Civic Intelligence

National Association of Letter Carriers

EIN 61-0676629 • 501(c)5 • Louisville, KY

Profile

Labor union - represent national association of letter carriers branch 14

4815 Poplar Level RoadLouisville, KY 40213

www.nalcbe14.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

25th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)5 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

26th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)5 • $1M-$5M nonprofits • Source year 2025

Net Margin

54th percentile

9.4%

Higher net margin than 54% of similar nonprofits.

501(c)5 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

21st percentile

$0

Higher top officer pay than 21% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)5 • $1M-$5M nonprofits • Source year 2025

Asset Growth

43rd percentile

3.8%

Faster asset growth than 43% of similar nonprofits.

501(c)5 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

47th percentile

5.2%

Faster revenue growth than 47% of similar nonprofits.

501(c)5 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets25th percentile

Assets

Up

$1,061,427

Up $38,479 (+3.8%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$1,061,427

Up $38,479 (+3.8%) from 2024

Operations
Liabilities / Revenue26th percentileNet Margin54th percentile

Revenue

Up

$407,210

Up $20,087 (+5.2%) from 2024

Expenses

Up

$368,731

Up $9,267 (+2.6%) from 2024

Net Income

Up

$38,479

Up $10,820 (+39%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth43rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2011: $783,644Liabilities 2011: $4,736Net Assets 2011: $778,9082011Assets 2012: $773,679Liabilities 2012: $5,188Net Assets 2012: $768,4912012Assets 2013: $791,136Liabilities 2013: $30,041Net Assets 2013: $761,0952013Assets 2014: $803,380Liabilities 2014: $25,706Net Assets 2014: $777,6742014Assets 2015: $832,928Liabilities 2015: $14,444Net Assets 2015: $818,4842015Assets 2016: $825,776Liabilities 2016: $9,940Net Assets 2016: $815,8362016Assets 2017: $852,159Liabilities 2017: $6,616Net Assets 2017: $845,5432017Assets 2018: $860,615Liabilities 2018: $5,668Net Assets 2018: $854,9472018Assets 2019: $872,828Liabilities 2019: $5,149Net Assets 2019: $867,6792019Assets 2020: $947,330Liabilities 2020: $5,119Net Assets 2020: $942,2112020Assets 2021: $979,008Liabilities 2021: $0Net Assets 2021: $979,0082021Assets 2022: $960,659Liabilities 2022: $0Net Assets 2022: $960,6592022Assets 2023: $1,017,929Liabilities 2023: $0Net Assets 2023: $1,017,9292023Assets 2024: $1,022,948Liabilities 2024: $0Net Assets 2024: $1,022,9482024Assets 2025: $1,061,427Liabilities 2025: $0Net Assets 2025: $1,061,4272025

Highlighted filing

2025

Assets$1,061,427
Liabilities$0
Net Assets$1,061,427
Open 2025 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2011: $279,814Expenses 2011: $272,053Net Income 2011: $7,7612011Revenue 2012: $274,311Expenses 2012: $284,728Net Income 2012: -$10,4172012Revenue 2013: $261,244Expenses 2013: $268,640Net Income 2013: -$7,3962013Revenue 2014: $299,641Expenses 2014: $283,062Net Income 2014: $16,5792014Revenue 2015: $306,991Expenses 2015: $266,181Net Income 2015: $40,8102015Revenue 2016: $302,546Expenses 2016: $305,194Net Income 2016: -$2,6482016Revenue 2017: $318,331Expenses 2017: $288,618Net Income 2017: $29,7132017Revenue 2018: $327,670Expenses 2018: $318,266Net Income 2018: $9,4042018Revenue 2019: $340,716Expenses 2019: $327,984Net Income 2019: $12,7322019Revenue 2020: $334,217Expenses 2020: $259,685Net Income 2020: $74,5322020Revenue 2021: $286,359Expenses 2021: $280,307Net Income 2021: $6,0522021Revenue 2022: $322,775Expenses 2022: $341,124Net Income 2022: -$18,3492022Revenue 2023: $337,203Expenses 2023: $279,933Net Income 2023: $57,2702023Revenue 2024: $387,123Expenses 2024: $359,464Net Income 2024: $27,6592024Revenue 2025: $407,210Expenses 2025: $368,731Net Income 2025: $38,4792025

Highlighted filing

2025

Revenue$407,210
Expenses$368,731
Net Income$38,479
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,061,427
Liabilities
$0
Net assets
$1,061,427
Revenue
$407,210
Expenses
$368,731
Net income
$38,479
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.06$0.00$1.06$0.41$0.37$0.04
2024Detailed filing. Detailed filing data is available for this year.$1.02$0.00$1.02$0.39$0.36$0.03
2023Detailed filing. Detailed filing data is available for this year.$1.02$0.00$1.02$0.34$0.28$0.06
2022Detailed filing. Detailed filing data is available for this year.$0.96$0.00$0.96$0.32$0.34$0.02
2021Detailed filing. Detailed filing data is available for this year.$0.98$0.00$0.98$0.29$0.28$0.01
2020Detailed filing. Detailed filing data is available for this year.$0.95$0.01$0.94$0.33$0.26$0.07
2019Summary only. Only limited summary data is available for this year.$0.87$0.01$0.87$0.34$0.33$0.01
2018Summary only. Only limited summary data is available for this year.$0.86$0.01$0.85$0.33$0.32$0.01
2017Summary only. Only limited summary data is available for this year.$0.85$0.01$0.85$0.32$0.29$0.03
2016Summary only. Only limited summary data is available for this year.$0.83$0.01$0.82$0.30$0.31$0.00
2015Summary only. Only limited summary data is available for this year.$0.83$0.01$0.82$0.31$0.27$0.04
2014Summary only. Only limited summary data is available for this year.$0.80$0.03$0.78$0.30$0.28$0.02
2013Summary only. Only limited summary data is available for this year.$0.79$0.03$0.76$0.26$0.27$0.01
2012Summary only. Only limited summary data is available for this year.$0.77$0.01$0.77$0.27$0.28$0.01
2011Summary only. Only limited summary data is available for this year.$0.78$0.00$0.78$0.28$0.27$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 17, 2026
Return Version
2025v4.0
Gross Receipts
$407,210
Mission and Program Overview

Mission

Labor union - represent national association of letter carriers branch 14

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$1,022,948$1,061,427▲ $38,479
Land, Buildings, and Equipment, Net$639,533$639,533→ $0
Investments Other Securities$148,781$148,781→ $0
Investments in Publicly Traded Securities$127,726$140,095▲ $12,369
Cash and Non-Interest-Bearing Accounts$106,908$133,018▲ $26,110
Total Assets$1,022,948$1,061,427▲ $38,479
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,022,948$1,061,427▲ $38,479
Total Liabilities and Net Assets / Fund Balance$1,022,948$1,061,427▲ $38,479

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$639,533--
Other Securities$148,781--
Compensation and Service Providers
Top Officer Pay21st percentile

Board Members and Trustees

NameTitle
Jarett M SimmsPresident
Nicholas M SchneiderVice President
Charles W DavisAffs
Melisa HarrisCAC
Lance D SchwdeExecutive VP
Coulter J Marvel IiiRep
Adriane C ShanklinSgt at Arms
Greg RayTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$398,713
Program Service Revenue
$0
Investment Income
$8,497
Other Revenue
$0
Change in Net Assets
$38,479
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$280,436
Grants and Similar Amounts Paid$45,503
Other Expenses$42,792
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees-$221,540-$221,540
Payroll Taxes-$58,896-$58,896
Grants to Domestic Orgs$45,503--$45,503
Advertising-$42,792-$42,792
Total Functional Expenses$45,503$323,228$0$368,731
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Member election for additional members Part VI line 7A

“Member election is defined in the organizations bylaws”

Form 990 governing body review Part VI line 11

“The 990 is available for the governing body to review and accept prior to filing.”

Conflict of interest policy compliance Part VI line 12C

“Detail explanation is found in the organizations bylaws.”

CEO executive director top management comp Part VI line 15A

“Compensation for executive officiers is detailed in the bylaws.”

Other officer or key employee compensation Part VI line 15B

“All officer and key employee compensation is available in the bylaws”

Governing documents etc available to public Part VI line 19

“All governing documents are available as required for public inspection.”

Filing and Contact Details

Filer

Filer Name
National Association of Letter Carriers
EIN
61-0676629
In Care Of
% GREG RAY
Address
4815 POPLAR LEVEL ROAD, LOUISVILLE, KY 40213

Signing Officer

Name
Greg Ray
Title
Treasurer
Phone
5029688406
Signed
2026-03-17
Discuss with paid preparer
No

Organization Details

Formed
1983
Legal Domicile
Ky
Voting Board Members
14
Independent Board Members
14
Employees
35
Volunteers
37

Preparer

Firm
Budget Business Service Inc
Address
7600 SHEPHERDSVILLE ROAD, LOUISVILLE, KY 40219
Preparer
Robert L Reed Ea
Phone
5029688406
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

“ADJUST TO ACTUAL”

Raw XML Appendix317 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
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IRS990/Form990PartVIISectionAGrp/OfficerInd5X
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IRS990/Form990PartVIISectionAGrp/PersonNm6MELISA HARRIS
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXECUTIVE VP
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4SGT AT ARMS
IRS990/Form990PartVIISectionAGrp/TitleTxt5AFFS
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DETAIL EXPLANATION IS FOUND IN THE ORGANIZATIONS BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMPENSATION FOR EXECUTIVE OFFICIERS IS DETAILED IN THE BYLAWS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL OFFICER AND KEY EMPLOYEE COMPENSATION IS AVAILABLE IN THE BYLAWS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ALL GOVERNING DOCUMENTS ARE AVAILABLE AS REQUIRED FOR PUBLIC INSPECTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ADJUST TO ACTUAL
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Explanation of other changes in net assets or fund balances Part XI line 9
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0GREG RAY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum05029688406
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NATIONAL ASSOCIATION OF LETTER CARRIERS
ReturnHeader/Filer/BusinessNameControlTxt0NATI
ReturnHeader/Filer/EIN0610676629
ReturnHeader/Filer/InCareOfNm0% GREG RAY
ReturnHeader/Filer/USAddress/AddressLine1Txt04815 POPLAR LEVEL ROAD
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0611270380
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BUDGET BUSINESS SERVICE INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt07600 SHEPHERDSVILLE ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LOUISVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
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ReturnHeader/PreparerPersonGrp/PhoneNum05029688406
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT L REED EA
ReturnHeader/ReturnTs02026-03-17T12:24:05-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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