Liabilities / Assets
67th percentile
Higher debt load relative to assets than 67% of similar nonprofits.
EIN 61-0999804 • 501(c)3 • Vanceburg, KY
Profile
The mission of the organization is to meet the housing needs of low- income families in lewis county through home repairs and rehabilitation, new home construction, managing and maintaining affordable rental housing by providing rental assistance, case management, credit counseling and home buyer education.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
67th percentile
Higher debt load relative to assets than 67% of similar nonprofits.
Liabilities / Revenue
87th percentile
Higher debt load relative to revenue than 87% of similar nonprofits.
Net Margin
21st percentile
Higher net margin than 21% of similar nonprofits.
Top Officer Pay
41st percentile
Higher top officer pay than 41% of similar nonprofits.
Top officer pay equals 5.7% of source-year revenue.
Asset Growth
21st percentile
Faster asset growth than 21% of similar nonprofits.
Revenue Growth
74th percentile
Faster revenue growth than 74% of similar nonprofits.
Assets
Down$8,245,797
Down $365,602 (-4.2%) from 2023
Liabilities
Down$2,417,864
Down $203,673 (-7.8%) from 2023
Net Assets
Down$5,827,933
Down $161,929 (-2.7%) from 2023
Revenue
Up$1,884,895
Up $390,937 (+26%) from 2023
Expenses
Up$2,046,824
Up $243,592 (+14%) from 2023
Net Income
Up-$161,929
Up $147,345 (+48%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
The mission of the organization is to meet the housing needs of low- income families in lewis county through home repairs and rehabilitation, new home construction, managing and maintaining affordable rental housing by providing rental assistance, case management, credit counseling and home buyer education.
Established for the purposes of constructing, repairing, and providing homeowner housing, rental assistance and managing and maintaining rental housing for low income families in lewis county, kentucky.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Land, Buildings, and Equipment, Net | $4,253,839 | $4,079,054 | ▼ $174,785 |
| Cash and Non-Interest-Bearing Accounts | $2,229,601 | $2,385,525 | ▲ $155,924 |
| Other Notes and Loans Receivable, Net | $1,733,293 | $1,538,320 | ▼ $194,973 |
| Inventories for Sale or Use | $106,136 | $104,784 | ▼ $1,352 |
| Pledges and Grants Receivable | $109,353 | $15,000 | ▼ $94,353 |
| Accounts Receivable | $8,140 | $6,100 | ▼ $2,040 |
| Total Assets | $8,611,399 | $8,245,797 | ▼ $365,602 |
| Other Assets Total | $171,037 | $117,014 | ▼ $54,023 |
| Liabilities | |||
| Mortgage Notes Payable Secured by Investment Property | $2,020,932 | $1,824,103 | ▼ $196,829 |
| Other Liabilities | $543,195 | $557,026 | ▲ $13,831 |
| Accounts Payable and Accrued Expenses | $57,410 | $36,735 | ▼ $20,675 |
| Total Liabilities | $2,621,537 | $2,417,864 | ▼ $203,673 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $5,643,746 | $5,553,108 | ▼ $90,638 |
| Net Assets With Donor Restrictions | $346,116 | $274,825 | ▼ $71,291 |
| Total Net Assets Fund Balance | $5,989,862 | $5,827,933 | ▼ $161,929 |
| Total Liabilities and Net Assets / Fund Balance | $8,611,399 | $8,245,797 | ▼ $365,602 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $3,473,170 | $4,357,356 | $7,830,526 |
| Land | $498,985 | - | $498,985 |
| Other Land Buildings | $98,238 | $134,603 | $232,841 |
| Equipment | $8,661 | $53,147 | $61,808 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Anne Price | Director | FT | $81,098 | $26,335 | $107,433 |
| Name | Title |
|---|---|
| Tony Rizzo | Board Chair |
| Diana Wilson | Board Member |
| Irene Stone | Board Member |
| Mary Jo Cantu | Board Member |
| Sonia Shaw | Board Member |
| Anita Gilbert | Board Secret |
| Sandra Keesee | Board Treasu |
| Linda Sue Calvert | Board Vice-c |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,345,876 |
| Salaries, Compensation, and Employee Benefits | $700,948 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $221,034 | $98,086 | - | $319,120 |
| Depreciation Depletion | $247,041 | $13,002 | - | $260,043 |
| Other Employee Benefits | $174,769 | $77,013 | - | $251,782 |
| Current Officers, Directors, Trustees, and Key Employees | $56,769 | $24,329 | - | $81,098 |
| Insurance | $65,247 | $7,250 | - | $72,497 |
| Other Expenses | $90,285 | $41,415 | - | $41,415 |
| All Other Expenses | $31,005 | $6,712 | - | $37,717 |
| Payroll Taxes | $24,200 | $10,664 | - | $34,864 |
| Pension Plan Contributions | $9,776 | $4,308 | - | $14,084 |
| Office Expenses | $9,776 | $2,444 | - | $12,220 |
| Fees for Services Legal | $4,778 | $4,778 | - | $9,556 |
| Fees for Services Other | $4,800 | - | - | $4,800 |
| Total Functional Expenses | $1,702,071 | $344,753 | $0 | $2,046,824 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,046,824 |
| Total Expenses per Audited Statements | $2,046,824 |
| Total Expenses per Form 990 | $2,046,824 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Rental Security Deposits | $557,026 |
“A copy of the draft return is provided to the board members before filing.”
“The organization requires all applicants for housing and rental assistance to complete a "disclosure of potential conflict of interest" form. Each employee and board member is also asked to disclose any potential conflict of interest.”
“No documents available to the public”
“The mission of the organization is to meet the housing needs of low- income families in lewis county through home repairs and rehabilitation, new home construction, managing and maintaining affordable rental housing by providing rental assistance, case management, credit counseling and home buyer education.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 6100 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | ESTABLISHED FOR THE PURPOSES OF CONSTRUCTING, REPAIRING, AND PROVIDING HOMEOWNER HOUSING, RENTAL ASSISTANCE AND MANAGING AND MAINTAINING RENTAL HOUSING FOR LOW INCOME FAMILIES IN LEWIS COUNTY, KENTUCKY. |
| IRS990/AllOtherContributionsAmt | 0 | 38750 |
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| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 31005 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 37717 |
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| IRS990/AuditCommitteeInd | 0 | true |
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| IRS990/BooksInCareOfDetail/PersonNm | 0 | JUSTIN HENSLEY |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6067966333 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 307 KY 59 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | VANCEBURG |
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| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2385525 |
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| IRS990/CreditCounselingInd | 0 | false |
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| IRS990/CYContributionsGrantsAmt | 0 | 614250 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 139060 |
| IRS990/CYOtherExpensesAmt | 0 | 1345876 |
| IRS990/CYOtherRevenueAmt | 0 | 65352 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1066233 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -161929 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 700948 |
| IRS990/CYTotalExpensesAmt | 0 | 2046824 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1884895 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 13002 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 247041 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 260043 |
| IRS990/Desc | 0 | PEOPLE'S SELF-HELP HOUSING CONSTRUCTS AFFORDABLE NEW HOMES FOR LOW AND VERY LOW-INCOME FAMILIES IN LEWIS COUNTY, KY FINANCED IN PART THROUGH FEDERAL AND STATE LOANS AND GRANTS, 2 NEW HOMES WERE CONSTRUCTED IN 2022. THE ORGANIZATION ALSO MAKES IMPROVEMENTS TO EXISTING HOMES FOR LOW INCOME HOMEOWNERS TO REPAIR THEIR HOMES, 24 HOUSEHOLDS WERE ASSISTED WITH REPAIRS. THE ORGANIZATION ALSO MAINTAINS AND MANAGES 150 AFFORDABLE RENTAL UNITS. |
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| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 274825 |
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| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 12 |
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| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 1702071 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
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| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 4778 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 9556 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 4800 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 4800 |
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| IRS990/ForeignFinancialAccountInd | 0 | false |
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| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | MARY JO CANTU |
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| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
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| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1982 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
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| IRS990/FSAuditedInd | 0 | true |
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| IRS990/GoverningBodyVotingMembersCnt | 0 | 8 |
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| IRS990/InsuranceGrp/TotalAmt | 0 | 72497 |
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| IRS990/MissionDesc | 0 | THE MISSION OF THE ORGANIZATION IS TO MEET THE HOUSING NEEDS OF LOW- INCOME FAMILIES IN LEWIS COUNTY THROUGH HOME REPAIRS AND REHABILITATION, NEW HOME CONSTRUCTION, MANAGING AND MAINTAINING AFFORDABLE RENTAL HOUSING BY PROVIDING RENTAL ASSISTANCE, CASE MANAGEMENT, CREDIT COUNSELING AND HOME BUYER EDUCATION. |
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| IRS990/OtherExpensesGrp/Desc | 2 | AMORTIZATION OF FORGIVABL |
| IRS990/OtherExpensesGrp/Desc | 3 | MISCELLANEOUS |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 4752 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 50000 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 41415 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 762591 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 90285 |
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| IRS990/OtherExpensesGrp/TotalAmt | 1 | 95037 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 50000 |
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| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 557026 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MISCELLANEOUS INCOME |
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| IRS990/OtherRevenueTotalAmt | 0 | 65352 |
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| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 221034 |
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| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 1733293 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 1538320 |
| IRS990/PartialLiquidationInd | 0 | false |
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| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 10664 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 24200 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 34864 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 4308 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 9776 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 14084 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 109353 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 15000 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
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| IRS990/ProfessionalFundraisingInd | 0 | false |
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| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE MISSION OF THE ORGANIZATION IS TO MEET THE HOUSING NEEDS OF LOW- INCOME FAMILIES IN LEWIS COUNTY THROUGH HOME REPAIRS AND REHABILITATION, NEW HOME CONSTRUCTION, MANAGING AND MAINTAINING AFFORDABLE RENTAL HOUSING BY PROVIDING RENTAL ASSISTANCE, CASE MANAGEMENT, CREDIT COUNSELING AND HOME BUYER EDUCATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | A COPY OF THE DRAFT RETURN IS PROVIDED TO THE BOARD MEMBERS BEFORE FILING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE ORGANIZATION REQUIRES ALL APPLICANTS FOR HOUSING AND RENTAL ASSISTANCE TO COMPLETE A "DISCLOSURE OF POTENTIAL CONFLICT OF INTEREST" FORM. EACH EMPLOYEE AND BOARD MEMBER IS ALSO ASKED TO DISCLOSE ANY POTENTIAL CONFLICT OF INTEREST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | NO DOCUMENTS AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 - ORGANIZATION'S MISSION |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 19 |
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| IRS990/USAddress/CityNm | 0 | VANCEBURG |
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| IRS990/WebsiteAddressTxt | 0 | WWW.PSHHINC.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
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| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6067966333 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-23 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | PEOPLE'S SELF-HELP HOUSING INC |
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