Civic Intelligence

People'S Self-Help Housing Inc

EIN 61-0999804 • 501(c)3 • Vanceburg, KY

Profile

The mission of the organization is to meet the housing needs of low- income families in lewis county through home repairs and rehabilitation, new home construction, managing and maintaining affordable rental housing by providing rental assistance, case management, credit counseling and home buyer education.

307 KY 59Vanceburg, KY 41179

www.pshhinc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

67th percentile

0.29x

Higher debt load relative to assets than 67% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

87th percentile

1.28x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Net Margin

21st percentile

-8.6%

Higher net margin than 21% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

41st percentile

$107,433

Higher top officer pay than 41% of similar nonprofits.

Top officer pay equals 5.7% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Asset Growth

21st percentile

-4.2%

Faster asset growth than 21% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

74th percentile

26%

Faster revenue growth than 74% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Down

$8,245,797

Down $365,602 (-4.2%) from 2023

Liabilities

Down

$2,417,864

Down $203,673 (-7.8%) from 2023

Net Assets

Down

$5,827,933

Down $161,929 (-2.7%) from 2023

Revenue

Up

$1,884,895

Up $390,937 (+26%) from 2023

Expenses

Up

$2,046,824

Up $243,592 (+14%) from 2023

Net Income

Up

-$161,929

Up $147,345 (+48%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $10,525,241Liabilities 2010: $2,654,160Net Assets 2010: $7,871,0812010Assets 2011: $10,918,308Liabilities 2011: $2,546,567Net Assets 2011: $8,371,7412011Assets 2012: $11,300,142Liabilities 2012: $2,503,744Net Assets 2012: $8,796,3982012Assets 2013: $11,530,479Liabilities 2013: $2,578,506Net Assets 2013: $8,951,9732013Assets 2014: $11,587,405Liabilities 2014: $2,627,203Net Assets 2014: $8,960,2022014Assets 2015: $11,870,851Liabilities 2015: $3,034,316Net Assets 2015: $8,836,5352015Assets 2016: $11,759,212Liabilities 2016: $3,096,662Net Assets 2016: $8,662,5502016Assets 2017: $11,889,413Liabilities 2017: $3,265,201Net Assets 2017: $8,624,2122017Assets 2018: $11,425,527Liabilities 2018: $3,219,634Net Assets 2018: $8,205,8932018Assets 2019: $10,637,658Liabilities 2019: $3,404,153Net Assets 2019: $7,233,5052019Assets 2020: $9,771,189Liabilities 2020: $3,267,175Net Assets 2020: $6,504,0142020Assets 2021: $9,462,183Liabilities 2021: $3,213,807Net Assets 2021: $6,248,3762021Assets 2022: $8,904,558Liabilities 2022: $2,605,422Net Assets 2022: $6,299,1362022Assets 2023: $8,611,399Liabilities 2023: $2,621,537Net Assets 2023: $5,989,8622023Assets 2024: $8,245,797Liabilities 2024: $2,417,864Net Assets 2024: $5,827,9332024

Highlighted filing

2024

Assets$8,245,797
Liabilities$2,417,864
Net Assets$5,827,933

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $684,2122010Expenses 2011: $666,8222011Revenue 2012: $1,189,220Expenses 2012: $671,813Net Income 2012: $517,4072012Revenue 2013: $1,396,464Expenses 2013: $1,240,889Net Income 2013: $155,5752013Revenue 2014: $1,450,244Expenses 2014: $1,442,015Net Income 2014: $8,2292014Revenue 2015: $1,012,699Expenses 2015: $1,136,366Net Income 2015: -$123,6672015Revenue 2016: $1,102,638Expenses 2016: $1,276,623Net Income 2016: -$173,9852016Revenue 2017: $1,146,483Expenses 2017: $1,185,091Net Income 2017: -$38,6082017Revenue 2018: $1,217,711Expenses 2018: $1,635,760Net Income 2018: -$418,0492018Revenue 2019: $1,020,961Expenses 2019: $1,993,349Net Income 2019: -$972,3882019Revenue 2020: $1,339,587Expenses 2020: $2,069,078Net Income 2020: -$729,4912020Revenue 2021: $1,406,497Expenses 2021: $1,662,135Net Income 2021: -$255,6382021Revenue 2022: $1,354,538Expenses 2022: $1,303,778Net Income 2022: $50,7602022Revenue 2023: $1,493,958Expenses 2023: $1,803,232Net Income 2023: -$309,2742023Revenue 2024: $1,884,895Expenses 2024: $2,046,824Net Income 2024: -$161,9292024

Highlighted filing

2024

Revenue$1,884,895
Expenses$2,046,824
Net Income-$161,929

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.25$2.42$5.83$1.88$2.05$0.16
2023Detailed filing. Detailed filing data is available for this year.$8.61$2.62$5.99$1.49$1.80$0.31
2022Detailed filing. Detailed filing data is available for this year.$8.90$2.61$6.30$1.35$1.30$0.05
2021Detailed filing. Detailed filing data is available for this year.$9.46$3.21$6.25$1.41$1.66$0.26
2020Detailed filing. Detailed filing data is available for this year.$9.77$3.27$6.50$1.34$2.07$0.73
2019Detailed filing. Detailed filing data is available for this year.$10.6$3.40$7.23$1.02$1.99$0.97
2018Detailed filing. Detailed filing data is available for this year.$11.4$3.22$8.21$1.22$1.64$0.42
2017Summary only. Only limited summary data is available for this year.$11.9$3.27$8.62$1.15$1.19$0.04
2016Summary only. Only limited summary data is available for this year.$11.8$3.10$8.66$1.10$1.28$0.17
2015Summary only. Only limited summary data is available for this year.$11.9$3.03$8.84$1.01$1.14$0.12
2014Summary only. Only limited summary data is available for this year.$11.6$2.63$8.96$1.45$1.44$0.01
2013Summary only. Only limited summary data is available for this year.$11.5$2.58$8.95$1.40$1.24$0.16
2012Summary only. Only limited summary data is available for this year.$11.3$2.50$8.80$1.19$0.67$0.52
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.9$2.55$8.37$0.67
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.5$2.65$7.87$0.68
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 23, 2025
Return Version
2024v5.0
Gross Receipts
$1,884,895
Mission and Program Overview

Mission

The mission of the organization is to meet the housing needs of low- income families in lewis county through home repairs and rehabilitation, new home construction, managing and maintaining affordable rental housing by providing rental assistance, case management, credit counseling and home buyer education.

Established for the purposes of constructing, repairing, and providing homeowner housing, rental assistance and managing and maintaining rental housing for low income families in lewis county, kentucky.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$4,253,839$4,079,054▼ $174,785
Cash and Non-Interest-Bearing Accounts$2,229,601$2,385,525▲ $155,924
Other Notes and Loans Receivable, Net$1,733,293$1,538,320▼ $194,973
Inventories for Sale or Use$106,136$104,784▼ $1,352
Pledges and Grants Receivable$109,353$15,000▼ $94,353
Accounts Receivable$8,140$6,100▼ $2,040
Total Assets$8,611,399$8,245,797▼ $365,602
Other Assets Total$171,037$117,014▼ $54,023
Liabilities
Mortgage Notes Payable Secured by Investment Property$2,020,932$1,824,103▼ $196,829
Other Liabilities$543,195$557,026▲ $13,831
Accounts Payable and Accrued Expenses$57,410$36,735▼ $20,675
Total Liabilities$2,621,537$2,417,864▼ $203,673
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,643,746$5,553,108▼ $90,638
Net Assets With Donor Restrictions$346,116$274,825▼ $71,291
Total Net Assets Fund Balance$5,989,862$5,827,933▼ $161,929
Total Liabilities and Net Assets / Fund Balance$8,611,399$8,245,797▼ $365,602

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,473,170$4,357,356$7,830,526
Land$498,985-$498,985
Other Land Buildings$98,238$134,603$232,841
Equipment$8,661$53,147$61,808
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Anne PriceDirectorFT$81,098$26,335$107,433

Board Members and Trustees

NameTitle
Tony RizzoBoard Chair
Diana WilsonBoard Member
Irene StoneBoard Member
Mary Jo CantuBoard Member
Sonia ShawBoard Member
Anita GilbertBoard Secret
Sandra KeeseeBoard Treasu
Linda Sue CalvertBoard Vice-c
Revenue and Support

Revenue Composition

Contributions and Grants
$614,250
Program Service Revenue
$1,066,233
Investment Income
$139,060
Other Revenue
$65,352
All Other Contributions
$38,750
Change in Net Assets
$-161,929

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,884,895
Total Revenue per Audited Statements
$1,884,895
Total Revenue per Form 990
$1,884,895
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,345,876
Salaries, Compensation, and Employee Benefits$700,948
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$221,034$98,086-$319,120
Depreciation Depletion$247,041$13,002-$260,043
Other Employee Benefits$174,769$77,013-$251,782
Current Officers, Directors, Trustees, and Key Employees$56,769$24,329-$81,098
Insurance$65,247$7,250-$72,497
Other Expenses$90,285$41,415-$41,415
All Other Expenses$31,005$6,712-$37,717
Payroll Taxes$24,200$10,664-$34,864
Pension Plan Contributions$9,776$4,308-$14,084
Office Expenses$9,776$2,444-$12,220
Fees for Services Legal$4,778$4,778-$9,556
Fees for Services Other$4,800--$4,800
Total Functional Expenses$1,702,071$344,753$0$2,046,824

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,046,824
Total Expenses per Audited Statements$2,046,824
Total Expenses per Form 990$2,046,824
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Rental Security Deposits$557,026
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

A copy of the draft return is provided to the board members before filing.

Form 990, Page 6, Part VI, Line 12C

The organization requires all applicants for housing and rental assistance to complete a "disclosure of potential conflict of interest" form. Each employee and board member is also asked to disclose any potential conflict of interest.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
PEOPLE'S SELF-HELP HOUSING INC
EIN
61-0999804
Phone
6067966333
Address
307 KY 59, VANCEBURG, KY 41179

Signing Officer

Name
Anne Price
Title
Director
Phone
6067966333
Signed
2025-10-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Anne Price
Formed
1982
Legal Domicile
Ky
Voting Board Members
8
Independent Board Members
8
Employees
12

Preparer

Firm
Craft Waninger Noble & Company Pllc
Address
1018 IVAL JAMES BLVD STE B, RICHMOND, KY 40475
Preparer
P Jared Noble
Phone
8596234027
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

The mission of the organization is to meet the housing needs of low- income families in lewis county through home repairs and rehabilitation, new home construction, managing and maintaining affordable rental housing by providing rental assistance, case management, credit counseling and home buyer education.

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IRS990/MissionDesc0THE MISSION OF THE ORGANIZATION IS TO MEET THE HOUSING NEEDS OF LOW- INCOME FAMILIES IN LEWIS COUNTY THROUGH HOME REPAIRS AND REHABILITATION, NEW HOME CONSTRUCTION, MANAGING AND MAINTAINING AFFORDABLE RENTAL HOUSING BY PROVIDING RENTAL ASSISTANCE, CASE MANAGEMENT, CREDIT COUNSELING AND HOME BUYER EDUCATION.
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IRS990/OtherExpensesGrp/Desc1UTILITIES & TELEPHONE
IRS990/OtherExpensesGrp/Desc2AMORTIZATION OF FORGIVABL
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
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IRS990/ReportOtherLiabilitiesInd0true
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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0329,507
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
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IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt057679
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE MISSION OF THE ORGANIZATION IS TO MEET THE HOUSING NEEDS OF LOW- INCOME FAMILIES IN LEWIS COUNTY THROUGH HOME REPAIRS AND REHABILITATION, NEW HOME CONSTRUCTION, MANAGING AND MAINTAINING AFFORDABLE RENTAL HOUSING BY PROVIDING RENTAL ASSISTANCE, CASE MANAGEMENT, CREDIT COUNSELING AND HOME BUYER EDUCATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A COPY OF THE DRAFT RETURN IS PROVIDED TO THE BOARD MEMBERS BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION REQUIRES ALL APPLICANTS FOR HOUSING AND RENTAL ASSISTANCE TO COMPLETE A "DISCLOSURE OF POTENTIAL CONFLICT OF INTEREST" FORM. EACH EMPLOYEE AND BOARD MEMBER IS ALSO ASKED TO DISCLOSE ANY POTENTIAL CONFLICT OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0307 KY 59
IRS990/USAddress/CityNm0VANCEBURG
IRS990/USAddress/StateAbbreviationCd0KY
IRS990/USAddress/ZIPCd041179
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IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ANNE PRICE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum06067966333
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PEOPLE'S SELF-HELP HOUSING INC

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