED BY THE EXECUTIVE COMMITTEE AND REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/USAddress/AddressLine1Txt0529 SOUTH MAIN STREET
IRS990/USAddress/CityNm0LONDON
IRS990/USAddress/StateAbbreviationCd0KY
IRS990/USAddress/ZIPCd040741
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IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DONNIE COX
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum06068644789
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LONDON-LAUREL COUNTY CHAMBER
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0LOND
ReturnHeader/Filer/EIN0611102186
ReturnHeader/Filer/PhoneNum06068644789
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ReturnHeader/Filer/USAddress/CityNm0LONDON
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0832781232
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ABNER & COX PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 901
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LONDON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0407430901
ReturnHeader/PreparerPersonGrp/PhoneNum06068780861
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DONNIE W COX CPA
ReturnHeader/ReturnTs02025-11-06T13:20:05-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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