Liabilities / Assets
87th percentile
Higher debt load relative to assets than 87% of similar nonprofits.
Cumberland Valley Apartments Inc.
EIN 61-0960827 • 501(c)3 • Burkesville, KY
Pub. 78 Eligible
Profile
Subsidized low income housing
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.38x
Liabilities / Revenue
92nd percentile
Higher debt load relative to revenue than 92% of similar nonprofits.
Net Margin
44th percentile
Higher net margin than 44% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
49th percentile
Faster asset growth than 49% of similar nonprofits.
Revenue Growth
57th percentile
Faster revenue growth than 57% of similar nonprofits.
Balance Sheet
Assets
Down$269,738
Down $7,541 (-2.7%) from 2024
Liabilities
Flat$103,629
Flat from 2024
Net Assets
Down$166,109
Down $7,541 (-4.3%) from 2024
Revenue
Up$175,320
Up $5,767 (+3.4%) from 2024
Expenses
Up$175,757
Up $9,564 (+5.8%) from 2024
Net Income
Down-$437
Down $3,797 (-113%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $269,738
- Liabilities
- $103,629
- Net assets
- $166,109
- Revenue
- $175,320
- Expenses
- $175,757
- Net income
- -$437
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jun 1, 2024 to May 31, 2025
- Signed
- Dec 5, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $175,320
Mission and Program Overview
Mission
Subsidized low income housing
Program Services
| Description | Grants | Expenses |
|---|---|---|
| LOW INCOME HOUSING TO 20 NEEDY PERSONS | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| BOB HALE | Pres | - | $0 | - | - |
| RAYMOND CASTILLO | Director | - | $0 | - | - |
| MIKE MOSBY | Director | - | $0 | - | - |
| BETH CASH | Sec | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Cumberland Valley Apartments Inc
- EIN
- 61-0960827
- Phone
- 2708645129
- Address
- 542 CARY LANE, BURKESVILLE, KY 42717
Signing Officer
- Name
- Robert C Hale
- Title
- Member
- Phone
- 2708645129
- Signed
- 2025-12-05
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Sandra Cash & Associates Inc
- Address
- 140 Baker Street, Burkesville, KY 42717
- Preparer
- Sandra Cash
- Phone
- 2704593076
Supplemental Narrative
Additional Explanations
Form 990-EZ, Part I, Line 16, Other Expenses
“Travel 302”
Form 990-EZ, Part I, Line 16, Other Expenses
“Interest 7,715”
Form 990-EZ, Part I, Line 16, Other Expenses
“Supplies 752”
Form 990-EZ, Part I, Line 16, Other Expenses
“Depreciation 20,672”
Form 990-EZ, Part I, Line 16, Other Expenses
“ADVERTISING 53”
Form 990-EZ, Part I, Line 16, Other Expenses
“WORKERS COMP 2,013”
Form 990-EZ, Part I, Line 16, Other Expenses
“LEGAL PROF FEES 11,786”
Form 990-EZ, Part I, Line 16, Other Expenses
“UTILITIES 30,032”
Form 990-EZ, Part I, Line 16, Other Expenses
“OFFICE EXPENSE 1,240”
Form 990-EZ, Part I, Line 16, Other Expenses
“EXTERMINATOR 3,825”
Form 990-EZ, Part I, Line 16, Other Expenses
“Employer fica expense 4,405”
Form 990-EZ, Part I, Line 16, Other Expenses
“INSURANCE 6,001”
Form 990-EZ, Part I, Line 16, Other Expenses
“REPAIRS 16,713”
Form 990-EZ, Part I, Line 16, Other Expenses
“BACKGROUND CHECKS 658”
Form 990-EZ, Part I, Line 16, Other Expenses
“MOWING 2,800”
Form 990-EZ, Part I, Line 16, Other Expenses
“MEETING EXPENSE 300”
Form 990-EZ, Part I, Line 16, Other Expenses
“TRASH HAUL 925”
Form 990-EZ, Part I, Line 16, Other Expenses
“EMPLOYEE TRAINING 3,015”
Form 990-EZ, Part I, Line 20, Net Assets
“Prior year adjustmnets 1,617”
Form 990-EZ, Part II, Line 26, Liabilities
“ACCOUNTS PAYABLE Beginning of year 1,299, End of year 1,306”
Form 990-EZ, Part II, Line 26, Liabilities
“TENANT DEPOSITS Beginning of year 3,377, End of year 2,914”
Form 990-EZ, Part II, Line 26, Liabilities
“MORTGAGES PAYABLE Beginning of year 111,347, End of year 99,409”
Raw XML Appendix160 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | BETH CASH |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2708645129 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 542 CARY LANE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | BURKESVILLE |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | KY |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 42717 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 55057 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 75785 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -437 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 280515 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 269738 |
| IRS990EZ/GrossReceiptsAmt | 0 | 175320 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 175320 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 225458 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 193953 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 164492 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 166109 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 164492 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 166109 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | BOB HALE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | RAYMOND CASTILLO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | MIKE MOSBY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | BETH CASH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRES |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | DIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | DIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | SEC |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 1617 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 113207 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | SUBSIDIZED LOW INCOME HOUSING |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | LOW INCOME HOUSING TO 20 NEEDY PERSONS |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 62550 |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | KY |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 116023 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 103629 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 175757 |
| IRS990EZ/TotalRevenueAmt | 0 | 175320 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleA/First5Years170Ind | 0 | X |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 169553 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 167554 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 166670 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 155027 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 147622 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 806426 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.00000 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 0 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 806426 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Travel 302 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Interest 7,715 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Supplies 752 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Depreciation 20,672 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ADVERTISING 53 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | WORKERS COMP 2,013 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | LEGAL PROF FEES 11,786 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | UTILITIES 30,032 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | OFFICE EXPENSE 1,240 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | EXTERMINATOR 3,825 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | EMPLOYER FICA EXPENSE 4,405 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | INSURANCE 6,001 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | REPAIRS 16,713 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | BACKGROUND CHECKS 658 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | MOWING 2,800 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | MEETING EXPENSE 300 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | TRASH HAUL 925 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | EMPLOYEE TRAINING 3,015 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 18 | PRIOR YEAR ADJUSTMNETS 1,617 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 19 | ACCOUNTS PAYABLE Beginning of year 1,299, End of year 1,306 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 20 | TENANT DEPOSITS Beginning of year 3,377, End of year 2,914 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 21 | MORTGAGES PAYABLE Beginning of year 111,347, End of year 99,409 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Form 990-EZ, Part I, Line 16, Other Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 18 | Form 990-EZ, Part I, Line 20, Net Assets |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 19 | Form 990-EZ, Part II, Line 26, Liabilities |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 20 | Form 990-EZ, Part II, Line 26, Liabilities |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 21 | Form 990-EZ, Part II, Line 26, Liabilities |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ROBERT C HALE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | MEMBER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2708645129 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-12-05 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | CUMBERLAND VALLEY APARTMENTS INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | CUMB |
| ReturnHeader/Filer/EIN | 0 | 610960827 |
| ReturnHeader/Filer/PhoneNum | 0 | 2708645129 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 542 CARY LANE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | BURKESVILLE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | KY |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 42717 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 881604633 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Sandra Cash & Associates Inc |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 140 Baker Street |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Burkesville |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | KY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 42717 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2704593076 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-12-05 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Sandra Cash |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2025-12-05T10:56:21-00:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-06-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-05-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
Document Assets
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